Amerus Home Lending, Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003

Amerus Home Lending, Inc 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Amerus Home Lending, Inc
4121 Nw Urbandale Drive
Urbandale, IA 50322
Tel #: available with data download
Federal Regulator * available with data download
Years 2003  
Total Number of Mortgage Applications 10,000
Total Mortgage Loan Application Amount $1,217,592,000
Average Mortgage Loan Application Amount $121,484
Highest Mortgage Loan Application Amount $612,000
Average Applicant Income $63,062
Highest Applicant Income $546,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Amerus Home Lending, Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Amerus Home Lending, Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2003 breaks down Amerus Home Lending, Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Amerus Home Lending, Inc serves its applicants.

Each category highlights the total number of mortgage applications processed by Amerus Home Lending, Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Amerus Home Lending, Inc's mortgage activity for 2003.

Mortgage Loan Application Totals for Amerus Home Lending, Inc by Metropolitan Area in 2003

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
WICHITA, KS 442 $ 45,473,000 $ 102,000 $ 57,000
COLUMBUS, OH 412 $ 57,711,000 $ 140,000 $ 61,000
INDIANAPOLIS, IN 380 $ 47,835,000 $ 125,000 $ 63,000
CINCINNATI, OH-KY-IN 331 $ 43,642,000 $ 131,000 $ 63,000
DAYTON-SPRINGFIELD, OH 319 $ 39,575,000 $ 124,000 $ 61,000
CHARLOTTE-GASTONIA-ROCK HILL, NC-SC 306 $ 38,430,000 $ 125,000 $ 54,000
KANSAS CITY, MO-KS 305 $ 38,216,000 $ 125,000 $ 66,000
ST. LOUIS, MO-IL 302 $ 38,935,000 $ 128,000 $ 60,000
PITTSBURGH, PA 266 $ 28,203,000 $ 106,000 $ 57,000
CHICAGO, IL 258 $ 40,313,000 $ 156,000 $ 69,000
GREENVILLE-SPARTANBURG-ANDERSON, SC 237 $ 26,701,000 $ 112,000 $ 48,000
CLEVELAND-LORAIN-ELYRIA, OH 221 $ 29,847,000 $ 135,000 $ 68,000
DENVER, CO 181 $ 32,950,000 $ 182,000 $ 72,000
OMAHA, NE-IA 171 $ 19,397,000 $ 113,000 $ 62,000
RALEIGH-DURHAM-CHAPEL HILL, NC 147 $ 22,575,000 $ 153,000 $ 65,000
PHOENIX-MESA, AZ 140 $ 19,453,000 $ 138,000 $ 70,000
DES MOINES, IA 128 $ 15,154,000 $ 118,000 $ 60,000
FORT WAYNE, IN 126 $ 13,315,000 $ 105,000 $ 54,000
GARY, IN 122 $ 15,763,000 $ 129,000 $ 60,000
TULSA, OK 107 $ 10,870,000 $ 101,000 $ 56,000
HAMILTON-MIDDLETOWN, OH 106 $ 13,311,000 $ 125,000 $ 65,000
GREENSBORO--WINSTON-SALEM--HIGH POINT, NC 97 $ 12,363,000 $ 127,000 $ 59,000
AKRON, OH 87 $ 10,975,000 $ 126,000 $ 59,000
LINCOLN, NE 86 $ 9,593,000 $ 111,000 $ 60,000
YOUNGSTOWN-WARREN, OH 86 $ 9,004,000 $ 104,000 $ 55,000
LOUISVILLE, KY-IN 82 $ 10,762,000 $ 131,000 $ 58,000
SALT LAKE CITY-OGDEN, UT 82 $ 11,129,000 $ 135,000 $ 58,000
FAYETTEVILLE, NC 78 $ 7,623,000 $ 97,000 $ 57,000
COLUMBIA, SC 71 $ 7,953,000 $ 112,000 $ 54,000
BALTIMORE, MD 68 $ 9,397,000 $ 138,000 $ 71,000
TOPEKA, KS 63 $ 6,316,000 $ 100,000 $ 58,000
