Americantrust Federal Savings
Mortgage Loan Application
Totals and Details
for 2004
Find mortgage loan statistics, lending data, and loan application totals for Indiana.
The mortgage statistics and data below are specific to mortgage loan applications for Americantrust Federal Savings.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Americantrust Federal Savings 915 W Main Street, Po Box 105 Peru, IN 46970 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 389 |
| Total Mortgage Loan Application Amount | $26,676,000 |
| Average Mortgage Loan Application Amount | $38,800 |
| Highest Mortgage Loan Application Amount | $900,000 |
| Average Applicant Income | $20,500 |
| Highest Applicant Income | $961,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IN, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Miami County Indiana | 116 | $ 7,673,000 | $ 66,000 | $ 49,000 |
| Howard County Indiana | 90 | $ 8,033,000 | $ 89,000 | $ 53,000 |
| Cass County Indiana | 21 | $ 2,138,000 | $ 101,000 | $ 60,000 |
| Champaign County Illinois | 10 | $ 214,000 | $ 21,000 | $ 0 |
| McLean County Illinois | 7 | $ 167,000 | $ 23,000 | $ 0 |
| Kosciusko County Indiana | 7 | $ 343,000 | $ 49,000 | $ 44,000 |
| Muscatine County Iowa | 6 | $ 115,000 | $ 19,000 | $ 0 |
| Effingham County Illinois | 5 | $ 84,000 | $ 16,000 | $ 0 |
| Rock Island County Illinois | 5 | $ 82,000 | $ 16,000 | $ 0 |
| Carroll County Indiana | 5 | $ 295,000 | $ 59,000 | $ 38,000 |
| Tipton County Indiana | 5 | $ 408,000 | $ 81,000 | $ 68,000 |
| Johnson County Indiana | 4 | $ 222,000 | $ 55,000 | $ 23,000 |
| Wayne County Indiana | 4 | $ 40,000 | $ 10,000 | $ 0 |
| Branch County Michigan | 4 | $ 61,000 | $ 15,000 | $ 0 |
| Adams County Indiana | 3 | $ 38,000 | $ 12,000 | $ 0 |
| Marion County Indiana | 3 | $ 263,000 | $ 87,000 | $ 47,000 |
| Scott County Iowa | 3 | $ 37,000 | $ 12,000 | $ 0 |
| Hillsdale County Michigan | 3 | $ 39,000 | $ 13,000 | $ 0 |
| Mercer County Ohio | 3 | $ 46,000 | $ 15,000 | $ 0 |
| Livingston County Illinois | 2 | $ 44,000 | $ 22,000 | $ 0 |
| Boone County Indiana | 2 | $ 138,000 | $ 69,000 | $ 58,000 |
| Fulton County Indiana | 2 | $ 311,000 | $ 155,000 | $ 88,000 |
| Hancock County Indiana | 2 | $ 151,000 | $ 75,000 | $ 93,000 |
| Marshall County Indiana | 2 | $ 1,750,000 | $ 875,000 | $ 180,000 |
| Monroe County Indiana | 2 | $ 26,000 | $ 13,000 | $ 0 |
| Owen County Indiana | 2 | $ 43,000 | $ 21,000 | $ 0 |
| Wabash County Indiana | 2 | $ 156,000 | $ 78,000 | $ 32,000 |
| Daviess County Kentucky | 2 | $ 32,000 | $ 16,000 | $ 0 |
| Allen County Ohio | 2 | $ 33,000 | $ 16,000 | $ 0 |
| Lorain County Ohio | 2 | $ 42,000 | $ 21,000 | $ 0 |
| Douglas County Illinois | 1 | $ 16,000 | $ 16,000 | $ 0 |
| Henry County Illinois | 1 | $ 16,000 | $ 16,000 | $ 0 |
| Jefferson County Illinois | 1 | $ 10,000 | $ 10,000 | $ 0 |
| Jo Daviess County Illinois | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Piatt County Illinois | 1 | $ 12,000 | $ 12,000 | $ 0 |
| Delaware County Indiana | 1 | $ 28,000 | $ 28,000 | $ 0 |
| Hamilton County Indiana | 1 | $ 80,000 | $ 80,000 | $ 125,000 |
| Henry County Indiana | 1 | $ 14,000 | $ 14,000 | $ 0 |
| Jay County Indiana | 1 | $ 7,000 | $ 7,000 | $ 0 |
| Randolph County Indiana | 1 | $ 18,000 | $ 18,000 | $ 0 |
| Steuben County Indiana | 1 | $ 300,000 | $ 300,000 | $ 363,000 |
| Clinton County Iowa | 1 | $ 12,000 | $ 12,000 | $ 0 |
| Dubuque County Iowa | 1 | $ 13,000 | $ 13,000 | $ 0 |
| Jefferson County Iowa | 1 | $ 29,000 | $ 29,000 | $ 0 |
| Lee County Iowa | 1 | $ 12,000 | $ 12,000 | $ 0 |
| Van Buren County Iowa | 1 | $ 11,000 | $ 11,000 | $ 0 |
