American Interbanc Mortgage, Llc. Mortgage Lending & HMDA Data, 2008

In 2008, American Interbanc Mortgage, Llc. of Irvine, CA reported 1,337 mortgage applications totaling $397.6 million, up 4% from 2007. The average application was for $297,363, and applicants reported an average income of $165,362. 70% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (149), Santa Ana-Anaheim-Irvine, CA (134) and Riverside-San Bernardino-Ontario, CA (94) (applications in parentheses).

Mortgage Company & Address American Interbanc Mortgage, Llc.
4 Park Plaza #650
Irvine, CA 92614
Tel #: available with data download
Federal Regulator * available with data download
Years 2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  
Total Number of Mortgage Applications 1,337
Total Mortgage Loan Application Amount $397,575,000
Average Mortgage Loan Application Amount $297,363
Highest Mortgage Loan Application Amount $1,000,000
Average Applicant Income $165,362
Highest Applicant Income $1,759,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records American Interbanc Mortgage, Llc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for American Interbanc Mortgage, Llc. by County in 2008

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 149 $ 48,277,000 $ 324,006 $ 170,000
Orange, California 134 $ 47,412,000 $ 353,820 $ 173,000
San Diego, California 79 $ 24,795,000 $ 313,860 $ 141,000
San Bernardino, California 54 $ 14,055,000 $ 260,277 $ 169,000
King, Washington 53 $ 17,931,000 $ 338,320 $ 148,000
Riverside, California 40 $ 10,721,000 $ 268,025 $ 148,000
Santa Clara, California 36 $ 12,298,000 $ 341,611 $ 135,000
Contra Costa, California 27 $ 9,968,000 $ 369,185 $ 211,000
Alameda, California 26 $ 9,954,000 $ 382,846 $ 204,000
Middlesex, Massachusetts 26 $ 7,961,000 $ 306,192 $ 141,000
Sacramento, California 21 $ 5,026,000 $ 239,333 $ 131,000
Maricopa, Arizona 18 $ 3,918,000 $ 217,666 $ 156,000
Norfolk, Massachusetts 15 $ 4,906,000 $ 327,066 $ 190,000
Snohomish, Washington 15 $ 3,993,000 $ 266,200 $ 144,000
Chester, Pennsylvania 14 $ 3,637,000 $ 259,785 $ 92,000
Salt Lake, Utah 14 $ 3,537,000 $ 252,642 $ 154,000
Placer, California 13 $ 4,254,000 $ 327,230 $ 135,000
San Mateo, California 13 $ 6,093,000 $ 468,692 $ 280,000
Middlesex, New Jersey 13 $ 3,446,000 $ 265,076 $ 113,000
Harris, Texas 13 $ 2,905,000 $ 223,461 $ 132,000
Ventura, California 12 $ 4,721,000 $ 393,416 $ 211,000
Clark, Washington 12 $ 3,045,000 $ 253,750 $ 300,000
Monterey, California 11 $ 3,137,000 $ 285,181 $ 199,000
Essex, Massachusetts 11 $ 2,580,000 $ 234,545 $ 178,000
Multnomah, Oregon 11 $ 2,954,000 $ 268,545 $ 269,000
Fresno, California 10 $ 1,827,000 $ 182,700 $ 97,000
San Joaquin, California 10 $ 2,114,000 $ 211,400 $ 150,000
Montgomery, Pennsylvania 10 $ 2,894,000 $ 289,400 $ 178,000
