American Bank Of Freedom
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
American Bank Of Freedom 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | American Bank Of Freedom 127 West Hudson Wellsville, MO 63384 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 1,149 |
| Total Mortgage Loan Application Amount | $195,404,000 |
| Average Mortgage Loan Application Amount | $172,000 |
| Highest Mortgage Loan Application Amount | $3,700,000 |
| Average Applicant Income | $47,666 |
| Highest Applicant Income | $524,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with American Bank Of Freedom. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing American Bank Of Freedom's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down American Bank Of Freedom's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how American Bank Of Freedom serves its applicants.
Each category highlights the total number of mortgage applications processed by American Bank Of Freedom, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at American Bank Of Freedom's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Pennington County South Dakota | 131 | $ 24,851,000 | $ 189,000 | $ 78,000 |
| St. Louis County Missouri | 121 | $ 26,177,000 | $ 216,000 | $ 9,000 |
| Campbell County Wyoming | 72 | $ 14,773,000 | $ 205,000 | $ 83,000 |
| Linn County Iowa | 42 | $ 5,537,000 | $ 131,000 | $ 54,000 |
| Callaway County Missouri | 38 | $ 4,210,000 | $ 110,000 | $ 32,000 |
| Sweetwater County Wyoming | 35 | $ 7,566,000 | $ 216,000 | $ 71,000 |
| St. Charles County Missouri | 34 | $ 7,048,000 | $ 207,000 | $ 24,000 |
| Jasper County Missouri | 29 | $ 2,957,000 | $ 101,000 | $ 55,000 |
| Warren County Missouri | 29 | $ 7,407,000 | $ 255,000 | $ 31,000 |
| Newton County Missouri | 26 | $ 2,552,000 | $ 98,000 | $ 45,000 |
| St. Louis City County Missouri | 24 | $ 4,202,000 | $ 175,000 | $ 11,000 |
| Tippecanoe County Indiana | 23 | $ 2,329,000 | $ 101,000 | $ 42,000 |
| Meade County South Dakota | 22 | $ 4,082,000 | $ 185,000 | $ 75,000 |
| Marion County Missouri | 21 | $ 2,180,000 | $ 103,000 | $ 25,000 |
| Lincoln County Missouri | 20 | $ 7,408,000 | $ 370,000 | $ 67,000 |
| Montgomery County Missouri | 17 | $ 1,599,000 | $ 94,000 | $ 60,000 |
| Minnehaha County South Dakota | 17 | $ 3,075,000 | $ 180,000 | $ 71,000 |
| Muscatine County Iowa | 15 | $ 1,868,000 | $ 124,000 | $ 60,000 |
| Vernon County Missouri | 15 | $ 1,585,000 | $ 105,000 | $ 48,000 |
| Barton County Missouri | 14 | $ 1,287,000 | $ 91,000 | $ 42,000 |
| Clinton County Indiana | 13 | $ 1,277,000 | $ 98,000 | $ 57,000 |
| Yellowstone County Montana | 13 | $ 2,282,000 | $ 175,000 | $ 55,000 |
| Natrona County Wyoming | 13 | $ 2,752,000 | $ 211,000 | $ 86,000 |
| McKenzie County North Dakota | 12 | $ 3,181,000 | $ 265,000 | $ 84,000 |
