Amerifirst H.I. Finance Co.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Amerifirst H.I. Finance Co. 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Amerifirst H.I. Finance Co. 4405 So 96Th Street Omaha, NE 68127 |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 303 |
| Total Mortgage Loan Application Amount | $36,636,000 |
| Average Mortgage Loan Application Amount | $158,000 |
| Highest Mortgage Loan Application Amount | $900,000 |
| Average Applicant Income | $88,500 |
| Highest Applicant Income | $493,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Amerifirst H.I. Finance Co.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Amerifirst H.I. Finance Co.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Amerifirst H.I. Finance Co.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Amerifirst H.I. Finance Co. serves its applicants.
Each category highlights the total number of mortgage applications processed by Amerifirst H.I. Finance Co., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Amerifirst H.I. Finance Co.'s mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Prince George's County Maryland | 16 | $ 3,176,000 | $ 198,000 | $ 98,000 |
| Baltimore County Maryland | 6 | $ 857,000 | $ 142,000 | $ 101,000 |
| Douglas County Nebraska | 6 | $ 916,000 | $ 152,000 | $ 71,000 |
| Franklin County Ohio | 5 | $ 545,000 | $ 109,000 | $ 71,000 |
| Maricopa County Arizona | 4 | $ 558,000 | $ 139,000 | $ 53,000 |
| Pulaski County Arkansas | 4 | $ 423,000 | $ 105,000 | $ 39,000 |
| Washington County Arkansas | 4 | $ 394,000 | $ 98,000 | $ 59,000 |
| Shelby County Tennessee | 4 | $ 264,000 | $ 66,000 | $ 43,000 |
| District of Columbia County District Of Columbia | 3 | $ 358,000 | $ 119,000 | $ 46,000 |
| Broward County Florida | 3 | $ 613,000 | $ 204,000 | $ 110,000 |
| Rockdale County Georgia | 3 | $ 171,000 | $ 57,000 | $ 52,000 |
| Wayne County Michigan | 3 | $ 383,000 | $ 127,000 | $ 69,000 |
| Greene County Missouri | 3 | $ 350,000 | $ 116,000 | $ 65,000 |
| Pulaski County Missouri | 3 | $ 532,000 | $ 177,000 | $ 84,000 |
| St. Charles County Missouri | 3 | $ 338,000 | $ 112,000 | $ 35,000 |
| St. Louis County Missouri | 3 | $ 198,000 | $ 66,000 | $ 46,000 |
| Sarpy County Nebraska | 3 | $ 339,000 | $ 113,000 | $ 58,000 |
| Hamilton County Ohio | 3 | $ 297,000 | $ 99,000 | $ 35,000 |
| Licking County Ohio | 3 | $ 233,000 | $ 77,000 | $ 40,000 |
| Stark County Ohio | 3 | $ 271,000 | $ 90,000 | $ 69,000 |
| Knox County Tennessee | 3 | $ 277,000 | $ 92,000 | $ 45,000 |
| Davis County Utah | 3 | $ 310,000 | $ 103,000 | $ 59,000 |
| Chesterfield County Virginia | 3 | $ 243,000 | $ 81,000 | $ 95,000 |
| Virginia Beach County Virginia | 3 | $ 432,000 | $ 144,000 | $ 95,000 |
| Jefferson County Alabama | 2 | $ 148,000 | $ 74,000 | $ 59,000 |
| Crittenden County Arkansas | 2 | $ 111,000 | $ 55,000 | $ 27,000 |
| Sebastian County Arkansas | 2 | $ 132,000 | $ 66,000 | $ 45,000 |
| Contra Costa County California | 2 | $ 356,000 | $ 178,000 | $ 55,000 |
| Lee County Florida | 2 | $ 279,000 | $ 139,000 | $ 299,000 |
| DeKalb County Georgia | 2 | $ 172,000 | $ 86,000 | $ 28,000 |
| Richmond County Georgia | 2 | $ 211,000 | $ 105,000 | $ 76,000 |
| Brown County Kansas | 2 | $ 106,000 | $ 53,000 | $ 30,000 |
