Americash
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Americash 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Americash 3080 Bristol Street, Suite 300 Costa Mesa, CA 92626 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,418 |
| Total Mortgage Loan Application Amount | $652,209,000 |
| Average Mortgage Loan Application Amount | $200,037 |
| Highest Mortgage Loan Application Amount | $1,300,000 |
| Average Applicant Income | $88,111 |
| Highest Applicant Income | $1,800,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Americash. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Americash's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Americash's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Americash serves its applicants.
Each category highlights the total number of mortgage applications processed by Americash, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Americash's mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 320 | $ 106,775,000 | $ 333,000 | $ 97,000 |
| Orange County California | 175 | $ 58,620,000 | $ 334,000 | $ 115,000 |
| Riverside County California | 147 | $ 36,603,000 | $ 249,000 | $ 94,000 |
| San Diego County California | 125 | $ 42,928,000 | $ 343,000 | $ 103,000 |
| San Bernardino County California | 114 | $ 24,201,000 | $ 212,000 | $ 94,000 |
| Sacramento County California | 64 | $ 15,094,000 | $ 235,000 | $ 72,000 |
| Contra Costa County California | 56 | $ 18,821,000 | $ 336,000 | $ 114,000 |
| Cook County Illinois | 53 | $ 11,467,000 | $ 216,000 | $ 82,000 |
| Alameda County California | 52 | $ 18,794,000 | $ 361,000 | $ 101,000 |
| Santa Clara County California | 52 | $ 19,914,000 | $ 382,000 | $ 113,000 |
| Broward County Florida | 50 | $ 9,171,000 | $ 183,000 | $ 72,000 |
| Ventura County California | 46 | $ 15,812,000 | $ 343,000 | $ 95,000 |
| King County Washington | 46 | $ 13,494,000 | $ 293,000 | $ 104,000 |
| Palm Beach County Florida | 43 | $ 8,410,000 | $ 195,000 | $ 62,000 |
| San Joaquin County California | 38 | $ 9,129,000 | $ 240,000 | $ 95,000 |
| Solano County California | 31 | $ 7,821,000 | $ 252,000 | $ 80,000 |
| Sonoma County California | 31 | $ 9,941,000 | $ 320,000 | $ 80,000 |
| Duval County Florida | 31 | $ 5,102,000 | $ 164,000 | $ 61,000 |
| Orange County Florida | 31 | $ 5,987,000 | $ 193,000 | $ 92,000 |
| Hillsborough County Florida | 30 | $ 3,920,000 | $ 130,000 | $ 70,000 |
| Stanislaus County California | 28 | $ 5,090,000 | $ 181,000 | $ 77,000 |
| San Mateo County California | 27 | $ 13,796,000 | $ 510,000 | $ 131,000 |
| Fresno County California | 23 | $ 4,489,000 | $ 195,000 | $ 61,000 |
| Placer County California | 21 | $ 6,986,000 | $ 332,000 | $ 136,000 |
| Miami-Dade County Florida | 21 | $ 4,709,000 | $ 224,000 | $ 86,000 |
| Pierce County Washington | 19 | $ 3,043,000 | $ 160,000 | $ 58,000 |
