American National Bank - Fox Cities
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
American National Bank - Fox Cities 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | American National Bank - Fox Cities 2200 N Richmond St Appleton, WI 54911 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 263 |
| Total Mortgage Loan Application Amount | $57,445,000 |
| Average Mortgage Loan Application Amount | $198,500 |
| Highest Mortgage Loan Application Amount | $965,000 |
| Average Applicant Income | $121,750 |
| Highest Applicant Income | $1,995,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with American National Bank - Fox Cities. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing American National Bank - Fox Cities's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down American National Bank - Fox Cities's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how American National Bank - Fox Cities serves its applicants.
Each category highlights the total number of mortgage applications processed by American National Bank - Fox Cities, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at American National Bank - Fox Cities's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outagamie County Wisconsin | 126 | $ 27,470,000 | $ 218,000 | $ 136,000 |
| Winnebago County Wisconsin | 49 | $ 9,275,000 | $ 189,000 | $ 120,000 |
| Brown County Wisconsin | 33 | $ 8,605,000 | $ 260,000 | $ 137,000 |
| Calumet County Wisconsin | 18 | $ 3,420,000 | $ 190,000 | $ 127,000 |
| Oconto County Wisconsin | 4 | $ 670,000 | $ 167,000 | $ 132,000 |
| Waupaca County Wisconsin | 4 | $ 800,000 | $ 200,000 | $ 119,000 |
| Door County Wisconsin | 3 | $ 535,000 | $ 178,000 | $ 179,000 |
| Dakota County Minnesota | 2 | $ 610,000 | $ 305,000 | $ 126,000 |
| Burnett County Wisconsin | 2 | $ 890,000 | $ 445,000 | $ 175,000 |
| Kewaunee County Wisconsin | 2 | $ 560,000 | $ 280,000 | $ 120,000 |
| Oneida County Wisconsin | 2 | $ 630,000 | $ 315,000 | $ 391,000 |
| Waushara County Wisconsin | 2 | $ 240,000 | $ 120,000 | $ 42,000 |
| Hennepin County Minnesota | 1 | $ 415,000 | $ 415,000 | $ 283,000 |
| Bayfield County Wisconsin | 1 | $ 395,000 | $ 395,000 | $ 78,000 |
| Dane County Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 217,000 |
| Dodge County Wisconsin | 1 | $ 235,000 | $ 235,000 | $ 48,000 |
| Fond du Lac County Wisconsin | 1 | $ 225,000 | $ 225,000 | $ 111,000 |
| Green Lake County Wisconsin | 1 | $ 235,000 | $ 235,000 | $ 98,000 |
| Iowa County Wisconsin | 1 | $ 275,000 | $ 275,000 | $ 282,000 |
| Lincoln County Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 117,000 |
| Manitowoc County Wisconsin | 1 | $ 175,000 | $ 175,000 | $ 84,000 |
| Marinette County Wisconsin | 1 | $ 75,000 | $ 75,000 | $ 175,000 |
| Monroe County Wisconsin | 1 | $ 265,000 | $ 265,000 | $ 159,000 |
| Ozaukee County Wisconsin | 1 | $ 245,000 | $ 245,000 | $ 234,000 |
| Shawano County Wisconsin | 1 | $ 275,000 | $ 275,000 | $ 228,000 |
| Sheboygan County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 81,000 |
| Walworth County Wisconsin | 1 | $ 255,000 | $ 255,000 | $ 216,000 |
| Waukesha County Wisconsin | 1 | $ 215,000 | $ 215,000 | $ 60,000 |
Mortgage Loan Application Detail Totals for American National Bank - Fox Cities in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 146 | $32,080,000 | $219,000 | $965,000 | $147,000 | $1,995,000 |
| Cash-out Refinancing | 58 | $11,880,000 | $204,000 | $515,000 | $110,000 | $293,000 |
| Home Purchase | 56 | $13,070,000 | $233,000 | $635,000 | $130,000 | $660,000 |
| Home Improvement | 3 | $415,000 | $138,000 | $175,000 | $100,000 | $149,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 245 | $53,915,000 | $220,000 | $965,000 | $136,000 | $1,995,000 |
| Not applicable | 8 | $1,610,000 | $201,000 | $405,000 | $0 | $0 |
| Not Provided | 4 | $870,000 | $217,000 | $375,000 | $105,000 | $149,000 |
| Asian | 3 | $685,000 | $228,000 | $325,000 | $84,000 | $137,000 |
| Black or African American | 2 | $280,000 | $140,000 | $145,000 | $246,000 | $293,000 |
| Hispanic | 1 | $85,000 | $85,000 | $85,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 263 | $57,445,000 | $218,000 | $965,000 | $135,000 | $1,995,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 239 | $52,595,000 | $220,000 | $965,000 | $138,000 | $1,995,000 |
| Application Denied By Financial Institution | 11 | $2,145,000 | $195,000 | $305,000 | $92,000 | $216,000 |
| Application Withdrawn By Applicant | 9 | $2,155,000 | $239,000 | $415,000 | $112,000 | $210,000 |
| Application Approved But Not Accepted | 4 | $550,000 | $137,000 | $295,000 | $147,000 | $379,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 263 | $57,445,000 | $218,000 | $965,000 | $135,000 | $1,995,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into American National Bank - Fox Cities's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess American National Bank - Fox Cities's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Wisconsin, download the full spreadsheet
with aggregated HMDA statistics today.