| Ellis County Kansas | 2 | $ 182,000 | $ 91,000 | $ 113,000 |
| Johnson County Kansas | 2 | $ 366,000 | $ 183,000 | $ 62,000 |
| Sedgwick County Kansas | 2 | $ 347,000 | $ 173,000 | $ 121,000 |
| Wyandotte County Kansas | 2 | $ 112,000 | $ 56,000 | $ 62,000 |
| Anne Arundel County Maryland | 2 | $ 267,000 | $ 133,000 | $ 70,000 |
| Baltimore City County Maryland | 2 | $ 90,000 | $ 45,000 | $ 27,000 |
| Middlesex County Massachusetts | 2 | $ 1,112,000 | $ 556,000 | $ 278,000 |
| Genesee County Michigan | 2 | $ 382,000 | $ 191,000 | $ 118,000 |
| Macomb County Michigan | 2 | $ 216,000 | $ 108,000 | $ 52,000 |
| St. Clair County Michigan | 2 | $ 345,000 | $ 172,000 | $ 281,000 |
| DeSoto County Mississippi | 2 | $ 190,000 | $ 95,000 | $ 58,000 |
| Jackson County Missouri | 2 | $ 138,000 | $ 69,000 | $ 32,000 |
| Deuel County Nebraska | 2 | $ 136,000 | $ 68,000 | $ 79,000 |
| Dodge County Nebraska | 2 | $ 137,000 | $ 68,000 | $ 21,000 |
| Mahoning County Ohio | 2 | $ 150,000 | $ 75,000 | $ 58,000 |
| Washington County Oregon | 2 | $ 315,000 | $ 157,000 | $ 79,000 |
| Allegheny County Pennsylvania | 2 | $ 240,000 | $ 120,000 | $ 46,000 |
| Crawford County Pennsylvania | 2 | $ 138,000 | $ 69,000 | $ 35,000 |
| Westmoreland County Pennsylvania | 2 | $ 199,000 | $ 99,000 | $ 54,000 |
| Montgomery County Tennessee | 2 | $ 149,000 | $ 74,000 | $ 57,000 |
| Caroline County Virginia | 2 | $ 203,000 | $ 101,000 | $ 41,000 |
| Chesapeake County Virginia | 2 | $ 500,000 | $ 250,000 | $ 102,000 |
| Montgomery County Virginia | 2 | $ 275,000 | $ 137,000 | $ 64,000 |
| Jefferson County West Virginia | 2 | $ 460,000 | $ 230,000 | $ 73,000 |
| Calhoun County Alabama | 1 | $ 92,000 | $ 92,000 | $ 65,000 |
| Chambers County Alabama | 1 | $ 135,000 | $ 135,000 | $ 57,000 |
| Dallas County Alabama | 1 | $ 114,000 | $ 114,000 | $ 117,000 |
| Lawrence County Alabama | 1 | $ 50,000 | $ 50,000 | $ 35,000 |
| Monroe County Alabama | 1 | $ 50,000 | $ 50,000 | $ 25,000 |
| Tuscaloosa County Alabama | 1 | $ 50,000 | $ 50,000 | $ 54,000 |
| Wilcox County Alabama | 1 | $ 42,000 | $ 42,000 | $ 36,000 |
| Benton County Arkansas | 1 | $ 74,000 | $ 74,000 | $ 55,000 |
| Crawford County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 36,000 |
| Jefferson County Arkansas | 1 | $ 69,000 | $ 69,000 | $ 78,000 |
| Poinsett County Arkansas | 1 | $ 50,000 | $ 50,000 | $ 34,000 |
| Saline County Arkansas | 1 | $ 104,000 | $ 104,000 | $ 115,000 |
| Sharp County Arkansas | 1 | $ 52,000 | $ 52,000 | $ 51,000 |
| El Dorado County California | 1 | $ 90,000 | $ 90,000 | $ 98,000 |
| Stanislaus County California | 1 | $ 50,000 | $ 50,000 | $ 17,000 |
| Adams County Colorado | 1 | $ 145,000 | $ 145,000 | $ 109,000 |
| Arapahoe County Colorado | 1 | $ 221,000 | $ 221,000 | $ 79,000 |
| Elbert County Colorado | 1 | $ 73,000 | $ 73,000 | $ 74,000 |
| Sedgwick County Colorado | 1 | $ 135,000 | $ 135,000 | $ 51,000 |
| Fairfield County Connecticut | 1 | $ 105,000 | $ 105,000 | $ 76,000 |
| Hartford County Connecticut | 1 | $ 197,000 | $ 197,000 | $ 64,000 |
| New London County Connecticut | 1 | $ 242,000 | $ 242,000 | $ 120,000 |
| New Castle County Delaware | 1 | $ 252,000 | $ 252,000 | $ 43,000 |
| Miami-Dade County Florida | 1 | $ 75,000 | $ 75,000 | $ 31,000 |
| Polk County Florida | 1 | $ 108,000 | $ 108,000 | $ 233,000 |