| DuPage County Illinois | 18 | $ 5,442,000 | $ 302,000 | $ 108,000 |
| El Dorado County California | 17 | $ 5,618,000 | $ 330,000 | $ 99,000 |
| Santa Cruz County California | 15 | $ 5,070,000 | $ 338,000 | $ 115,000 |
| Lake County Illinois | 15 | $ 5,333,000 | $ 355,000 | $ 118,000 |
| Will County Illinois | 15 | $ 2,965,000 | $ 197,000 | $ 67,000 |
| San Luis Obispo County California | 14 | $ 4,264,000 | $ 304,000 | $ 94,000 |
| Santa Barbara County California | 14 | $ 5,719,000 | $ 408,000 | $ 83,000 |
| Snohomish County Washington | 13 | $ 2,407,000 | $ 185,000 | $ 45,000 |
| Monterey County California | 12 | $ 4,536,000 | $ 378,000 | $ 107,000 |
| Tulare County California | 12 | $ 2,456,000 | $ 204,000 | $ 61,000 |
| Brevard County Florida | 11 | $ 2,013,000 | $ 183,000 | $ 62,000 |
| Kern County California | 10 | $ 2,339,000 | $ 233,000 | $ 89,000 |
| El Paso County Colorado | 10 | $ 1,945,000 | $ 194,000 | $ 65,000 |
| Yolo County California | 9 | $ 2,246,000 | $ 249,000 | $ 116,000 |
| Lee County Florida | 8 | $ 1,400,000 | $ 175,000 | $ 69,000 |
| Washington County Oregon | 8 | $ 1,578,000 | $ 197,000 | $ 86,000 |
| Salt Lake County Utah | 8 | $ 1,816,000 | $ 227,000 | $ 75,000 |
| Arapahoe County Colorado | 7 | $ 2,050,000 | $ 292,000 | $ 97,000 |
| Boulder County Colorado | 7 | $ 2,856,000 | $ 408,000 | $ 91,000 |
| Bernalillo County New Mexico | 7 | $ 1,260,000 | $ 180,000 | $ 67,000 |
| Oklahoma County Oklahoma | 7 | $ 963,000 | $ 137,000 | $ 63,000 |
| Davidson County Tennessee | 7 | $ 1,164,000 | $ 166,000 | $ 50,000 |
| Marin County California | 6 | $ 2,347,000 | $ 391,000 | $ 167,000 |
| Merced County California | 6 | $ 1,170,000 | $ 195,000 | $ 81,000 |
| Napa County California | 6 | $ 1,517,000 | $ 252,000 | $ 106,000 |
| Shasta County California | 6 | $ 1,073,000 | $ 178,000 | $ 55,000 |
| Manatee County Florida | 6 | $ 1,275,000 | $ 212,000 | $ 118,000 |
| Pinellas County Florida | 6 | $ 1,614,000 | $ 269,000 | $ 112,000 |
| Clackamas County Oregon | 6 | $ 2,145,000 | $ 357,000 | $ 122,000 |
| Multnomah County Oregon | 6 | $ 1,255,000 | $ 209,000 | $ 84,000 |
| Milwaukee County Wisconsin | 6 | $ 985,000 | $ 164,000 | $ 78,000 |
| Kings County California | 5 | $ 812,000 | $ 162,000 | $ 65,000 |
| Sutter County California | 5 | $ 1,039,000 | $ 207,000 | $ 48,000 |
| Okaloosa County Florida | 5 | $ 1,439,000 | $ 287,000 | $ 140,000 |
| Seminole County Florida | 5 | $ 810,000 | $ 162,000 | $ 114,000 |
| Lane County Oregon | 5 | $ 910,000 | $ 182,000 | $ 67,000 |
| Utah County Utah | 5 | $ 984,000 | $ 196,000 | $ 83,000 |
| Nevada County California | 4 | $ 1,316,000 | $ 329,000 | $ 71,000 |
| San Francisco County California | 4 | $ 1,738,000 | $ 434,000 | $ 63,000 |
| Denver County Colorado | 4 | $ 625,000 | $ 156,000 | $ 54,000 |
| Jefferson County Colorado | 4 | $ 672,000 | $ 168,000 | $ 110,000 |
