Americanwest Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Americanwest Bank 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Americanwest Bank P O Box 105 Chewelah, WA 99109 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2015 |
| Total Number of Mortgage Applications | 1,802 |
| Total Mortgage Loan Application Amount | $1,195,242,000 |
| Average Mortgage Loan Application Amount | $1,149,666 |
| Highest Mortgage Loan Application Amount | $17,720,000 |
| Average Applicant Income | $82,333 |
| Highest Applicant Income | $2,297,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Americanwest Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Americanwest Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Americanwest Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Americanwest Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Americanwest Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Americanwest Bank's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Spokane County Washington | 349 | $ 78,860,000 | $ 225,000 | $ 71,000 |
| San Diego County California | 190 | $ 103,806,000 | $ 546,000 | $ 176,000 |
| King County Washington | 145 | $ 91,369,000 | $ 630,000 | $ 158,000 |
| Los Angeles County California | 101 | $ 243,986,000 | $ 2,415,000 | $ 102,000 |
| Riverside County California | 92 | $ 44,696,000 | $ 485,000 | $ 123,000 |
| Jackson County Oregon | 70 | $ 43,291,000 | $ 618,000 | $ 74,000 |
| Franklin County Washington | 52 | $ 7,509,000 | $ 144,000 | $ 50,000 |
| Pierce County Washington | 51 | $ 34,741,000 | $ 681,000 | $ 98,000 |
| Snohomish County Washington | 49 | $ 48,059,000 | $ 980,000 | $ 106,000 |
| Stevens County Washington | 46 | $ 6,614,000 | $ 143,000 | $ 58,000 |
| Benton County Washington | 45 | $ 11,073,000 | $ 246,000 | $ 83,000 |
| Kootenai County Idaho | 38 | $ 7,844,000 | $ 206,000 | $ 89,000 |
| Latah County Idaho | 32 | $ 5,556,000 | $ 173,000 | $ 109,000 |
| San Bernardino County California | 31 | $ 7,332,000 | $ 236,000 | $ 112,000 |
| Douglas County Oregon | 30 | $ 5,054,000 | $ 168,000 | $ 77,000 |
| Maricopa County Arizona | 25 | $ 44,199,000 | $ 1,767,000 | $ 66,000 |
| Sacramento County California | 25 | $ 50,516,000 | $ 2,020,000 | $ 72,000 |
| Salt Lake County Utah | 23 | $ 32,354,000 | $ 1,406,000 | $ 52,000 |
| Utah County Utah | 22 | $ 11,556,000 | $ 525,000 | $ 66,000 |
| Yakima County Washington | 19 | $ 2,909,000 | $ 153,000 | $ 53,000 |
| Whitman County Washington | 16 | $ 2,321,000 | $ 145,000 | $ 56,000 |
| Bonner County Idaho | 15 | $ 3,012,000 | $ 200,000 | $ 107,000 |
| Umatilla County Oregon | 15 | $ 1,919,000 | $ 127,000 | $ 40,000 |
| Fresno County California | 13 | $ 36,680,000 | $ 2,821,000 | $ 5,000 |
| Orange County California | 12 | $ 11,338,000 | $ 944,000 | $ 298,000 |
| Ada County Idaho | 12 | $ 21,137,000 | $ 1,761,000 | $ 51,000 |
| Tehama County California | 11 | $ 2,003,000 | $ 182,000 | $ 95,000 |
| Walla Walla County Washington | 11 | $ 1,783,000 | $ 162,000 | $ 69,000 |
| Alameda County California | 9 | $ 22,768,000 | $ 2,529,000 | $ 50,000 |
| Benewah County Idaho | 9 | $ 980,000 | $ 108,000 | $ 60,000 |
| Nez Perce County Idaho | 9 | $ 1,182,000 | $ 131,000 | $ 64,000 |
| Kitsap County Washington | 9 | $ 4,963,000 | $ 551,000 | $ 220,000 |
| Contra Costa County California | 8 | $ 22,618,000 | $ 2,827,000 | $ 146,000 |
| San Francisco County California | 8 | $ 11,600,000 | $ 1,450,000 | $ 0 |
| Grant County Washington | 8 | $ 1,128,000 | $ 141,000 | $ 72,000 |
| Solano County California | 6 | $ 15,183,000 | $ 2,530,000 | $ 90,000 |
| Arapahoe County Colorado | 6 | $ 8,483,000 | $ 1,413,000 | $ 0 |
| Denver County Colorado | 6 | $ 12,815,000 | $ 2,135,000 | $ 0 |
| Jefferson County Colorado | 6 | $ 18,490,000 | $ 3,081,000 | $ 22,000 |