| Jefferson County Missouri | 11 | $ 1,207,000 | $ 109,000 | $ 34,000 |
| Lawrence County South Dakota | 11 | $ 2,172,000 | $ 197,000 | $ 75,000 |
| Stark County North Dakota | 10 | $ 2,383,000 | $ 238,000 | $ 67,000 |
| Williams County North Dakota | 10 | $ 2,742,000 | $ 274,000 | $ 89,000 |
| Monroe County Pennsylvania | 10 | $ 2,306,000 | $ 230,000 | $ 99,000 |
| Audrain County Missouri | 9 | $ 709,000 | $ 78,000 | $ 20,000 |
| Ralls County Missouri | 9 | $ 1,279,000 | $ 142,000 | $ 22,000 |
| Anderson County Texas | 9 | $ 1,111,000 | $ 123,000 | $ 56,000 |
| Carroll County Indiana | 8 | $ 721,000 | $ 90,000 | $ 40,000 |
| McDonald County Missouri | 8 | $ 881,000 | $ 110,000 | $ 51,000 |
| Lincoln County South Dakota | 8 | $ 1,281,000 | $ 160,000 | $ 76,000 |
| Logan County Illinois | 7 | $ 523,000 | $ 74,000 | $ 33,000 |
| Crook County Wyoming | 7 | $ 1,334,000 | $ 190,000 | $ 96,000 |
| Mesa County Colorado | 6 | $ 1,467,000 | $ 244,000 | $ 86,000 |
| Montgomery County Illinois | 6 | $ 384,000 | $ 64,000 | $ 34,000 |
| McDonough County Illinois | 5 | $ 383,000 | $ 76,000 | $ 35,000 |
| Wabash County Illinois | 5 | $ 620,000 | $ 124,000 | $ 62,000 |
| Buchanan County Missouri | 5 | $ 609,000 | $ 121,000 | $ 68,000 |
| Dawson County Montana | 5 | $ 1,302,000 | $ 260,000 | $ 108,000 |
| Sublette County Wyoming | 5 | $ 1,464,000 | $ 292,000 | $ 88,000 |
| Mobile County Alabama | 4 | $ 479,000 | $ 119,000 | $ 84,000 |
| Mason County Illinois | 4 | $ 321,000 | $ 80,000 | $ 50,000 |
| Scott County Iowa | 4 | $ 664,000 | $ 166,000 | $ 65,000 |
| Barry County Missouri | 4 | $ 245,000 | $ 61,000 | $ 26,000 |
| Cedar County Missouri | 4 | $ 374,000 | $ 93,000 | $ 43,000 |
| Cheyenne County Nebraska | 4 | $ 407,000 | $ 101,000 | $ 81,000 |
| Custer County South Dakota | 4 | $ 840,000 | $ 210,000 | $ 74,000 |
| Laramie County Wyoming | 4 | $ 1,205,000 | $ 301,000 | $ 128,000 |
| Sheridan County Wyoming | 4 | $ 835,000 | $ 208,000 | $ 63,000 |
| Weston County Wyoming | 4 | $ 711,000 | $ 177,000 | $ 64,000 |
| La Plata County Colorado | 3 | $ 871,000 | $ 290,000 | $ 78,000 |
| Weld County Colorado | 3 | $ 800,000 | $ 266,000 | $ 68,000 |
| Polk County Florida | 3 | $ 296,000 | $ 98,000 | $ 36,000 |
| Macoupin County Illinois | 3 | $ 238,000 | $ 79,000 | $ 29,000 |
| Perry County Illinois | 3 | $ 244,000 | $ 81,000 | $ 46,000 |
| Sangamon County Illinois | 3 | $ 405,000 | $ 135,000 | $ 68,000 |
| Montgomery County Indiana | 3 | $ 240,000 | $ 80,000 | $ 31,000 |
| White County Indiana | 3 | $ 241,000 | $ 80,000 | $ 36,000 |
| Buchanan County Iowa | 3 | $ 361,000 | $ 120,000 | $ 41,000 |
| Franklin County Iowa | 3 | $ 259,000 | $ 86,000 | $ 52,000 |
| Polk County Iowa | 3 | $ 405,000 | $ 135,000 | $ 65,000 |
| Boone County Missouri | 3 | $ 398,000 | $ 132,000 | $ 62,000 |
