American Finance House Lariba
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
American Finance House Lariba 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | American Finance House Lariba 15141 E Whittier Blvd, Suite 400 Whittier, CA 90603 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 325 |
| Total Mortgage Loan Application Amount | $118,505,000 |
| Average Mortgage Loan Application Amount | $332,333 |
| Highest Mortgage Loan Application Amount | $975,000 |
| Average Applicant Income | $153,666 |
| Highest Applicant Income | $1,013,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with American Finance House Lariba. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing American Finance House Lariba's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down American Finance House Lariba's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how American Finance House Lariba serves its applicants.
Each category highlights the total number of mortgage applications processed by American Finance House Lariba, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at American Finance House Lariba's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Collin County Texas | 16 | $ 6,840,000 | $ 427,000 | $ 143,000 |
| Dallas County Texas | 14 | $ 5,540,000 | $ 395,000 | $ 158,000 |
| Harris County Texas | 14 | $ 4,200,000 | $ 300,000 | $ 128,000 |
| DuPage County Illinois | 11 | $ 5,245,000 | $ 476,000 | $ 264,000 |
| Fort Bend County Texas | 10 | $ 2,870,000 | $ 287,000 | $ 102,000 |
| Los Angeles County California | 8 | $ 3,610,000 | $ 451,000 | $ 139,000 |
| Middlesex County New Jersey | 7 | $ 2,665,000 | $ 380,000 | $ 143,000 |
| Sacramento County California | 6 | $ 2,740,000 | $ 456,000 | $ 103,000 |
| Burlington County New Jersey | 6 | $ 1,310,000 | $ 218,000 | $ 174,000 |
| Orange County California | 5 | $ 3,955,000 | $ 791,000 | $ 207,000 |
| Wayne County Michigan | 5 | $ 865,000 | $ 173,000 | $ 387,000 |
| Wake County North Carolina | 5 | $ 1,735,000 | $ 347,000 | $ 114,000 |
| Oklahoma County Oklahoma | 5 | $ 895,000 | $ 179,000 | $ 196,000 |
| Duval County Florida | 4 | $ 1,300,000 | $ 325,000 | $ 231,000 |
| Johnson County Iowa | 4 | $ 770,000 | $ 192,000 | $ 84,000 |
| Polk County Iowa | 4 | $ 780,000 | $ 195,000 | $ 159,000 |
| Loudoun County Virginia | 4 | $ 1,980,000 | $ 495,000 | $ 159,000 |
| Riverside County California | 3 | $ 1,155,000 | $ 385,000 | $ 138,000 |
| Sonoma County California | 3 | $ 1,135,000 | $ 378,000 | $ 167,000 |
| Orange County Florida | 3 | $ 605,000 | $ 201,000 | $ 139,000 |
| Fulton County Georgia | 3 | $ 1,425,000 | $ 475,000 | $ 165,000 |
| Cook County Illinois | 3 | $ 385,000 | $ 128,000 | $ 121,000 |
| Peoria County Illinois | 3 | $ 595,000 | $ 198,000 | $ 132,000 |
| Montgomery County Maryland | 3 | $ 1,015,000 | $ 338,000 | $ 182,000 |
| Hampden County Massachusetts | 3 | $ 835,000 | $ 278,000 | $ 79,000 |
| Stearns County Minnesota | 3 | $ 775,000 | $ 258,000 | $ 64,000 |
| Somerset County New Jersey | 3 | $ 1,755,000 | $ 585,000 | $ 175,000 |
| Union County New Jersey | 3 | $ 925,000 | $ 308,000 | $ 138,000 |
| Henrico County Virginia | 3 | $ 765,000 | $ 255,000 | $ 103,000 |
| Alameda County California | 2 | $ 1,810,000 | $ 905,000 | $ 346,000 |
| San Joaquin County California | 2 | $ 870,000 | $ 435,000 | $ 271,000 |
| Ventura County California | 2 | $ 1,530,000 | $ 765,000 | $ 196,000 |
| Hartford County Connecticut | 2 | $ 580,000 | $ 290,000 | $ 174,000 |
| Lee County Florida | 2 | $ 770,000 | $ 385,000 | $ 165,000 |
| Cobb County Georgia | 2 | $ 570,000 | $ 285,000 | $ 139,000 |
| Forsyth County Georgia | 2 | $ 750,000 | $ 375,000 | $ 120,000 |
| Gwinnett County Georgia | 2 | $ 620,000 | $ 310,000 | $ 117,000 |