HICKORY-MORGANTON-LENOIR, NC 62 $ 6,540,000 $ 105,000 $ 54,000
MILWAUKEE-WAUKESHA, WI 61 $ 8,482,000 $ 139,000 $ 66,000
OKLAHOMA CITY, OK 61 $ 5,729,000 $ 93,000 $ 65,000
CANTON-MASSILLON, OH 59 $ 6,912,000 $ 117,000 $ 50,000
LEXINGTON, KY 59 $ 7,025,000 $ 119,000 $ 60,000
SOUTH BEND, IN 55 $ 5,244,000 $ 95,000 $ 54,000
TOLEDO, OH 55 $ 6,771,000 $ 123,000 $ 63,000
COLORADO SPRINGS, CO 46 $ 7,003,000 $ 152,000 $ 54,000
APPLETON-OSHKOSH-NEENAH, WI 44 $ 4,973,000 $ 113,000 $ 48,000
ATLANTA, GA 44 $ 5,621,000 $ 127,000 $ 69,000
NORFOLK-VIRGINIA BEACH-NEWPORT NEWS, VA-NC 41 $ 5,659,000 $ 138,000 $ 71,000
SPRINGFIELD, MO 39 $ 3,935,000 $ 100,000 $ 50,000
CEDAR RAPIDS, IA 37 $ 4,246,000 $ 114,000 $ 58,000
ELKHART-GOSHEN, IN 34 $ 3,433,000 $ 100,000 $ 48,000
DETROIT, MI 33 $ 4,769,000 $ 144,000 $ 64,000
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL 32 $ 3,508,000 $ 109,000 $ 52,000
GRAND RAPIDS-MUSKEGON-HOLLAND, MI 32 $ 4,291,000 $ 134,000 $ 54,000
YORK, PA 28 $ 3,924,000 $ 140,000 $ 65,000
CHARLESTON-NORTH CHARLESTON, SC 26 $ 3,164,000 $ 121,000 $ 53,000
PHILADELPHIA, PA-NJ 26 $ 4,067,000 $ 156,000 $ 77,000
PUEBLO, CO 25 $ 2,766,000 $ 110,000 $ 56,000
KOKOMO, IN 23 $ 2,343,000 $ 101,000 $ 60,000
MANSFIELD, OH 22 $ 2,783,000 $ 126,000 $ 60,000
NASHVILLE, TN 22 $ 2,830,000 $ 128,000 $ 58,000
BLOOMINGTON, IN 21 $ 2,585,000 $ 123,000 $ 54,000
PORTLAND-VANCOUVER, OR-WA 21 $ 3,496,000 $ 166,000 $ 81,000
GREEN BAY, WI 20 $ 2,437,000 $ 121,000 $ 66,000
JACKSONVILLE, NC 19 $ 1,891,000 $ 99,000 $ 70,000
SIOUX CITY, IA-NE 19 $ 1,811,000 $ 95,000 $ 54,000
LANSING-EAST LANSING, MI 18 $ 2,467,000 $ 137,000 $ 67,000
LIMA, OH 18 $ 2,176,000 $ 120,000 $ 62,000
EVANSVILLE-HENDERSON, IN-KY 17 $ 1,733,000 $ 101,000 $ 65,000
GRAND JUNCTION, CO 17 $ 2,337,000 $ 137,000 $ 62,000
HARRISBURG-LEBANON-CARLISLE, PA 17 $ 2,449,000 $ 144,000 $ 62,000
JANESVILLE-BELOIT, WI 17 $ 1,241,000 $ 73,000 $ 69,000
KALAMAZOO-BATTLE CREEK, MI 17 $ 2,078,000 $ 122,000 $ 58,000
ALBUQUERQUE, NM 16 $ 2,408,000 $ 150,000 $ 78,000
BENTON HARBOR, MI 16 $ 1,531,000 $ 95,000 $ 72,000
LANCASTER, PA 16 $ 1,970,000 $ 123,000 $ 59,000
JOPLIN, MO 15 $ 1,646,000 $ 109,000 $ 68,000
PROVO-OREM, UT 15 $ 2,721,000 $ 181,000 $ 66,000
RICHMOND-PETERSBURG, VA 15 $ 2,268,000 $ 151,000 $ 75,000
LAWRENCE, KS 14 $ 2,032,000 $ 145,000 $ 73,000
PEORIA-PEKIN, IL 13 $ 1,420,000 $ 109,000 $ 54,000
SPRINGFIELD, IL 13 $ 1,550,000 $ 119,000 $ 71,000
WATERLOO-CEDAR FALLS, IA 13 $ 1,150,000 $ 88,000 $ 46,000
KNOXVILLE, TN 12 $ 1,451,000 $ 120,000 $ 51,000
ST. JOSEPH, MO 12 $ 1,057,000 $ 88,000 $ 60,000
TERRE HAUTE, IN 12 $ 1,313,000 $ 109,000 $ 62,000
WILMINGTON, NC 12 $ 1,823,000 $ 151,000 $ 78,000
MUNCIE, IN 11 $ 907,000 $ 82,000 $ 72,000
ROCKFORD, IL 11 $ 1,004,000 $ 91,000 $ 57,000
BOULDER-LONGMONT, CO 10 $ 2,104,000 $ 210,000 $ 110,000
DECATUR, IL 10 $ 744,000 $ 74,000 $ 56,000
GREELEY, CO 10 $ 2,091,000 $ 209,000 $ 77,000
LAFAYETTE, IN 10 $ 1,270,000 $ 127,000 $ 53,000
