Apci Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Apci Federal Credit Union 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Apci Federal Credit Union Po Box 20147 Allentown, PA 18002 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 457 |
| Total Mortgage Loan Application Amount | $47,931,000 |
| Average Mortgage Loan Application Amount | $112,333 |
| Highest Mortgage Loan Application Amount | $650,000 |
| Average Applicant Income | $109,000 |
| Highest Applicant Income | $350,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Apci Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Apci Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Apci Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Apci Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Apci Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Apci Federal Credit Union's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lehigh County Pennsylvania | 161 | $ 19,219,000 | $ 119,000 | $ 114,000 |
| Northampton County Pennsylvania | 52 | $ 5,440,000 | $ 104,000 | $ 106,000 |
| Berks County Pennsylvania | 20 | $ 2,696,000 | $ 134,000 | $ 105,000 |
| Montgomery County Pennsylvania | 13 | $ 922,000 | $ 70,000 | $ 136,000 |
| Luzerne County Pennsylvania | 12 | $ 601,000 | $ 50,000 | $ 72,000 |
| Carbon County Pennsylvania | 11 | $ 396,000 | $ 36,000 | $ 72,000 |
| Schuylkill County Pennsylvania | 8 | $ 498,000 | $ 62,000 | $ 67,000 |
| Lancaster County Pennsylvania | 7 | $ 740,000 | $ 105,000 | $ 72,000 |
| Los Angeles County California | 6 | $ 1,072,000 | $ 178,000 | $ 97,000 |
| Ascension County Louisiana | 6 | $ 750,000 | $ 125,000 | $ 111,000 |
| Maricopa County Arizona | 5 | $ 230,000 | $ 46,000 | $ 53,000 |
| Bucks County Pennsylvania | 5 | $ 948,000 | $ 189,000 | $ 128,000 |
| McCracken County Kentucky | 4 | $ 307,000 | $ 76,000 | $ 94,000 |
| St. Tammany County Louisiana | 4 | $ 727,000 | $ 181,000 | $ 159,000 |
| Harris County Texas | 4 | $ 68,000 | $ 17,000 | $ 107,000 |
| Travis County Texas | 4 | $ 753,000 | $ 188,000 | $ 68,000 |
| Riverside County California | 3 | $ 780,000 | $ 260,000 | $ 225,000 |
| St. Charles County Louisiana | 3 | $ 182,000 | $ 60,000 | $ 97,000 |
| Tangipahoa County Louisiana | 3 | $ 403,000 | $ 134,000 | $ 72,000 |
| Lincoln County Missouri | 3 | $ 33,000 | $ 11,000 | $ 72,000 |
| Monroe County Pennsylvania | 3 | $ 117,000 | $ 39,000 | $ 102,000 |
| Galveston County Texas | 3 | $ 342,000 | $ 114,000 | $ 98,000 |
| Franklin County Alabama | 2 | $ 207,000 | $ 103,000 | $ 103,000 |
| Independence County Arkansas | 2 | $ 27,000 | $ 13,000 | $ 28,000 |
| Gwinnett County Georgia | 2 | $ 148,000 | $ 74,000 | $ 116,000 |
| Hall County Georgia | 2 | $ 363,000 | $ 181,000 | $ 241,000 |
| Bureau County Illinois | 2 | $ 190,000 | $ 95,000 | $ 98,000 |
| Madison County Illinois | 2 | $ 19,000 | $ 9,000 | $ 63,000 |
| LaPorte County Indiana | 2 | $ 36,000 | $ 18,000 | $ 72,000 |
| Seward County Kansas | 2 | $ 167,000 | $ 83,000 | $ 48,000 |
| Greenup County Kentucky | 2 | $ 12,000 | $ 6,000 | $ 60,000 |
| Hancock County Mississippi | 2 | $ 184,000 | $ 92,000 | $ 115,000 |
| Warren County New Jersey | 2 | $ 285,000 | $ 142,000 | $ 107,000 |
| Bernalillo County New Mexico | 2 | $ 185,000 | $ 92,000 | $ 88,000 |
| Rensselaer County New York | 2 | $ 190,000 | $ 95,000 | $ 67,000 |
| Butler County Ohio | 2 | $ 95,000 | $ 47,000 | $ 127,000 |
| Chester County Pennsylvania | 2 | $ 295,000 | $ 147,000 | $ 119,000 |
| York County Pennsylvania | 2 | $ 364,000 | $ 182,000 | $ 160,000 |
| Sullivan County Tennessee | 2 | $ 116,000 | $ 58,000 | $ 86,000 |
