American Finance House Lariba
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
American Finance House Lariba 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | American Finance House Lariba 15141 E Whittier Blvd, Suite 400 Whittier, CA 90603 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 652 |
| Total Mortgage Loan Application Amount | $107,933,000 |
| Average Mortgage Loan Application Amount | $160,396 |
| Highest Mortgage Loan Application Amount | $323,000 |
| Average Applicant Income | $84,396 |
| Highest Applicant Income | $892,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with American Finance House Lariba. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing American Finance House Lariba's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down American Finance House Lariba's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how American Finance House Lariba serves its applicants.
Each category highlights the total number of mortgage applications processed by American Finance House Lariba, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at American Finance House Lariba's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris County Texas | 43 | $ 4,911,000 | $ 114,000 | $ 66,000 |
| Collin County Texas | 36 | $ 5,716,000 | $ 158,000 | $ 88,000 |
| Gwinnett County Georgia | 25 | $ 3,640,000 | $ 145,000 | $ 70,000 |
| Los Angeles County California | 23 | $ 4,066,000 | $ 176,000 | $ 94,000 |
| Wayne County Michigan | 21 | $ 2,479,000 | $ 118,000 | $ 73,000 |
| Oakland County Michigan | 18 | $ 3,606,000 | $ 200,000 | $ 105,000 |
| Dallas County Texas | 18 | $ 2,745,000 | $ 152,000 | $ 76,000 |
| DuPage County Illinois | 14 | $ 2,360,000 | $ 168,000 | $ 65,000 |
| Middlesex County New Jersey | 14 | $ 2,614,000 | $ 186,000 | $ 79,000 |
| Cook County Illinois | 11 | $ 1,896,000 | $ 172,000 | $ 67,000 |
| Fort Bend County Texas | 11 | $ 1,811,000 | $ 164,000 | $ 87,000 |
| San Bernardino County California | 10 | $ 2,055,000 | $ 205,000 | $ 81,000 |
| New Haven County Connecticut | 10 | $ 1,671,000 | $ 167,000 | $ 70,000 |
| Broward County Florida | 10 | $ 1,748,000 | $ 174,000 | $ 75,000 |
| Cobb County Georgia | 10 | $ 1,313,000 | $ 131,000 | $ 99,000 |
| King County Washington | 10 | $ 2,062,000 | $ 206,000 | $ 74,000 |
| Alameda County California | 9 | $ 2,174,000 | $ 241,000 | $ 92,000 |
| San Diego County California | 9 | $ 2,373,000 | $ 263,000 | $ 89,000 |
| Washtenaw County Michigan | 9 | $ 1,388,000 | $ 154,000 | $ 85,000 |
| Hudson County New Jersey | 9 | $ 1,459,000 | $ 162,000 | $ 123,000 |
| Orange County California | 8 | $ 1,488,000 | $ 186,000 | $ 83,000 |
| Clark County Nevada | 8 | $ 1,127,000 | $ 140,000 | $ 109,000 |
| Davidson County Tennessee | 8 | $ 976,000 | $ 122,000 | $ 68,000 |
| Maricopa County Arizona | 7 | $ 1,441,000 | $ 205,000 | $ 86,000 |
| Hamilton County Indiana | 7 | $ 1,190,000 | $ 170,000 | $ 86,000 |
| Worcester County Massachusetts | 7 | $ 1,505,000 | $ 215,000 | $ 94,000 |
| Wake County North Carolina | 7 | $ 1,223,000 | $ 174,000 | $ 77,000 |
| Santa Clara County California | 6 | $ 1,496,000 | $ 249,000 | $ 109,000 |
| Middlesex County Massachusetts | 6 | $ 1,327,000 | $ 221,000 | $ 98,000 |
| Essex County New Jersey | 6 | $ 1,293,000 | $ 215,000 | $ 84,000 |
| El Paso County Colorado | 5 | $ 797,000 | $ 159,000 | $ 64,000 |
| Hillsborough County Florida | 5 | $ 564,000 | $ 112,000 | $ 45,000 |
| Johnson County Kansas | 5 | $ 1,007,000 | $ 201,000 | $ 76,000 |
| Norfolk County Massachusetts | 5 | $ 1,053,000 | $ 210,000 | $ 92,000 |
