Andrews Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
Andrews Federal Credit Union 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Andrews Federal Credit Union 5711 Allentown Road Suitland, MD 20746 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 436 |
| Total Mortgage Loan Application Amount | $70,033,000 |
| Average Mortgage Loan Application Amount | $127,333 |
| Highest Mortgage Loan Application Amount | $960,000 |
| Average Applicant Income | $100,000 |
| Highest Applicant Income | $1,122,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Andrews Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Andrews Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down Andrews Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Andrews Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Andrews Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Andrews Federal Credit Union's mortgage activity for 2011.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Prince George's County Maryland | 103 | $ 17,634,000 | $ 171,000 | $ 96,000 |
| Burlington County New Jersey | 52 | $ 6,625,000 | $ 127,000 | $ 90,000 |
| Charles County Maryland | 37 | $ 5,488,000 | $ 148,000 | $ 96,000 |
| District of Columbia County District Of Columbia | 21 | $ 3,986,000 | $ 189,000 | $ 119,000 |
| Anne Arundel County Maryland | 13 | $ 3,073,000 | $ 236,000 | $ 138,000 |
| Calvert County Maryland | 9 | $ 1,490,000 | $ 165,000 | $ 89,000 |
| Cumberland County North Carolina | 9 | $ 837,000 | $ 93,000 | $ 95,000 |
| St. Mary's County Maryland | 5 | $ 678,000 | $ 135,000 | $ 121,000 |
| Fairfax County Virginia | 5 | $ 2,216,000 | $ 443,000 | $ 369,000 |
| Prince William County Virginia | 5 | $ 1,213,000 | $ 242,000 | $ 167,000 |
| Montgomery County Maryland | 4 | $ 761,000 | $ 190,000 | $ 71,000 |
| Gloucester County New Jersey | 4 | $ 476,000 | $ 119,000 | $ 79,000 |
| Mercer County New Jersey | 4 | $ 196,000 | $ 49,000 | $ 51,000 |
| Bucks County Pennsylvania | 4 | $ 363,000 | $ 90,000 | $ 153,000 |
| Baltimore County Maryland | 3 | $ 593,000 | $ 197,000 | $ 89,000 |
| Clark County Nevada | 3 | $ 609,000 | $ 203,000 | $ 165,000 |
| Richland County South Carolina | 3 | $ 356,000 | $ 118,000 | $ 89,000 |
| Gila County Arizona | 2 | $ 372,000 | $ 186,000 | $ 149,000 |
| El Paso County Colorado | 2 | $ 470,000 | $ 235,000 | $ 134,000 |
| Fairfield County Connecticut | 2 | $ 1,013,000 | $ 506,000 | $ 167,000 |
| New Castle County Delaware | 2 | $ 235,000 | $ 117,000 | $ 94,000 |
| Brevard County Florida | 2 | $ 262,000 | $ 131,000 | $ 122,000 |
| Charlotte County Florida | 2 | $ 180,000 | $ 90,000 | $ 81,000 |
| Cobb County Georgia | 2 | $ 205,000 | $ 102,000 | $ 114,000 |
| Gwinnett County Georgia | 2 | $ 277,000 | $ 138,000 | $ 87,000 |
| St. John the Baptist County Louisiana | 2 | $ 311,000 | $ 155,000 | $ 106,000 |
| Harford County Maryland | 2 | $ 373,000 | $ 186,000 | $ 80,000 |
| Howard County Maryland | 2 | $ 305,000 | $ 152,000 | $ 173,000 |
| Middlesex County Massachusetts | 2 | $ 408,000 | $ 204,000 | $ 132,000 |
| Oakland County Michigan | 2 | $ 440,000 | $ 220,000 | $ 224,000 |
| Jackson County Missouri | 2 | $ 80,000 | $ 40,000 | $ 55,000 |
