American Federal Bank
Mortgage Loan Application
Totals and Details
for 2021
Find mortgage loan statistics, lending data, and loan application totals for North Dakota.
The mortgage statistics and data below are specific to mortgage loan applications for American Federal Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | American Federal Bank 215 N 5Th St Fargo, ND 58102 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 469 |
| Total Mortgage Loan Application Amount | $118,925,000 |
| Average Mortgage Loan Application Amount | $233,000 |
| Highest Mortgage Loan Application Amount | $5,705,000 |
| Average Applicant Income | $126,000 |
| Highest Applicant Income | $698,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in ND, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cass County North Dakota | 87 | $ 32,225,000 | $ 370,000 | $ 144,000 |
| Otter Tail County Minnesota | 70 | $ 17,640,000 | $ 252,000 | $ 136,000 |
| Polk County Minnesota | 66 | $ 12,570,000 | $ 190,000 | $ 114,000 |
| Grand Forks County North Dakota | 39 | $ 9,615,000 | $ 246,000 | $ 142,000 |
| Clay County Minnesota | 28 | $ 7,930,000 | $ 283,000 | $ 106,000 |
| Dakota County Minnesota | 14 | $ 3,120,000 | $ 222,000 | $ 110,000 |
| Clearwater County Minnesota | 12 | $ 2,710,000 | $ 225,000 | $ 106,000 |
| Marshall County Minnesota | 12 | $ 1,610,000 | $ 134,000 | $ 102,000 |
| Richland County North Dakota | 12 | $ 3,800,000 | $ 316,000 | $ 110,000 |
| Becker County Minnesota | 8 | $ 2,250,000 | $ 281,000 | $ 150,000 |
| Kittson County Minnesota | 8 | $ 860,000 | $ 107,000 | $ 91,000 |
| Douglas County Minnesota | 6 | $ 1,550,000 | $ 258,000 | $ 120,000 |
| Hennepin County Minnesota | 6 | $ 2,230,000 | $ 371,000 | $ 218,000 |
| Norman County Minnesota | 6 | $ 790,000 | $ 131,000 | $ 76,000 |
| Wilkin County Minnesota | 6 | $ 1,400,000 | $ 233,000 | $ 105,000 |
| Beltrami County Minnesota | 5 | $ 575,000 | $ 115,000 | $ 60,000 |
| Grant County Minnesota | 5 | $ 615,000 | $ 123,000 | $ 131,000 |
| Mahnomen County Minnesota | 4 | $ 570,000 | $ 142,000 | $ 96,000 |
| Pinal County Arizona | 3 | $ 1,165,000 | $ 388,000 | $ 126,000 |
| Anoka County Minnesota | 3 | $ 525,000 | $ 175,000 | $ 91,000 |
| Crow Wing County Minnesota | 3 | $ 985,000 | $ 328,000 | $ 203,000 |
| Hubbard County Minnesota | 3 | $ 605,000 | $ 201,000 | $ 126,000 |
| Pope County Minnesota | 3 | $ 335,000 | $ 111,000 | $ 103,000 |
| Minnehaha County South Dakota | 3 | $ 1,175,000 | $ 391,000 | $ 165,000 |
| Maricopa County Arizona | 2 | $ 650,000 | $ 325,000 | $ 233,000 |
| Carver County Minnesota | 2 | $ 850,000 | $ 425,000 | $ 222,000 |
| Cass County Minnesota | 2 | $ 370,000 | $ 185,000 | $ 75,000 |
| Murray County Minnesota | 2 | $ 770,000 | $ 385,000 | $ 351,000 |
| Pennington County Minnesota | 2 | $ 420,000 | $ 210,000 | $ 44,000 |
| Ramsey County Minnesota | 2 | $ 400,000 | $ 200,000 | $ 112,000 |
| Roseau County Minnesota | 2 | $ 310,000 | $ 155,000 | $ 122,000 |
| Scott County Minnesota | 2 | $ 700,000 | $ 350,000 | $ 296,000 |
| Burleigh County North Dakota | 2 | $ 270,000 | $ 135,000 | $ 125,000 |
| Traill County North Dakota | 2 | $ 510,000 | $ 255,000 | $ 97,000 |
| Walsh County North Dakota | 2 | $ 310,000 | $ 155,000 | $ 76,000 |
| Lee County Florida | 1 | $ 325,000 | $ 325,000 | $ 108,000 |
| Pinellas County Florida | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Cottonwood County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 170,000 |
| Red Lake County Minnesota | 1 | $ 95,000 | $ 95,000 | $ 42,000 |