| Gasconade County Missouri | 3 | $ 360,000 | $ 120,000 | $ 38,000 |
| Cascade County Montana | 3 | $ 375,000 | $ 125,000 | $ 47,000 |
| Madison County Nebraska | 3 | $ 428,000 | $ 142,000 | $ 58,000 |
| Otero County Colorado | 2 | $ 158,000 | $ 79,000 | $ 47,000 |
| Yuma County Colorado | 2 | $ 403,000 | $ 201,000 | $ 46,000 |
| Sarasota County Florida | 2 | $ 260,000 | $ 130,000 | $ 39,000 |
| Adams County Illinois | 2 | $ 382,000 | $ 191,000 | $ 105,000 |
| Christian County Illinois | 2 | $ 221,000 | $ 110,000 | $ 42,000 |
| Boone County Indiana | 2 | $ 196,000 | $ 98,000 | $ 40,000 |
| Dent County Missouri | 2 | $ 180,000 | $ 90,000 | $ 39,000 |
| Franklin County Missouri | 2 | $ 231,000 | $ 115,000 | $ 31,000 |
| Greene County Missouri | 2 | $ 263,000 | $ 131,000 | $ 80,000 |
| Lawrence County Missouri | 2 | $ 195,000 | $ 97,000 | $ 32,000 |
| Miller County Missouri | 2 | $ 254,000 | $ 127,000 | $ 31,000 |
| Taney County Missouri | 2 | $ 121,000 | $ 60,000 | $ 33,000 |
| Wells County North Dakota | 2 | $ 125,000 | $ 62,000 | $ 54,000 |
| Pike County Pennsylvania | 2 | $ 155,000 | $ 77,000 | $ 134,000 |
| Butte County South Dakota | 2 | $ 229,000 | $ 114,000 | $ 25,000 |
| McCook County South Dakota | 2 | $ 397,000 | $ 198,000 | $ 107,000 |
| Tripp County South Dakota | 2 | $ 282,000 | $ 141,000 | $ 42,000 |
| Fremont County Wyoming | 2 | $ 326,000 | $ 163,000 | $ 94,000 |
| Platte County Wyoming | 2 | $ 413,000 | $ 206,000 | $ 81,000 |
| Washakie County Wyoming | 2 | $ 264,000 | $ 132,000 | $ 35,000 |
| Baldwin County Alabama | 1 | $ 97,000 | $ 97,000 | $ 45,000 |
| Arapahoe County Colorado | 1 | $ 317,000 | $ 317,000 | $ 133,000 |
| Archuleta County Colorado | 1 | $ 128,000 | $ 128,000 | $ 36,000 |
| Hillsborough County Florida | 1 | $ 240,000 | $ 240,000 | $ 99,000 |
| Alexander County Illinois | 1 | $ 68,000 | $ 68,000 | $ 56,000 |
| Champaign County Illinois | 1 | $ 90,000 | $ 90,000 | $ 88,000 |
| DeKalb County Illinois | 1 | $ 118,000 | $ 118,000 | $ 46,000 |
| Edgar County Illinois | 1 | $ 53,000 | $ 53,000 | $ 46,000 |
| Fayette County Illinois | 1 | $ 126,000 | $ 126,000 | $ 54,000 |
| Franklin County Illinois | 1 | $ 80,000 | $ 80,000 | $ 40,000 |
| Fulton County Illinois | 1 | $ 84,000 | $ 84,000 | $ 44,000 |
| Hancock County Illinois | 1 | $ 80,000 | $ 80,000 | $ 32,000 |
| Jo Daviess County Illinois | 1 | $ 141,000 | $ 141,000 | $ 53,000 |
| Lawrence County Illinois | 1 | $ 59,000 | $ 59,000 | $ 0 |
| Marshall County Illinois | 1 | $ 44,000 | $ 44,000 | $ 28,000 |
| Peoria County Illinois | 1 | $ 83,000 | $ 83,000 | $ 45,000 |
| Rock Island County Illinois | 1 | $ 104,000 | $ 104,000 | $ 73,000 |
| Shelby County Illinois | 1 | $ 138,000 | $ 138,000 | $ 65,000 |
| St. Clair County Illinois | 1 | $ 38,000 | $ 38,000 | $ 0 |
| Williamson County Illinois | 1 | $ 78,000 | $ 78,000 | $ 79,000 |