| Calloway County Kentucky | 1 | $ 18,000 | $ 18,000 | $ 0 |
| Fleming County Kentucky | 1 | $ 7,000 | $ 7,000 | $ 0 |
| Franklin County Kentucky | 1 | $ 18,000 | $ 18,000 | $ 0 |
| Hopkins County Kentucky | 1 | $ 5,000 | $ 5,000 | $ 0 |
| Mercer County Kentucky | 1 | $ 3,000 | $ 3,000 | $ 0 |
| Montgomery County Kentucky | 1 | $ 14,000 | $ 14,000 | $ 0 |
| Oldham County Kentucky | 1 | $ 10,000 | $ 10,000 | $ 0 |
| Taylor County Kentucky | 1 | $ 23,000 | $ 23,000 | $ 0 |
| Champaign County Ohio | 1 | $ 5,000 | $ 5,000 | $ 0 |
| Defiance County Ohio | 1 | $ 13,000 | $ 13,000 | $ 0 |
| Erie County Ohio | 1 | $ 18,000 | $ 18,000 | $ 0 |
| Greene County Ohio | 1 | $ 12,000 | $ 12,000 | $ 0 |
| Hardin County Ohio | 1 | $ 23,000 | $ 23,000 | $ 0 |
| Huron County Ohio | 1 | $ 11,000 | $ 11,000 | $ 0 |
| Seneca County Ohio | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Van Wert County Ohio | 1 | $ 10,000 | $ 10,000 | $ 0 |
| Warren County Ohio | 1 | $ 28,000 | $ 28,000 | $ 0 |
| Williams County Ohio | 1 | $ 4,000 | $ 4,000 | $ 0 |
| Racine County Wisconsin | 1 | $ 28,000 | $ 28,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Indiana,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Americantrust Federal Savings in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 225 | $12,060,000 | $34,000 | $264,000 | $10,125 | $137,000 |
| Refinancing | 152 | $14,349,000 | $94,000 | $900,000 | $71,000 | $961,000 |
| Home Improvement | 12 | $267,000 | $22,000 | $64,000 | $53,000 | $101,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 253 | $22,811,000 | $92,500 | $900,000 | $55,000 | $961,000 |
| Not applicable | 109 | $2,324,000 | $19,571 | $160,000 | $1,428 | $69,000 |
| Black or African American | 8 | $280,000 | $40,500 | $80,000 | $22,500 | $125,000 |
| Hispanic | 8 | $641,000 | $80,000 | $212,000 | $54,000 | $130,000 |
| Asian | 6 | $298,000 | $49,000 | $106,000 | $54,000 | $64,000 |
| Not Provided | 3 | $275,000 | $91,666 | $225,000 | $24,000 | $72,000 |
| American Indian or Alaskan Native | 2 | $47,000 | $23,000 | $32,000 | $42,000 | $61,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 389 | $26,676,000 | $35,500 | $900,000 | $11,875 | $961,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 201 | $16,893,000 | $84,000 | $900,000 | $64,000 | $961,000 |
| Loan Purchased By The Institution | 101 | $1,662,000 | $16,857 | $35,000 | $0 | $0 |
| Application Withdrawn By Applicant | 43 | $4,731,000 | $123,500 | $850,000 | $65,500 | $267,000 |
| Application Denied By Financial Institution | 29 | $2,035,000 | $68,000 | $160,000 | $36,500 | $126,000 |
| Preapproval Approved but not Accepted | 9 | $964,000 | $107,000 | $247,000 | $63,000 | $117,000 |
| Preapproval Denied by Financial Institution | 5 | $274,000 | $54,000 | $77,000 | $44,000 | $58,000 |
| Application Approved But Not Accepted | 1 | $117,000 | $117,000 | $117,000 | $72,000 | $72,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 18 | $1,131,000 | $59,500 | $160,000 | $37,000 | $100,000 |
| Debt-To-Income Ratio | 4 | $297,000 | $89,500 | $120,000 | $58,000 | $126,000 |
| Collateral | 4 | $296,000 | $70,500 | $94,000 | $56,500 | $60,000 |
| Other | 3 | $218,000 | $72,000 | $136,000 | $55,000 | $88,000 |
| Unverifiable Information | 2 | $96,000 | $48,000 | $48,000 | $7,000 | $10,000 |
| Mortgage Insurance Denied | 2 | $231,000 | $115,500 | $154,000 | $49,500 | $63,000 |
| Employment History | 1 | $40,000 | $40,000 | $40,000 | $13,000 | $13,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IN, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Indiana, and search similar information at your convenience.