| Stearns County Minnesota | 1 | $ 205,000 | $ 205,000 | $ 82,000 |
| Stevens County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 27,000 |
| Todd County Minnesota | 1 | $ 85,000 | $ 85,000 | $ 98,000 |
| Cavalier County North Dakota | 1 | $ 495,000 | $ 495,000 | $ 75,000 |
| McLean County North Dakota | 1 | $ 355,000 | $ 355,000 | $ 130,000 |
| Nelson County North Dakota | 1 | $ 85,000 | $ 85,000 | $ 71,000 |
| Ramsey County North Dakota | 1 | $ 605,000 | $ 605,000 | $ 131,000 |
| Ward County North Dakota | 1 | $ 225,000 | $ 225,000 | $ 176,000 |
| Williams County North Dakota | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Door County Wisconsin | 1 | $ 215,000 | $ 215,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Dakota,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for American Federal Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 211 | $60,985,000 | $289,000 | $5,705,000 | $114,000 | $698,000 |
| Refinancing | 129 | $32,205,000 | $249,000 | $1,685,000 | $127,000 | $525,000 |
| Cash-out Refinancing | 68 | $16,140,000 | $237,000 | $685,000 | $144,000 | $435,000 |
| Home Improvement | 61 | $9,595,000 | $157,000 | $905,000 | $119,000 | $412,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 380 | $80,410,000 | $211,000 | $905,000 | $124,000 | $698,000 |
| Not applicable | 63 | $32,195,000 | $511,000 | $5,705,000 | $0 | $0 |
| Not Provided | 14 | $4,020,000 | $287,000 | $765,000 | $142,000 | $404,000 |
| American Indian or Alaskan Native | 5 | $925,000 | $185,000 | $225,000 | $80,000 | $142,000 |
| Asian | 3 | $535,000 | $178,000 | $185,000 | $80,000 | $90,000 |
| Hispanic | 3 | $495,000 | $165,000 | $235,000 | $79,000 | $89,000 |
| Black or African American | 1 | $345,000 | $345,000 | $345,000 | $60,000 | $60,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 449 | $116,985,000 | $260,000 | $5,705,000 | $125,000 | $698,000 |
| FHA-insured (Federal Housing Administration) | 15 | $675,000 | $45,000 | $195,000 | $81,000 | $202,000 |
| VA-guaranteed (Veterans Administration) | 5 | $1,265,000 | $253,000 | $465,000 | $110,000 | $213,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 353 | $93,855,000 | $265,000 | $5,705,000 | $132,000 | $698,000 |
| Application Denied By Financial Institution | 43 | $9,195,000 | $213,000 | $605,000 | $88,000 | $300,000 |
| Application Withdrawn By Applicant | 29 | $6,625,000 | $228,000 | $765,000 | $132,000 | $450,000 |
| Preapproval Denied by Financial Institution | 21 | $3,145,000 | $149,000 | $455,000 | $54,000 | $223,000 |
| Application Approved But Not Accepted | 16 | $4,880,000 | $305,000 | $595,000 | $120,000 | $213,000 |
| File Closed For Incompleteness | 7 | $1,225,000 | $175,000 | $305,000 | $188,000 | $525,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 405 | $106,585,000 | $263,000 | $5,705,000 | $132,000 | $698,000 |
| Debt-To-Income Ratio | 34 | $6,860,000 | $201,000 | $605,000 | $66,000 | $300,000 |
| Credit History | 19 | $2,925,000 | $153,000 | $535,000 | $90,000 | $288,000 |
| Collateral | 6 | $1,420,000 | $236,000 | $445,000 | $95,000 | $215,000 |
| Other | 2 | $250,000 | $125,000 | $165,000 | $61,000 | $85,000 |
| Employment History | 2 | $580,000 | $290,000 | $345,000 | $71,000 | $83,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $305,000 | $305,000 | $305,000 | $87,000 | $87,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in ND, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Dakota, and search similar information at your convenience.