| Hennepin County Minnesota | 5 | $ 1,012,000 | $ 202,000 | $ 77,000 |
| Monmouth County New Jersey | 5 | $ 1,414,000 | $ 282,000 | $ 146,000 |
| Oklahoma County Oklahoma | 5 | $ 657,000 | $ 131,000 | $ 61,000 |
| Washington County Oregon | 5 | $ 779,000 | $ 155,000 | $ 69,000 |
| Greenville County South Carolina | 5 | $ 522,000 | $ 104,000 | $ 70,000 |
| Denton County Texas | 5 | $ 812,000 | $ 162,000 | $ 92,000 |
| Travis County Texas | 5 | $ 765,000 | $ 153,000 | $ 123,000 |
| Snohomish County Washington | 5 | $ 1,157,000 | $ 231,000 | $ 61,000 |
| Orange County Florida | 4 | $ 697,000 | $ 174,000 | $ 62,000 |
| Osceola County Florida | 4 | $ 249,000 | $ 62,000 | $ 95,000 |
| Montgomery County Maryland | 4 | $ 779,000 | $ 194,000 | $ 88,000 |
| Jackson County Missouri | 4 | $ 441,000 | $ 110,000 | $ 74,000 |
| Williamson County Texas | 4 | $ 442,000 | $ 110,000 | $ 79,000 |
| Fairfax County Virginia | 4 | $ 762,000 | $ 190,000 | $ 73,000 |
| Kern County California | 3 | $ 442,000 | $ 147,000 | $ 60,000 |
| San Joaquin County California | 3 | $ 915,000 | $ 305,000 | $ 109,000 |
| Arapahoe County Colorado | 3 | $ 397,000 | $ 132,000 | $ 66,000 |
| Pinellas County Florida | 3 | $ 324,000 | $ 108,000 | $ 54,000 |
| DeKalb County Georgia | 3 | $ 412,000 | $ 137,000 | $ 50,000 |
| Fulton County Georgia | 3 | $ 391,000 | $ 130,000 | $ 77,000 |
| Baltimore County Maryland | 3 | $ 400,000 | $ 133,000 | $ 66,000 |
| Bristol County Massachusetts | 3 | $ 584,000 | $ 194,000 | $ 71,000 |
| Suffolk County Massachusetts | 3 | $ 727,000 | $ 242,000 | $ 102,000 |
| Macomb County Michigan | 3 | $ 412,000 | $ 137,000 | $ 87,000 |
| Morris County New Jersey | 3 | $ 626,000 | $ 208,000 | $ 106,000 |
| Passaic County New Jersey | 3 | $ 716,000 | $ 238,000 | $ 75,000 |
| Durham County North Carolina | 3 | $ 451,000 | $ 150,000 | $ 58,000 |
| Gaston County North Carolina | 3 | $ 312,000 | $ 104,000 | $ 49,000 |
| Butler County Ohio | 3 | $ 439,000 | $ 146,000 | $ 65,000 |
| Montgomery County Ohio | 3 | $ 360,000 | $ 120,000 | $ 81,000 |
| Carter County Oklahoma | 3 | $ 212,000 | $ 70,000 | $ 30,000 |
| Shelby County Tennessee | 3 | $ 703,000 | $ 234,000 | $ 250,000 |
| El Paso County Texas | 3 | $ 373,000 | $ 124,000 | $ 72,000 |
| Tarrant County Texas | 3 | $ 322,000 | $ 107,000 | $ 75,000 |
| Washington County Arkansas | 2 | $ 219,000 | $ 109,000 | $ 52,000 |
| Contra Costa County California | 2 | $ 606,000 | $ 303,000 | $ 113,000 |
| Riverside County California | 2 | $ 505,000 | $ 252,000 | $ 65,000 |
| Sacramento County California | 2 | $ 500,000 | $ 250,000 | $ 147,000 |
| Hartford County Connecticut | 2 | $ 383,000 | $ 191,000 | $ 95,000 |
| Hernando County Florida | 2 | $ 502,000 | $ 251,000 | $ 512,000 |
| Manatee County Florida | 2 | $ 216,000 | $ 108,000 | $ 68,000 |
| Miami-Dade County Florida | 2 | $ 303,000 | $ 151,000 | $ 70,000 |
| Will County Illinois | 2 | $ 432,000 | $ 216,000 | $ 108,000 |
| Marion County Indiana | 2 | $ 225,000 | $ 112,000 | $ 53,000 |
| Polk County Iowa | 2 | $ 351,000 | $ 175,000 | $ 86,000 |
| Howard County Maryland | 2 | $ 438,000 | $ 219,000 | $ 75,000 |
| Dakota County Minnesota | 2 | $ 358,000 | $ 179,000 | $ 51,000 |
| Olmsted County Minnesota | 2 | $ 245,000 | $ 122,000 | $ 75,000 |
| Ramsey County Minnesota | 2 | $ 287,000 | $ 143,000 | $ 124,000 |
| Boone County Missouri | 2 | $ 225,000 | $ 112,000 | $ 79,000 |
| St. Louis County Missouri | 2 | $ 420,000 | $ 210,000 | $ 197,000 |
| Somerset County New Jersey | 2 | $ 403,000 | $ 201,000 | $ 96,000 |
| Cuyahoga County Ohio | 2 | $ 142,000 | $ 71,000 | $ 44,000 |
