American Pioneer Financial Svc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
American Pioneer Financial Svc 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | American Pioneer Financial Svc 12894 South Pony Express Rd Suite 600 Draper, UT 84020 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,306 |
| Total Mortgage Loan Application Amount | $198,083,000 |
| Average Mortgage Loan Application Amount | $157,341 |
| Highest Mortgage Loan Application Amount | $1,739,000 |
| Average Applicant Income | $91,902 |
| Highest Applicant Income | $7,800,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with American Pioneer Financial Svc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing American Pioneer Financial Svc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down American Pioneer Financial Svc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how American Pioneer Financial Svc serves its applicants.
Each category highlights the total number of mortgage applications processed by American Pioneer Financial Svc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at American Pioneer Financial Svc's mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Clark County Nevada | 181 | $ 33,008,000 | $ 182,000 | $ 87,000 |
| Salt Lake County Utah | 156 | $ 23,489,000 | $ 150,000 | $ 72,000 |
| Utah County Utah | 136 | $ 20,346,000 | $ 149,000 | $ 62,000 |
| Kern County California | 37 | $ 4,038,000 | $ 109,000 | $ 49,000 |
| Davis County Utah | 31 | $ 4,316,000 | $ 139,000 | $ 71,000 |
| Maricopa County Arizona | 27 | $ 4,996,000 | $ 185,000 | $ 64,000 |
| Weber County Utah | 22 | $ 4,246,000 | $ 193,000 | $ 110,000 |
| Washington County Utah | 20 | $ 1,858,000 | $ 92,000 | $ 65,000 |
| Stark County Ohio | 14 | $ 1,276,000 | $ 91,000 | $ 61,000 |
| Summit County Ohio | 14 | $ 1,201,000 | $ 85,000 | $ 69,000 |
| Los Angeles County California | 11 | $ 2,789,000 | $ 253,000 | $ 77,000 |
| Denver County Colorado | 11 | $ 2,320,000 | $ 210,000 | $ 101,000 |
| San Bernardino County California | 10 | $ 1,987,000 | $ 198,000 | $ 63,000 |
| Summit County Utah | 10 | $ 2,024,000 | $ 202,000 | $ 192,000 |
| Adams County Colorado | 9 | $ 1,295,000 | $ 143,000 | $ 44,000 |
| Weld County Colorado | 9 | $ 775,000 | $ 86,000 | $ 54,000 |
| Cuyahoga County Ohio | 9 | $ 1,533,000 | $ 170,000 | $ 59,000 |
| Davidson County Tennessee | 9 | $ 751,000 | $ 83,000 | $ 187,000 |
| Monterey County California | 8 | $ 1,892,000 | $ 236,000 | $ 70,000 |
| Jefferson County Colorado | 8 | $ 886,000 | $ 110,000 | $ 86,000 |
| Portage County Ohio | 8 | $ 975,000 | $ 121,000 | $ 87,000 |
| Tooele County Utah | 8 | $ 850,000 | $ 106,000 | $ 58,000 |
| Pima County Arizona | 6 | $ 774,000 | $ 129,000 | $ 87,000 |
| Arapahoe County Colorado | 6 | $ 854,000 | $ 142,000 | $ 39,000 |
| El Paso County Colorado | 6 | $ 694,000 | $ 115,000 | $ 61,000 |
| Medina County Ohio | 6 | $ 473,000 | $ 78,000 | $ 40,000 |
