Together Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Together Credit Union 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Together Credit Union Michael Dougherty Saint Louis, MO 63118 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,129 |
| Total Mortgage Loan Application Amount | $243,789,000 |
| Average Mortgage Loan Application Amount | $111,333 |
| Highest Mortgage Loan Application Amount | $1,072,000 |
| Average Applicant Income | $71,666 |
| Highest Applicant Income | $1,068,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Together Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Together Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Together Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Together Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Together Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Together Credit Union's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis County Missouri | 414 | $ 44,365,000 | $ 107,000 | $ 74,000 |
| St. Louis City County Missouri | 163 | $ 15,670,000 | $ 96,000 | $ 60,000 |
| Jefferson County Missouri | 154 | $ 13,148,000 | $ 85,000 | $ 62,000 |
| St. Charles County Missouri | 72 | $ 9,036,000 | $ 125,000 | $ 73,000 |
| Hillsborough County Florida | 53 | $ 7,367,000 | $ 139,000 | $ 59,000 |
| St. Clair County Illinois | 29 | $ 3,761,000 | $ 129,000 | $ 68,000 |
| Madison County Illinois | 28 | $ 3,286,000 | $ 117,000 | $ 90,000 |
| Los Angeles County California | 23 | $ 4,178,000 | $ 181,000 | $ 82,000 |
| Orange County Florida | 23 | $ 3,484,000 | $ 151,000 | $ 69,000 |
| Franklin County Ohio | 23 | $ 2,778,000 | $ 120,000 | $ 69,000 |
| Harris County Texas | 20 | $ 1,893,000 | $ 94,000 | $ 63,000 |
| Onondaga County New York | 19 | $ 1,781,000 | $ 93,000 | $ 74,000 |
| Hillsborough County New Hampshire | 17 | $ 1,371,000 | $ 80,000 | $ 86,000 |
| Solano County California | 13 | $ 2,675,000 | $ 205,000 | $ 98,000 |
| Monroe County Illinois | 13 | $ 1,412,000 | $ 108,000 | $ 92,000 |
| Bexar County Texas | 12 | $ 1,279,000 | $ 106,000 | $ 48,000 |
| Larimer County Colorado | 11 | $ 787,000 | $ 71,000 | $ 58,000 |
| Franklin County Missouri | 11 | $ 874,000 | $ 79,000 | $ 61,000 |
| James City County Virginia | 11 | $ 1,742,000 | $ 158,000 | $ 54,000 |
| Duval County Florida | 10 | $ 1,122,000 | $ 112,000 | $ 80,000 |
| Lamar County Texas | 10 | $ 885,000 | $ 88,000 | $ 51,000 |
| York County Virginia | 10 | $ 1,367,000 | $ 136,000 | $ 74,000 |
| Pasco County Florida | 9 | $ 893,000 | $ 99,000 | $ 71,000 |
| Bartow County Georgia | 9 | $ 1,249,000 | $ 138,000 | $ 70,000 |
| Newport News County Virginia | 8 | $ 1,390,000 | $ 173,000 | $ 74,000 |
| St. Francois County Missouri | 7 | $ 898,000 | $ 128,000 | $ 58,000 |
| San Bernardino County California | 6 | $ 646,000 | $ 107,000 | $ 76,000 |