| Weld County Colorado | 4 | $ 858,000 | $ 214,000 | $ 116,000 |
| Escambia County Florida | 4 | $ 660,000 | $ 165,000 | $ 83,000 |
| Nassau County Florida | 4 | $ 825,000 | $ 206,000 | $ 58,000 |
| Pasco County Florida | 4 | $ 658,000 | $ 164,000 | $ 47,000 |
| Tulsa County Oklahoma | 4 | $ 1,031,000 | $ 257,000 | $ 107,000 |
| Coos County Oregon | 4 | $ 780,000 | $ 195,000 | $ 83,000 |
| Douglas County Oregon | 4 | $ 708,000 | $ 177,000 | $ 58,000 |
| Clark County Washington | 4 | $ 1,327,000 | $ 331,000 | $ 155,000 |
| Spokane County Washington | 4 | $ 807,000 | $ 201,000 | $ 67,000 |
| Thurston County Washington | 4 | $ 1,120,000 | $ 280,000 | $ 82,000 |
| Whatcom County Washington | 4 | $ 816,000 | $ 204,000 | $ 57,000 |
| Butte County California | 3 | $ 933,000 | $ 311,000 | $ 178,000 |
| Calaveras County California | 3 | $ 590,000 | $ 196,000 | $ 77,000 |
| Humboldt County California | 3 | $ 442,000 | $ 147,000 | $ 55,000 |
| Imperial County California | 3 | $ 346,000 | $ 115,000 | $ 79,000 |
| Lake County California | 3 | $ 448,000 | $ 149,000 | $ 66,000 |
| Adams County Colorado | 3 | $ 981,000 | $ 327,000 | $ 152,000 |
| Douglas County Colorado | 3 | $ 435,000 | $ 145,000 | $ 95,000 |
| Montrose County Colorado | 3 | $ 448,000 | $ 149,000 | $ 90,000 |
| Bay County Florida | 3 | $ 509,000 | $ 169,000 | $ 108,000 |
| Collier County Florida | 3 | $ 569,000 | $ 189,000 | $ 75,000 |
| Lake County Florida | 3 | $ 578,000 | $ 192,000 | $ 84,000 |
| Leon County Florida | 3 | $ 461,000 | $ 153,000 | $ 61,000 |
| Monroe County Florida | 3 | $ 1,127,000 | $ 375,000 | $ 57,000 |
| Polk County Florida | 3 | $ 688,000 | $ 229,000 | $ 101,000 |
| St. Johns County Florida | 3 | $ 698,000 | $ 232,000 | $ 72,000 |
| Madison County Illinois | 3 | $ 460,000 | $ 153,000 | $ 98,000 |
| Winnebago County Illinois | 3 | $ 496,000 | $ 165,000 | $ 82,000 |
| St. Louis County Missouri | 3 | $ 356,000 | $ 118,000 | $ 60,000 |
| Shelby County Tennessee | 3 | $ 650,000 | $ 216,000 | $ 122,000 |
| Williamson County Tennessee | 3 | $ 763,000 | $ 254,000 | $ 131,000 |
| Wilson County Tennessee | 3 | $ 394,000 | $ 131,000 | $ 101,000 |
| Weber County Utah | 3 | $ 349,000 | $ 116,000 | $ 202,000 |
| Island County Washington | 3 | $ 528,000 | $ 176,000 | $ 130,000 |
| St. Croix County Wisconsin | 3 | $ 497,000 | $ 165,000 | $ 48,000 |
| Walworth County Wisconsin | 3 | $ 534,000 | $ 178,000 | $ 128,000 |
| San Benito County California | 2 | $ 643,000 | $ 321,000 | $ 137,000 |
| Tuolumne County California | 2 | $ 318,000 | $ 159,000 | $ 60,000 |
| Yuba County California | 2 | $ 229,000 | $ 114,000 | $ 45,000 |
| Delta County Colorado | 2 | $ 276,000 | $ 138,000 | $ 43,000 |
| Alachua County Florida | 2 | $ 467,000 | $ 233,000 | $ 155,000 |
| Clay County Florida | 2 | $ 289,000 | $ 144,000 | $ 73,000 |
| Flagler County Florida | 2 | $ 238,000 | $ 119,000 | $ 49,000 |