Stanislaus, California 9 $ 2,041,000 $ 226,777 $ 128,000
Camden, New Jersey 9 $ 1,838,000 $ 204,222 $ 261,000
Sonoma, California 8 $ 2,214,000 $ 276,750 $ 105,000
Cook, Illinois 8 $ 2,265,000 $ 283,125 $ 104,000
Worcester, Massachusetts 8 $ 2,475,000 $ 309,375 $ 366,000
Bergen, New Jersey 8 $ 2,994,000 $ 374,250 $ 119,000
Morris, New Jersey 8 $ 2,564,000 $ 320,500 $ 157,000
Pierce, Washington 8 $ 1,954,000 $ 244,250 $ 95,000
Kern, California 7 $ 1,353,000 $ 193,285 $ 104,000
Marin, California 7 $ 2,474,000 $ 353,428 $ 157,000
San Francisco, California 7 $ 3,094,000 $ 442,000 $ 197,000
San Luis Obispo, California 7 $ 2,464,000 $ 352,000 $ 134,000
Santa Barbara, California 7 $ 2,406,000 $ 343,714 $ 139,000
Plymouth, Massachusetts 7 $ 1,651,000 $ 235,857 $ 225,000
Union, New Jersey 7 $ 1,802,000 $ 257,428 $ 244,000
Bucks, Pennsylvania 7 $ 2,395,000 $ 342,142 $ 128,000
Davis, Utah 7 $ 1,215,000 $ 173,571 $ 89,000
Santa Cruz, California 6 $ 2,579,000 $ 429,833 $ 204,000
Suffolk, Massachusetts 6 $ 1,308,000 $ 218,000 $ 142,000
Essex, New Jersey 6 $ 1,627,000 $ 271,166 $ 117,000
Monmouth, New Jersey 6 $ 2,119,000 $ 353,166 $ 226,000
Collin, Texas 6 $ 1,572,000 $ 262,000 $ 130,000
Utah, Utah 6 $ 1,370,000 $ 228,333 $ 89,000
Arapahoe, Colorado 5 $ 1,063,000 $ 212,600 $ 132,000
Bristol, Massachusetts 5 $ 1,363,000 $ 272,600 $ 88,000
Burlington, New Jersey 5 $ 1,206,000 $ 241,200 $ 109,000
Hudson, New Jersey 5 $ 1,669,000 $ 333,800 $ 106,000
Mercer, New Jersey 5 $ 1,188,000 $ 237,600 $ 344,000
Delaware, Pennsylvania 5 $ 1,117,000 $ 223,400 $ 176,000
Spokane, Washington 5 $ 1,356,000 $ 271,200 $ 311,000
Solano, California 4 $ 872,000 $ 218,000 $ 165,000
Yolo, California 4 $ 1,267,000 $ 316,750 $ 512,000
Boulder, Colorado 4 $ 1,081,000 $ 270,250 $ 306,000
Fairfield, Connecticut 4 $ 1,442,000 $ 360,500 $ 207,000
Ada, Idaho 4 $ 1,647,000 $ 411,750 $ 133,000
Howard, Maryland 4 $ 1,729,000 $ 432,250 $ 119,000
Barnstable, Massachusetts 4 $ 1,304,000 $ 326,000 $ 119,000
Washington, Oregon 4 $ 1,304,000 $ 326,000 $ 105,000
Philadelphia, Pennsylvania 4 $ 1,087,000 $ 271,750 $ 441,000
York, Pennsylvania 4 $ 863,000 $ 215,750 $ 81,000
Dallas, Texas 4 $ 1,507,000 $ 376,750 $ 195,000
Denton, Texas 4 $ 868,000 $ 217,000 $ 89,000
Tarrant, Texas 4 $ 982,000 $ 245,500 $ 116,000
Kitsap, Washington 4 $ 1,276,000 $ 319,000 $ 836,000
Whatcom, Washington 4 $ 1,180,000 $ 295,000 $ 133,000
Pima, Arizona 3 $ 495,000 $ 165,000 $ 113,000
El Dorado, California 3 $ 1,007,000 $ 335,666 $ 132,000
Adams, Colorado 3 $ 653,000 $ 217,666 $ 103,000
Denver, Colorado 3 $ 860,000 $ 286,666 $ 123,000
Larimer, Colorado 3 $ 1,005,000 $ 335,000 $ 110,000
New Haven, Connecticut 3 $ 704,000 $ 234,666 $ 96,000
Honolulu, Hawaii 3 $ 1,552,000 $ 517,333 $ 113,000
Will, Illinois 3 $ 496,000 $ 165,333 $ 431,000
Baltimore, Maryland 3 $ 484,000 $ 161,333 $ 94,000
