American Home Bank Fkaflowerbk
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
American Home Bank Fkaflowerbk 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | American Home Bank Fkaflowerbk 220 West Huron Chicago, IL 60610 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 293 |
| Total Mortgage Loan Application Amount | $66,637,000 |
| Average Mortgage Loan Application Amount | $216,333 |
| Highest Mortgage Loan Application Amount | $545,000 |
| Average Applicant Income | $88,000 |
| Highest Applicant Income | $322,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with American Home Bank Fkaflowerbk. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing American Home Bank Fkaflowerbk's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down American Home Bank Fkaflowerbk's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how American Home Bank Fkaflowerbk serves its applicants.
Each category highlights the total number of mortgage applications processed by American Home Bank Fkaflowerbk, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at American Home Bank Fkaflowerbk's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 140 | $ 33,404,000 | $ 238,000 | $ 93,000 |
| DuPage County Illinois | 33 | $ 6,839,000 | $ 207,000 | $ 85,000 |
| Will County Illinois | 27 | $ 6,539,000 | $ 242,000 | $ 91,000 |
| Lake County Illinois | 13 | $ 3,704,000 | $ 284,000 | $ 101,000 |
| Kane County Illinois | 9 | $ 2,288,000 | $ 254,000 | $ 115,000 |
| Kendall County Illinois | 7 | $ 1,529,000 | $ 218,000 | $ 100,000 |
| Macomb County Michigan | 7 | $ 884,000 | $ 126,000 | $ 55,000 |
| McHenry County Illinois | 6 | $ 1,818,000 | $ 303,000 | $ 86,000 |
| Lee County Florida | 4 | $ 724,000 | $ 181,000 | $ 132,000 |
| Oakland County Michigan | 4 | $ 857,000 | $ 214,000 | $ 94,000 |
| Washtenaw County Michigan | 4 | $ 815,000 | $ 203,000 | $ 89,000 |
| Volusia County Florida | 3 | $ 463,000 | $ 154,000 | $ 57,000 |
| Denver County Colorado | 2 | $ 523,000 | $ 261,000 | $ 126,000 |
| Kankakee County Illinois | 2 | $ 267,000 | $ 133,000 | $ 54,000 |
| Sangamon County Illinois | 2 | $ 233,000 | $ 116,000 | $ 70,000 |
| Dakota County Minnesota | 2 | $ 306,000 | $ 153,000 | $ 78,000 |
| Tehama County California | 1 | $ 417,000 | $ 417,000 | $ 115,000 |
| Collier County Florida | 1 | $ 198,000 | $ 198,000 | $ 66,000 |
| DeKalb County Illinois | 1 | $ 150,000 | $ 150,000 | $ 51,000 |
| LaSalle County Illinois | 1 | $ 188,000 | $ 188,000 | $ 72,000 |
| Putnam County Illinois | 1 | $ 41,000 | $ 41,000 | $ 30,000 |
| Adams County Indiana | 1 | $ 72,000 | $ 72,000 | $ 62,000 |
| Allen County Indiana | 1 | $ 116,000 | $ 116,000 | $ 90,000 |
| Jasper County Indiana | 1 | $ 200,000 | $ 200,000 | $ 77,000 |
| Lake County Indiana | 1 | $ 106,000 | $ 106,000 | $ 40,000 |
| Steuben County Indiana | 1 | $ 96,000 | $ 96,000 | $ 55,000 |
| Prince George's County Maryland | 1 | $ 178,000 | $ 178,000 | $ 42,000 |
| Charlevoix County Michigan | 1 | $ 188,000 | $ 188,000 | $ 201,000 |
| Clinton County Michigan | 1 | $ 168,000 | $ 168,000 | $ 50,000 |
| Livingston County Michigan | 1 | $ 177,000 | $ 177,000 | $ 78,000 |
| Wayne County Michigan | 1 | $ 204,000 | $ 204,000 | $ 63,000 |
| Cass County Minnesota | 1 | $ 263,000 | $ 263,000 | $ 100,000 |
| Hennepin County Minnesota | 1 | $ 97,000 | $ 97,000 | $ 63,000 |
| St. Louis County Missouri | 1 | $ 164,000 | $ 164,000 | $ 42,000 |
| Centre County Pennsylvania | 1 | $ 262,000 | $ 262,000 | $ 76,000 |
| Sumner County Tennessee | 1 | $ 203,000 | $ 203,000 | $ 81,000 |
| Dallas County Texas | 1 | $ 98,000 | $ 98,000 | $ 78,000 |
| Ellis County Texas | 1 | $ 300,000 | $ 300,000 | $ 283,000 |
| Nolan County Texas | 1 | $ 105,000 | $ 105,000 | $ 82,000 |
| Tarrant County Texas | 1 | $ 168,000 | $ 168,000 | $ 51,000 |
| Fairfax County Virginia | 1 | $ 383,000 | $ 383,000 | $ 79,000 |
| Whatcom County Washington | 1 | $ 160,000 | $ 160,000 | $ 45,000 |
| Door County Wisconsin | 1 | $ 325,000 | $ 325,000 | $ 89,000 |
| Sheboygan County Wisconsin | 1 | $ 417,000 | $ 417,000 | $ 263,000 |
Mortgage Loan Application Detail Totals for American Home Bank Fkaflowerbk in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 149 | $32,661,000 | $219,000 | $417,000 | $84,000 | $283,000 |
| Home Purchase | 138 | $32,817,000 | $237,000 | $545,000 | $100,000 | $322,000 |
| Home Improvement | 6 | $1,159,000 | $193,000 | $360,000 | $80,000 | $133,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 205 | $45,756,000 | $223,000 | $545,000 | $90,000 | $322,000 |
| Asian | 51 | $13,598,000 | $266,000 | $450,000 | $103,000 | $236,000 |
| Hispanic | 15 | $3,078,000 | $205,000 | $380,000 | $64,000 | $144,000 |
| Black or African American | 12 | $2,266,000 | $188,000 | $301,000 | $99,000 | $283,000 |
| Not Provided | 8 | $1,500,000 | $187,000 | $256,000 | $76,000 | $138,000 |
| American Indian or Alaskan Native | 1 | $206,000 | $206,000 | $206,000 | $50,000 | $50,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $233,000 | $233,000 | $233,000 | $65,000 | $65,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 292 | $66,311,000 | $227,000 | $545,000 | $91,000 | $322,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $326,000 | $326,000 | $326,000 | $111,000 | $111,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 243 | $55,980,000 | $230,000 | $545,000 | $94,000 | $322,000 |
| Application Approved But Not Accepted | 27 | $5,516,000 | $204,000 | $417,000 | $79,000 | $283,000 |
| Application Denied By Financial Institution | 15 | $2,985,000 | $199,000 | $392,000 | $80,000 | $152,000 |
| Application Withdrawn By Applicant | 6 | $1,704,000 | $284,000 | $417,000 | $76,000 | $99,000 |
| File Closed For Incompleteness | 2 | $452,000 | $226,000 | $244,000 | $61,000 | $67,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 5 | $996,000 | $199,000 | $233,000 | $68,000 | $91,000 |
| Other | 4 | $771,000 | $192,000 | $380,000 | $105,000 | $152,000 |
| Credit History | 4 | $686,000 | $171,000 | $202,000 | $79,000 | $114,000 |
| Debt-To-Income Ratio | 1 | $140,000 | $140,000 | $140,000 | $60,000 | $60,000 |
| Unverifiable Information | 1 | $392,000 | $392,000 | $392,000 | $73,000 | $73,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into American Home Bank Fkaflowerbk's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess American Home Bank Fkaflowerbk's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.