| Franklin County Ohio | 2 | $ 269,000 | $ 134,000 | $ 153,000 |
| Greene County Ohio | 2 | $ 273,000 | $ 136,000 | $ 70,000 |
| Lucas County Ohio | 2 | $ 397,000 | $ 198,000 | $ 75,000 |
| Rutherford County Tennessee | 2 | $ 268,000 | $ 134,000 | $ 37,000 |
| Loudoun County Virginia | 2 | $ 207,000 | $ 103,000 | $ 50,000 |
| Limestone County Alabama | 1 | $ 110,000 | $ 110,000 | $ 99,000 |
| Pima County Arizona | 1 | $ 222,000 | $ 222,000 | $ 143,000 |
| Jefferson County Arkansas | 1 | $ 164,000 | $ 164,000 | $ 74,000 |
| Pulaski County Arkansas | 1 | $ 306,000 | $ 306,000 | $ 201,000 |
| Fresno County California | 1 | $ 266,000 | $ 266,000 | $ 271,000 |
| Yolo County California | 1 | $ 104,000 | $ 104,000 | $ 49,000 |
| Douglas County Colorado | 1 | $ 220,000 | $ 220,000 | $ 98,000 |
| Alachua County Florida | 1 | $ 29,000 | $ 29,000 | $ 12,000 |
| Lee County Florida | 1 | $ 167,000 | $ 167,000 | $ 53,000 |
| Pasco County Florida | 1 | $ 47,000 | $ 47,000 | $ 32,000 |
| Seminole County Florida | 1 | $ 144,000 | $ 144,000 | $ 168,000 |
| St. Lucie County Florida | 1 | $ 82,000 | $ 82,000 | $ 25,000 |
| Volusia County Florida | 1 | $ 114,000 | $ 114,000 | $ 80,000 |
| Carroll County Georgia | 1 | $ 120,000 | $ 120,000 | $ 63,000 |
| Cherokee County Georgia | 1 | $ 171,000 | $ 171,000 | $ 36,000 |
| Clayton County Georgia | 1 | $ 134,000 | $ 134,000 | $ 58,000 |
| Columbia County Georgia | 1 | $ 73,000 | $ 73,000 | $ 66,000 |
| Henry County Georgia | 1 | $ 144,000 | $ 144,000 | $ 57,000 |
| Jackson County Illinois | 1 | $ 59,000 | $ 59,000 | $ 62,000 |
| Kane County Illinois | 1 | $ 189,000 | $ 189,000 | $ 64,000 |
| Madison County Illinois | 1 | $ 158,000 | $ 158,000 | $ 63,000 |
| McHenry County Illinois | 1 | $ 229,000 | $ 229,000 | $ 80,000 |
| Rock Island County Illinois | 1 | $ 170,000 | $ 170,000 | $ 82,000 |
| Sangamon County Illinois | 1 | $ 80,000 | $ 80,000 | $ 55,000 |
| St. Joseph County Indiana | 1 | $ 275,000 | $ 275,000 | $ 275,000 |
| Story County Iowa | 1 | $ 183,000 | $ 183,000 | $ 113,000 |
| Riley County Kansas | 1 | $ 147,000 | $ 147,000 | $ 92,000 |
| Sedgwick County Kansas | 1 | $ 135,000 | $ 135,000 | $ 99,000 |
| Fayette County Kentucky | 1 | $ 310,000 | $ 310,000 | $ 144,000 |
| Hardin County Kentucky | 1 | $ 180,000 | $ 180,000 | $ 110,000 |
| Jefferson County Kentucky | 1 | $ 88,000 | $ 88,000 | $ 55,000 |
| Jefferson County Louisiana | 1 | $ 106,000 | $ 106,000 | $ 31,000 |
| Lafayette County Louisiana | 1 | $ 133,000 | $ 133,000 | $ 48,000 |
| Lincoln County Louisiana | 1 | $ 68,000 | $ 68,000 | $ 84,000 |
| Anne Arundel County Maryland | 1 | $ 158,000 | $ 158,000 | $ 31,000 |
| Harford County Maryland | 1 | $ 62,000 | $ 62,000 | $ 42,000 |
| Prince George's County Maryland | 1 | $ 110,000 | $ 110,000 | $ 67,000 |
| Washington County Maryland | 1 | $ 124,000 | $ 124,000 | $ 70,000 |
| Essex County Massachusetts | 1 | $ 194,000 | $ 194,000 | $ 106,000 |
| Hampden County Massachusetts | 1 | $ 107,000 | $ 107,000 | $ 149,000 |
| Genesee County Michigan | 1 | $ 261,000 | $ 261,000 | $ 86,000 |
| Ingham County Michigan | 1 | $ 209,000 | $ 209,000 | $ 78,000 |
| Anoka County Minnesota | 1 | $ 189,000 | $ 189,000 | $ 128,000 |
| Sherburne County Minnesota | 1 | $ 96,000 | $ 96,000 | $ 73,000 |
| St. Louis County Minnesota | 1 | $ 220,000 | $ 220,000 | $ 117,000 |
| Washington County Minnesota | 1 | $ 291,000 | $ 291,000 | $ 74,000 |
| Douglas County Nebraska | 1 | $ 142,000 | $ 142,000 | $ 112,000 |
| Bergen County New Jersey | 1 | $ 200,000 | $ 200,000 | $ 80,000 |