| Chatham County Georgia | 1 | $ 87,000 | $ 87,000 | $ 81,000 |
| Cobb County Georgia | 1 | $ 95,000 | $ 95,000 | $ 28,000 |
| Fulton County Georgia | 1 | $ 188,000 | $ 188,000 | $ 46,000 |
| Henry County Georgia | 1 | $ 157,000 | $ 157,000 | $ 86,000 |
| Paulding County Georgia | 1 | $ 85,000 | $ 85,000 | $ 21,000 |
| Upson County Georgia | 1 | $ 62,000 | $ 62,000 | $ 26,000 |
| Walker County Georgia | 1 | $ 75,000 | $ 75,000 | $ 54,000 |
| Walton County Georgia | 1 | $ 94,000 | $ 94,000 | $ 29,000 |
| Dearborn County Indiana | 1 | $ 90,000 | $ 90,000 | $ 68,000 |
| Fountain County Indiana | 1 | $ 120,000 | $ 120,000 | $ 43,000 |
| Huntington County Indiana | 1 | $ 78,000 | $ 78,000 | $ 34,000 |
| Marion County Indiana | 1 | $ 114,000 | $ 114,000 | $ 39,000 |
| St. Joseph County Indiana | 1 | $ 135,000 | $ 135,000 | $ 53,000 |
| Adair County Iowa | 1 | $ 93,000 | $ 93,000 | $ 65,000 |
| Henry County Iowa | 1 | $ 78,000 | $ 78,000 | $ 45,000 |
| Lucas County Iowa | 1 | $ 58,000 | $ 58,000 | $ 83,000 |
| Polk County Iowa | 1 | $ 156,000 | $ 156,000 | $ 70,000 |
| Pottawattamie County Iowa | 1 | $ 107,000 | $ 107,000 | $ 100,000 |
| Scott County Iowa | 1 | $ 149,000 | $ 149,000 | $ 55,000 |
| Atchison County Kansas | 1 | $ 64,000 | $ 64,000 | $ 48,000 |
| Cherokee County Kansas | 1 | $ 69,000 | $ 69,000 | $ 23,000 |
| Clay County Kansas | 1 | $ 87,000 | $ 87,000 | $ 61,000 |
| McPherson County Kansas | 1 | $ 78,000 | $ 78,000 | $ 40,000 |
| Grant County Kentucky | 1 | $ 37,000 | $ 37,000 | $ 81,000 |
| Assumption County Louisiana | 1 | $ 152,000 | $ 152,000 | $ 44,000 |
| Lafourche County Louisiana | 1 | $ 30,000 | $ 30,000 | $ 13,000 |
| St. Charles County Louisiana | 1 | $ 41,000 | $ 41,000 | $ 42,000 |
| St. James County Louisiana | 1 | $ 52,000 | $ 52,000 | $ 28,000 |
| St. John the Baptist County Louisiana | 1 | $ 94,000 | $ 94,000 | $ 26,000 |
| St. Martin County Louisiana | 1 | $ 79,000 | $ 79,000 | $ 21,000 |
| St. Tammany County Louisiana | 1 | $ 185,000 | $ 185,000 | $ 60,000 |
| Terrebonne County Louisiana | 1 | $ 53,000 | $ 53,000 | $ 50,000 |
| West Baton Rouge County Louisiana | 1 | $ 80,000 | $ 80,000 | $ 33,000 |
| Carroll County Maryland | 1 | $ 549,000 | $ 549,000 | $ 130,000 |
| Frederick County Maryland | 1 | $ 267,000 | $ 267,000 | $ 101,000 |
| Harford County Maryland | 1 | $ 195,000 | $ 195,000 | $ 79,000 |
| Montgomery County Maryland | 1 | $ 180,000 | $ 180,000 | $ 42,000 |
| Queen Anne's County Maryland | 1 | $ 36,000 | $ 36,000 | $ 74,000 |
| Le Sueur County Minnesota | 1 | $ 104,000 | $ 104,000 | $ 60,000 |
| Ramsey County Minnesota | 1 | $ 285,000 | $ 285,000 | $ 49,000 |
| Pike County Mississippi | 1 | $ 90,000 | $ 90,000 | $ 40,000 |
| Buchanan County Missouri | 1 | $ 55,000 | $ 55,000 | $ 45,000 |
| Clay County Missouri | 1 | $ 196,000 | $ 196,000 | $ 77,000 |
| Clinton County Missouri | 1 | $ 85,000 | $ 85,000 | $ 46,000 |
| Marion County Missouri | 1 | $ 48,000 | $ 48,000 | $ 23,000 |
| St. Louis City County Missouri | 1 | $ 105,000 | $ 105,000 | $ 37,000 |
| Vernon County Missouri | 1 | $ 68,000 | $ 68,000 | $ 36,000 |
| Webster County Missouri | 1 | $ 55,000 | $ 55,000 | $ 25,000 |
| Flathead County Montana | 1 | $ 40,000 | $ 40,000 | $ 59,000 |