| Osceola County Florida | 6 | $ 666,000 | $ 111,000 | $ 42,000 |
| Ste. Genevieve County Missouri | 6 | $ 602,000 | $ 100,000 | $ 52,000 |
| Lake County Florida | 5 | $ 597,000 | $ 119,000 | $ 56,000 |
| Floyd County Georgia | 5 | $ 384,000 | $ 76,000 | $ 57,000 |
| Cook County Illinois | 5 | $ 785,000 | $ 157,000 | $ 78,000 |
| Lincoln County Missouri | 5 | $ 703,000 | $ 140,000 | $ 51,000 |
| Denton County Texas | 5 | $ 522,000 | $ 104,000 | $ 79,000 |
| New Kent County Virginia | 5 | $ 925,000 | $ 185,000 | $ 74,000 |
| Pinellas County Florida | 4 | $ 489,000 | $ 122,000 | $ 80,000 |
| Polk County Florida | 4 | $ 862,000 | $ 215,000 | $ 83,000 |
| Seminole County Florida | 4 | $ 515,000 | $ 128,000 | $ 91,000 |
| Camden County Missouri | 4 | $ 376,000 | $ 94,000 | $ 124,000 |
| Delaware County Ohio | 4 | $ 359,000 | $ 89,000 | $ 92,000 |
| Horry County South Carolina | 4 | $ 327,000 | $ 81,000 | $ 43,000 |
| Dallas County Texas | 4 | $ 348,000 | $ 87,000 | $ 63,000 |
| Montgomery County Texas | 4 | $ 255,000 | $ 63,000 | $ 48,000 |
| Hernando County Florida | 3 | $ 459,000 | $ 153,000 | $ 71,000 |
| Cobb County Georgia | 3 | $ 498,000 | $ 166,000 | $ 94,000 |
| Clinton County Illinois | 3 | $ 390,000 | $ 130,000 | $ 72,000 |
| Crawford County Missouri | 3 | $ 328,000 | $ 109,000 | $ 69,000 |
| Clark County Nevada | 3 | $ 513,000 | $ 171,000 | $ 54,000 |
| Essex County New Jersey | 3 | $ 645,000 | $ 215,000 | $ 53,000 |
| Middlesex County New Jersey | 3 | $ 1,039,000 | $ 346,000 | $ 146,000 |
| Morris County New Jersey | 3 | $ 407,000 | $ 135,000 | $ 51,000 |
| Canadian County Oklahoma | 3 | $ 412,000 | $ 137,000 | $ 73,000 |
| Brazoria County Texas | 3 | $ 184,000 | $ 61,000 | $ 64,000 |
| Fort Bend County Texas | 3 | $ 214,000 | $ 71,000 | $ 82,000 |
| Gloucester County Virginia | 3 | $ 371,000 | $ 123,000 | $ 56,000 |
| Pima County Arizona | 2 | $ 750,000 | $ 375,000 | $ 271,000 |
| Contra Costa County California | 2 | $ 435,000 | $ 217,000 | $ 63,000 |
| Fresno County California | 2 | $ 160,000 | $ 80,000 | $ 111,000 |
| Santa Clara County California | 2 | $ 913,000 | $ 456,000 | $ 130,000 |
| Arapahoe County Colorado | 2 | $ 425,000 | $ 212,000 | $ 74,000 |
| Brevard County Florida | 2 | $ 314,000 | $ 157,000 | $ 61,000 |
| Lee County Florida | 2 | $ 237,000 | $ 118,000 | $ 47,000 |
| Marion County Florida | 2 | $ 218,000 | $ 109,000 | $ 44,000 |
| Okaloosa County Florida | 2 | $ 878,000 | $ 439,000 | $ 165,000 |
| Palm Beach County Florida | 2 | $ 366,000 | $ 183,000 | $ 180,000 |
| Volusia County Florida | 2 | $ 245,000 | $ 122,000 | $ 57,000 |
| Adams County Illinois | 2 | $ 77,000 | $ 38,000 | $ 11,000 |
| Macoupin County Illinois | 2 | $ 119,000 | $ 59,000 | $ 86,000 |
| Marion County Indiana | 2 | $ 204,000 | $ 102,000 | $ 57,000 |
| Charles County Maryland | 2 | $ 338,000 | $ 169,000 | $ 112,000 |