| Cass County Indiana | 1 | $ 160,000 | $ 160,000 | $ 36,000 |
| Fountain County Indiana | 1 | $ 113,000 | $ 113,000 | $ 45,000 |
| Hamilton County Indiana | 1 | $ 160,000 | $ 160,000 | $ 40,000 |
| Hendricks County Indiana | 1 | $ 74,000 | $ 74,000 | $ 22,000 |
| Lake County Indiana | 1 | $ 75,000 | $ 75,000 | $ 86,000 |
| Sullivan County Indiana | 1 | $ 61,000 | $ 61,000 | $ 41,000 |
| Black Hawk County Iowa | 1 | $ 98,000 | $ 98,000 | $ 68,000 |
| Cedar County Iowa | 1 | $ 51,000 | $ 51,000 | $ 17,000 |
| Clay County Iowa | 1 | $ 65,000 | $ 65,000 | $ 44,000 |
| Des Moines County Iowa | 1 | $ 99,000 | $ 99,000 | $ 30,000 |
| Jones County Iowa | 1 | $ 113,000 | $ 113,000 | $ 76,000 |
| Kossuth County Iowa | 1 | $ 85,000 | $ 85,000 | $ 34,000 |
| O'Brien County Iowa | 1 | $ 88,000 | $ 88,000 | $ 35,000 |
| Poweshiek County Iowa | 1 | $ 172,000 | $ 172,000 | $ 77,000 |
| Winneshiek County Iowa | 1 | $ 97,000 | $ 97,000 | $ 29,000 |
| Crawford County Kansas | 1 | $ 78,000 | $ 78,000 | $ 37,000 |
| Shawnee County Kansas | 1 | $ 145,000 | $ 145,000 | $ 54,000 |
| Beltrami County Minnesota | 1 | $ 172,000 | $ 172,000 | $ 50,000 |
| Carver County Minnesota | 1 | $ 256,000 | $ 256,000 | $ 93,000 |
| Dakota County Minnesota | 1 | $ 190,000 | $ 190,000 | $ 104,000 |
| Hennepin County Minnesota | 1 | $ 120,000 | $ 120,000 | $ 81,000 |
| Lincoln County Minnesota | 1 | $ 112,000 | $ 112,000 | $ 44,000 |
| Sherburne County Minnesota | 1 | $ 323,000 | $ 323,000 | $ 144,000 |
| Todd County Minnesota | 1 | $ 133,000 | $ 133,000 | $ 55,000 |
| Adair County Missouri | 1 | $ 66,000 | $ 66,000 | $ 49,000 |
| Camden County Missouri | 1 | $ 260,000 | $ 260,000 | $ 360,000 |
| Dallas County Missouri | 1 | $ 142,000 | $ 142,000 | $ 81,000 |
| Lewis County Missouri | 1 | $ 68,000 | $ 68,000 | $ 20,000 |
| Mercer County Missouri | 1 | $ 70,000 | $ 70,000 | $ 26,000 |
| Nodaway County Missouri | 1 | $ 115,000 | $ 115,000 | $ 36,000 |
| Ozark County Missouri | 1 | $ 91,000 | $ 91,000 | $ 51,000 |
| Pulaski County Missouri | 1 | $ 1,459,000 | $ 1,459,000 | $ 0 |
| St. Clair County Missouri | 1 | $ 177,000 | $ 177,000 | $ 72,000 |
| Washington County Missouri | 1 | $ 82,000 | $ 82,000 | $ 17,000 |
| Webster County Missouri | 1 | $ 207,000 | $ 207,000 | $ 52,000 |
| Richland County Montana | 1 | $ 252,000 | $ 252,000 | $ 77,000 |
| Douglas County Nebraska | 1 | $ 233,000 | $ 233,000 | $ 60,000 |
| Keith County Nebraska | 1 | $ 263,000 | $ 263,000 | $ 156,000 |
| Pierce County Nebraska | 1 | $ 225,000 | $ 225,000 | $ 69,000 |
| Dunn County North Dakota | 1 | $ 143,000 | $ 143,000 | $ 50,000 |
| Hettinger County North Dakota | 1 | $ 187,000 | $ 187,000 | $ 117,000 |
| Richland County North Dakota | 1 | $ 113,000 | $ 113,000 | $ 67,000 |
| Davison County South Dakota | 1 | $ 180,000 | $ 180,000 | $ 85,000 |