TUCSON, AZ 10 $ 1,195,000 $ 119,000 $ 60,000
ANN ARBOR, MI 9 $ 1,484,000 $ 164,000 $ 88,000
ASHEVILLE, NC 9 $ 1,199,000 $ 133,000 $ 69,000
COLUMBIA, MO 9 $ 1,130,000 $ 125,000 $ 55,000
FLINT, MI 9 $ 1,124,000 $ 124,000 $ 70,000
ALLENTOWN-BETHLEHEM-EASTON, PA 8 $ 1,004,000 $ 125,000 $ 69,000
ALTOONA, PA 8 $ 546,000 $ 68,000 $ 49,000
CHEYENNE, WY 8 $ 1,084,000 $ 135,000 $ 76,000
ERIE, PA 8 $ 705,000 $ 88,000 $ 50,000
JOHNSON CITY-KINGSPORT-BRISTOL, TN-VA 8 $ 686,000 $ 85,000 $ 37,000
MYRTLE BEACH, SC 8 $ 1,028,000 $ 128,000 $ 54,000
ROCKY MOUNT, NC 8 $ 1,086,000 $ 135,000 $ 60,000
DUBUQUE, IA 7 $ 784,000 $ 112,000 $ 49,000
FLORENCE, SC 7 $ 443,000 $ 63,000 $ 36,000
IOWA CITY, IA 7 $ 1,070,000 $ 152,000 $ 70,000
KENOSHA, WI 7 $ 791,000 $ 113,000 $ 78,000
READING, PA 7 $ 1,155,000 $ 165,000 $ 69,000
FORT COLLINS-LOVELAND, CO 6 $ 1,064,000 $ 177,000 $ 67,000
JOHNSTOWN, PA 6 $ 511,000 $ 85,000 $ 38,000
LAS VEGAS, NV-AZ 6 $ 932,000 $ 155,000 $ 72,000
RACINE, WI 6 $ 788,000 $ 131,000 $ 72,000
RAPID CITY, SD 6 $ 640,000 $ 106,000 $ 45,000
SCRANTON--WILKES-BARRE--HAZLETON, PA 6 $ 591,000 $ 98,000 $ 50,000
GOLDSBORO, NC 5 $ 506,000 $ 101,000 $ 57,000
LA CROSSE, WI-MN 5 $ 497,000 $ 99,000 $ 39,000
SIOUX FALLS, SD 5 $ 574,000 $ 114,000 $ 54,000
STEUBENVILLE-WEIRTON, OH-WV 5 $ 396,000 $ 79,000 $ 44,000
WAUSAU, WI 5 $ 610,000 $ 122,000 $ 74,000
AUGUSTA-AIKEN, GA-SC 4 $ 374,000 $ 93,000 $ 48,000
CHAMPAIGN-URBANA, IL 4 $ 337,000 $ 84,000 $ 64,000
KANKAKEE, IL 4 $ 422,000 $ 105,000 $ 58,000
SAGINAW-BAY CITY-MIDLAND, MI 4 $ 402,000 $ 100,000 $ 51,000
SEATTLE-BELLEVUE-EVERETT, WA 4 $ 682,000 $ 170,000 $ 49,000
SUMTER, SC 4 $ 420,000 $ 105,000 $ 44,000
ENID, OK 3 $ 167,000 $ 55,000 $ 54,000
GREENVILLE, NC 3 $ 354,000 $ 118,000 $ 45,000
JACKSON, MI 3 $ 454,000 $ 151,000 $ 69,000
LYNCHBURG, VA 3 $ 314,000 $ 104,000 $ 74,000
MADISON, WI 3 $ 625,000 $ 208,000 $ 91,000
MEDFORD-ASHLAND, OR 3 $ 665,000 $ 221,000 $ 66,000
MEMPHIS, TN-AR-MS 3 $ 341,000 $ 113,000 $ 50,000
SHEBOYGAN, WI 3 $ 287,000 $ 95,000 $ 63,000
YUMA, AZ 3 $ 309,000 $ 103,000 $ 70,000
BOISE CITY, ID 2 $ 341,000 $ 170,000 $ 55,000
BREMERTON, WA 2 $ 275,000 $ 137,000 $ 72,000
CUMBERLAND, MD-WV 2 $ 195,000 $ 97,000 $ 44,000
DOVER, DE 2 $ 305,000 $ 152,000 $ 56,000
EUGENE-SPRINGFIELD, OR 2 $ 300,000 $ 150,000 $ 66,000
OWENSBORO, KY 2 $ 290,000 $ 145,000 $ 64,000
ROANOKE, VA 2 $ 264,000 $ 132,000 $ 76,000
SALEM, OR 2 $ 451,000 $ 225,000 $ 109,000
SHARON, PA 2 $ 275,000 $ 137,000 $ 38,000
WILLIAMSPORT, PA 2 $ 207,000 $ 103,000 $ 52,000
BILLINGS, MT 1 $ 95,000 $ 95,000 $ 58,000
BLOOMINGTON-NORMAL, IL 1 $ 157,000 $ 157,000 $ 124,000
CLARKSVILLE-HOPKINSVILLE, TN-KY 1 $ 270,000 $ 270,000 $ 124,000
CORVALLIS, OR 1 $ 180,000 $ 180,000 $ 74,000
DANVILLE, VA 1 $ 35,000 $ 35,000 $ 36,000
DULUTH-SUPERIOR, MN-WI 1 $ 100,000 $ 100,000 $ 47,000
EAU CLAIRE, WI 1 $ 81,000 $ 81,000 $ 33,000
FLAGSTAFF, AZ-UT 1 $ 93,000 $ 93,000 $ 102,000
FORT WORTH-ARLINGTON, TX 1 $ 68,000 $ 68,000 $ 12,000