| Douglas County Colorado | 5 | $ 1,423,000 | $ 284,000 | $ 91,000 |
| Mesa County Colorado | 5 | $ 437,000 | $ 87,000 | $ 30,000 |
| Multnomah County Oregon | 5 | $ 409,000 | $ 81,000 | $ 108,000 |
| Iron County Utah | 5 | $ 623,000 | $ 124,000 | $ 91,000 |
| Pinal County Arizona | 4 | $ 348,000 | $ 87,000 | $ 62,000 |
| Alameda County California | 4 | $ 820,000 | $ 205,000 | $ 22,000 |
| Mahoning County Ohio | 4 | $ 307,000 | $ 76,000 | $ 51,000 |
| Washington County Tennessee | 4 | $ 342,000 | $ 85,000 | $ 30,000 |
| Wasatch County Utah | 4 | $ 550,000 | $ 137,000 | $ 84,000 |
| Sacramento County California | 3 | $ 523,000 | $ 174,000 | $ 83,000 |
| Santa Clara County California | 3 | $ 1,406,000 | $ 468,000 | $ 83,000 |
| Hernando County Florida | 3 | $ 490,000 | $ 163,000 | $ 54,000 |
| Hillsborough County Florida | 3 | $ 223,000 | $ 74,000 | $ 37,000 |
| Orange County Florida | 3 | $ 477,000 | $ 159,000 | $ 63,000 |
| Pinellas County Florida | 3 | $ 278,000 | $ 92,000 | $ 0 |
| Travis County Texas | 3 | $ 508,000 | $ 169,000 | $ 483,000 |
| Cache County Utah | 3 | $ 426,000 | $ 142,000 | $ 19,000 |
| Carbon County Utah | 3 | $ 234,000 | $ 78,000 | $ 40,000 |
| Sanpete County Utah | 3 | $ 329,000 | $ 109,000 | $ 46,000 |
| Mohave County Arizona | 2 | $ 106,000 | $ 53,000 | $ 42,000 |
| Kings County California | 2 | $ 300,000 | $ 150,000 | $ 68,000 |
| Madera County California | 2 | $ 360,000 | $ 180,000 | $ 65,000 |
| Orange County California | 2 | $ 440,000 | $ 220,000 | $ 177,000 |
| San Diego County California | 2 | $ 725,000 | $ 362,000 | $ 175,000 |
| Huerfano County Colorado | 2 | $ 145,000 | $ 72,000 | $ 54,000 |
| Larimer County Colorado | 2 | $ 495,000 | $ 247,000 | $ 87,000 |
| Duval County Florida | 2 | $ 87,000 | $ 43,000 | $ 74,000 |
| Palm Beach County Florida | 2 | $ 1,809,000 | $ 904,000 | $ 3,900,000 |
| St. Lucie County Florida | 2 | $ 171,000 | $ 85,000 | $ 72,000 |
| Volusia County Florida | 2 | $ 132,000 | $ 66,000 | $ 56,000 |
| Honolulu County Hawaii | 2 | $ 1,186,000 | $ 593,000 | $ 117,000 |
| Ada County Idaho | 2 | $ 112,000 | $ 56,000 | $ 44,000 |
| Twin Falls County Idaho | 2 | $ 81,000 | $ 40,000 | $ 53,000 |
| Montgomery County Maryland | 2 | $ 946,000 | $ 473,000 | $ 345,000 |
| Wayne County Michigan | 2 | $ 163,000 | $ 81,000 | $ 43,000 |
| Flathead County Montana | 2 | $ 210,000 | $ 105,000 | $ 144,000 |
| Douglas County Nevada | 2 | $ 230,000 | $ 115,000 | $ 66,000 |
| Hardin County Ohio | 2 | $ 176,000 | $ 88,000 | $ 30,000 |
| Trumbull County Ohio | 2 | $ 204,000 | $ 102,000 | $ 13,000 |
| Tuscarawas County Ohio | 2 | $ 155,000 | $ 77,000 | $ 29,000 |
| Wayne County Ohio | 2 | $ 185,000 | $ 92,000 | $ 52,000 |
| Williamson County Tennessee | 2 | $ 359,000 | $ 179,000 | $ 0 |
| Dallas County Texas | 2 | $ 111,000 | $ 55,000 | $ 64,000 |
| Henderson County Texas | 2 | $ 128,000 | $ 64,000 | $ 96,000 |
