American Bank Of Freedom
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
American Bank Of Freedom 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | American Bank Of Freedom 127 West Hudson Wellsville, MO 63384 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 1,248 |
| Total Mortgage Loan Application Amount | $222,520,000 |
| Average Mortgage Loan Application Amount | $180,666 |
| Highest Mortgage Loan Application Amount | $3,190,000 |
| Average Applicant Income | $47,333 |
| Highest Applicant Income | $484,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with American Bank Of Freedom. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing American Bank Of Freedom's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down American Bank Of Freedom's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how American Bank Of Freedom serves its applicants.
Each category highlights the total number of mortgage applications processed by American Bank Of Freedom, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at American Bank Of Freedom's mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Pennington County South Dakota | 186 | $ 33,058,000 | $ 177,000 | $ 66,000 |
| Laramie County Wyoming | 151 | $ 33,623,000 | $ 222,000 | $ 82,000 |
| St. Louis County Missouri | 140 | $ 21,716,000 | $ 155,000 | $ 19,000 |
| Callaway County Missouri | 47 | $ 5,291,000 | $ 112,000 | $ 35,000 |
| St. Charles County Missouri | 45 | $ 9,777,000 | $ 217,000 | $ 13,000 |
| St. Louis City County Missouri | 42 | $ 11,392,000 | $ 271,000 | $ 8,000 |
| Campbell County Wyoming | 42 | $ 7,938,000 | $ 189,000 | $ 74,000 |
| Natrona County Wyoming | 40 | $ 8,237,000 | $ 205,000 | $ 88,000 |
| Meade County South Dakota | 35 | $ 6,665,000 | $ 190,000 | $ 68,000 |
| Tippecanoe County Indiana | 33 | $ 3,963,000 | $ 120,000 | $ 42,000 |
| Newton County Missouri | 31 | $ 2,900,000 | $ 93,000 | $ 42,000 |
| Linn County Iowa | 30 | $ 3,424,000 | $ 114,000 | $ 56,000 |
| Sweetwater County Wyoming | 28 | $ 6,136,000 | $ 219,000 | $ 80,000 |
| Lawrence County South Dakota | 23 | $ 4,810,000 | $ 209,000 | $ 108,000 |
| Warren County Missouri | 18 | $ 3,208,000 | $ 178,000 | $ 17,000 |
| Marion County Missouri | 17 | $ 1,881,000 | $ 110,000 | $ 45,000 |
| Clinton County Indiana | 16 | $ 1,421,000 | $ 88,000 | $ 54,000 |
| Ralls County Missouri | 16 | $ 1,631,000 | $ 101,000 | $ 17,000 |
| Barton County Missouri | 14 | $ 1,720,000 | $ 122,000 | $ 57,000 |
| Lincoln County Missouri | 14 | $ 2,474,000 | $ 176,000 | $ 44,000 |
| McDonald County Missouri | 13 | $ 1,336,000 | $ 102,000 | $ 48,000 |
| Weston County Wyoming | 13 | $ 1,851,000 | $ 142,000 | $ 69,000 |
| Vernon County Missouri | 11 | $ 1,064,000 | $ 96,000 | $ 55,000 |
| Stark County North Dakota | 11 | $ 2,501,000 | $ 227,000 | $ 102,000 |
| Barry County Missouri | 9 | $ 774,000 | $ 86,000 | $ 41,000 |
| Montgomery County Missouri | 9 | $ 598,000 | $ 66,000 | $ 34,000 |
| Mesa County Colorado | 8 | $ 2,039,000 | $ 254,000 | $ 74,000 |