| Camden County New Jersey | 2 | $ 239,000 | $ 119,000 | $ 79,000 |
| Essex County New Jersey | 2 | $ 265,000 | $ 132,000 | $ 66,000 |
| Middlesex County New Jersey | 2 | $ 487,000 | $ 243,000 | $ 136,000 |
| Monmouth County New Jersey | 2 | $ 308,000 | $ 154,000 | $ 134,000 |
| Guilford County North Carolina | 2 | $ 255,000 | $ 127,000 | $ 106,000 |
| Cumberland County Pennsylvania | 2 | $ 277,000 | $ 138,000 | $ 65,000 |
| Sevier County Tennessee | 2 | $ 655,000 | $ 327,000 | $ 81,000 |
| Alexandria County Virginia | 2 | $ 770,000 | $ 385,000 | $ 192,000 |
| Culpeper County Virginia | 2 | $ 522,000 | $ 261,000 | $ 105,000 |
| King George County Virginia | 2 | $ 375,000 | $ 187,000 | $ 94,000 |
| Loudoun County Virginia | 2 | $ 788,000 | $ 394,000 | $ 238,000 |
| Suffolk County Virginia | 2 | $ 385,000 | $ 192,000 | $ 175,000 |
| Escambia County Alabama | 1 | $ 30,000 | $ 30,000 | $ 169,000 |
| Jefferson County Alabama | 1 | $ 10,000 | $ 10,000 | $ 46,000 |
| Lee County Alabama | 1 | $ 60,000 | $ 60,000 | $ 75,000 |
| Mobile County Alabama | 1 | $ 25,000 | $ 25,000 | $ 101,000 |
| Russell County Alabama | 1 | $ 50,000 | $ 50,000 | $ 118,000 |
| Cochise County Arizona | 1 | $ 25,000 | $ 25,000 | $ 153,000 |
| Maricopa County Arizona | 1 | $ 127,000 | $ 127,000 | $ 144,000 |
| Logan County Arkansas | 1 | $ 10,000 | $ 10,000 | $ 55,000 |
| Los Angeles County California | 1 | $ 263,000 | $ 263,000 | $ 112,000 |
| Riverside County California | 1 | $ 193,000 | $ 193,000 | $ 101,000 |
| San Bernardino County California | 1 | $ 105,000 | $ 105,000 | $ 66,000 |
| San Diego County California | 1 | $ 350,000 | $ 350,000 | $ 128,000 |
| Adams County Colorado | 1 | $ 363,000 | $ 363,000 | $ 177,000 |
| Arapahoe County Colorado | 1 | $ 50,000 | $ 50,000 | $ 120,000 |
| Kent County Delaware | 1 | $ 210,000 | $ 210,000 | $ 70,000 |
| Sussex County Delaware | 1 | $ 194,000 | $ 194,000 | $ 208,000 |
| Alachua County Florida | 1 | $ 198,000 | $ 198,000 | $ 91,000 |
| Broward County Florida | 1 | $ 40,000 | $ 40,000 | $ 93,000 |
| Hillsborough County Florida | 1 | $ 196,000 | $ 196,000 | $ 73,000 |
| St. Lucie County Florida | 1 | $ 80,000 | $ 80,000 | $ 52,000 |
| Chatham County Georgia | 1 | $ 145,000 | $ 145,000 | $ 91,000 |
| Cherokee County Georgia | 1 | $ 125,000 | $ 125,000 | $ 128,000 |
| Clayton County Georgia | 1 | $ 50,000 | $ 50,000 | $ 103,000 |
| Columbia County Georgia | 1 | $ 10,000 | $ 10,000 | $ 115,000 |
| Coweta County Georgia | 1 | $ 85,000 | $ 85,000 | $ 81,000 |
| DeKalb County Georgia | 1 | $ 84,000 | $ 84,000 | $ 68,000 |
| Fulton County Georgia | 1 | $ 237,000 | $ 237,000 | $ 168,000 |
| Glynn County Georgia | 1 | $ 10,000 | $ 10,000 | $ 34,000 |
| Houston County Georgia | 1 | $ 323,000 | $ 323,000 | $ 161,000 |
| Jasper County Georgia | 1 | $ 520,000 | $ 520,000 | $ 169,000 |
| Muscogee County Georgia | 1 | $ 30,000 | $ 30,000 | $ 74,000 |
| Richmond County Georgia | 1 | $ 64,000 | $ 64,000 | $ 62,000 |
| Tift County Georgia | 1 | $ 105,000 | $ 105,000 | $ 55,000 |
| Wayne County Georgia | 1 | $ 135,000 | $ 135,000 | $ 74,000 |
| White County Georgia | 1 | $ 60,000 | $ 60,000 | $ 52,000 |
| Cook County Illinois | 1 | $ 30,000 | $ 30,000 | $ 50,000 |
