Amerifirst H.I. Finance Co.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Amerifirst H.I. Finance Co. 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Amerifirst H.I. Finance Co. 4405 So 96Th Street Omaha, NE 68127 |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 68 |
| Total Mortgage Loan Application Amount | $3,893,000 |
| Average Mortgage Loan Application Amount | $66,000 |
| Highest Mortgage Loan Application Amount | $286,000 |
| Average Applicant Income | $58,500 |
| Highest Applicant Income | $392,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Amerifirst H.I. Finance Co.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Amerifirst H.I. Finance Co.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Amerifirst H.I. Finance Co.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Amerifirst H.I. Finance Co. serves its applicants.
Each category highlights the total number of mortgage applications processed by Amerifirst H.I. Finance Co., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Amerifirst H.I. Finance Co.'s mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 3 | $ 57,000 | $ 19,000 | $ 64,000 |
| Pima County Arizona | 2 | $ 12,000 | $ 6,000 | $ 37,000 |
| Adams County Colorado | 2 | $ 10,000 | $ 5,000 | $ 44,000 |
| Jackson County Missouri | 2 | $ 82,000 | $ 41,000 | $ 40,000 |
| Douglas County Nebraska | 2 | $ 107,000 | $ 53,000 | $ 60,000 |
| Payne County Oklahoma | 2 | $ 18,000 | $ 9,000 | $ 32,000 |
| Philadelphia County Pennsylvania | 2 | $ 74,000 | $ 37,000 | $ 28,000 |
| Jefferson County Alabama | 1 | $ 84,000 | $ 84,000 | $ 32,000 |
| Maricopa County Arizona | 1 | $ 15,000 | $ 15,000 | $ 38,000 |
| Crawford County Arkansas | 1 | $ 20,000 | $ 20,000 | $ 34,000 |
| Sebastian County Arkansas | 1 | $ 65,000 | $ 65,000 | $ 24,000 |
| Fresno County California | 1 | $ 12,000 | $ 12,000 | $ 37,000 |
| Nevada County California | 1 | $ 27,000 | $ 27,000 | $ 105,000 |
| San Francisco County California | 1 | $ 286,000 | $ 286,000 | $ 66,000 |
| Stanislaus County California | 1 | $ 51,000 | $ 51,000 | $ 21,000 |
| New Haven County Connecticut | 1 | $ 17,000 | $ 17,000 | $ 27,000 |
| Windham County Connecticut | 1 | $ 20,000 | $ 20,000 | $ 70,000 |
| Miami-Dade County Florida | 1 | $ 19,000 | $ 19,000 | $ 41,000 |
| DuPage County Illinois | 1 | $ 6,000 | $ 6,000 | $ 75,000 |
| Bartholomew County Indiana | 1 | $ 84,000 | $ 84,000 | $ 51,000 |
| Marion County Indiana | 1 | $ 5,000 | $ 5,000 | $ 61,000 |
| Sedgwick County Kansas | 1 | $ 250,000 | $ 250,000 | $ 208,000 |
| Terrebonne County Louisiana | 1 | $ 19,000 | $ 19,000 | $ 392,000 |
| Anne Arundel County Maryland | 1 | $ 233,000 | $ 233,000 | $ 145,000 |
| Charles County Maryland | 1 | $ 73,000 | $ 73,000 | $ 25,000 |
| Montgomery County Maryland | 1 | $ 180,000 | $ 180,000 | $ 45,000 |
| Prince George's County Maryland | 1 | $ 207,000 | $ 207,000 | $ 50,000 |
| Kent County Michigan | 1 | $ 7,000 | $ 7,000 | $ 55,000 |
| Stearns County Minnesota | 1 | $ 33,000 | $ 33,000 | $ 53,000 |
| George County Mississippi | 1 | $ 45,000 | $ 45,000 | $ 26,000 |
| Albany County New York | 1 | $ 27,000 | $ 27,000 | $ 35,000 |
| Kings County New York | 1 | $ 50,000 | $ 50,000 | $ 17,000 |
| Warren County New York | 1 | $ 13,000 | $ 13,000 | $ 72,000 |