| Missoula County Montana | 1 | $ 255,000 | $ 255,000 | $ 69,000 |
| Rosebud County Montana | 1 | $ 43,000 | $ 43,000 | $ 48,000 |
| Knox County Nebraska | 1 | $ 137,000 | $ 137,000 | $ 137,000 |
| Lancaster County Nebraska | 1 | $ 286,000 | $ 286,000 | $ 100,000 |
| Saunders County Nebraska | 1 | $ 70,000 | $ 70,000 | $ 46,000 |
| Strafford County New Hampshire | 1 | $ 207,000 | $ 207,000 | $ 120,000 |
| San Juan County New Mexico | 1 | $ 158,000 | $ 158,000 | $ 40,000 |
| Columbia County New York | 1 | $ 220,000 | $ 220,000 | $ 64,000 |
| Cortland County New York | 1 | $ 124,000 | $ 124,000 | $ 130,000 |
| Monroe County New York | 1 | $ 99,000 | $ 99,000 | $ 88,000 |
| Suffolk County New York | 1 | $ 170,000 | $ 170,000 | $ 117,000 |
| Wyoming County New York | 1 | $ 83,000 | $ 83,000 | $ 61,000 |
| Durham County North Carolina | 1 | $ 57,000 | $ 57,000 | $ 64,000 |
| Montgomery County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 26,000 |
| Rowan County North Carolina | 1 | $ 70,000 | $ 70,000 | $ 88,000 |
| Washington County North Carolina | 1 | $ 39,000 | $ 39,000 | $ 19,000 |
| Morton County North Dakota | 1 | $ 64,000 | $ 64,000 | $ 46,000 |
| Stark County North Dakota | 1 | $ 82,000 | $ 82,000 | $ 34,000 |
| Champaign County Ohio | 1 | $ 96,000 | $ 96,000 | $ 40,000 |
| Clermont County Ohio | 1 | $ 100,000 | $ 100,000 | $ 60,000 |
| Columbiana County Ohio | 1 | $ 99,000 | $ 99,000 | $ 66,000 |
| Cuyahoga County Ohio | 1 | $ 102,000 | $ 102,000 | $ 38,000 |
| Fulton County Ohio | 1 | $ 120,000 | $ 120,000 | $ 40,000 |
| Portage County Ohio | 1 | $ 54,000 | $ 54,000 | $ 33,000 |
| Seneca County Ohio | 1 | $ 95,000 | $ 95,000 | $ 96,000 |
| Summit County Ohio | 1 | $ 102,000 | $ 102,000 | $ 91,000 |
| Van Wert County Ohio | 1 | $ 86,000 | $ 86,000 | $ 32,000 |
| Williams County Ohio | 1 | $ 176,000 | $ 176,000 | $ 55,000 |
| Oklahoma County Oklahoma | 1 | $ 90,000 | $ 90,000 | $ 47,000 |
| Josephine County Oregon | 1 | $ 150,000 | $ 150,000 | $ 30,000 |
| Klamath County Oregon | 1 | $ 251,000 | $ 251,000 | $ 86,000 |
| Linn County Oregon | 1 | $ 119,000 | $ 119,000 | $ 34,000 |
| Multnomah County Oregon | 1 | $ 195,000 | $ 195,000 | $ 66,000 |
| Berks County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 15,000 |
| Cambria County Pennsylvania | 1 | $ 42,000 | $ 42,000 | $ 98,000 |
| Carbon County Pennsylvania | 1 | $ 59,000 | $ 59,000 | $ 30,000 |
| Cumberland County Pennsylvania | 1 | $ 347,000 | $ 347,000 | $ 117,000 |
| Delaware County Pennsylvania | 1 | $ 80,000 | $ 80,000 | $ 128,000 |
| Fayette County Pennsylvania | 1 | $ 112,000 | $ 112,000 | $ 87,000 |
| Lancaster County Pennsylvania | 1 | $ 120,000 | $ 120,000 | $ 29,000 |
| Lehigh County Pennsylvania | 1 | $ 109,000 | $ 109,000 | $ 70,000 |
| Luzerne County Pennsylvania | 1 | $ 108,000 | $ 108,000 | $ 42,000 |
| Northampton County Pennsylvania | 1 | $ 260,000 | $ 260,000 | $ 58,000 |
| Philadelphia County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 26,000 |
| Washington County Pennsylvania | 1 | $ 51,000 | $ 51,000 | $ 22,000 |
| Wayne County Pennsylvania | 1 | $ 160,000 | $ 160,000 | $ 85,000 |
| Bristol County Rhode Island | 1 | $ 27,000 | $ 27,000 | $ 74,000 |
| McCook County South Dakota | 1 | $ 40,000 | $ 40,000 | $ 48,000 |