| Pend Oreille County Washington | 6 | $ 1,004,000 | $ 167,000 | $ 151,000 |
| San Joaquin County California | 5 | $ 5,407,000 | $ 1,081,000 | $ 32,000 |
| Yolo County California | 5 | $ 5,337,000 | $ 1,067,000 | $ 86,000 |
| Douglas County Washington | 5 | $ 617,000 | $ 123,000 | $ 68,000 |
| Ferry County Washington | 5 | $ 691,000 | $ 138,000 | $ 46,000 |
| Kern County California | 4 | $ 9,908,000 | $ 2,477,000 | $ 32,000 |
| Marin County California | 4 | $ 2,167,000 | $ 541,000 | $ 155,000 |
| Santa Clara County California | 4 | $ 4,798,000 | $ 1,199,000 | $ 0 |
| Siskiyou County California | 4 | $ 404,000 | $ 101,000 | $ 44,000 |
| El Paso County Colorado | 4 | $ 3,813,000 | $ 953,000 | $ 20,000 |
| Clackamas County Oregon | 4 | $ 10,601,000 | $ 2,650,000 | $ 143,000 |
| Morrow County Oregon | 4 | $ 485,000 | $ 121,000 | $ 37,000 |
| Multnomah County Oregon | 4 | $ 3,042,000 | $ 760,000 | $ 130,000 |
| Davis County Utah | 4 | $ 2,531,000 | $ 632,000 | $ 67,000 |
| Island County Washington | 4 | $ 1,081,000 | $ 270,000 | $ 90,000 |
| Nevada County California | 3 | $ 3,408,000 | $ 1,136,000 | $ 0 |
| Placer County California | 3 | $ 1,619,000 | $ 539,000 | $ 406,000 |
| Ventura County California | 3 | $ 2,460,000 | $ 820,000 | $ 107,000 |
| Adams County Colorado | 3 | $ 4,688,000 | $ 1,562,000 | $ 0 |
| Canyon County Idaho | 3 | $ 692,000 | $ 230,000 | $ 129,000 |
| Idaho County Idaho | 3 | $ 600,000 | $ 200,000 | $ 336,000 |
| Missoula County Montana | 3 | $ 713,000 | $ 237,000 | $ 112,000 |
| Yellowstone County Montana | 3 | $ 537,000 | $ 179,000 | $ 71,000 |
| Linn County Oregon | 3 | $ 383,000 | $ 127,000 | $ 53,000 |
| Washington County Utah | 3 | $ 817,000 | $ 272,000 | $ 161,000 |
| Weber County Utah | 3 | $ 3,199,000 | $ 1,066,000 | $ 0 |
| Columbia County Washington | 3 | $ 632,000 | $ 210,000 | $ 95,000 |
| Whatcom County Washington | 3 | $ 2,131,000 | $ 710,000 | $ 21,000 |
| Pima County Arizona | 2 | $ 3,300,000 | $ 1,650,000 | $ 0 |
| Butte County California | 2 | $ 440,000 | $ 220,000 | $ 122,000 |
| Shasta County California | 2 | $ 364,000 | $ 182,000 | $ 87,000 |
| Stanislaus County California | 2 | $ 3,065,000 | $ 1,532,000 | $ 0 |
| Sutter County California | 2 | $ 1,196,000 | $ 598,000 | $ 332,000 |
| Yuba County California | 2 | $ 200,000 | $ 100,000 | $ 228,000 |
| Weld County Colorado | 2 | $ 3,639,000 | $ 1,819,000 | $ 0 |
| Clearwater County Idaho | 2 | $ 324,000 | $ 162,000 | $ 64,000 |
| Franklin County Idaho | 2 | $ 299,000 | $ 149,000 | $ 71,000 |
| Custer County Montana | 2 | $ 358,000 | $ 179,000 | $ 51,000 |
| Gallatin County Montana | 2 | $ 429,000 | $ 214,000 | $ 124,000 |
| Clark County Nevada | 2 | $ 1,418,000 | $ 709,000 | $ 325,000 |
| Deschutes County Oregon | 2 | $ 463,000 | $ 231,000 | $ 1,086,000 |
| Klamath County Oregon | 2 | $ 288,000 | $ 144,000 | $ 98,000 |
| Marion County Oregon | 2 | $ 1,170,000 | $ 585,000 | $ 51,000 |
| Tillamook County Oregon | 2 | $ 99,000 | $ 49,000 | $ 58,000 |
| Union County Oregon | 2 | $ 333,000 | $ 166,000 | $ 69,000 |
| Washington County Oregon | 2 | $ 5,550,000 | $ 2,775,000 | $ 0 |
| Asotin County Washington | 2 | $ 429,000 | $ 214,000 | $ 71,000 |
| Chelan County Washington | 2 | $ 249,000 | $ 124,000 | $ 55,000 |
| Clallam County Washington | 2 | $ 480,000 | $ 240,000 | $ 53,000 |
| Clark County Washington | 2 | $ 1,853,000 | $ 926,000 | $ 130,000 |
| Grays Harbor County Washington | 2 | $ 454,000 | $ 227,000 | $ 74,000 |
| Mason County Washington | 2 | $ 154,000 | $ 77,000 | $ 40,000 |
| Amador County California | 1 | $ 417,000 | $ 417,000 | $ 101,000 |
| El Dorado County California | 1 | $ 468,000 | $ 468,000 | $ 200,000 |
| Imperial County California | 1 | $ 415,000 | $ 415,000 | $ 93,000 |
| San Luis Obispo County California | 1 | $ 383,000 | $ 383,000 | $ 199,000 |