Atlantic, New Jersey 3 $ 918,000 $ 306,000 $ 137,000
Gloucester, New Jersey 3 $ 735,000 $ 245,000 $ 408,000
Passaic, New Jersey 3 $ 765,000 $ 255,000 $ 93,000
Delaware, Ohio 3 $ 747,000 $ 249,000 $ 186,000
Franklin, Ohio 3 $ 470,000 $ 156,666 $ 86,000
Northampton, Pennsylvania 3 $ 754,000 $ 251,333 $ 526,000
Pike, Pennsylvania 3 $ 491,000 $ 163,666 $ 102,000
Davidson, Tennessee 3 $ 1,045,000 $ 348,333 $ 110,000
Fort Bend, Texas 3 $ 882,000 $ 294,000 $ 104,000
Weber, Utah 3 $ 630,000 $ 210,000 $ 82,000
Mohave, Arizona 2 $ 700,000 $ 350,000 $ 235,000
Calaveras, California 2 $ 712,000 $ 356,000 $ 132,000
Lake, California 2 $ 378,000 $ 189,000 $ 77,000
Merced, California 2 $ 530,000 $ 265,000 $ 141,000
Douglas, Colorado 2 $ 405,000 $ 202,500 $ 94,000
Brevard, Florida 2 $ 421,000 $ 210,500 $ 55,000
Lee, Florida 2 $ 528,000 $ 264,000 $ 80,000
Miami-Dade, Florida 2 $ 322,000 $ 161,000 $ 135,000
Kauai, Hawaii 2 $ 749,000 $ 374,500 $ 148,000
DuPage, Illinois 2 $ 609,000 $ 304,500 $ 274,000
Hamilton, Indiana 2 $ 304,000 $ 152,000 $ 49,000
Anne Arundel, Maryland 2 $ 543,000 $ 271,500 $ 302,000
Montgomery, Maryland 2 $ 531,000 $ 265,500 $ 85,000
Franklin, Massachusetts 2 $ 685,000 $ 342,500 $ 165,000
Cape May, New Jersey 2 $ 689,000 $ 344,500 $ 191,000
Ocean, New Jersey 2 $ 675,000 $ 337,500 $ 194,000
Wayne, Ohio 2 $ 285,000 $ 142,500 $ 70,000
Clackamas, Oregon 2 $ 825,000 $ 412,500 $ 158,000
Allegheny, Pennsylvania 2 $ 351,000 $ 175,500 $ 110,000
Berks, Pennsylvania 2 $ 515,000 $ 257,500 $ 124,000
Dauphin, Pennsylvania 2 $ 301,000 $ 150,500 $ 94,000
Lancaster, Pennsylvania 2 $ 360,000 $ 180,000 $ 75,000
Sumner, Tennessee 2 $ 417,000 $ 208,500 $ 40,000
Bexar, Texas 2 $ 520,000 $ 260,000 $ 205,000
Brazoria, Texas 2 $ 377,000 $ 188,500 $ 148,000
Travis, Texas 2 $ 284,000 $ 142,000 $ 83,000
Williamson, Texas 2 $ 504,000 $ 252,000 $ 566,000
Summit, Utah 2 $ 1,040,000 $ 520,000 $ 150,000
Chelan, Washington 2 $ 361,000 $ 180,500 $ 170,000
Clallam, Washington 2 $ 478,000 $ 239,000 $ 109,000
Lewis, Washington 2 $ 443,000 $ 221,500 $ 106,000
Skagit, Washington 2 $ 560,000 $ 280,000 $ 146,000
Thurston, Washington 2 $ 528,000 $ 264,000 $ 72,000
Alpine, California 1 $ 212,000 $ 212,000 $ 83,000
Butte, California 1 $ 175,000 $ 175,000 $ 96,000
Glenn, California 1 $ 280,000 $ 280,000 $ 135,000
Humboldt, California 1 $ 221,000 $ 221,000 $ 38,000
Madera, California 1 $ 360,000 $ 360,000 $ 178,000
Mendocino, California 1 $ 200,000 $ 200,000 $ 66,000
Modoc, California 1 $ 228,000 $ 228,000 $ 120,000
Mono, California 1 $ 175,000 $ 175,000 $ 43,000
Napa, California 1 $ 742,000 $ 742,000 $ 143,000
Nevada, California 1 $ 417,000 $ 417,000 $ 209,000
San Benito, California 1 $ 230,000 $ 230,000 $ 135,000
Trinity, California 1 $ 352,000 $ 352,000 $ 106,000
Yuba, California 1 $ 148,000 $ 148,000 $ 86,000