| Brazoria County Texas | 2 | $ 125,000 | $ 62,000 | $ 109,000 |
| Collin County Texas | 2 | $ 247,000 | $ 123,000 | $ 98,000 |
| Denton County Texas | 2 | $ 178,000 | $ 89,000 | $ 136,000 |
| Montgomery County Texas | 2 | $ 82,000 | $ 41,000 | $ 167,000 |
| Roanoke County Virginia | 2 | $ 287,000 | $ 143,000 | $ 119,000 |
| Madison County Alabama | 1 | $ 168,000 | $ 168,000 | $ 85,000 |
| St. Clair County Alabama | 1 | $ 194,000 | $ 194,000 | $ 87,000 |
| Alameda County California | 1 | $ 300,000 | $ 300,000 | $ 160,000 |
| Merced County California | 1 | $ 172,000 | $ 172,000 | $ 53,000 |
| Placer County California | 1 | $ 50,000 | $ 50,000 | $ 72,000 |
| San Benito County California | 1 | $ 260,000 | $ 260,000 | $ 116,000 |
| San Bernardino County California | 1 | $ 252,000 | $ 252,000 | $ 52,000 |
| San Joaquin County California | 1 | $ 120,000 | $ 120,000 | $ 138,000 |
| Santa Clara County California | 1 | $ 370,000 | $ 370,000 | $ 187,000 |
| Stanislaus County California | 1 | $ 265,000 | $ 265,000 | $ 132,000 |
| Arapahoe County Colorado | 1 | $ 16,000 | $ 16,000 | $ 57,000 |
| Boulder County Colorado | 1 | $ 155,000 | $ 155,000 | $ 124,000 |
| Pueblo County Colorado | 1 | $ 87,000 | $ 87,000 | $ 112,000 |
| Kent County Delaware | 1 | $ 181,000 | $ 181,000 | $ 40,000 |
| Sussex County Delaware | 1 | $ 5,000 | $ 5,000 | $ 74,000 |
| Escambia County Florida | 1 | $ 3,000 | $ 3,000 | $ 78,000 |
| Flagler County Florida | 1 | $ 25,000 | $ 25,000 | $ 90,000 |
| Manatee County Florida | 1 | $ 110,000 | $ 110,000 | $ 95,000 |
| Orange County Florida | 1 | $ 17,000 | $ 17,000 | $ 91,000 |
| Polk County Florida | 1 | $ 10,000 | $ 10,000 | $ 60,000 |
| Laurens County Georgia | 1 | $ 104,000 | $ 104,000 | $ 84,000 |
| Cass County Indiana | 1 | $ 20,000 | $ 20,000 | $ 48,000 |
| Porter County Indiana | 1 | $ 15,000 | $ 15,000 | $ 42,000 |
| Sedgwick County Kansas | 1 | $ 51,000 | $ 51,000 | $ 51,000 |
| Bullitt County Kentucky | 1 | $ 18,000 | $ 18,000 | $ 57,000 |
| Calloway County Kentucky | 1 | $ 190,000 | $ 190,000 | $ 63,000 |
| East Baton Rouge County Louisiana | 1 | $ 3,000 | $ 3,000 | $ 156,000 |
| Jefferson County Louisiana | 1 | $ 160,000 | $ 160,000 | $ 73,000 |
| Terrebonne County Louisiana | 1 | $ 14,000 | $ 14,000 | $ 138,000 |
| Washington County Louisiana | 1 | $ 9,000 | $ 9,000 | $ 91,000 |
| Harford County Maryland | 1 | $ 186,000 | $ 186,000 | $ 106,000 |
| Montgomery County Maryland | 1 | $ 158,000 | $ 158,000 | $ 92,000 |
| Bristol County Massachusetts | 1 | $ 113,000 | $ 113,000 | $ 77,000 |
| Lincoln County Mississippi | 1 | $ 43,000 | $ 43,000 | $ 62,000 |
| Pearl River County Mississippi | 1 | $ 14,000 | $ 14,000 | $ 85,000 |
| St. Charles County Missouri | 1 | $ 160,000 | $ 160,000 | $ 151,000 |
| St. Louis County Missouri | 1 | $ 10,000 | $ 10,000 | $ 57,000 |
| Cape May County New Jersey | 1 | $ 325,000 | $ 325,000 | $ 183,000 |
| Mercer County New Jersey | 1 | $ 5,000 | $ 5,000 | $ 84,000 |
| Monmouth County New Jersey | 1 | $ 30,000 | $ 30,000 | $ 67,000 |
| Morris County New Jersey | 1 | $ 30,000 | $ 30,000 | $ 300,000 |
| Sandoval County New Mexico | 1 | $ 25,000 | $ 25,000 | $ 159,000 |
| Albany County New York | 1 | $ 6,000 | $ 6,000 | $ 97,000 |
| Erie County New York | 1 | $ 91,000 | $ 91,000 | $ 118,000 |
| Schenectady County New York | 1 | $ 8,000 | $ 8,000 | $ 115,000 |
| Washington County New York | 1 | $ 15,000 | $ 15,000 | $ 106,000 |
| Rockingham County North Carolina | 1 | $ 4,000 | $ 4,000 | $ 143,000 |
| Scotland County North Carolina | 1 | $ 46,000 | $ 46,000 | $ 59,000 |