| Indian River County Florida | 2 | $ 266,000 | $ 133,000 | $ 57,000 |
| Osceola County Florida | 2 | $ 308,000 | $ 154,000 | $ 63,000 |
| Sarasota County Florida | 2 | $ 355,000 | $ 177,000 | $ 77,000 |
| St. Lucie County Florida | 2 | $ 288,000 | $ 144,000 | $ 54,000 |
| Volusia County Florida | 2 | $ 455,000 | $ 227,000 | $ 81,000 |
| Walton County Florida | 2 | $ 240,000 | $ 120,000 | $ 49,000 |
| Clinton County Illinois | 2 | $ 205,000 | $ 102,000 | $ 106,000 |
| Kane County Illinois | 2 | $ 628,000 | $ 314,000 | $ 122,000 |
| McHenry County Illinois | 2 | $ 400,000 | $ 200,000 | $ 57,000 |
| Sandoval County New Mexico | 2 | $ 125,000 | $ 62,000 | $ 66,000 |
| Delaware County Oklahoma | 2 | $ 463,000 | $ 231,000 | $ 180,000 |
| Deschutes County Oregon | 2 | $ 217,000 | $ 108,000 | $ 50,000 |
| Jackson County Oregon | 2 | $ 542,000 | $ 271,000 | $ 79,000 |
| Marion County Oregon | 2 | $ 249,000 | $ 124,000 | $ 41,000 |
| Hamilton County Tennessee | 2 | $ 413,000 | $ 206,000 | $ 63,000 |
| Monroe County Tennessee | 2 | $ 315,000 | $ 157,000 | $ 34,000 |
| Davis County Utah | 2 | $ 405,000 | $ 202,000 | $ 59,000 |
| Sanpete County Utah | 2 | $ 140,000 | $ 70,000 | $ 54,000 |
| Washington County Utah | 2 | $ 300,000 | $ 150,000 | $ 58,000 |
| Cowlitz County Washington | 2 | $ 519,000 | $ 259,000 | $ 129,000 |
| Kitsap County Washington | 2 | $ 336,000 | $ 168,000 | $ 49,000 |
| Yakima County Washington | 2 | $ 308,000 | $ 154,000 | $ 97,000 |
| Dane County Wisconsin | 2 | $ 360,000 | $ 180,000 | $ 71,000 |
| Kenosha County Wisconsin | 2 | $ 345,000 | $ 172,000 | $ 62,000 |
| Waukesha County Wisconsin | 2 | $ 450,000 | $ 225,000 | $ 69,000 |
| Amador County California | 1 | $ 150,000 | $ 150,000 | $ 97,000 |
| Colusa County California | 1 | $ 356,000 | $ 356,000 | $ 90,000 |
| Madera County California | 1 | $ 250,000 | $ 250,000 | $ 61,000 |
| Mendocino County California | 1 | $ 512,000 | $ 512,000 | $ 230,000 |
| Plumas County California | 1 | $ 176,000 | $ 176,000 | $ 27,000 |
| Sierra County California | 1 | $ 360,000 | $ 360,000 | $ 80,000 |
| Siskiyou County California | 1 | $ 86,000 | $ 86,000 | $ 41,000 |
| Broomfield County Colorado | 1 | $ 536,000 | $ 536,000 | $ 113,000 |
| Chaffee County Colorado | 1 | $ 196,000 | $ 196,000 | $ 76,000 |
| Garfield County Colorado | 1 | $ 191,000 | $ 191,000 | $ 46,000 |
| Larimer County Colorado | 1 | $ 228,000 | $ 228,000 | $ 112,000 |
| Mesa County Colorado | 1 | $ 206,000 | $ 206,000 | $ 69,000 |
| Citrus County Florida | 1 | $ 100,000 | $ 100,000 | $ 25,000 |
| Hendry County Florida | 1 | $ 221,000 | $ 221,000 | $ 61,000 |
| Hernando County Florida | 1 | $ 400,000 | $ 400,000 | $ 168,000 |
| Highlands County Florida | 1 | $ 55,000 | $ 55,000 | $ 45,000 |
| Marion County Florida | 1 | $ 44,000 | $ 44,000 | $ 36,000 |
| Martin County Florida | 1 | $ 200,000 | $ 200,000 | $ 62,000 |