| Cabarrus County North Carolina | 1 | $ 28,000 | $ 28,000 | $ 19,000 |
| Catawba County North Carolina | 1 | $ 10,000 | $ 10,000 | $ 21,000 |
| Greene County North Carolina | 1 | $ 7,000 | $ 7,000 | $ 17,000 |
| Stokes County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 66,000 |
| Franklin County Ohio | 1 | $ 85,000 | $ 85,000 | $ 78,000 |
| Hamilton County Ohio | 1 | $ 75,000 | $ 75,000 | $ 26,000 |
| Pickaway County Ohio | 1 | $ 26,000 | $ 26,000 | $ 61,000 |
| Portage County Ohio | 1 | $ 55,000 | $ 55,000 | $ 33,000 |
| Allegheny County Pennsylvania | 1 | $ 48,000 | $ 48,000 | $ 31,000 |
| Berks County Pennsylvania | 1 | $ 40,000 | $ 40,000 | $ 87,000 |
| Giles County Tennessee | 1 | $ 15,000 | $ 15,000 | $ 32,000 |
| Warren County Tennessee | 1 | $ 14,000 | $ 14,000 | $ 58,000 |
| Bexar County Texas | 1 | $ 12,000 | $ 12,000 | $ 45,000 |
| El Paso County Texas | 1 | $ 6,000 | $ 6,000 | $ 23,000 |
| Salt Lake County Utah | 1 | $ 5,000 | $ 5,000 | $ 43,000 |
| Amelia County Virginia | 1 | $ 228,000 | $ 228,000 | $ 124,000 |
| Bedford County Virginia | 1 | $ 37,000 | $ 37,000 | $ 85,000 |
| Hampton County Virginia | 1 | $ 115,000 | $ 115,000 | $ 43,000 |
| Virginia Beach County Virginia | 1 | $ 156,000 | $ 156,000 | $ 99,000 |
| Grant County Washington | 1 | $ 155,000 | $ 155,000 | $ 92,000 |
| Pierce County Washington | 1 | $ 182,000 | $ 182,000 | $ 57,000 |
| Berkeley County West Virginia | 1 | $ 27,000 | $ 27,000 | $ 40,000 |
| Jefferson County West Virginia | 1 | $ 175,000 | $ 175,000 | $ 81,000 |
| Marion County West Virginia | 1 | $ 4,000 | $ 4,000 | $ 20,000 |
| Upshur County West Virginia | 1 | $ 4,000 | $ 4,000 | $ 19,000 |
Mortgage Loan Application Detail Totals for Amerifirst H.I. Finance Co. in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 40 | $601,000 | $15,000 | $40,000 | $55,000 | $392,000 |
| Refinancing | 28 | $3,292,000 | $117,000 | $286,000 | $62,000 | $208,000 |
| Home Purchase | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 32 | $2,336,000 | $73,000 | $250,000 | $61,000 | $208,000 |
| Not Provided | 20 | $424,000 | $21,000 | $115,000 | $41,000 | $85,000 |
| Black or African American | 16 | $1,133,000 | $70,000 | $286,000 | $74,000 | $392,000 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 65 | $3,529,000 | $54,000 | $286,000 | $58,000 | $392,000 |
| FHA-insured (Federal Housing Administration) | 3 | $364,000 | $121,000 | $228,000 | $56,000 | $124,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 48 | $3,658,000 | $76,000 | $286,000 | $65,000 | $392,000 |
| Application Denied By Financial Institution | 20 | $235,000 | $11,000 | $40,000 | $42,000 | $87,000 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 14 | $164,000 | $11,000 | $28,000 | $36,000 | $79,000 |
| Collateral | 3 | $18,000 | $6,000 | $7,000 | $49,000 | $55,000 |
| Debt-To-Income Ratio | 2 | $47,000 | $23,000 | $40,000 | $57,000 | $87,000 |
| Credit Application Incomplete | 1 | $6,000 | $6,000 | $6,000 | $75,000 | $75,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Amerifirst H.I. Finance Co.'s 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Amerifirst H.I. Finance Co.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Nebraska, download the full spreadsheet
with aggregated HMDA statistics today.