| Belmont County Ohio | 1 | $ 170,000 | $ 170,000 | $ 80,000 |
| Cuyahoga County Ohio | 1 | $ 15,000 | $ 15,000 | $ 80,000 |
| Defiance County Ohio | 1 | $ 4,000 | $ 4,000 | $ 68,000 |
| Medina County Ohio | 1 | $ 165,000 | $ 165,000 | $ 96,000 |
| Craig County Oklahoma | 1 | $ 7,000 | $ 7,000 | $ 278,000 |
| Tulsa County Oklahoma | 1 | $ 183,000 | $ 183,000 | $ 190,000 |
| Butler County Pennsylvania | 1 | $ 112,000 | $ 112,000 | $ 132,000 |
| Columbia County Pennsylvania | 1 | $ 3,000 | $ 3,000 | $ 49,000 |
| Dauphin County Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 48,000 |
| Delaware County Pennsylvania | 1 | $ 180,000 | $ 180,000 | $ 120,000 |
| Lackawanna County Pennsylvania | 1 | $ 10,000 | $ 10,000 | $ 84,000 |
| Northumberland County Pennsylvania | 1 | $ 18,000 | $ 18,000 | $ 31,000 |
| Richland County South Carolina | 1 | $ 4,000 | $ 4,000 | $ 40,000 |
| Blount County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 48,000 |
| Knox County Tennessee | 1 | $ 16,000 | $ 16,000 | $ 104,000 |
| Chambers County Texas | 1 | $ 107,000 | $ 107,000 | $ 112,000 |
| Fort Bend County Texas | 1 | $ 174,000 | $ 174,000 | $ 107,000 |
| Nueces County Texas | 1 | $ 3,000 | $ 3,000 | $ 108,000 |
| Orange County Texas | 1 | $ 114,000 | $ 114,000 | $ 213,000 |
| Randall County Texas | 1 | $ 83,000 | $ 83,000 | $ 111,000 |
| Tyler County Texas | 1 | $ 25,000 | $ 25,000 | $ 104,000 |
| Williamson County Texas | 1 | $ 100,000 | $ 100,000 | $ 217,000 |
| Pierce County Washington | 1 | $ 260,000 | $ 260,000 | $ 82,000 |
| Wood County West Virginia | 1 | $ 105,000 | $ 105,000 | $ 140,000 |
| Rock County Wisconsin | 1 | $ 109,000 | $ 109,000 | $ 125,000 |
Mortgage Loan Application Detail Totals for Apci Federal Credit Union in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 258 | $38,666,000 | $149,000 | $650,000 | $113,000 | $330,000 |
| Home Improvement | 190 | $7,940,000 | $41,000 | $275,000 | $95,000 | $350,000 |
| Home Purchase | 9 | $1,325,000 | $147,000 | $330,000 | $119,000 | $239,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 300 | $33,260,000 | $110,000 | $430,000 | $109,000 | $350,000 |
| Not Provided | 126 | $10,276,000 | $81,000 | $520,000 | $96,000 | $315,000 |
| Hispanic | 13 | $1,344,000 | $103,000 | $255,000 | $98,000 | $170,000 |
| Asian | 9 | $1,013,000 | $112,000 | $185,000 | $140,000 | $239,000 |
| Black or African American | 7 | $1,861,000 | $265,000 | $650,000 | $129,000 | $235,000 |
| American Indian or Alaskan Native | 2 | $177,000 | $88,000 | $135,000 | $141,000 | $185,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 457 | $47,931,000 | $104,000 | $650,000 | $106,000 | $350,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 345 | $34,095,000 | $98,000 | $650,000 | $110,000 | $350,000 |
| Application Denied By Financial Institution | 79 | $9,154,000 | $115,000 | $422,000 | $86,000 | $315,000 |
| Application Withdrawn By Applicant | 18 | $2,281,000 | $126,000 | $520,000 | $98,000 | $255,000 |
| File Closed For Incompleteness | 15 | $2,401,000 | $160,000 | $300,000 | $119,000 | $226,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 31 | $3,716,000 | $119,000 | $422,000 | $60,000 | $128,000 |
| Collateral | 24 | $4,026,000 | $167,000 | $396,000 | $100,000 | $187,000 |
| Credit History | 16 | $1,068,000 | $66,000 | $240,000 | $102,000 | $315,000 |
| Other | 8 | $344,000 | $43,000 | $150,000 | $115,000 | $278,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Apci Federal Credit Union's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Apci Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.