American Momentum Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
American Momentum Bank 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | American Momentum Bank 4830 W. Kennedy Blvd. Suite 200 College Station, TX 33609 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 999 |
| Total Mortgage Loan Application Amount | $373,905,000 |
| Average Mortgage Loan Application Amount | $386,400 |
| Highest Mortgage Loan Application Amount | $5,165,000 |
| Average Applicant Income | $254,800 |
| Highest Applicant Income | $8,416,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with American Momentum Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing American Momentum Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down American Momentum Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how American Momentum Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by American Momentum Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at American Momentum Bank's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Brazos County Texas | 280 | $ 84,650,000 | $ 302,000 | $ 205,000 |
| Hillsborough County Florida | 177 | $ 50,775,000 | $ 286,000 | $ 175,000 |
| Pinellas County Florida | 115 | $ 39,995,000 | $ 347,000 | $ 212,000 |
| Lee County Florida | 77 | $ 34,645,000 | $ 449,000 | $ 321,000 |
| Orange County Florida | 50 | $ 58,660,000 | $ 1,173,000 | $ 687,000 |
| Pasco County Florida | 37 | $ 13,855,000 | $ 374,000 | $ 153,000 |
| Harris County Texas | 22 | $ 9,830,000 | $ 446,000 | $ 257,000 |
| Sarasota County Florida | 17 | $ 6,425,000 | $ 377,000 | $ 159,000 |
| Collier County Florida | 15 | $ 12,245,000 | $ 816,000 | $ 335,000 |
| Lubbock County Texas | 15 | $ 3,335,000 | $ 222,000 | $ 129,000 |
| Ector County Texas | 14 | $ 2,700,000 | $ 192,000 | $ 89,000 |
| Midland County Texas | 13 | $ 4,325,000 | $ 332,000 | $ 317,000 |
| Montgomery County Texas | 12 | $ 5,330,000 | $ 444,000 | $ 1,262,000 |
| Seminole County Florida | 10 | $ 3,810,000 | $ 381,000 | $ 186,000 |
| Travis County Texas | 9 | $ 2,355,000 | $ 261,000 | $ 153,000 |
| Manatee County Florida | 8 | $ 2,000,000 | $ 250,000 | $ 140,000 |
| Bexar County Texas | 8 | $ 2,340,000 | $ 292,000 | $ 148,000 |
| Lake County Florida | 7 | $ 3,165,000 | $ 452,000 | $ 240,000 |
| Dawson County Texas | 7 | $ 915,000 | $ 130,000 | $ 83,000 |
| Fort Bend County Texas | 7 | $ 1,865,000 | $ 266,000 | $ 202,000 |
| Robertson County Texas | 6 | $ 1,500,000 | $ 250,000 | $ 84,000 |
| Grimes County Texas | 5 | $ 1,025,000 | $ 205,000 | $ 161,000 |
| Osceola County Florida | 4 | $ 2,080,000 | $ 520,000 | $ 1,207,000 |
| Andrews County Texas | 4 | $ 300,000 | $ 75,000 | $ 166,000 |
| Dallas County Texas | 4 | $ 1,070,000 | $ 267,000 | $ 129,000 |
| McLennan County Texas | 4 | $ 1,020,000 | $ 255,000 | $ 94,000 |
| Miami-Dade County Florida | 3 | $ 595,000 | $ 198,000 | $ 127,000 |
| Polk County Florida | 3 | $ 1,435,000 | $ 478,000 | $ 211,000 |
| Burnet County Texas | 3 | $ 935,000 | $ 311,000 | $ 114,000 |
| Randall County Texas | 3 | $ 535,000 | $ 178,000 | $ 140,000 |
| Tarrant County Texas | 3 | $ 1,045,000 | $ 348,000 | $ 83,000 |
| Broward County Florida | 2 | $ 370,000 | $ 185,000 | $ 68,000 |
| Charlotte County Florida | 2 | $ 810,000 | $ 405,000 | $ 105,000 |
| Duval County Florida | 2 | $ 760,000 | $ 380,000 | $ 111,000 |
| Palm Beach County Florida | 2 | $ 1,200,000 | $ 600,000 | $ 271,000 |
| Burleson County Texas | 2 | $ 330,000 | $ 165,000 | $ 171,000 |
| Collin County Texas | 2 | $ 580,000 | $ 290,000 | $ 67,000 |
| Denton County Texas | 2 | $ 410,000 | $ 205,000 | $ 414,000 |
| Galveston County Texas | 2 | $ 570,000 | $ 285,000 | $ 0 |
| Gray County Texas | 2 | $ 300,000 | $ 150,000 | $ 68,000 |
| Hays County Texas | 2 | $ 960,000 | $ 480,000 | $ 280,000 |
| Madison County Texas | 2 | $ 540,000 | $ 270,000 | $ 97,000 |
| Medina County Texas | 2 | $ 110,000 | $ 55,000 | $ 98,000 |
| Williamson County Texas | 2 | $ 450,000 | $ 225,000 | $ 96,000 |
| Monterey County California | 1 | $ 4,005,000 | $ 4,005,000 | $ 0 |
| Alachua County Florida | 1 | $ 145,000 | $ 145,000 | $ 63,000 |
| Brevard County Florida | 1 | $ 625,000 | $ 625,000 | $ 132,000 |
| Citrus County Florida | 1 | $ 275,000 | $ 275,000 | $ 249,000 |
| Clay County Florida | 1 | $ 265,000 | $ 265,000 | $ 56,000 |
| Hernando County Florida | 1 | $ 115,000 | $ 115,000 | $ 49,000 |
| Sumter County Florida | 1 | $ 115,000 | $ 115,000 | $ 45,000 |