| Macon County Illinois | 1 | $ 128,000 | $ 128,000 | $ 130,000 |
| McLean County Illinois | 1 | $ 110,000 | $ 110,000 | $ 45,000 |
| Rock Island County Illinois | 1 | $ 25,000 | $ 25,000 | $ 78,000 |
| Vermilion County Illinois | 1 | $ 44,000 | $ 44,000 | $ 105,000 |
| Buena Vista County Iowa | 1 | $ 104,000 | $ 104,000 | $ 75,000 |
| Polk County Iowa | 1 | $ 131,000 | $ 131,000 | $ 91,000 |
| Boone County Kentucky | 1 | $ 277,000 | $ 277,000 | $ 106,000 |
| Franklin County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 90,000 |
| Hardin County Kentucky | 1 | $ 96,000 | $ 96,000 | $ 281,000 |
| Washington County Maine | 1 | $ 208,000 | $ 208,000 | $ 203,000 |
| Barry County Michigan | 1 | $ 143,000 | $ 143,000 | $ 41,000 |
| Gladwin County Michigan | 1 | $ 188,000 | $ 188,000 | $ 79,000 |
| Kalamazoo County Michigan | 1 | $ 70,000 | $ 70,000 | $ 64,000 |
| Macomb County Michigan | 1 | $ 356,000 | $ 356,000 | $ 274,000 |
| Pike County Mississippi | 1 | $ 56,000 | $ 56,000 | $ 120,000 |
| Douglas County Nebraska | 1 | $ 137,000 | $ 137,000 | $ 119,000 |
| Hillsborough County New Hampshire | 1 | $ 354,000 | $ 354,000 | $ 147,000 |
| Atlantic County New Jersey | 1 | $ 210,000 | $ 210,000 | $ 84,000 |
| Cape May County New Jersey | 1 | $ 50,000 | $ 50,000 | $ 190,000 |
| Ocean County New Jersey | 1 | $ 370,000 | $ 370,000 | $ 200,000 |
| Somerset County New Jersey | 1 | $ 155,000 | $ 155,000 | $ 50,000 |
| Union County New Jersey | 1 | $ 25,000 | $ 25,000 | $ 33,000 |
| Kings County New York | 1 | $ 120,000 | $ 120,000 | $ 58,000 |
| Nassau County New York | 1 | $ 150,000 | $ 150,000 | $ 108,000 |
| Orange County New York | 1 | $ 40,000 | $ 40,000 | $ 170,000 |
| Suffolk County New York | 1 | $ 150,000 | $ 150,000 | $ 163,000 |
| Westchester County New York | 1 | $ 120,000 | $ 120,000 | $ 116,000 |
| Bladen County North Carolina | 1 | $ 70,000 | $ 70,000 | $ 124,000 |
| Camden County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 24,000 |
| Cherokee County North Carolina | 1 | $ 120,000 | $ 120,000 | $ 78,000 |
| Columbus County North Carolina | 1 | $ 106,000 | $ 106,000 | $ 81,000 |
| Dare County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 10,000 |
| Davidson County North Carolina | 1 | $ 143,000 | $ 143,000 | $ 45,000 |
| Durham County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 61,000 |
| Forsyth County North Carolina | 1 | $ 30,000 | $ 30,000 | $ 78,000 |
| Greene County North Carolina | 1 | $ 99,000 | $ 99,000 | $ 71,000 |
| Johnston County North Carolina | 1 | $ 122,000 | $ 122,000 | $ 52,000 |
| Mecklenburg County North Carolina | 1 | $ 28,000 | $ 28,000 | $ 157,000 |
| Pasquotank County North Carolina | 1 | $ 60,000 | $ 60,000 | $ 60,000 |
| Wayne County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 34,000 |
| Lucas County Ohio | 1 | $ 60,000 | $ 60,000 | $ 79,000 |
| Oklahoma County Oklahoma | 1 | $ 197,000 | $ 197,000 | $ 138,000 |
| Wagoner County Oklahoma | 1 | $ 101,000 | $ 101,000 | $ 89,000 |
| Washington County Oregon | 1 | $ 204,000 | $ 204,000 | $ 56,000 |
| Adams County Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 80,000 |
| Delaware County Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 91,000 |
