Ameris Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
Ameris Bank 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Ameris Bank 300 South Main Street Atlanta, GA 31768 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 1,909 |
| Total Mortgage Loan Application Amount | $180,707,000 |
| Average Mortgage Loan Application Amount | $77,000 |
| Highest Mortgage Loan Application Amount | $2,828,000 |
| Average Applicant Income | $59,333 |
| Highest Applicant Income | $1,509,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Ameris Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Ameris Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down Ameris Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Ameris Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Ameris Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Ameris Bank's mortgage activity for 2011.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Colquitt County Georgia | 170 | $ 13,036,000 | $ 76,000 | $ 57,000 |
| Coffee County Georgia | 116 | $ 5,486,000 | $ 47,000 | $ 58,000 |
| Houston County Alabama | 112 | $ 9,667,000 | $ 86,000 | $ 58,000 |
| Tift County Georgia | 102 | $ 8,812,000 | $ 86,000 | $ 53,000 |
| Glynn County Georgia | 75 | $ 16,881,000 | $ 225,000 | $ 113,000 |
| Toombs County Georgia | 73 | $ 3,185,000 | $ 43,000 | $ 59,000 |
| Dougherty County Georgia | 72 | $ 6,692,000 | $ 92,000 | $ 68,000 |
| Thomas County Georgia | 69 | $ 4,930,000 | $ 71,000 | $ 41,000 |
| Brooks County Georgia | 55 | $ 2,427,000 | $ 44,000 | $ 70,000 |
| Grady County Georgia | 45 | $ 4,142,000 | $ 92,000 | $ 50,000 |
| Henry County Alabama | 44 | $ 2,780,000 | $ 63,000 | $ 49,000 |
| Miller County Georgia | 43 | $ 2,311,000 | $ 53,000 | $ 39,000 |
| Camden County Georgia | 41 | $ 4,909,000 | $ 119,000 | $ 73,000 |
| Crisp County Georgia | 40 | $ 3,172,000 | $ 79,000 | $ 93,000 |
| Lowndes County Georgia | 40 | $ 4,164,000 | $ 104,000 | $ 77,000 |
| Chatham County Georgia | 39 | $ 7,943,000 | $ 203,000 | $ 67,000 |
| Lee County Georgia | 38 | $ 5,031,000 | $ 132,000 | $ 79,000 |
| Seminole County Georgia | 34 | $ 1,769,000 | $ 52,000 | $ 80,000 |
| Gilchrist County Florida | 33 | $ 1,365,000 | $ 41,000 | $ 32,000 |
| Irwin County Georgia | 32 | $ 1,329,000 | $ 41,000 | $ 45,000 |
| Wakulla County Florida | 30 | $ 2,118,000 | $ 70,000 | $ 48,000 |
| Barbour County Alabama | 27 | $ 2,246,000 | $ 83,000 | $ 46,000 |
| Fulton County Georgia | 27 | $ 3,537,000 | $ 131,000 | $ 97,000 |
| Beaufort County South Carolina | 23 | $ 3,503,000 | $ 152,000 | $ 85,000 |
| Gwinnett County Georgia | 22 | $ 3,120,000 | $ 141,000 | $ 58,000 |
| DeKalb County Georgia | 20 | $ 1,741,000 | $ 87,000 | $ 71,000 |
| Clayton County Georgia | 19 | $ 1,228,000 | $ 64,000 | $ 41,000 |
| Henry County Georgia | 19 | $ 1,400,000 | $ 73,000 | $ 40,000 |
| Worth County Georgia | 19 | $ 1,933,000 | $ 101,000 | $ 61,000 |
| Hancock County Georgia | 17 | $ 171,000 | $ 10,000 | $ 36,000 |
| Mitchell County Georgia | 17 | $ 794,000 | $ 46,000 | $ 97,000 |
| Leon County Florida | 13 | $ 1,751,000 | $ 134,000 | $ 44,000 |
| Cobb County Georgia | 13 | $ 1,963,000 | $ 151,000 | $ 72,000 |
| Douglas County Georgia | 11 | $ 1,248,000 | $ 113,000 | $ 50,000 |
| Early County Georgia | 11 | $ 680,000 | $ 61,000 | $ 43,000 |
| Clay County Florida | 10 | $ 1,016,000 | $ 101,000 | $ 96,000 |
| Turner County Georgia | 10 | $ 483,000 | $ 48,000 | $ 48,000 |