| Lake County Illinois | 2 | $ 730,000 | $ 365,000 | $ 119,000 |
| McHenry County Illinois | 2 | $ 630,000 | $ 315,000 | $ 83,000 |
| Linn County Iowa | 2 | $ 410,000 | $ 205,000 | $ 116,000 |
| Scott County Iowa | 2 | $ 970,000 | $ 485,000 | $ 475,000 |
| Worcester County Massachusetts | 2 | $ 980,000 | $ 490,000 | $ 114,000 |
| Oakland County Michigan | 2 | $ 450,000 | $ 225,000 | $ 99,000 |
| Washtenaw County Michigan | 2 | $ 630,000 | $ 315,000 | $ 120,000 |
| Hennepin County Minnesota | 2 | $ 340,000 | $ 170,000 | $ 69,000 |
| Essex County New Jersey | 2 | $ 870,000 | $ 435,000 | $ 112,000 |
| Hudson County New Jersey | 2 | $ 600,000 | $ 300,000 | $ 144,000 |
| Mercer County New Jersey | 2 | $ 930,000 | $ 465,000 | $ 275,000 |
| Guilford County North Carolina | 2 | $ 150,000 | $ 75,000 | $ 68,000 |
| Mecklenburg County North Carolina | 2 | $ 500,000 | $ 250,000 | $ 131,000 |
| Pitt County North Carolina | 2 | $ 400,000 | $ 200,000 | $ 129,000 |
| Washington County Oregon | 2 | $ 1,230,000 | $ 615,000 | $ 199,000 |
| Brazos County Texas | 2 | $ 460,000 | $ 230,000 | $ 506,000 |
| Denton County Texas | 2 | $ 960,000 | $ 480,000 | $ 137,000 |
| Randall County Texas | 2 | $ 480,000 | $ 240,000 | $ 191,000 |
| Travis County Texas | 2 | $ 870,000 | $ 435,000 | $ 183,000 |
| Wise County Texas | 2 | $ 250,000 | $ 125,000 | $ 28,000 |
| Fresno County California | 1 | $ 175,000 | $ 175,000 | $ 100,000 |
| Kern County California | 1 | $ 165,000 | $ 165,000 | $ 157,000 |
| Monterey County California | 1 | $ 655,000 | $ 655,000 | $ 207,000 |
| San Bernardino County California | 1 | $ 155,000 | $ 155,000 | $ 130,000 |
| San Diego County California | 1 | $ 395,000 | $ 395,000 | $ 281,000 |
| Stanislaus County California | 1 | $ 525,000 | $ 525,000 | $ 243,000 |
| Tulare County California | 1 | $ 285,000 | $ 285,000 | $ 77,000 |
| New Haven County Connecticut | 1 | $ 305,000 | $ 305,000 | $ 89,000 |
| Tolland County Connecticut | 1 | $ 465,000 | $ 465,000 | $ 95,000 |
| Alachua County Florida | 1 | $ 295,000 | $ 295,000 | $ 160,000 |
| Brevard County Florida | 1 | $ 205,000 | $ 205,000 | $ 111,000 |
| Broward County Florida | 1 | $ 305,000 | $ 305,000 | $ 57,000 |
| Palm Beach County Florida | 1 | $ 645,000 | $ 645,000 | $ 600,000 |
| Pasco County Florida | 1 | $ 165,000 | $ 165,000 | $ 74,000 |
| Seminole County Florida | 1 | $ 605,000 | $ 605,000 | $ 683,000 |
| Columbia County Georgia | 1 | $ 265,000 | $ 265,000 | $ 73,000 |
| DeKalb County Georgia | 1 | $ 95,000 | $ 95,000 | $ 30,000 |
| Kane County Illinois | 1 | $ 175,000 | $ 175,000 | $ 68,000 |
| Morgan County Illinois | 1 | $ 245,000 | $ 245,000 | $ 262,000 |
| Will County Illinois | 1 | $ 445,000 | $ 445,000 | $ 165,000 |
| Cerro Gordo County Iowa | 1 | $ 505,000 | $ 505,000 | $ 433,000 |
| Story County Iowa | 1 | $ 325,000 | $ 325,000 | $ 90,000 |
| Baltimore County Maryland | 1 | $ 615,000 | $ 615,000 | $ 303,000 |
| Baltimore City County Maryland | 1 | $ 165,000 | $ 165,000 | $ 157,000 |
| Prince George's County Maryland | 1 | $ 285,000 | $ 285,000 | $ 120,000 |
| Bristol County Massachusetts | 1 | $ 65,000 | $ 65,000 | $ 140,000 |
| Essex County Massachusetts | 1 | $ 645,000 | $ 645,000 | $ 165,000 |
| Middlesex County Massachusetts | 1 | $ 775,000 | $ 775,000 | $ 246,000 |
| Norfolk County Massachusetts | 1 | $ 505,000 | $ 505,000 | $ 120,000 |
| Kalamazoo County Michigan | 1 | $ 305,000 | $ 305,000 | $ 98,000 |
| Macomb County Michigan | 1 | $ 215,000 | $ 215,000 | $ 91,000 |
| Bergen County New Jersey | 1 | $ 325,000 | $ 325,000 | $ 205,000 |
| Monmouth County New Jersey | 1 | $ 645,000 | $ 645,000 | $ 221,000 |
| Passaic County New Jersey | 1 | $ 645,000 | $ 645,000 | $ 135,000 |
| Sussex County New Jersey | 1 | $ 125,000 | $ 125,000 | $ 57,000 |