| Philadelphia County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 90,000 |
| York County Pennsylvania | 1 | $ 160,000 | $ 160,000 | $ 175,000 |
| Beaufort County South Carolina | 1 | $ 60,000 | $ 60,000 | $ 105,000 |
| Charleston County South Carolina | 1 | $ 139,000 | $ 139,000 | $ 42,000 |
| Dorchester County South Carolina | 1 | $ 100,000 | $ 100,000 | $ 80,000 |
| Shelby County Tennessee | 1 | $ 190,000 | $ 190,000 | $ 94,000 |
| Tarrant County Texas | 1 | $ 105,000 | $ 105,000 | $ 74,000 |
| Williamson County Texas | 1 | $ 99,000 | $ 99,000 | $ 83,000 |
| Fairfax City County Virginia | 1 | $ 400,000 | $ 400,000 | $ 144,000 |
| Lexington County Virginia | 1 | $ 85,000 | $ 85,000 | $ 47,000 |
| Newport News County Virginia | 1 | $ 155,000 | $ 155,000 | $ 91,000 |
| Petersburg County Virginia | 1 | $ 85,000 | $ 85,000 | $ 95,000 |
| Powhatan County Virginia | 1 | $ 25,000 | $ 25,000 | $ 59,000 |
| Rockbridge County Virginia | 1 | $ 280,000 | $ 280,000 | $ 88,000 |
| Stafford County Virginia | 1 | $ 267,000 | $ 267,000 | $ 107,000 |
| Island County Washington | 1 | $ 62,000 | $ 62,000 | $ 179,000 |
| Berkeley County West Virginia | 1 | $ 360,000 | $ 360,000 | $ 151,000 |
| Jefferson County West Virginia | 1 | $ 176,000 | $ 176,000 | $ 155,000 |
Mortgage Loan Application Detail Totals for Andrews Federal Credit Union in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 311 | $58,673,000 | $188,000 | $960,000 | $111,000 | $1,122,000 |
| Home Improvement | 70 | $3,082,000 | $44,000 | $300,000 | $88,000 | $400,000 |
| Home Purchase | 55 | $8,278,000 | $150,000 | $520,000 | $101,000 | $360,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Black or African American | 177 | $27,379,000 | $154,000 | $470,000 | $95,000 | $400,000 |
| White | 145 | $24,050,000 | $165,000 | $960,000 | $109,000 | $627,000 |
| Not Provided | 78 | $12,030,000 | $154,000 | $520,000 | $113,000 | $556,000 |
| Hispanic | 21 | $4,097,000 | $195,000 | $800,000 | $149,000 | $1,122,000 |
| Asian | 7 | $1,241,000 | $177,000 | $509,000 | $101,000 | $240,000 |
| American Indian or Alaskan Native | 4 | $926,000 | $231,000 | $410,000 | $134,000 | $241,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $310,000 | $77,000 | $165,000 | $95,000 | $184,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 435 | $69,843,000 | $160,000 | $960,000 | $106,000 | $1,122,000 |
| VA-guaranteed (Veterans Administration) | 1 | $190,000 | $190,000 | $190,000 | $94,000 | $94,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 137 | $19,356,000 | $141,000 | $563,000 | $85,000 | $400,000 |
| Loan Originated | 135 | $22,564,000 | $167,000 | $960,000 | $123,000 | $1,122,000 |
| Application Withdrawn By Applicant | 126 | $23,210,000 | $184,000 | $620,000 | $114,000 | $296,000 |
| File Closed For Incompleteness | 37 | $4,713,000 | $127,000 | $360,000 | $96,000 | $214,000 |
| Application Approved But Not Accepted | 1 | $190,000 | $190,000 | $190,000 | $63,000 | $63,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Andrews Federal Credit Union's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Andrews Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.