| Box Elder County Utah | 2 | $ 274,000 | $ 137,000 | $ 39,000 |
| Grand County Utah | 2 | $ 295,000 | $ 147,000 | $ 15,000 |
| Lauderdale County Alabama | 1 | $ 137,000 | $ 137,000 | $ 40,000 |
| Madison County Alabama | 1 | $ 112,000 | $ 112,000 | $ 79,000 |
| Coconino County Arizona | 1 | $ 176,000 | $ 176,000 | $ 67,000 |
| Contra Costa County California | 1 | $ 273,000 | $ 273,000 | $ 67,000 |
| Humboldt County California | 1 | $ 284,000 | $ 284,000 | $ 170,000 |
| Napa County California | 1 | $ 295,000 | $ 295,000 | $ 78,000 |
| Riverside County California | 1 | $ 180,000 | $ 180,000 | $ 48,000 |
| Stanislaus County California | 1 | $ 120,000 | $ 120,000 | $ 14,000 |
| Ventura County California | 1 | $ 442,000 | $ 442,000 | $ 91,000 |
| Alamosa County Colorado | 1 | $ 58,000 | $ 58,000 | $ 18,000 |
| Broomfield County Colorado | 1 | $ 219,000 | $ 219,000 | $ 44,000 |
| Delta County Colorado | 1 | $ 38,000 | $ 38,000 | $ 62,000 |
| Elbert County Colorado | 1 | $ 201,000 | $ 201,000 | $ 43,000 |
| Pueblo County Colorado | 1 | $ 62,000 | $ 62,000 | $ 60,000 |
| Brevard County Florida | 1 | $ 218,000 | $ 218,000 | $ 45,000 |
| Citrus County Florida | 1 | $ 157,000 | $ 157,000 | $ 60,000 |
| Miami-Dade County Florida | 1 | $ 87,000 | $ 87,000 | $ 11,000 |
| Suwannee County Florida | 1 | $ 111,000 | $ 111,000 | $ 60,000 |
| Bear Lake County Idaho | 1 | $ 70,000 | $ 70,000 | $ 43,000 |
| Canyon County Idaho | 1 | $ 87,000 | $ 87,000 | $ 0 |
| Franklin County Idaho | 1 | $ 81,000 | $ 81,000 | $ 130,000 |
| Cook County Illinois | 1 | $ 93,000 | $ 93,000 | $ 0 |
| Dearborn County Indiana | 1 | $ 220,000 | $ 220,000 | $ 0 |
| Marion County Indiana | 1 | $ 59,000 | $ 59,000 | $ 188,000 |
| Jackson County Missouri | 1 | $ 136,000 | $ 136,000 | $ 126,000 |
| St. Louis County Missouri | 1 | $ 62,000 | $ 62,000 | $ 49,000 |
| Stillwater County Montana | 1 | $ 125,000 | $ 125,000 | $ 36,000 |
| Guernsey County Ohio | 1 | $ 91,000 | $ 91,000 | $ 72,000 |
| Logan County Ohio | 1 | $ 54,000 | $ 54,000 | $ 15,000 |
| Lucas County Ohio | 1 | $ 95,000 | $ 95,000 | $ 29,000 |
| Douglas County Oregon | 1 | $ 141,000 | $ 141,000 | $ 42,000 |
| Lane County Oregon | 1 | $ 217,000 | $ 217,000 | $ 53,000 |
| Greenville County South Carolina | 1 | $ 140,000 | $ 140,000 | $ 40,000 |
| Bedford County Tennessee | 1 | $ 515,000 | $ 515,000 | $ 0 |
| Carter County Tennessee | 1 | $ 110,000 | $ 110,000 | $ 34,000 |
| Cheatham County Tennessee | 1 | $ 102,000 | $ 102,000 | $ 40,000 |
| Knox County Tennessee | 1 | $ 88,000 | $ 88,000 | $ 52,000 |
| Sevier County Tennessee | 1 | $ 114,000 | $ 114,000 | $ 79,000 |
| Shelby County Tennessee | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Stewart County Tennessee | 1 | $ 127,000 | $ 127,000 | $ 216,000 |
| Sullivan County Tennessee | 1 | $ 109,000 | $ 109,000 | $ 41,000 |
| Bexar County Texas | 1 | $ 158,000 | $ 158,000 | $ 360,000 |
| Randall County Texas | 1 | $ 69,000 | $ 69,000 | $ 24,000 |