| Cumberland County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 62,000 |
| Durham County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 120,000 |
| Forsyth County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 111,000 |
| Johnston County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 249,000 |
| Tulsa County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 9,000 |
| Multnomah County Oregon | 1 | $ 155,000 | $ 155,000 | $ 133,000 |
| Davidson County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 37,000 |
| Knox County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 10,000 |
| Shelby County Tennessee | 1 | $ 365,000 | $ 365,000 | $ 119,000 |
| Bastrop County Texas | 1 | $ 295,000 | $ 295,000 | $ 145,000 |
| Bell County Texas | 1 | $ 175,000 | $ 175,000 | $ 216,000 |
| Brazoria County Texas | 1 | $ 495,000 | $ 495,000 | $ 135,000 |
| El Paso County Texas | 1 | $ 645,000 | $ 645,000 | $ 751,000 |
| Montgomery County Texas | 1 | $ 645,000 | $ 645,000 | $ 520,000 |
| Smith County Texas | 1 | $ 575,000 | $ 575,000 | $ 115,000 |
| Tarrant County Texas | 1 | $ 355,000 | $ 355,000 | $ 114,000 |
| Williamson County Texas | 1 | $ 295,000 | $ 295,000 | $ 56,000 |
| Fairfax County Virginia | 1 | $ 645,000 | $ 645,000 | $ 138,000 |
| King County Washington | 1 | $ 615,000 | $ 615,000 | $ 61,000 |
Mortgage Loan Application Detail Totals for American Finance House Lariba in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 242 | $93,680,000 | $387,000 | $975,000 | $170,000 | $987,000 |
| Refinancing | 67 | $19,775,000 | $295,000 | $835,000 | $146,000 | $1,013,000 |
| Cash-out Refinancing | 16 | $5,050,000 | $315,000 | $725,000 | $145,000 | $303,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 229 | $83,395,000 | $364,000 | $975,000 | $159,000 | $1,013,000 |
| White | 51 | $19,335,000 | $379,000 | $865,000 | $208,000 | $987,000 |
| Black or African American | 31 | $10,295,000 | $332,000 | $835,000 | $130,000 | $332,000 |
| Not Provided | 8 | $2,480,000 | $310,000 | $645,000 | $145,000 | $375,000 |
| Hispanic | 3 | $1,145,000 | $381,000 | $565,000 | $155,000 | $285,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $835,000 | $835,000 | $835,000 | $190,000 | $190,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 325 | $118,505,000 | $364,000 | $975,000 | $164,000 | $1,013,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 149 | $52,285,000 | $350,000 | $975,000 | $168,000 | $751,000 |
| Application Approved But Not Accepted | 124 | $49,040,000 | $395,000 | $975,000 | $181,000 | $1,013,000 |
| Application Denied By Financial Institution | 49 | $15,345,000 | $313,000 | $825,000 | $108,000 | $534,000 |
| Application Withdrawn By Applicant | 2 | $1,240,000 | $620,000 | $725,000 | $170,000 | $194,000 |
| File Closed For Incompleteness | 1 | $595,000 | $595,000 | $595,000 | $146,000 | $146,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 276 | $103,160,000 | $373,000 | $975,000 | $174,000 | $1,013,000 |
| Debt-To-Income Ratio | 29 | $10,015,000 | $345,000 | $825,000 | $95,000 | $262,000 |
| Other | 13 | $3,055,000 | $235,000 | $445,000 | $131,000 | $534,000 |
| Collateral | 2 | $610,000 | $305,000 | $525,000 | $140,000 | $145,000 |
| Credit History | 2 | $860,000 | $430,000 | $435,000 | $134,000 | $153,000 |
| Credit Application Incomplete | 1 | $155,000 | $155,000 | $155,000 | $130,000 | $130,000 |
| Unverifiable Information | 1 | $375,000 | $375,000 | $375,000 | $87,000 | $87,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $275,000 | $275,000 | $275,000 | $99,000 | $99,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into American Finance House Lariba's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess American Finance House Lariba's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.