Amerifirst Financial Corporati
Mortgage Loan Application
Totals and Details
for 2011

Find mortgage loan statistics, lending data, and loan application totals for Michigan.
The mortgage statistics and data below are specific to mortgage loan applications for Amerifirst Financial Corporati.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address Amerifirst Financial Corporati
616 West Centre Avenue
Portage, MI 49024
Tel #: available with data download
Federal Regulator * available with data download
Years 2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 4,297
Total Mortgage Loan Application Amount $509,332,000
Average Mortgage Loan Application Amount $124,000
Highest Mortgage Loan Application Amount $455,000
Average Applicant Income $71,000
Highest Applicant Income $4,000,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Amerifirst Financial Corporati by Metropolitan Area in 2011

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
KALAMAZOO-PORTAGE, MI 550 $ 75,531,000 $ 137,000 $ 90,000
GRAND RAPIDS-WYOMING, MI 481 $ 59,766,000 $ 124,000 $ 68,000
CINCINNATI-MIDDLETOWN, OH-KY-IN 349 $ 44,725,000 $ 133,000 $ 60,333
BATTLE CREEK, MI 239 $ 22,202,000 $ 92,000 $ 57,000
INDIANAPOLIS-CARMEL, IN 179 $ 26,297,000 $ 146,000 $ 90,000
WARREN-TROY-FARMINGTON HILLS, MI 169 $ 21,233,000 $ 125,000 $ 70,000
NILES-BENTON HARBOR, MI 132 $ 13,631,000 $ 103,000 $ 55,000
HOLLAND-GRAND HAVEN, MI 117 $ 17,321,000 $ 148,000 $ 79,000
SAGINAW-SAGINAW TOWNSHIP NORTH, MI 89 $ 7,838,000 $ 88,000 $ 47,000
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 68 $ 11,253,000 $ 165,000 $ 66,000
FORT WAYNE, IN 51 $ 6,986,000 $ 136,000 $ 63,000
GARY, IN 50 $ 8,138,000 $ 162,000 $ 67,000
KOKOMO, IN 48 $ 5,420,000 $ 112,000 $ 69,000
HICKORY-LENOIR-MORGANTON, NC 43 $ 4,830,000 $ 112,000 $ 48,000
MILWAUKEE-WAUKESHA-WEST ALLIS, WI 42 $ 6,268,000 $ 149,000 $ 69,000
SOUTH BEND-MISHAWAKA, IN-MI 42 $ 4,260,000 $ 114,000 $ 57,500
ELKHART-GOSHEN, IN 40 $ 4,020,000 $ 100,000 $ 46,000
LOUISVILLE-JEFFERSON COUNTY, KY-IN 36 $ 4,574,000 $ 127,000 $ 61,000
LANSING-EAST LANSING, MI 35 $ 4,055,000 $ 115,000 $ 59,000
TALLAHASSEE, FL 35 $ 4,969,000 $ 141,000 $ 58,000
DETROIT-LIVONIA-DEARBORN, MI 34 $ 2,608,000 $ 76,000 $ 62,000
DAYTON, OH 29 $ 3,234,000 $ 111,000 $ 52,000
FLINT, MI 27 $ 2,763,000 $ 102,000 $ 57,000
JACKSON, MI 26 $ 2,121,000 $ 81,000 $ 46,000
COLUMBUS, OH 25 $ 3,981,000 $ 159,000 $ 71,000
MUSKEGON-NORTON SHORES, MI 23 $ 2,318,000 $ 100,000 $ 62,000
ASHEVILLE, NC 21 $ 2,844,000 $ 135,000 $ 41,000
MUNCIE, IN 20 $ 1,835,000 $ 91,000 $ 60,000
LAKE COUNTY-KENOSHA COUNTY, IL-WI 17 $ 1,975,000 $ 104,500 $ 51,500
BAY CITY, MI 15 $ 1,299,000 $ 86,000 $ 49,000
DANVILLE, IL 15 $ 1,198,000 $ 79,000 $ 41,000
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 15 $ 2,294,000 $ 152,000 $ 86,000
LEXINGTON-FAYETTE, KY 13 $ 1,774,000 $ 136,000 $ 64,000
EVANSVILLE, IN-KY 9 $ 1,167,000 $ 129,000 $ 49,000
ANN ARBOR, MI 8 $ 1,530,000 $ 191,000 $ 128,000
ANDERSON, IN 7 $ 622,000 $ 88,000 $ 44,000
CANTON-MASSILLON, OH 5 $ 513,000 $ 102,000 $ 46,000
MONROE, MI 5 $ 459,000 $ 91,000 $ 54,000
RACINE, WI 5 $ 677,000 $ 135,000 $ 71,000
AKRON, OH 4 $ 419,000 $ 104,000 $ 111,000
CHICAGO-JOLIET-NAPERVILLE, IL 4 $ 442,000 $ 110,000 $ 58,000
CLEVELAND-ELYRIA-MENTOR, OH 4 $ 369,000 $ 92,000 $ 54,000
COLUMBUS, IN 4 $ 470,000 $ 117,000 $ 59,000
CHATTANOOGA, TN-GA 3 $ 484,000 $ 161,000 $ 74,000
JACKSONVILLE, FL 3 $ 474,000 $ 158,000 $ 59,000
MICHIGAN CITY-LA PORTE, IN 3 $ 241,000 $ 80,000 $ 46,000
CAPE CORAL-FORT MYERS, FL 2 $ 497,000 $ 248,000 $ 159,000
DULUTH, MN-WI 2 $ 192,000 $ 96,000 $ 47,500
LAFAYETTE, IN 2 $ 155,000 $ 77,000 $ 106,000
NORTH PORT-BRADENTON-SARASOTA, FL 2 $ 187,000 $ 93,000 $ 95,000