| Putnam County Florida | 1 | $ 129,000 | $ 129,000 | $ 22,000 |
| Ada County Idaho | 1 | $ 320,000 | $ 320,000 | $ 107,000 |
| Boone County Illinois | 1 | $ 320,000 | $ 320,000 | $ 74,000 |
| Kankakee County Illinois | 1 | $ 147,000 | $ 147,000 | $ 198,000 |
| Lawrence County Illinois | 1 | $ 135,000 | $ 135,000 | $ 66,000 |
| Peoria County Illinois | 1 | $ 129,000 | $ 129,000 | $ 33,000 |
| Sangamon County Illinois | 1 | $ 94,000 | $ 94,000 | $ 43,000 |
| Scott County Illinois | 1 | $ 83,000 | $ 83,000 | $ 54,000 |
| Vermilion County Illinois | 1 | $ 106,000 | $ 106,000 | $ 66,000 |
| Wabash County Indiana | 1 | $ 100,000 | $ 100,000 | $ 48,000 |
| Barry County Missouri | 1 | $ 25,000 | $ 25,000 | $ 70,000 |
| Camden County Missouri | 1 | $ 100,000 | $ 100,000 | $ 35,000 |
| Jefferson County Missouri | 1 | $ 203,000 | $ 203,000 | $ 59,000 |
| Chaves County New Mexico | 1 | $ 48,000 | $ 48,000 | $ 15,000 |
| San Juan County New Mexico | 1 | $ 132,000 | $ 132,000 | $ 70,000 |
| Santa Fe County New Mexico | 1 | $ 165,000 | $ 165,000 | $ 35,000 |
| Stark County Ohio | 1 | $ 103,000 | $ 103,000 | $ 0 |
| Canadian County Oklahoma | 1 | $ 172,000 | $ 172,000 | $ 80,000 |
| Cleveland County Oklahoma | 1 | $ 53,000 | $ 53,000 | $ 134,000 |
| Le Flore County Oklahoma | 1 | $ 59,000 | $ 59,000 | $ 69,000 |
| Logan County Oklahoma | 1 | $ 178,000 | $ 178,000 | $ 104,000 |
| Pittsburg County Oklahoma | 1 | $ 140,000 | $ 140,000 | $ 87,000 |
| Pontotoc County Oklahoma | 1 | $ 50,000 | $ 50,000 | $ 16,000 |
| Washington County Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 79,000 |
| Clatsop County Oregon | 1 | $ 72,000 | $ 72,000 | $ 36,000 |
| Curry County Oregon | 1 | $ 240,000 | $ 240,000 | $ 67,000 |
| Lincoln County Oregon | 1 | $ 247,000 | $ 247,000 | $ 79,000 |
| Tillamook County Oregon | 1 | $ 440,000 | $ 440,000 | $ 86,000 |
| Umatilla County Oregon | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Union County Oregon | 1 | $ 122,000 | $ 122,000 | $ 27,000 |
| Yamhill County Oregon | 1 | $ 170,000 | $ 170,000 | $ 41,000 |
| Cocke County Tennessee | 1 | $ 147,000 | $ 147,000 | $ 35,000 |
| Coffee County Tennessee | 1 | $ 116,000 | $ 116,000 | $ 47,000 |
| Montgomery County Tennessee | 1 | $ 56,000 | $ 56,000 | $ 18,000 |
| Robertson County Tennessee | 1 | $ 153,000 | $ 153,000 | $ 65,000 |
| Sevier County Tennessee | 1 | $ 171,000 | $ 171,000 | $ 86,000 |
| Sullivan County Tennessee | 1 | $ 64,000 | $ 64,000 | $ 36,000 |
| Grand County Utah | 1 | $ 115,000 | $ 115,000 | $ 36,000 |
| Iron County Utah | 1 | $ 111,000 | $ 111,000 | $ 78,000 |
| Summit County Utah | 1 | $ 325,000 | $ 325,000 | $ 94,000 |
| Grant County Washington | 1 | $ 209,000 | $ 209,000 | $ 89,000 |
| Grays Harbor County Washington | 1 | $ 169,000 | $ 169,000 | $ 61,000 |
| Jefferson County Washington | 1 | $ 170,000 | $ 170,000 | $ 58,000 |