| Angelina County Texas | 1 | $ 185,000 | $ 185,000 | $ 90,000 |
| Aransas County Texas | 1 | $ 225,000 | $ 225,000 | $ 167,000 |
| Bandera County Texas | 1 | $ 335,000 | $ 335,000 | $ 6,020,000 |
| Bastrop County Texas | 1 | $ 105,000 | $ 105,000 | $ 157,000 |
| Brown County Texas | 1 | $ 445,000 | $ 445,000 | $ 390,000 |
| Cameron County Texas | 1 | $ 235,000 | $ 235,000 | $ 232,000 |
| Coleman County Texas | 1 | $ 35,000 | $ 35,000 | $ 40,000 |
| Comal County Texas | 1 | $ 245,000 | $ 245,000 | $ 52,000 |
| Cooke County Texas | 1 | $ 515,000 | $ 515,000 | $ 500,000 |
| Crane County Texas | 1 | $ 185,000 | $ 185,000 | $ 86,000 |
| Fayette County Texas | 1 | $ 245,000 | $ 245,000 | $ 85,000 |
| Gaines County Texas | 1 | $ 275,000 | $ 275,000 | $ 76,000 |
| Gillespie County Texas | 1 | $ 685,000 | $ 685,000 | $ 46,000 |
| Hill County Texas | 1 | $ 285,000 | $ 285,000 | $ 282,000 |
| Hood County Texas | 1 | $ 295,000 | $ 295,000 | $ 145,000 |
| Limestone County Texas | 1 | $ 225,000 | $ 225,000 | $ 191,000 |
| Nueces County Texas | 1 | $ 295,000 | $ 295,000 | $ 89,000 |
| Potter County Texas | 1 | $ 205,000 | $ 205,000 | $ 67,000 |
| Reagan County Texas | 1 | $ 65,000 | $ 65,000 | $ 36,000 |
| Rusk County Texas | 1 | $ 455,000 | $ 455,000 | $ 127,000 |
| Tom Green County Texas | 1 | $ 215,000 | $ 215,000 | $ 530,000 |
| Victoria County Texas | 1 | $ 65,000 | $ 65,000 | $ 24,000 |
| Ward County Texas | 1 | $ 175,000 | $ 175,000 | $ 51,000 |
| Washington County Texas | 1 | $ 215,000 | $ 215,000 | $ 50,000 |
Mortgage Loan Application Detail Totals for American Momentum Bank in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 559 | $218,195,000 | $390,000 | $5,165,000 | $266,000 | $8,416,000 |
| Refinancing | 345 | $111,905,000 | $324,000 | $3,005,000 | $213,000 | $1,804,000 |
| Cash-out Refinancing | 70 | $30,590,000 | $437,000 | $2,605,000 | $220,000 | $1,919,000 |
| Other Purpose | 19 | $12,465,000 | $656,000 | $4,005,000 | $409,000 | $1,224,000 |
| Home Improvement | 6 | $750,000 | $125,000 | $255,000 | $166,000 | $295,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 690 | $247,420,000 | $358,000 | $3,905,000 | $247,000 | $8,416,000 |
| Not Provided | 142 | $60,260,000 | $424,000 | $4,005,000 | $228,000 | $1,193,000 |
| Hispanic | 79 | $28,215,000 | $357,000 | $5,165,000 | $208,000 | $1,987,000 |
| Asian | 48 | $21,050,000 | $438,000 | $4,305,000 | $265,000 | $1,571,000 |
| Black or African American | 23 | $9,115,000 | $396,000 | $2,385,000 | $432,000 | $3,420,000 |
| Not applicable | 10 | $6,270,000 | $627,000 | $1,865,000 | $0 | $0 |
| American Indian or Alaskan Native | 2 | $550,000 | $275,000 | $315,000 | $253,000 | $277,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $220,000 | $110,000 | $185,000 | $67,000 | $95,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 975 | $367,385,000 | $376,000 | $5,165,000 | $250,000 | $8,416,000 |
| FHA-insured (Federal Housing Administration) | 14 | $2,720,000 | $194,000 | $295,000 | $95,000 | $212,000 |
| VA-guaranteed (Veterans Administration) | 10 | $3,800,000 | $380,000 | $765,000 | $135,000 | $378,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 768 | $277,210,000 | $360,000 | $5,165,000 | $229,000 | $8,416,000 |
| Application Withdrawn By Applicant | 140 | $56,330,000 | $402,000 | $2,485,000 | $375,000 | $6,020,000 |
| Application Denied By Financial Institution | 64 | $27,680,000 | $432,000 | $4,005,000 | $131,000 | $754,000 |
| File Closed For Incompleteness | 21 | $11,085,000 | $527,000 | $3,005,000 | $299,000 | $1,136,000 |
| Application Approved But Not Accepted | 6 | $1,600,000 | $266,000 | $515,000 | $221,000 | $660,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 935 | $346,225,000 | $370,000 | $5,165,000 | $253,000 | $8,416,000 |
| Debt-To-Income Ratio | 35 | $19,485,000 | $556,000 | $4,005,000 | $118,000 | $345,000 |
| Credit History | 19 | $4,145,000 | $218,000 | $705,000 | $115,000 | $300,000 |
| Collateral | 7 | $3,125,000 | $446,000 | $1,605,000 | $231,000 | $754,000 |
| Employment History | 2 | $620,000 | $310,000 | $315,000 | $90,000 | $134,000 |
| Credit Application Incomplete | 1 | $305,000 | $305,000 | $305,000 | $132,000 | $132,000 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into American Momentum Bank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess American Momentum Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.