| Charleston County South Carolina | 10 | $ 2,731,000 | $ 273,000 | $ 68,000 |
| Atkinson County Georgia | 9 | $ 874,000 | $ 97,000 | $ 47,000 |
| Ben Hill County Georgia | 9 | $ 318,000 | $ 35,000 | $ 45,000 |
| Cherokee County Georgia | 9 | $ 1,955,000 | $ 217,000 | $ 111,000 |
| Calhoun County Georgia | 8 | $ 228,000 | $ 28,000 | $ 34,000 |
| Duval County Florida | 7 | $ 1,891,000 | $ 270,000 | $ 114,000 |
| Berrien County Georgia | 7 | $ 93,000 | $ 13,000 | $ 36,000 |
| Decatur County Georgia | 7 | $ 364,000 | $ 52,000 | $ 27,000 |
| Montgomery County Georgia | 7 | $ 574,000 | $ 82,000 | $ 70,000 |
| Sumter County Georgia | 7 | $ 550,000 | $ 78,000 | $ 94,000 |
| Geneva County Alabama | 6 | $ 321,000 | $ 53,000 | $ 37,000 |
| Brantley County Georgia | 6 | $ 443,000 | $ 73,000 | $ 40,000 |
| Carroll County Georgia | 6 | $ 290,000 | $ 48,000 | $ 30,000 |
| Effingham County Georgia | 6 | $ 710,000 | $ 118,000 | $ 102,000 |
| Fayette County Georgia | 6 | $ 1,106,000 | $ 184,000 | $ 73,000 |
| Anderson County South Carolina | 6 | $ 555,000 | $ 92,000 | $ 31,000 |
| Lexington County South Carolina | 6 | $ 875,000 | $ 145,000 | $ 66,000 |
| Richland County South Carolina | 6 | $ 1,355,000 | $ 225,000 | $ 70,000 |
| Spartanburg County South Carolina | 6 | $ 819,000 | $ 136,000 | $ 47,000 |
| Alachua County Florida | 5 | $ 1,167,000 | $ 233,000 | $ 58,000 |
| Dixie County Florida | 5 | $ 245,000 | $ 49,000 | $ 36,000 |
| Hall County Georgia | 5 | $ 1,267,000 | $ 253,000 | $ 88,000 |
| Rockdale County Georgia | 5 | $ 675,000 | $ 135,000 | $ 68,000 |
| Coffee County Alabama | 4 | $ 369,000 | $ 92,000 | $ 170,000 |
| Bay County Florida | 4 | $ 775,000 | $ 193,000 | $ 89,000 |
| Franklin County Florida | 4 | $ 628,000 | $ 157,000 | $ 113,000 |
| Levy County Florida | 4 | $ 418,000 | $ 104,000 | $ 46,000 |
| Charlton County Georgia | 4 | $ 493,000 | $ 123,000 | $ 44,000 |
| Dooly County Georgia | 4 | $ 299,000 | $ 74,000 | $ 70,000 |
| Forsyth County Georgia | 4 | $ 672,000 | $ 168,000 | $ 58,000 |
| Lanier County Georgia | 4 | $ 252,000 | $ 63,000 | $ 40,000 |
| McIntosh County Georgia | 4 | $ 185,000 | $ 46,000 | $ 54,000 |
| Newton County Georgia | 4 | $ 355,000 | $ 88,000 | $ 41,000 |
| Greenville County South Carolina | 4 | $ 1,031,000 | $ 257,000 | $ 214,000 |
| Dale County Alabama | 3 | $ 284,000 | $ 94,000 | $ 86,000 |
| Montgomery County Alabama | 3 | $ 569,000 | $ 189,000 | $ 117,000 |
| Pike County Alabama | 3 | $ 401,000 | $ 133,000 | $ 120,000 |
| Nassau County Florida | 3 | $ 469,000 | $ 156,000 | $ 59,000 |
| Baker County Georgia | 3 | $ 177,000 | $ 59,000 | $ 41,000 |
| Baldwin County Georgia | 3 | $ 356,000 | $ 118,000 | $ 48,000 |
| Emanuel County Georgia | 3 | $ 112,000 | $ 37,000 | $ 21,000 |
| Glascock County Georgia | 3 | $ 63,000 | $ 21,000 | $ 28,000 |
| Liberty County Georgia | 3 | $ 551,000 | $ 183,000 | $ 104,000 |
| Tattnall County Georgia | 3 | $ 286,000 | $ 95,000 | $ 92,000 |
| Terrell County Georgia | 3 | $ 646,000 | $ 215,000 | $ 114,000 |
| Ware County Georgia | 3 | $ 35,000 | $ 11,000 | $ 21,000 |
| Wilcox County Georgia | 3 | $ 81,000 | $ 27,000 | $ 27,000 |
| Bullock County Alabama | 2 | $ 189,000 | $ 94,000 | $ 27,000 |
| Lee County Alabama | 2 | $ 104,000 | $ 52,000 | $ 28,000 |
| Gadsden County Florida | 2 | $ 384,000 | $ 192,000 | $ 80,000 |
| Jackson County Florida | 2 | $ 270,000 | $ 135,000 | $ 22,000 |
| Madison County Florida | 2 | $ 178,000 | $ 89,000 | $ 49,000 |