| Clay County Missouri | 2 | $ 220,000 | $ 110,000 | $ 126,000 |
| Cole County Missouri | 2 | $ 117,000 | $ 58,000 | $ 30,000 |
| Warren County Missouri | 2 | $ 404,000 | $ 202,000 | $ 270,000 |
| Washoe County Nevada | 2 | $ 140,000 | $ 70,000 | $ 121,000 |
| Union County New Jersey | 2 | $ 329,000 | $ 164,000 | $ 73,000 |
| Cayuga County New York | 2 | $ 125,000 | $ 62,000 | $ 127,000 |
| Oswego County New York | 2 | $ 99,000 | $ 49,000 | $ 61,000 |
| Mecklenburg County North Carolina | 2 | $ 128,000 | $ 64,000 | $ 50,000 |
| Wake County North Carolina | 2 | $ 317,000 | $ 158,000 | $ 60,000 |
| Hamilton County Ohio | 2 | $ 143,000 | $ 71,000 | $ 65,000 |
| Pickaway County Ohio | 2 | $ 176,000 | $ 88,000 | $ 30,000 |
| Tulsa County Oklahoma | 2 | $ 223,000 | $ 111,000 | $ 28,000 |
| Hamilton County Tennessee | 2 | $ 151,000 | $ 75,000 | $ 93,000 |
| Collin County Texas | 2 | $ 205,000 | $ 102,000 | $ 51,000 |
| Galveston County Texas | 2 | $ 268,000 | $ 134,000 | $ 81,000 |
| Midland County Texas | 2 | $ 320,000 | $ 160,000 | $ 52,000 |
| Travis County Texas | 2 | $ 442,000 | $ 221,000 | $ 85,000 |
| Hampton County Virginia | 2 | $ 260,000 | $ 130,000 | $ 56,000 |
| Henrico County Virginia | 2 | $ 155,000 | $ 77,000 | $ 48,000 |
| Maricopa County Arizona | 1 | $ 200,000 | $ 200,000 | $ 44,000 |
| Mohave County Arizona | 1 | $ 62,000 | $ 62,000 | $ 38,000 |
| Baxter County Arkansas | 1 | $ 59,000 | $ 59,000 | $ 45,000 |
| Randolph County Arkansas | 1 | $ 140,000 | $ 140,000 | $ 135,000 |
| El Dorado County California | 1 | $ 85,000 | $ 85,000 | $ 37,000 |
| Kern County California | 1 | $ 40,000 | $ 40,000 | $ 42,000 |
| Napa County California | 1 | $ 380,000 | $ 380,000 | $ 48,000 |
| Riverside County California | 1 | $ 320,000 | $ 320,000 | $ 111,000 |
| Sacramento County California | 1 | $ 270,000 | $ 270,000 | $ 105,000 |
| San Diego County California | 1 | $ 365,000 | $ 365,000 | $ 107,000 |
| San Francisco County California | 1 | $ 520,000 | $ 520,000 | $ 50,000 |
| Shasta County California | 1 | $ 110,000 | $ 110,000 | $ 53,000 |
| Sonoma County California | 1 | $ 88,000 | $ 88,000 | $ 71,000 |
| Ventura County California | 1 | $ 320,000 | $ 320,000 | $ 121,000 |
| Yolo County California | 1 | $ 359,000 | $ 359,000 | $ 68,000 |
| Adams County Colorado | 1 | $ 173,000 | $ 173,000 | $ 65,000 |
| Broomfield County Colorado | 1 | $ 650,000 | $ 650,000 | $ 130,000 |
| Denver County Colorado | 1 | $ 107,000 | $ 107,000 | $ 29,000 |
| Eagle County Colorado | 1 | $ 198,000 | $ 198,000 | $ 44,000 |
| Weld County Colorado | 1 | $ 153,000 | $ 153,000 | $ 48,000 |
| Alachua County Florida | 1 | $ 212,000 | $ 212,000 | $ 63,000 |
| Baker County Florida | 1 | $ 35,000 | $ 35,000 | $ 60,000 |
| Broward County Florida | 1 | $ 206,000 | $ 206,000 | $ 90,000 |
| Citrus County Florida | 1 | $ 407,000 | $ 407,000 | $ 103,000 |