| San Mateo County California | 1 | $ 1,000,000 | $ 1,000,000 | $ 0 |
| Santa Cruz County California | 1 | $ 2,200,000 | $ 2,200,000 | $ 0 |
| Adams County Idaho | 1 | $ 124,000 | $ 124,000 | $ 111,000 |
| Shoshone County Idaho | 1 | $ 69,000 | $ 69,000 | $ 70,000 |
| Daniels County Montana | 1 | $ 180,000 | $ 180,000 | $ 70,000 |
| Lewis and Clark County Montana | 1 | $ 225,000 | $ 225,000 | $ 38,000 |
| Lincoln County Montana | 1 | $ 176,000 | $ 176,000 | $ 98,000 |
| Richland County Montana | 1 | $ 338,000 | $ 338,000 | $ 77,000 |
| Silver Bow County Montana | 1 | $ 98,000 | $ 98,000 | $ 76,000 |
| Bernalillo County New Mexico | 1 | $ 4,200,000 | $ 4,200,000 | $ 0 |
| Curry County Oregon | 1 | $ 91,000 | $ 91,000 | $ 0 |
| Josephine County Oregon | 1 | $ 285,000 | $ 285,000 | $ 93,000 |
| Wayne County Utah | 1 | $ 430,000 | $ 430,000 | $ 54,000 |
| Cowlitz County Washington | 1 | $ 230,000 | $ 230,000 | $ 110,000 |
| Klickitat County Washington | 1 | $ 107,000 | $ 107,000 | $ 71,000 |
| Lewis County Washington | 1 | $ 140,000 | $ 140,000 | $ 99,000 |
| Lincoln County Washington | 1 | $ 270,000 | $ 270,000 | $ 91,000 |
| Okanogan County Washington | 1 | $ 173,000 | $ 173,000 | $ 72,000 |
| San Juan County Washington | 1 | $ 746,000 | $ 746,000 | $ 566,000 |
| Skagit County Washington | 1 | $ 216,000 | $ 216,000 | $ 115,000 |
| Thurston County Washington | 1 | $ 215,000 | $ 215,000 | $ 83,000 |
Mortgage Loan Application Detail Totals for Americanwest Bank in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 949 | $480,034,000 | $505,000 | $14,000,000 | $92,000 | $2,297,000 |
| Refinancing | 800 | $598,781,000 | $748,000 | $17,720,000 | $113,000 | $1,320,000 |
| Home Improvement | 53 | $116,427,000 | $2,196,000 | $12,956,000 | $42,000 | $331,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,138 | $316,962,000 | $278,000 | $4,039,000 | $123,000 | $2,297,000 |
| Not Provided | 215 | $175,807,000 | $817,000 | $14,000,000 | $98,000 | $1,320,000 |
| Not applicable | 195 | $631,123,000 | $3,236,000 | $17,720,000 | $0 | $0 |
| Hispanic | 181 | $36,429,000 | $201,000 | $2,040,000 | $64,000 | $580,000 |
| Asian | 50 | $27,755,000 | $555,000 | $4,016,000 | $116,000 | $331,000 |
| Black or African American | 15 | $5,849,000 | $389,000 | $2,250,000 | $88,000 | $205,000 |
| American Indian or Alaskan Native | 5 | $551,000 | $110,000 | $160,000 | $46,000 | $50,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $766,000 | $255,000 | $308,000 | $62,000 | $65,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,382 | $1,108,339,000 | $801,000 | $17,720,000 | $110,000 | $2,297,000 |
| FHA-insured (Federal Housing Administration) | 286 | $56,663,000 | $198,000 | $636,000 | $65,000 | $660,000 |
| VA-guaranteed (Veterans Administration) | 106 | $25,447,000 | $240,000 | $677,000 | $76,000 | $222,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 28 | $4,793,000 | $171,000 | $255,000 | $51,000 | $116,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,095 | $527,949,000 | $482,000 | $16,100,000 | $104,000 | $2,297,000 |
| Application Denied By Financial Institution | 386 | $546,382,000 | $1,415,000 | $17,720,000 | $64,000 | $1,830,000 |
| Application Approved But Not Accepted | 234 | $94,837,000 | $405,000 | $13,780,000 | $136,000 | $1,086,000 |
| Application Withdrawn By Applicant | 83 | $24,868,000 | $299,000 | $1,302,000 | $117,000 | $620,000 |
| File Closed For Incompleteness | 4 | $1,206,000 | $301,000 | $470,000 | $94,000 | $116,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Americanwest Bank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Americanwest Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Washington, download the full spreadsheet
with aggregated HMDA statistics today.