| Suwannee County Florida | 2 | $ 252,000 | $ 126,000 | $ 5,000 |
| Walton County Florida | 2 | $ 524,000 | $ 262,000 | $ 500,000 |
| Bulloch County Georgia | 2 | $ 28,000 | $ 14,000 | $ 111,000 |
| Cook County Georgia | 2 | $ 78,000 | $ 39,000 | $ 53,000 |
| Coweta County Georgia | 2 | $ 234,000 | $ 117,000 | $ 79,000 |
| Morgan County Georgia | 2 | $ 508,000 | $ 254,000 | $ 80,000 |
| Paulding County Georgia | 2 | $ 173,000 | $ 86,000 | $ 50,000 |
| Pickens County Georgia | 2 | $ 161,000 | $ 80,000 | $ 40,000 |
| Pulaski County Georgia | 2 | $ 542,000 | $ 271,000 | $ 50,000 |
| Quitman County Georgia | 2 | $ 48,000 | $ 24,000 | $ 2,000 |
| Spalding County Georgia | 2 | $ 243,000 | $ 121,000 | $ 49,000 |
| Treutlen County Georgia | 2 | $ 242,000 | $ 121,000 | $ 106,000 |
| Walton County Georgia | 2 | $ 215,000 | $ 107,000 | $ 58,000 |
| Laurens County South Carolina | 2 | $ 172,000 | $ 86,000 | $ 29,000 |
| Oconee County South Carolina | 2 | $ 185,000 | $ 92,000 | $ 29,000 |
| Orangeburg County South Carolina | 2 | $ 57,000 | $ 28,000 | $ 104,000 |
| Pickens County South Carolina | 2 | $ 226,000 | $ 113,000 | $ 36,000 |
| Saluda County South Carolina | 2 | $ 179,000 | $ 89,000 | $ 33,000 |
| Sumter County South Carolina | 2 | $ 152,000 | $ 76,000 | $ 22,000 |
| Butler County Alabama | 1 | $ 13,000 | $ 13,000 | $ 121,000 |
| Russell County Alabama | 1 | $ 117,000 | $ 117,000 | $ 35,000 |
| Baker County Florida | 1 | $ 60,000 | $ 60,000 | $ 823,000 |
| Gulf County Florida | 1 | $ 80,000 | $ 80,000 | $ 115,000 |
| Jefferson County Florida | 1 | $ 84,000 | $ 84,000 | $ 63,000 |
| Manatee County Florida | 1 | $ 112,000 | $ 112,000 | $ 39,000 |
| Marion County Florida | 1 | $ 101,000 | $ 101,000 | $ 91,000 |
| Putnam County Florida | 1 | $ 365,000 | $ 365,000 | $ 0 |
| St. Johns County Florida | 1 | $ 332,000 | $ 332,000 | $ 137,000 |
| Volusia County Florida | 1 | $ 50,000 | $ 50,000 | $ 73,000 |
| Barrow County Georgia | 1 | $ 65,000 | $ 65,000 | $ 16,000 |
| Bibb County Georgia | 1 | $ 63,000 | $ 63,000 | $ 0 |
| Bryan County Georgia | 1 | $ 97,000 | $ 97,000 | $ 177,000 |
| Chattahoochee County Georgia | 1 | $ 115,000 | $ 115,000 | $ 30,000 |
| Dodge County Georgia | 1 | $ 22,000 | $ 22,000 | $ 55,000 |
| Franklin County Georgia | 1 | $ 176,000 | $ 176,000 | $ 55,000 |
| Greene County Georgia | 1 | $ 205,000 | $ 205,000 | $ 80,000 |
| Houston County Georgia | 1 | $ 67,000 | $ 67,000 | $ 27,000 |
| Jasper County Georgia | 1 | $ 94,000 | $ 94,000 | $ 64,000 |
| Jeff Davis County Georgia | 1 | $ 88,000 | $ 88,000 | $ 461,000 |
| Long County Georgia | 1 | $ 160,000 | $ 160,000 | $ 92,000 |
| Macon County Georgia | 1 | $ 9,000 | $ 9,000 | $ 39,000 |
| McDuffie County Georgia | 1 | $ 284,000 | $ 284,000 | $ 132,000 |
| Meriwether County Georgia | 1 | $ 173,000 | $ 173,000 | $ 38,000 |
| Putnam County Georgia | 1 | $ 32,000 | $ 32,000 | $ 130,000 |
| Rabun County Georgia | 1 | $ 107,000 | $ 107,000 | $ 45,000 |
| Telfair County Georgia | 1 | $ 44,000 | $ 44,000 | $ 39,000 |
| Towns County Georgia | 1 | $ 75,000 | $ 75,000 | $ 177,000 |
| Troup County Georgia | 1 | $ 128,000 | $ 128,000 | $ 91,000 |
| Warren County Georgia | 1 | $ 55,000 | $ 55,000 | $ 110,000 |
| Washington County Georgia | 1 | $ 88,000 | $ 88,000 | $ 55,000 |
| Wayne County Georgia | 1 | $ 64,000 | $ 64,000 | $ 149,000 |
| Wheeler County Georgia | 1 | $ 17,000 | $ 17,000 | $ 23,000 |
| White County Georgia | 1 | $ 140,000 | $ 140,000 | $ 32,000 |