| Hunterdon County New Jersey | 1 | $ 156,000 | $ 156,000 | $ 67,000 |
| Mercer County New Jersey | 1 | $ 66,000 | $ 66,000 | $ 168,000 |
| Union County New Jersey | 1 | $ 223,000 | $ 223,000 | $ 89,000 |
| Cumberland County North Carolina | 1 | $ 140,000 | $ 140,000 | $ 59,000 |
| Guilford County North Carolina | 1 | $ 136,000 | $ 136,000 | $ 57,000 |
| Mecklenburg County North Carolina | 1 | $ 74,000 | $ 74,000 | $ 25,000 |
| Hamilton County Ohio | 1 | $ 187,000 | $ 187,000 | $ 60,000 |
| Warren County Ohio | 1 | $ 233,000 | $ 233,000 | $ 67,000 |
| Tulsa County Oklahoma | 1 | $ 264,000 | $ 264,000 | $ 118,000 |
| Multnomah County Oregon | 1 | $ 171,000 | $ 171,000 | $ 55,000 |
| Northampton County Pennsylvania | 1 | $ 179,000 | $ 179,000 | $ 90,000 |
| Richland County South Carolina | 1 | $ 175,000 | $ 175,000 | $ 60,000 |
| Knox County Tennessee | 1 | $ 311,000 | $ 311,000 | $ 120,000 |
| Brazoria County Texas | 1 | $ 174,000 | $ 174,000 | $ 270,000 |
| Brazos County Texas | 1 | $ 105,000 | $ 105,000 | $ 24,000 |
| Galveston County Texas | 1 | $ 156,000 | $ 156,000 | $ 64,000 |
| Henrico County Virginia | 1 | $ 185,000 | $ 185,000 | $ 69,000 |
| Benton County Washington | 1 | $ 185,000 | $ 185,000 | $ 140,000 |
| Clark County Washington | 1 | $ 168,000 | $ 168,000 | $ 234,000 |
| Pierce County Washington | 1 | $ 134,000 | $ 134,000 | $ 106,000 |
| Spokane County Washington | 1 | $ 125,000 | $ 125,000 | $ 65,000 |
| Whatcom County Washington | 1 | $ 142,000 | $ 142,000 | $ 59,000 |
Mortgage Loan Application Detail Totals for American Finance House Lariba in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase (one-to-four family) | 392 | $65,692,000 | $167,312 | $323,000 | $85,343 | $600,000 |
| Refinancing (home purchase or home improvement, one-to-four family) | 260 | $42,241,000 | $151,884 | $323,000 | $83,230 | $892,000 |
| Home Improvement (one-to-four family) | 0 | $0 | $0 | $0 | $0 | $0 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian or Pacific Islander | 208 | $33,724,000 | $168,400 | $323,000 | $92,120 | $421,000 |
| Information not provided by applicant in mail or telephone application | 182 | $30,729,000 | $169,785 | $323,000 | $79,178 | $271,000 |
| White | 174 | $28,499,000 | $163,100 | $323,000 | $94,700 | $892,000 |
| Other | 48 | $8,118,000 | $169,052 | $323,000 | $76,210 | $270,000 |
| Black | 36 | $6,498,000 | $168,866 | $320,000 | $67,400 | $132,000 |
| Hispanic | 2 | $185,000 | $92,000 | $107,000 | $43,000 | $48,000 |
| American Indian or Alaskan Native | 2 | $180,000 | $90,000 | $110,000 | $69,500 | $99,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 652 | $107,933,000 | $160,968 | $323,000 | $85,656 | $892,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 618 | $102,943,000 | $163,437 | $323,000 | $88,968 | $892,000 |
| Application Denied By Financial Institution | 24 | $3,574,000 | $149,333 | $278,000 | $55,133 | $129,000 |
| Application Withdrawn By Applicant | 9 | $1,246,000 | $135,428 | $210,000 | $49,714 | $74,000 |
| File Closed For Incompleteness | 1 | $170,000 | $170,000 | $170,000 | $67,000 | $67,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 1 | $29,000 | $29,000 | $29,000 | $12,000 | $12,000 |
| Unverifiable Information | 1 | $268,000 | $268,000 | $268,000 | $129,000 | $129,000 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into American Finance House Lariba's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess American Finance House Lariba's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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