Grand, Colorado 1 $ 250,000 $ 250,000 $ 888,000
Jefferson, Colorado 1 $ 292,000 $ 292,000 $ 101,000
La Plata, Colorado 1 $ 125,000 $ 125,000 $ 149,000
Summit, Colorado 1 $ 150,000 $ 150,000 $ 116,000
Weld, Colorado 1 $ 315,000 $ 315,000 $ 107,000
Litchfield, Connecticut 1 $ 292,000 $ 292,000 $ 95,000
Tolland, Connecticut 1 $ 124,000 $ 124,000 $ 85,000
Broward, Florida 1 $ 330,000 $ 330,000 $ 209,000
Monroe, Florida 1 $ 212,000 $ 212,000 $ 24,000
Pasco, Florida 1 $ 200,000 $ 200,000 $ 105,000
Seminole, Florida 1 $ 384,000 $ 384,000 $ 141,000
Volusia, Florida 1 $ 114,000 $ 114,000 $ 43,000
Hawaii, Hawaii 1 $ 165,000 $ 165,000 $ 42,000
Bannock, Idaho 1 $ 345,000 $ 345,000 $ 141,000
Canyon, Idaho 1 $ 168,000 $ 168,000 $ 588,000
Kootenai, Idaho 1 $ 416,000 $ 416,000 $ 112,000
Minidoka, Idaho 1 $ 175,000 $ 175,000 $ 157,000
Champaign, Illinois 1 $ 126,000 $ 126,000 $ 142,000
Kane, Illinois 1 $ 417,000 $ 417,000 $ 149,000
Kendall, Illinois 1 $ 68,000 $ 68,000 $ 85,000
St. Clair, Illinois 1 $ 190,000 $ 190,000 $ 75,000
Floyd, Indiana 1 $ 209,000 $ 209,000 $ 150,000
Jennings, Indiana 1 $ 125,000 $ 125,000 $ 44,000
Tippecanoe, Indiana 1 $ 145,000 $ 145,000 $ 102,000
Frederick, Maryland 1 $ 211,000 $ 211,000 $ 133,000
Prince George's, Maryland 1 $ 335,000 $ 335,000 $ 66,000
Queen Anne's, Maryland 1 $ 417,000 $ 417,000 $ 84,000
St. Mary's, Maryland 1 $ 228,000 $ 228,000 $ 121,000
Berkshire, Massachusetts 1 $ 417,000 $ 417,000 $ 536,000
Dukes, Massachusetts 1 $ 350,000 $ 350,000 $ 133,000
Hampden, Massachusetts 1 $ 250,000 $ 250,000 $ 74,000
Clay, Missouri 1 $ 152,000 $ 152,000 $ 92,000
Jackson, Missouri 1 $ 280,000 $ 280,000 $ 98,000
Phelps, Missouri 1 $ 388,000 $ 388,000 $ 75,000
Meagher, Montana 1 $ 180,000 $ 180,000 $ 90,000
Missoula, Montana 1 $ 75,000 $ 75,000 $ 40,000
Salem, New Jersey 1 $ 186,000 $ 186,000 $ 144,000
Somerset, New Jersey 1 $ 565,000 $ 565,000 $ 187,000
Sussex, New Jersey 1 $ 255,000 $ 255,000 $ 98,000
Bernalillo, New Mexico 1 $ 100,000 $ 100,000 $ 26,000
McKinley, New Mexico 1 $ 150,000 $ 150,000 $ 49,000
Clermont, Ohio 1 $ 187,000 $ 187,000 $ 107,000
Hamilton, Ohio 1 $ 126,000 $ 126,000 $ 90,000
Knox, Ohio 1 $ 140,000 $ 140,000 $ 205,000
Lake, Ohio 1 $ 300,000 $ 300,000 $ 345,000
Licking, Ohio 1 $ 225,000 $ 225,000 $ 120,000
Mahoning, Ohio 1 $ 117,000 $ 117,000 $ 983,000
Oklahoma, Oklahoma 1 $ 148,000 $ 148,000 $ 124,000
Baker, Oregon 1 $ 225,000 $ 225,000 $ 80,000
Hood River, Oregon 1 $ 250,000 $ 250,000 $ 249,000
Lane, Oregon 1 $ 193,000 $ 193,000 $ 59,000
Lincoln, Oregon 1 $ 100,000 $ 100,000 $ 224,000
Linn, Oregon 1 $ 317,000 $ 317,000 $ 130,000
Union, Oregon 1 $ 141,000 $ 141,000 $ 63,000
Yamhill, Oregon 1 $ 240,000 $ 240,000 $ 131,000
Adams, Pennsylvania 1 $ 416,000 $ 416,000 $ 338,000
Beaver, Pennsylvania 1 $ 264,000 $ 264,000 $ 86,000