| Harrison County Mississippi | 1 | $ 1,409,000 | $ 1,409,000 | $ 0 |
| Berkeley County South Carolina | 1 | $ 1,382,000 | $ 1,382,000 | $ 20,000 |
| Dorchester County South Carolina | 1 | $ 130,000 | $ 130,000 | $ 75,000 |
| Hampton County South Carolina | 1 | $ 37,000 | $ 37,000 | $ 59,000 |
| Horry County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 208,000 |
| Jasper County South Carolina | 1 | $ 102,000 | $ 102,000 | $ 43,000 |
| Lee County South Carolina | 1 | $ 111,000 | $ 111,000 | $ 33,000 |
| Davidson County Tennessee | 1 | $ 267,000 | $ 267,000 | $ 29,000 |
| Shelby County Tennessee | 1 | $ 182,000 | $ 182,000 | $ 125,000 |
Mortgage Loan Application Detail Totals for Ameris Bank in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 989 | $107,836,000 | $109,000 | $2,828,000 | $71,000 | $1,509,000 |
| Home Purchase | 648 | $67,762,000 | $104,000 | $1,268,000 | $58,000 | $823,000 |
| Home Improvement | 272 | $5,109,000 | $18,000 | $327,000 | $49,000 | $694,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,356 | $130,814,000 | $96,000 | $1,382,000 | $73,000 | $1,509,000 |
| Black or African American | 318 | $17,860,000 | $56,000 | $297,000 | $42,000 | $403,000 |
| Not applicable | 122 | $19,721,000 | $161,000 | $2,828,000 | $0 | $0 |
| Hispanic | 50 | $2,273,000 | $45,000 | $154,000 | $44,000 | $262,000 |
| Not Provided | 44 | $5,928,000 | $134,000 | $412,000 | $98,000 | $1,157,000 |
| Asian | 16 | $3,835,000 | $239,000 | $2,044,000 | $112,000 | $1,151,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $276,000 | $92,000 | $166,000 | $47,000 | $58,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,612 | $144,972,000 | $89,000 | $2,828,000 | $66,000 | $1,509,000 |
| FHA-insured (Federal Housing Administration) | 239 | $28,063,000 | $117,000 | $297,000 | $47,000 | $252,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 33 | $3,390,000 | $102,000 | $288,000 | $37,000 | $64,000 |
| VA-guaranteed (Veterans Administration) | 25 | $4,282,000 | $171,000 | $415,000 | $66,000 | $174,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,443 | $139,219,000 | $96,000 | $2,828,000 | $67,000 | $1,509,000 |
| Application Denied By Financial Institution | 268 | $18,910,000 | $70,000 | $417,000 | $38,000 | $204,000 |
| Application Withdrawn By Applicant | 187 | $21,394,000 | $114,000 | $440,000 | $72,000 | $448,000 |
| Application Approved But Not Accepted | 7 | $517,000 | $73,000 | $275,000 | $44,000 | $66,000 |
| File Closed For Incompleteness | 4 | $667,000 | $166,000 | $374,000 | $54,000 | $120,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 152 | $8,467,000 | $55,000 | $335,000 | $34,000 | $150,000 |
| Debt-To-Income Ratio | 64 | $5,123,000 | $80,000 | $300,000 | $39,000 | $125,000 |
| Collateral | 21 | $1,989,000 | $94,000 | $378,000 | $64,000 | $204,000 |
| Other | 12 | $1,125,000 | $93,000 | $149,000 | $38,000 | $82,000 |
| Unverifiable Information | 6 | $828,000 | $138,000 | $365,000 | $46,000 | $79,000 |
| Employment History | 5 | $372,000 | $74,000 | $140,000 | $22,000 | $37,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $351,000 | $70,000 | $152,000 | $19,000 | $36,000 |
| Credit Application Incomplete | 2 | $500,000 | $250,000 | $417,000 | $27,000 | $31,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ameris Bank's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ameris Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.