| Fall River County South Dakota | 1 | $ 213,000 | $ 213,000 | $ 71,000 |
| Hamlin County South Dakota | 1 | $ 162,000 | $ 162,000 | $ 75,000 |
| Hughes County South Dakota | 1 | $ 342,000 | $ 342,000 | $ 84,000 |
| Turner County South Dakota | 1 | $ 68,000 | $ 68,000 | $ 28,000 |
| Fannin County Texas | 1 | $ 130,000 | $ 130,000 | $ 55,000 |
| Henderson County Texas | 1 | $ 50,000 | $ 50,000 | $ 39,000 |
| Hunt County Texas | 1 | $ 71,000 | $ 71,000 | $ 35,000 |
| Big Horn County Wyoming | 1 | $ 203,000 | $ 203,000 | $ 53,000 |
| Carbon County Wyoming | 1 | $ 131,000 | $ 131,000 | $ 62,000 |
| Park County Wyoming | 1 | $ 211,000 | $ 211,000 | $ 59,000 |
| Uinta County Wyoming | 1 | $ 164,000 | $ 164,000 | $ 104,000 |
Mortgage Loan Application Detail Totals for American Bank Of Freedom in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 894 | $137,825,000 | $154,000 | $2,510,000 | $53,000 | $467,000 |
| Refinancing | 233 | $54,770,000 | $235,000 | $3,700,000 | $57,000 | $524,000 |
| Home Improvement | 22 | $2,809,000 | $127,000 | $330,000 | $33,000 | $204,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 961 | $169,514,000 | $176,000 | $3,700,000 | $55,000 | $524,000 |
| White | 178 | $24,299,000 | $136,000 | $1,459,000 | $45,000 | $467,000 |
| Not Provided | 4 | $441,000 | $110,000 | $265,000 | $84,000 | $191,000 |
| Asian | 3 | $772,000 | $257,000 | $342,000 | $206,000 | $285,000 |
| Hispanic | 2 | $310,000 | $155,000 | $223,000 | $10,000 | $21,000 |
| Black or African American | 1 | $68,000 | $68,000 | $68,000 | $20,000 | $20,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 464 | $95,415,000 | $205,000 | $3,700,000 | $53,000 | $524,000 |
| FHA-insured (Federal Housing Administration) | 320 | $49,221,000 | $153,000 | $322,000 | $60,000 | $186,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 290 | $35,514,000 | $122,000 | $376,000 | $43,000 | $97,000 |
| VA-guaranteed (Veterans Administration) | 75 | $15,254,000 | $203,000 | $414,000 | $73,000 | $191,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 796 | $128,240,000 | $161,000 | $417,000 | $66,000 | $524,000 |
| Loan Originated | 256 | $48,878,000 | $190,000 | $3,700,000 | $28,000 | $467,000 |
| Application Denied By Financial Institution | 51 | $8,914,000 | $174,000 | $1,459,000 | $14,000 | $87,000 |
| Application Withdrawn By Applicant | 27 | $4,530,000 | $167,000 | $750,000 | $0 | $0 |
| Application Approved But Not Accepted | 18 | $4,791,000 | $266,000 | $2,510,000 | $64,000 | $360,000 |
| File Closed For Incompleteness | 1 | $51,000 | $51,000 | $51,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into American Bank Of Freedom's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess American Bank Of Freedom's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.