| Weld County Colorado | 8 | $ 2,851,000 | $ 356,000 | $ 91,000 |
| Cedar County Missouri | 8 | $ 571,000 | $ 71,000 | $ 39,000 |
| Jasper County Missouri | 8 | $ 555,000 | $ 69,000 | $ 37,000 |
| Butte County South Dakota | 7 | $ 984,000 | $ 140,000 | $ 54,000 |
| Fall River County South Dakota | 7 | $ 883,000 | $ 126,000 | $ 77,000 |
| Sublette County Wyoming | 7 | $ 1,273,000 | $ 181,000 | $ 76,000 |
| Carroll County Indiana | 6 | $ 570,000 | $ 95,000 | $ 38,000 |
| Benton County Iowa | 5 | $ 480,000 | $ 96,000 | $ 72,000 |
| Crawford County Kansas | 5 | $ 359,000 | $ 71,000 | $ 33,000 |
| Custer County South Dakota | 5 | $ 804,000 | $ 160,000 | $ 51,000 |
| Audrain County Missouri | 4 | $ 314,000 | $ 78,000 | $ 27,000 |
| Lawrence County Missouri | 4 | $ 308,000 | $ 77,000 | $ 37,000 |
| Minnehaha County South Dakota | 4 | $ 707,000 | $ 176,000 | $ 63,000 |
| Converse County Wyoming | 4 | $ 567,000 | $ 141,000 | $ 50,000 |
| Washakie County Wyoming | 4 | $ 658,000 | $ 164,000 | $ 50,000 |
| Arapahoe County Colorado | 3 | $ 953,000 | $ 317,000 | $ 62,000 |
| St. Clair County Illinois | 3 | $ 340,000 | $ 113,000 | $ 76,000 |
| White County Indiana | 3 | $ 470,000 | $ 156,000 | $ 89,000 |
| Jones County Iowa | 3 | $ 401,000 | $ 133,000 | $ 67,000 |
| Boone County Missouri | 3 | $ 363,000 | $ 121,000 | $ 49,000 |
| Camden County Missouri | 3 | $ 6,855,000 | $ 2,285,000 | $ 0 |
| Dunn County North Dakota | 3 | $ 264,000 | $ 88,000 | $ 45,000 |
| Adams County Colorado | 2 | $ 797,000 | $ 398,000 | $ 90,000 |
| Douglas County Colorado | 2 | $ 762,000 | $ 381,000 | $ 170,000 |
| Larimer County Colorado | 2 | $ 634,000 | $ 317,000 | $ 89,000 |
| Benton County Indiana | 2 | $ 191,000 | $ 95,000 | $ 53,000 |
| Montgomery County Indiana | 2 | $ 214,000 | $ 107,000 | $ 37,000 |
| Bourbon County Kansas | 2 | $ 117,000 | $ 58,000 | $ 34,000 |
| Labette County Kansas | 2 | $ 177,000 | $ 88,000 | $ 67,000 |
| Franklin County Missouri | 2 | $ 333,000 | $ 166,000 | $ 33,000 |
| Jackson County Missouri | 2 | $ 124,000 | $ 62,000 | $ 0 |
| Jefferson County Missouri | 2 | $ 124,000 | $ 62,000 | $ 0 |
| Hughes County South Dakota | 2 | $ 373,000 | $ 186,000 | $ 81,000 |
| Lincoln County South Dakota | 2 | $ 356,000 | $ 178,000 | $ 91,000 |
| Union County South Dakota | 2 | $ 280,000 | $ 140,000 | $ 64,000 |
| Crook County Wyoming | 2 | $ 244,000 | $ 122,000 | $ 77,000 |
| Platte County Wyoming | 2 | $ 457,000 | $ 228,000 | $ 163,000 |
| Denver County Colorado | 1 | $ 465,000 | $ 465,000 | $ 160,000 |
| Eagle County Colorado | 1 | $ 1,220,000 | $ 1,220,000 | $ 0 |
| Garfield County Colorado | 1 | $ 133,000 | $ 133,000 | $ 76,000 |
| La Plata County Colorado | 1 | $ 188,000 | $ 188,000 | $ 43,000 |
| Highlands County Florida | 1 | $ 113,000 | $ 113,000 | $ 97,000 |
| Lee County Florida | 1 | $ 235,000 | $ 235,000 | $ 51,000 |
| Manatee County Florida | 1 | $ 385,000 | $ 385,000 | $ 106,000 |
| Osceola County Florida | 1 | $ 302,000 | $ 302,000 | $ 80,000 |