| Clay County Florida | 1 | $ 141,000 | $ 141,000 | $ 110,000 |
| Collier County Florida | 1 | $ 417,000 | $ 417,000 | $ 150,000 |
| Gilchrist County Florida | 1 | $ 170,000 | $ 170,000 | $ 60,000 |
| Leon County Florida | 1 | $ 199,000 | $ 199,000 | $ 60,000 |
| Nassau County Florida | 1 | $ 101,000 | $ 101,000 | $ 46,000 |
| Sarasota County Florida | 1 | $ 25,000 | $ 25,000 | $ 33,000 |
| St. Johns County Florida | 1 | $ 125,000 | $ 125,000 | $ 124,000 |
| Brantley County Georgia | 1 | $ 75,000 | $ 75,000 | $ 38,000 |
| Chattooga County Georgia | 1 | $ 85,000 | $ 85,000 | $ 98,000 |
| Cherokee County Georgia | 1 | $ 37,000 | $ 37,000 | $ 106,000 |
| Forsyth County Georgia | 1 | $ 169,000 | $ 169,000 | $ 100,000 |
| Gordon County Georgia | 1 | $ 106,000 | $ 106,000 | $ 113,000 |
| Gwinnett County Georgia | 1 | $ 31,000 | $ 31,000 | $ 99,000 |
| Newton County Georgia | 1 | $ 191,000 | $ 191,000 | $ 39,000 |
| Paulding County Georgia | 1 | $ 77,000 | $ 77,000 | $ 72,000 |
| Polk County Georgia | 1 | $ 53,000 | $ 53,000 | $ 50,000 |
| Putnam County Georgia | 1 | $ 204,000 | $ 204,000 | $ 32,000 |
| Wilcox County Georgia | 1 | $ 23,000 | $ 23,000 | $ 51,000 |
| Bonner County Idaho | 1 | $ 152,000 | $ 152,000 | $ 94,000 |
| Kootenai County Idaho | 1 | $ 188,000 | $ 188,000 | $ 55,000 |
| Calhoun County Illinois | 1 | $ 100,000 | $ 100,000 | $ 163,000 |
| Jefferson County Illinois | 1 | $ 9,000 | $ 9,000 | $ 72,000 |
| McLean County Illinois | 1 | $ 95,000 | $ 95,000 | $ 47,000 |
| Wayne County Illinois | 1 | $ 124,000 | $ 124,000 | $ 63,000 |
| Will County Illinois | 1 | $ 332,000 | $ 332,000 | $ 66,000 |
| Allen County Indiana | 1 | $ 172,000 | $ 172,000 | $ 150,000 |
| Lake County Indiana | 1 | $ 37,000 | $ 37,000 | $ 55,000 |
| Vigo County Indiana | 1 | $ 84,000 | $ 84,000 | $ 35,000 |
| Dallas County Iowa | 1 | $ 96,000 | $ 96,000 | $ 38,000 |
| Jefferson County Louisiana | 1 | $ 116,000 | $ 116,000 | $ 71,000 |
| Somerset County Maine | 1 | $ 128,000 | $ 128,000 | $ 76,000 |
| York County Maine | 1 | $ 145,000 | $ 145,000 | $ 37,000 |
| Anne Arundel County Maryland | 1 | $ 50,000 | $ 50,000 | $ 165,000 |
| Howard County Maryland | 1 | $ 15,000 | $ 15,000 | $ 63,000 |
| Queen Anne's County Maryland | 1 | $ 48,000 | $ 48,000 | $ 50,000 |
| Worcester County Massachusetts | 1 | $ 150,000 | $ 150,000 | $ 41,000 |
| Gratiot County Michigan | 1 | $ 108,000 | $ 108,000 | $ 77,000 |
| Hennepin County Minnesota | 1 | $ 45,000 | $ 45,000 | $ 175,000 |
| Hinds County Mississippi | 1 | $ 31,000 | $ 31,000 | $ 67,000 |
| Pearl River County Mississippi | 1 | $ 86,000 | $ 86,000 | $ 70,000 |
| Boone County Missouri | 1 | $ 97,000 | $ 97,000 | $ 199,000 |
| Gasconade County Missouri | 1 | $ 194,000 | $ 194,000 | $ 155,000 |
| Jackson County Missouri | 1 | $ 169,000 | $ 169,000 | $ 79,000 |
| Macon County Missouri | 1 | $ 89,000 | $ 89,000 | $ 70,000 |