ORLANDO-KISSIMMEE-SANFORD, FL 2 $ 505,000 $ 252,000 $ 89,000
RALEIGH-CARY, NC 2 $ 166,000 $ 83,000 $ 32,000
TOLEDO, OH 2 $ 213,000 $ 106,000 $ 70,000
APPLETON, WI 1 $ 160,000 $ 160,000 $ 66,000
CHARLOTTE-GASTONIA-ROCK HILL, NC-SC 1 $ 78,000 $ 78,000 $ 41,000
CLARKSVILLE, TN-KY 1 $ 62,000 $ 62,000 $ 38,000
DURHAM-CHAPEL HILL, NC 1 $ 50,000 $ 50,000 $ 50,000
GREEN BAY, WI 1 $ 61,000 $ 61,000 $ 35,000
GREENSBORO-HIGH POINT, NC 1 $ 164,000 $ 164,000 $ 48,000
GREENVILLE, NC 1 $ 50,000 $ 50,000 $ 25,000
JOHNSON CITY, TN 1 $ 83,000 $ 83,000 $ 67,000
KNOXVILLE, TN 1 $ 232,000 $ 232,000 $ 73,000
MADISON, WI 1 $ 250,000 $ 250,000 $ 113,000
MANKATO-NORTH MANKATO, MN 1 $ 111,000 $ 111,000 $ 114,000
MANSFIELD, OH 1 $ 120,000 $ 120,000 $ 41,000
PANAMA CITY-LYNN HAVEN-PANAMA CITY BEACH, FL 1 $ 46,000 $ 46,000 $ 110,000
PENSACOLA-FERRY PASS-BRENT, FL 1 $ 119,000 $ 119,000 $ 87,000
ROCKY MOUNT, NC 1 $ 58,000 $ 58,000 $ 39,000
SANDUSKY, OH 1 $ 42,000 $ 42,000 $ 15,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 1 $ 154,000 $ 154,000 $ 85,000
WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL 1 $ 78,000 $ 78,000 $ 34,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Michigan, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Amerifirst Financial Corporati in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,928 $305,852,000 $104,000 $455,000 $53,000 $582,000
Refinancing 1,053 $169,347,000 $160,000 $417,000 $102,000 $4,000,000
Home Improvement 316 $34,133,000 $108,000 $420,000 $58,000 $228,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,028 $482,167,000 $119,000 $455,000 $65,000 $807,000
Black or African American 151 $15,981,000 $105,000 $417,000 $82,000 $4,000,000
Hispanic 70 $6,426,000 $91,000 $293,000 $45,000 $187,000
Asian 27 $2,695,000 $99,000 $261,000 $51,000 $135,000
Not Provided 16 $1,585,000 $99,000 $229,000 $46,000 $144,000
American Indian or Alaskan Native 3 $245,000 $81,000 $168,000 $49,000 $75,000
Native Hawaiian or Other Pacific Islander 2 $233,000 $116,000 $118,000 $35,000 $42,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 1,685 $186,831,000 $110,000 $420,000 $56,000 $514,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,313 $197,890,000 $150,000 $417,000 $102,000 $4,000,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1,165 $106,175,000 $91,000 $307,000 $39,000 $91,000
VA-guaranteed (Veterans Administration) 134 $18,436,000 $137,000 $455,000 $60,000 $145,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,980 $344,533,000 $115,000 $455,000 $62,000 $763,000
Application Withdrawn By Applicant 522 $65,735,000 $125,000 $417,000 $74,000 $4,000,000
Application Denied By Financial Institution 427 $47,205,000 $110,000 $417,000 $57,000 $574,000
Application Approved But Not Accepted 191 $21,727,000 $113,000 $417,000 $62,000 $795,000
Loan Purchased By The Institution 141 $25,643,000 $181,000 $417,000 $133,000 $807,000
File Closed For Incompleteness 36 $4,489,000 $124,000 $417,000 $81,000 $471,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 120 $13,867,000 $115,000 $409,000 $65,000 $574,000
Credit History 92 $10,322,000 $112,000 $343,000 $56,000 $528,000
Other 83 $9,415,000 $113,000 $417,000 $64,000 $501,000
Debt-To-Income Ratio 79 $8,224,000 $104,000 $292,000 $43,000 $122,000
Insufficient Cash (Downpayment, Closing Cost) 25 $2,358,000 $94,000 $412,000 $49,000 $165,000
Employment History 15 $1,439,000 $95,000 $230,000 $45,000 $187,000
Unverifiable Information 11 $1,165,000 $105,000 $251,000 $54,000 $137,000
Mortgage Insurance Denied 2 $415,000 $207,000 $270,000 $75,000 $85,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MI, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Michigan, and search similar information at your convenience.

Download the Michigan Lender List