FRESNO, CA 1 $ 129,000 $ 129,000 $ 61,000
HAGERSTOWN, MD 1 $ 110,000 $ 110,000 $ 56,000
HOUMA, LA 1 $ 111,000 $ 111,000 $ 32,000
JACKSON, TN 1 $ 101,000 $ 101,000 $ 66,000
JONESBORO, AR 1 $ 120,000 $ 120,000 $ 51,000
LITTLE ROCK-NORTH LITTLE ROCK, AR 1 $ 274,000 $ 274,000 $ 191,000
MACON, GA 1 $ 91,000 $ 91,000 $ 28,000
MINNEAPOLIS-ST. PAUL, MN-WI 1 $ 190,000 $ 190,000 $ 49,000
NAPLES, FL 1 $ 20,000 $ 20,000 $ 88,000
NASSAU-SUFFOLK, NY 1 $ 293,000 $ 293,000 $ 64,000
PANAMA CITY, FL 1 $ 135,000 $ 135,000 $ 83,000
RICHLAND-KENNEWICK-PASCO, WA 1 $ 216,000 $ 216,000 $ 150,000
ROCHESTER, MN 1 $ 190,000 $ 190,000 $ 75,000
SPOKANE, WA 1 $ 125,000 $ 125,000 $ 52,000
TACOMA, WA 1 $ 207,000 $ 207,000 $ 70,000

Mortgage Loan Application Detail Totals for Amerus Home Lending, Inc in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing (home purchase or home improvement, one-to-four family) 8,177 $1,042,766,000 $143,166 $520,000 $64,527 $420,000
Home Purchase (one-to-four family) 1,823 $174,826,000 $93,607 $612,000 $61,178 $546,000
Multifamily dwelling (home purchase, home improvement, and refinancings) 0 $0 $0 $0 $0 $0
Home Improvement (one-to-four family) 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 8,946 $1,102,168,000 $132,416 $612,000 $63,083 $546,000
Black 465 $55,200,000 $130,363 $414,000 $58,000 $190,000
Information not provided by applicant in mail or telephone application 277 $23,871,000 $89,750 $391,000 $72,600 $246,000
Hispanic 194 $21,959,000 $105,739 $350,000 $55,000 $200,000
Other 51 $6,629,000 $130,578 $520,000 $63,105 $291,000
Asian or Pacific Islander 47 $5,929,000 $120,571 $255,000 $50,428 $136,000
American Indian or Alaskan Native 20 $1,836,000 $89,000 $180,000 $48,416 $84,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 10,000 $1,217,592,000 $134,162 $612,000 $62,837 $546,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 3,687 $435,475,000 $128,342 $520,000 $55,971 $546,000
Application Withdrawn By Applicant 3,478 $433,884,000 $138,181 $612,000 $69,060 $232,000
Loan Originated 2,732 $339,927,000 $131,214 $400,000 $69,107 $355,000
Application Approved But Not Accepted 103 $8,306,000 $80,842 $243,000 $74,947 $235,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 1,338 $165,873,000 $125,111 $510,000 $45,444 $420,000
Credit History 1,101 $121,072,000 $125,038 $472,000 $61,769 $237,000
Other 826 $99,793,000 $130,617 $520,000 $62,058 $318,000
Collateral 178 $20,578,000 $112,086 $411,000 $69,869 $546,000
Employment History 141 $15,664,000 $108,150 $301,000 $63,550 $193,000
Credit Application Incomplete 79 $9,805,000 $132,105 $266,000 $55,368 $120,000
Unverifiable Information 24 $2,690,000 $115,066 $240,000 $60,466 $114,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Amerus Home Lending, Inc's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Amerus Home Lending, Inc's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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