| Grainger County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 24,000 |
| Marshall County Tennessee | 1 | $ 90,000 | $ 90,000 | $ 62,000 |
| Moore County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 23,000 |
| Smith County Tennessee | 1 | $ 112,000 | $ 112,000 | $ 27,000 |
| Stewart County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 38,000 |
| Warren County Tennessee | 1 | $ 128,000 | $ 128,000 | $ 68,000 |
| Williamson County Tennessee | 1 | $ 192,000 | $ 192,000 | $ 85,000 |
| Millard County Utah | 1 | $ 50,000 | $ 50,000 | $ 59,000 |
| Salt Lake County Utah | 1 | $ 175,000 | $ 175,000 | $ 55,000 |
| Campbell County Virginia | 1 | $ 48,000 | $ 48,000 | $ 148,000 |
| Greene County Virginia | 1 | $ 28,000 | $ 28,000 | $ 37,000 |
| Hampton County Virginia | 1 | $ 110,000 | $ 110,000 | $ 37,000 |
| Powhatan County Virginia | 1 | $ 164,000 | $ 164,000 | $ 34,000 |
| Suffolk County Virginia | 1 | $ 35,000 | $ 35,000 | $ 62,000 |
| Pierce County Washington | 1 | $ 237,000 | $ 237,000 | $ 160,000 |
| Thurston County Washington | 1 | $ 255,000 | $ 255,000 | $ 61,000 |
| Berkeley County West Virginia | 1 | $ 92,000 | $ 92,000 | $ 60,000 |
| Ohio County West Virginia | 1 | $ 77,000 | $ 77,000 | $ 26,000 |
| Fond du Lac County Wisconsin | 1 | $ 113,000 | $ 113,000 | $ 66,000 |
| Natrona County Wyoming | 1 | $ 69,000 | $ 69,000 | $ 31,000 |
Mortgage Loan Application Detail Totals for Amerifirst H.I. Finance Co. in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 292 | $34,445,000 | $117,000 | $549,000 | $65,000 | $480,000 |
| Home Purchase | 11 | $2,191,000 | $199,000 | $900,000 | $112,000 | $493,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 199 | $24,317,000 | $122,000 | $900,000 | $70,000 | $493,000 |
| Black or African American | 78 | $9,174,000 | $117,000 | $438,000 | $63,000 | $166,000 |
| Not Provided | 15 | $1,972,000 | $131,000 | $336,000 | $62,000 | $160,000 |
| Hispanic | 11 | $1,173,000 | $106,000 | $208,000 | $57,000 | $151,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 301 | $36,461,000 | $121,000 | $900,000 | $67,000 | $493,000 |
| FHA-insured (Federal Housing Administration) | 2 | $175,000 | $87,000 | $89,000 | $33,000 | $39,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 195 | $24,426,000 | $125,000 | $900,000 | $72,000 | $493,000 |
| Application Withdrawn By Applicant | 59 | $7,015,000 | $118,000 | $405,000 | $63,000 | $165,000 |
| Application Denied By Financial Institution | 45 | $4,710,000 | $104,000 | $412,000 | $53,000 | $130,000 |
| Application Approved But Not Accepted | 2 | $159,000 | $79,000 | $90,000 | $51,000 | $68,000 |
| File Closed For Incompleteness | 2 | $326,000 | $163,000 | $276,000 | $61,000 | $96,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 6 | $650,000 | $108,000 | $207,000 | $56,000 | $97,000 |
| Collateral | 6 | $581,000 | $96,000 | $207,000 | $46,000 | $79,000 |
| Credit History | 4 | $316,000 | $79,000 | $98,000 | $41,000 | $61,000 |
| Other | 3 | $509,000 | $169,000 | $412,000 | $87,000 | $100,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Amerifirst H.I. Finance Co.'s 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Amerifirst H.I. Finance Co.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Nebraska, download the full spreadsheet
with aggregated HMDA statistics today.