| Pinellas County Florida | 1 | $ 438,000 | $ 438,000 | $ 148,000 |
| Bond County Illinois | 1 | $ 300,000 | $ 300,000 | $ 173,000 |
| Fulton County Illinois | 1 | $ 49,000 | $ 49,000 | $ 0 |
| Pike County Illinois | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Boone County Indiana | 1 | $ 79,000 | $ 79,000 | $ 74,000 |
| Delaware County Indiana | 1 | $ 63,000 | $ 63,000 | $ 34,000 |
| Fountain County Indiana | 1 | $ 39,000 | $ 39,000 | $ 39,000 |
| Jasper County Indiana | 1 | $ 219,000 | $ 219,000 | $ 107,000 |
| Buchanan County Iowa | 1 | $ 110,000 | $ 110,000 | $ 68,000 |
| Cedar County Iowa | 1 | $ 135,000 | $ 135,000 | $ 43,000 |
| Delaware County Iowa | 1 | $ 147,000 | $ 147,000 | $ 60,000 |
| Franklin County Iowa | 1 | $ 82,000 | $ 82,000 | $ 29,000 |
| Iowa County Iowa | 1 | $ 106,000 | $ 106,000 | $ 35,000 |
| Johnson County Iowa | 1 | $ 424,000 | $ 424,000 | $ 131,000 |
| Mahaska County Iowa | 1 | $ 82,000 | $ 82,000 | $ 45,000 |
| Tama County Iowa | 1 | $ 87,000 | $ 87,000 | $ 67,000 |
| Cherokee County Kansas | 1 | $ 338,000 | $ 338,000 | $ 64,000 |
| Grant County Kansas | 1 | $ 178,000 | $ 178,000 | $ 53,000 |
| Johnson County Kansas | 1 | $ 165,000 | $ 165,000 | $ 47,000 |
| Montgomery County Kansas | 1 | $ 61,000 | $ 61,000 | $ 27,000 |
| Rice County Kansas | 1 | $ 74,000 | $ 74,000 | $ 111,000 |
| Carver County Minnesota | 1 | $ 215,000 | $ 215,000 | $ 105,000 |
| Freeborn County Minnesota | 1 | $ 117,000 | $ 117,000 | $ 49,000 |
| Lincoln County Minnesota | 1 | $ 243,000 | $ 243,000 | $ 65,000 |
| Rice County Minnesota | 1 | $ 214,000 | $ 214,000 | $ 86,000 |
| Crawford County Missouri | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Dade County Missouri | 1 | $ 146,000 | $ 146,000 | $ 39,000 |
| Henry County Missouri | 1 | $ 230,000 | $ 230,000 | $ 95,000 |
| Howell County Missouri | 1 | $ 115,000 | $ 115,000 | $ 28,000 |
| Johnson County Missouri | 1 | $ 508,000 | $ 508,000 | $ 0 |
| Morgan County Missouri | 1 | $ 67,000 | $ 67,000 | $ 0 |
| Pettis County Missouri | 1 | $ 975,000 | $ 975,000 | $ 0 |
| Phelps County Missouri | 1 | $ 860,000 | $ 860,000 | $ 0 |
| Pike County Missouri | 1 | $ 155,000 | $ 155,000 | $ 37,000 |
| Shelby County Missouri | 1 | $ 54,000 | $ 54,000 | $ 23,000 |
| Stone County Missouri | 1 | $ 39,000 | $ 39,000 | $ 27,000 |
| Carter County Montana | 1 | $ 179,000 | $ 179,000 | $ 67,000 |
| Gallatin County Montana | 1 | $ 217,000 | $ 217,000 | $ 95,000 |
| Richland County Montana | 1 | $ 181,000 | $ 181,000 | $ 56,000 |
| Cheyenne County Nebraska | 1 | $ 86,000 | $ 86,000 | $ 55,000 |
| Dawes County Nebraska | 1 | $ 149,000 | $ 149,000 | $ 61,000 |
| Billings County North Dakota | 1 | $ 316,000 | $ 316,000 | $ 111,000 |
| Hettinger County North Dakota | 1 | $ 163,000 | $ 163,000 | $ 49,000 |
| McKenzie County North Dakota | 1 | $ 242,000 | $ 242,000 | $ 48,000 |
| Williams County North Dakota | 1 | $ 226,000 | $ 226,000 | $ 76,000 |
| Cleveland County Oklahoma | 1 | $ 126,000 | $ 126,000 | $ 45,000 |
| Kay County Oklahoma | 1 | $ 74,000 | $ 74,000 | $ 39,000 |