| Morgan County Missouri | 1 | $ 128,000 | $ 128,000 | $ 120,000 |
| Ozark County Missouri | 1 | $ 145,000 | $ 145,000 | $ 41,000 |
| Perry County Missouri | 1 | $ 300,000 | $ 300,000 | $ 78,000 |
| Pulaski County Missouri | 1 | $ 140,000 | $ 140,000 | $ 35,000 |
| Texas County Missouri | 1 | $ 208,000 | $ 208,000 | $ 33,000 |
| Scotts Bluff County Nebraska | 1 | $ 300,000 | $ 300,000 | $ 76,000 |
| Belknap County New Hampshire | 1 | $ 25,000 | $ 25,000 | $ 58,000 |
| Merrimack County New Hampshire | 1 | $ 20,000 | $ 20,000 | $ 100,000 |
| Rockingham County New Hampshire | 1 | $ 260,000 | $ 260,000 | $ 85,000 |
| Burlington County New Jersey | 1 | $ 263,000 | $ 263,000 | $ 183,000 |
| Warren County New Jersey | 1 | $ 99,000 | $ 99,000 | $ 16,000 |
| Bernalillo County New Mexico | 1 | $ 205,000 | $ 205,000 | $ 95,000 |
| Otero County New Mexico | 1 | $ 130,000 | $ 130,000 | $ 26,000 |
| Kings County New York | 1 | $ 45,000 | $ 45,000 | $ 67,000 |
| Madison County New York | 1 | $ 31,000 | $ 31,000 | $ 100,000 |
| Queens County New York | 1 | $ 360,000 | $ 360,000 | $ 117,000 |
| Sullivan County New York | 1 | $ 59,000 | $ 59,000 | $ 103,000 |
| Catawba County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 190,000 |
| Cumberland County North Carolina | 1 | $ 80,000 | $ 80,000 | $ 34,000 |
| Sampson County North Carolina | 1 | $ 37,000 | $ 37,000 | $ 160,000 |
| Fairfield County Ohio | 1 | $ 68,000 | $ 68,000 | $ 77,000 |
| Licking County Ohio | 1 | $ 112,000 | $ 112,000 | $ 52,000 |
| Madison County Ohio | 1 | $ 42,000 | $ 42,000 | $ 51,000 |
| Marion County Ohio | 1 | $ 180,000 | $ 180,000 | $ 85,000 |
| Morrow County Ohio | 1 | $ 147,000 | $ 147,000 | $ 57,000 |
| Cleveland County Oklahoma | 1 | $ 149,000 | $ 149,000 | $ 62,000 |
| Rogers County Oklahoma | 1 | $ 152,000 | $ 152,000 | $ 45,000 |
| Allegheny County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 150,000 |
| Clearfield County Pennsylvania | 1 | $ 28,000 | $ 28,000 | $ 81,000 |
| Juniata County Pennsylvania | 1 | $ 162,000 | $ 162,000 | $ 73,000 |
| Montgomery County Pennsylvania | 1 | $ 172,000 | $ 172,000 | $ 72,000 |
| Bandera County Texas | 1 | $ 160,000 | $ 160,000 | $ 75,000 |
| Chambers County Texas | 1 | $ 27,000 | $ 27,000 | $ 72,000 |
| Hood County Texas | 1 | $ 311,000 | $ 311,000 | $ 115,000 |
| Houston County Texas | 1 | $ 26,000 | $ 26,000 | $ 17,000 |
| Randall County Texas | 1 | $ 305,000 | $ 305,000 | $ 100,000 |
| Waller County Texas | 1 | $ 58,000 | $ 58,000 | $ 86,000 |
| Wharton County Texas | 1 | $ 119,000 | $ 119,000 | $ 82,000 |
| Fairfax County Virginia | 1 | $ 368,000 | $ 368,000 | $ 82,000 |
| Isle of Wight County Virginia | 1 | $ 417,000 | $ 417,000 | $ 80,000 |
| Virginia Beach County Virginia | 1 | $ 484,000 | $ 484,000 | $ 111,000 |
| Island County Washington | 1 | $ 340,000 | $ 340,000 | $ 122,000 |