Centre, Pennsylvania 1 $ 152,000 $ 152,000 $ 53,000
Cumberland, Pennsylvania 1 $ 170,000 $ 170,000 $ 63,000
Franklin, Pennsylvania 1 $ 158,000 $ 158,000 $ 30,000
Lackawanna, Pennsylvania 1 $ 205,000 $ 205,000 $ 73,000
Lebanon, Pennsylvania 1 $ 378,000 $ 378,000 $ 119,000
Lehigh, Pennsylvania 1 $ 417,000 $ 417,000 $ 82,000
Tioga, Pennsylvania 1 $ 296,000 $ 296,000 $ 280,000
Washington, Pennsylvania 1 $ 170,000 $ 170,000 $ 174,000
Shelby, Tennessee 1 $ 265,000 $ 265,000 $ 85,000
Cherokee, Texas 1 $ 106,000 $ 106,000 $ 72,000
Comal, Texas 1 $ 310,000 $ 310,000 $ 212,000
Galveston, Texas 1 $ 143,000 $ 143,000 $ 132,000
Grayson, Texas 1 $ 216,000 $ 216,000 $ 53,000
Hidalgo, Texas 1 $ 229,000 $ 229,000 $ 62,000
Val Verde, Texas 1 $ 320,000 $ 320,000 $ 97,000
Morgan, Utah 1 $ 305,000 $ 305,000 $ 71,000
Sevier, Utah 1 $ 132,000 $ 132,000 $ 48,000
Washington, Utah 1 $ 285,000 $ 285,000 $ 96,000
Benton, Washington 1 $ 175,000 $ 175,000 $ 115,000
Grays Harbor, Washington 1 $ 231,000 $ 231,000 $ 63,000
Island, Washington 1 $ 190,000 $ 190,000 $ 83,000
Jefferson, Washington 1 $ 300,000 $ 300,000 $ 119,000
Kittitas, Washington 1 $ 150,000 $ 150,000 $ 43,000
Walla Walla, Washington 1 $ 140,000 $ 140,000 $ 77,000

Mortgage Loan Application Detail Totals for American Interbanc Mortgage, Llc. in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 899 $266,819,000 $296,000 $1,000,000 $167,000 $1,759,000
Home Purchase 438 $130,756,000 $298,000 $880,000 $162,000 $1,722,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 953 $281,246,000 $295,000 $1,000,000 $158,000 $1,620,000
Asian 246 $76,279,000 $310,000 $880,000 $171,000 $1,722,000
Hispanic 74 $19,997,000 $270,000 $656,000 $187,000 $1,759,000
Not Provided 34 $10,600,000 $311,000 $720,000 $291,000 $1,596,000
Black or African American 18 $4,944,000 $274,000 $434,000 $180,000 $1,045,000
Native Hawaiian or Other Pacific Islander 8 $3,257,000 $407,000 $716,000 $170,000 $294,000
American Indian or Alaskan Native 4 $1,252,000 $313,000 $410,000 $118,000 $167,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,328 $394,997,000 $297,000 $1,000,000 $166,000 $1,759,000
FHA-insured (Federal Housing Administration) 9 $2,578,000 $286,000 $367,000 $112,000 $199,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 941 $269,704,000 $286,000 $880,000 $145,000 $1,632,000
Application Withdrawn By Applicant 291 $93,106,000 $319,000 $1,000,000 $211,000 $1,759,000
Application Denied By Financial Institution 105 $34,765,000 $331,000 $760,000 $221,000 $1,596,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into American Interbanc Mortgage, Llc.'s 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess American Interbanc Mortgage, Llc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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