| Wagoner County Oklahoma | 1 | $ 138,000 | $ 138,000 | $ 32,000 |
| Monroe County Pennsylvania | 1 | $ 250,000 | $ 250,000 | $ 61,000 |
| Pike County Pennsylvania | 1 | $ 64,000 | $ 64,000 | $ 143,000 |
| Haakon County South Dakota | 1 | $ 50,000 | $ 50,000 | $ 58,000 |
| Hamlin County South Dakota | 1 | $ 76,000 | $ 76,000 | $ 24,000 |
| Sully County South Dakota | 1 | $ 79,000 | $ 79,000 | $ 21,000 |
| Tripp County South Dakota | 1 | $ 88,000 | $ 88,000 | $ 55,000 |
| Turner County South Dakota | 1 | $ 44,000 | $ 44,000 | $ 45,000 |
| Albany County Wyoming | 1 | $ 222,000 | $ 222,000 | $ 113,000 |
| Big Horn County Wyoming | 1 | $ 299,000 | $ 299,000 | $ 59,000 |
| Johnson County Wyoming | 1 | $ 152,000 | $ 152,000 | $ 65,000 |
| Park County Wyoming | 1 | $ 155,000 | $ 155,000 | $ 56,000 |
| Sheridan County Wyoming | 1 | $ 238,000 | $ 238,000 | $ 82,000 |
| Uinta County Wyoming | 1 | $ 160,000 | $ 160,000 | $ 48,000 |
Mortgage Loan Application Detail Totals for American Bank Of Freedom in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,047 | $180,650,000 | $172,000 | $2,626,000 | $54,000 | $448,000 |
| Refinancing | 187 | $39,637,000 | $211,000 | $3,190,000 | $61,000 | $484,000 |
| Home Improvement | 14 | $2,233,000 | $159,000 | $670,000 | $27,000 | $118,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,075 | $200,415,000 | $186,000 | $3,190,000 | $56,000 | $484,000 |
| White | 164 | $20,598,000 | $125,000 | $425,000 | $47,000 | $448,000 |
| Black or African American | 3 | $241,000 | $80,000 | $148,000 | $42,000 | $75,000 |
| Hispanic | 2 | $238,000 | $119,000 | $172,000 | $32,000 | $64,000 |
| Not Provided | 2 | $651,000 | $325,000 | $561,000 | $110,000 | $140,000 |
| American Indian or Alaskan Native | 1 | $100,000 | $100,000 | $100,000 | $0 | $0 |
| Asian | 1 | $277,000 | $277,000 | $277,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 563 | $116,033,000 | $206,000 | $3,190,000 | $55,000 | $484,000 |
| FHA-insured (Federal Housing Administration) | 355 | $56,630,000 | $159,000 | $339,000 | $56,000 | $150,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 228 | $27,760,000 | $121,000 | $341,000 | $44,000 | $129,000 |
| VA-guaranteed (Veterans Administration) | 102 | $22,097,000 | $216,000 | $562,000 | $68,000 | $307,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 871 | $151,895,000 | $174,000 | $562,000 | $69,000 | $484,000 |
| Loan Originated | 286 | $57,206,000 | $200,000 | $3,190,000 | $24,000 | $448,000 |
| Application Denied By Financial Institution | 46 | $6,741,000 | $146,000 | $561,000 | $16,000 | $180,000 |
| Application Withdrawn By Applicant | 33 | $5,376,000 | $162,000 | $1,350,000 | $0 | $0 |
| Application Approved But Not Accepted | 12 | $1,302,000 | $108,000 | $353,000 | $24,000 | $125,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into American Bank Of Freedom's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess American Bank Of Freedom's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.