| Beaver County Utah | 1 | $ 70,000 | $ 70,000 | $ 30,000 |
| Kane County Utah | 1 | $ 124,000 | $ 124,000 | $ 84,000 |
| Morgan County Utah | 1 | $ 144,000 | $ 144,000 | $ 55,000 |
| Wayne County Utah | 1 | $ 91,000 | $ 91,000 | $ 46,000 |
| Whatcom County Washington | 1 | $ 149,000 | $ 149,000 | $ 54,000 |
| Outagamie County Wisconsin | 1 | $ 100,000 | $ 100,000 | $ 26,000 |
Mortgage Loan Application Detail Totals for American Pioneer Financial Svc in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 839 | $117,909,000 | $146,047 | $1,739,000 | $98,619 | $7,800,000 |
| Refinancing | 466 | $80,138,000 | $176,210 | $1,500,000 | $89,315 | $1,488,000 |
| Home Improvement | 1 | $36,000 | $36,000 | $36,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 784 | $121,347,000 | $152,600 | $1,739,000 | $93,400 | $7,800,000 |
| Not Provided | 195 | $31,313,000 | $189,000 | $840,000 | $77,529 | $345,000 |
| Hispanic | 191 | $24,461,000 | $114,875 | $512,000 | $70,125 | $360,000 |
| Black or African American | 78 | $11,986,000 | $127,888 | $560,000 | $57,333 | $168,000 |
| Asian | 42 | $6,122,000 | $136,714 | $497,000 | $124,285 | $484,000 |
| Native Hawaiian or Other Pacific Islander | 12 | $2,516,000 | $158,800 | $431,000 | $105,800 | $288,000 |
| American Indian or Alaskan Native | 4 | $338,000 | $84,666 | $105,000 | $47,333 | $78,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,304 | $197,773,000 | $155,166 | $1,739,000 | $91,125 | $7,800,000 |
| FHA-insured (Federal Housing Administration) | 2 | $310,000 | $155,000 | $178,000 | $55,000 | $57,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 1,227 | $183,379,000 | $159,500 | $1,739,000 | $96,090 | $7,800,000 |
| Loan Originated | 78 | $14,582,000 | $163,500 | $1,500,000 | $59,333 | $534,000 |
| Preapproval Denied by Financial Institution | 1 | $122,000 | $122,000 | $122,000 | $34,000 | $34,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 554 | $85,528,000 | $155,882 | $1,739,000 | $166,647 | $7,800,000 |
| Other | 360 | $51,674,000 | $148,333 | $1,100,000 | $52,944 | $852,000 |
| Unverifiable Information | 118 | $18,326,000 | $167,727 | $566,000 | $83,909 | $521,000 |
| Credit History | 101 | $14,753,000 | $146,625 | $840,000 | $83,625 | $312,000 |
| Collateral | 49 | $7,369,000 | $163,454 | $750,000 | $95,000 | $288,000 |
| Debt-To-Income Ratio | 29 | $3,867,000 | $142,200 | $345,000 | $63,400 | $252,000 |
| Employment History | 7 | $818,000 | $136,750 | $261,000 | $59,750 | $114,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $555,000 | $212,500 | $295,000 | $58,500 | $59,000 |
| Mortgage Insurance Denied | 1 | $86,000 | $86,000 | $86,000 | $15,000 | $15,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into American Pioneer Financial Svc's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess American Pioneer Financial Svc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.