| Kittitas County Washington | 1 | $ 157,000 | $ 157,000 | $ 50,000 |
| Lewis County Washington | 1 | $ 302,000 | $ 302,000 | $ 0 |
| Skagit County Washington | 1 | $ 315,000 | $ 315,000 | $ 90,000 |
| Walla Walla County Washington | 1 | $ 128,000 | $ 128,000 | $ 77,000 |
| Barron County Wisconsin | 1 | $ 100,000 | $ 100,000 | $ 28,000 |
| Brown County Wisconsin | 1 | $ 104,000 | $ 104,000 | $ 54,000 |
| Chippewa County Wisconsin | 1 | $ 144,000 | $ 144,000 | $ 0 |
| Dodge County Wisconsin | 1 | $ 113,000 | $ 113,000 | $ 49,000 |
| La Crosse County Wisconsin | 1 | $ 172,000 | $ 172,000 | $ 41,000 |
| Oneida County Wisconsin | 1 | $ 540,000 | $ 540,000 | $ 102,000 |
| Outagamie County Wisconsin | 1 | $ 123,000 | $ 123,000 | $ 100,000 |
| Rusk County Wisconsin | 1 | $ 133,000 | $ 133,000 | $ 27,000 |
| Washington County Wisconsin | 1 | $ 180,000 | $ 180,000 | $ 37,000 |
Mortgage Loan Application Detail Totals for Americash in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,339 | $626,587,000 | $190,388 | $1,300,000 | $69,055 | $900,000 |
| Home Purchase | 79 | $25,622,000 | $219,333 | $1,078,000 | $126,222 | $1,800,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,470 | $414,780,000 | $193,944 | $1,078,000 | $72,166 | $900,000 |
| Not Provided | 558 | $143,562,000 | $188,642 | $975,000 | $75,142 | $480,000 |
| Hispanic | 200 | $45,854,000 | $202,750 | $600,000 | $82,125 | $270,000 |
| Black or African American | 86 | $19,281,000 | $209,750 | $580,000 | $77,125 | $1,800,000 |
| Asian | 64 | $18,290,000 | $198,200 | $1,300,000 | $79,800 | $240,000 |
| Native Hawaiian or Other Pacific Islander | 26 | $7,065,000 | $180,750 | $600,000 | $70,000 | $171,000 |
| American Indian or Alaskan Native | 14 | $3,377,000 | $191,750 | $400,000 | $54,750 | $108,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,415 | $651,193,000 | $189,555 | $1,300,000 | $71,166 | $1,800,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $784,000 | $392,000 | $480,000 | $76,000 | $78,000 |
| VA-guaranteed (Veterans Administration) | 1 | $232,000 | $232,000 | $232,000 | $72,000 | $72,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,546 | $432,432,000 | $196,933 | $1,300,000 | $77,333 | $900,000 |
| Application Approved But Not Accepted | 374 | $93,925,000 | $205,000 | $966,000 | $74,615 | $417,000 |
| Application Withdrawn By Applicant | 327 | $80,773,000 | $179,857 | $999,000 | $68,571 | $1,800,000 |
| Application Denied By Financial Institution | 159 | $41,470,000 | $205,066 | $900,000 | $76,733 | $300,000 |
| File Closed For Incompleteness | 12 | $3,609,000 | $266,600 | $1,078,000 | $90,400 | $312,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Americash's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Americash's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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