| Milwaukee County Wisconsin | 1 | $ 148,000 | $ 148,000 | $ 44,000 |
Mortgage Loan Application Detail Totals for Together Credit Union in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 825 | $126,075,000 | $152,000 | $1,072,000 | $65,000 | $761,000 |
| Home Improvement | 672 | $26,834,000 | $39,000 | $385,000 | $76,000 | $1,068,000 |
| Refinancing | 632 | $90,880,000 | $143,000 | $650,000 | $74,000 | $352,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,666 | $188,325,000 | $113,000 | $1,072,000 | $74,000 | $1,068,000 |
| Black or African American | 294 | $32,272,000 | $109,000 | $546,000 | $58,000 | $216,000 |
| Hispanic | 147 | $18,025,000 | $122,000 | $417,000 | $63,000 | $201,000 |
| Asian | 13 | $3,663,000 | $281,000 | $620,000 | $106,000 | $199,000 |
| American Indian or Alaskan Native | 5 | $608,000 | $121,000 | $259,000 | $66,000 | $125,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $896,000 | $224,000 | $380,000 | $55,000 | $110,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,129 | $243,789,000 | $114,000 | $1,072,000 | $71,000 | $1,068,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,142 | $116,637,000 | $102,000 | $1,072,000 | $74,000 | $1,068,000 |
| Application Withdrawn By Applicant | 531 | $63,405,000 | $119,000 | $650,000 | $73,000 | $1,068,000 |
| Application Denied By Financial Institution | 317 | $40,879,000 | $128,000 | $712,000 | $60,000 | $216,000 |
| File Closed For Incompleteness | 38 | $5,957,000 | $156,000 | $520,000 | $65,000 | $190,000 |
| Preapproval Approved but not Accepted | 37 | $7,365,000 | $199,000 | $620,000 | $71,000 | $146,000 |
| Application Approved But Not Accepted | 35 | $5,288,000 | $151,000 | $473,000 | $76,000 | $180,000 |
| Preapproval Denied by Financial Institution | 29 | $4,258,000 | $146,000 | $417,000 | $43,000 | $120,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 163 | $17,921,000 | $109,000 | $437,000 | $59,000 | $216,000 |
| Credit Application Incomplete | 78 | $10,876,000 | $139,000 | $496,000 | $61,000 | $160,000 |
| Debt-To-Income Ratio | 36 | $6,232,000 | $173,000 | $468,000 | $48,000 | $150,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 20 | $3,372,000 | $168,000 | $712,000 | $60,000 | $160,000 |
| Collateral | 17 | $2,129,000 | $125,000 | $324,000 | $63,000 | $140,000 |
| Other | 13 | $1,664,000 | $128,000 | $417,000 | $59,000 | $110,000 |
| Unverifiable Information | 11 | $1,382,000 | $125,000 | $200,000 | $61,000 | $100,000 |
| Mortgage Insurance Denied | 6 | $1,173,000 | $195,000 | $535,000 | $56,000 | $109,000 |
| Employment History | 2 | $388,000 | $194,000 | $313,000 | $47,000 | $58,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Together Credit Union's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Together Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.