Arizona Bank & Trust
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Arizona Bank & Trust 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Arizona Bank & Trust 2036 E Camelback Rd Phoenix, AZ 85016 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 395 |
| Total Mortgage Loan Application Amount | $124,079,000 |
| Average Mortgage Loan Application Amount | $323,333 |
| Highest Mortgage Loan Application Amount | $2,850,000 |
| Average Applicant Income | $230,000 |
| Highest Applicant Income | $9,515,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Arizona Bank & Trust. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Arizona Bank & Trust's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Arizona Bank & Trust's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Arizona Bank & Trust serves its applicants.
Each category highlights the total number of mortgage applications processed by Arizona Bank & Trust, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Arizona Bank & Trust's mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa County Arizona | 284 | $ 91,876,000 | $ 323,000 | $ 187,000 |
| San Diego County California | 11 | $ 10,079,000 | $ 916,000 | $ 404,000 |
| Pinal County Arizona | 6 | $ 940,000 | $ 156,000 | $ 69,000 |
| Coconino County Arizona | 4 | $ 2,250,000 | $ 562,000 | $ 2,604,000 |
| Adams County Colorado | 3 | $ 606,000 | $ 202,000 | $ 66,000 |
| Arapahoe County Colorado | 3 | $ 677,000 | $ 225,000 | $ 0 |
| Bexar County Texas | 3 | $ 390,000 | $ 130,000 | $ 20,000 |
| Collin County Texas | 3 | $ 526,000 | $ 175,000 | $ 19,000 |
| Cochise County Arizona | 2 | $ 259,000 | $ 129,000 | $ 0 |
| Gila County Arizona | 2 | $ 286,000 | $ 143,000 | $ 140,000 |
| Pima County Arizona | 2 | $ 202,000 | $ 101,000 | $ 85,000 |
| Yavapai County Arizona | 2 | $ 207,000 | $ 103,000 | $ 91,000 |
| San Bernardino County California | 2 | $ 307,000 | $ 153,000 | $ 10,000 |
| San Francisco County California | 2 | $ 992,000 | $ 496,000 | $ 396,000 |
| Pueblo County Colorado | 2 | $ 441,000 | $ 220,000 | $ 0 |
| Sussex County Delaware | 2 | $ 322,000 | $ 161,000 | $ 65,000 |
| Clay County Florida | 2 | $ 359,000 | $ 179,000 | $ 70,000 |
| Westmoreland County Pennsylvania | 2 | $ 548,000 | $ 274,000 | $ 143,000 |
| Dallas County Texas | 2 | $ 303,000 | $ 151,000 | $ 0 |
| Travis County Texas | 2 | $ 617,000 | $ 308,000 | $ 205,000 |
| Navajo County Arizona | 1 | $ 345,000 | $ 345,000 | $ 214,000 |
| Kern County California | 1 | $ 236,000 | $ 236,000 | $ 0 |
| Kings County California | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Los Angeles County California | 1 | $ 106,000 | $ 106,000 | $ 0 |
| Orange County California | 1 | $ 306,000 | $ 306,000 | $ 89,000 |
| Riverside County California | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Santa Clara County California | 1 | $ 385,000 | $ 385,000 | $ 180,000 |
| Yuba County California | 1 | $ 113,000 | $ 113,000 | $ 0 |
| Elbert County Colorado | 1 | $ 417,000 | $ 417,000 | $ 168,000 |
| Grand County Colorado | 1 | $ 369,000 | $ 369,000 | $ 0 |
| San Miguel County Colorado | 1 | $ 934,000 | $ 934,000 | $ 537,000 |
| Bay County Florida | 1 | $ 149,000 | $ 149,000 | $ 0 |
| Brevard County Florida | 1 | $ 173,000 | $ 173,000 | $ 0 |
| Columbia County Florida | 1 | $ 219,000 | $ 219,000 | $ 105,000 |
| Escambia County Florida | 1 | $ 186,000 | $ 186,000 | $ 0 |
| Hillsborough County Florida | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Lee County Florida | 1 | $ 144,000 | $ 144,000 | $ 0 |
| Manatee County Florida | 1 | $ 212,000 | $ 212,000 | $ 0 |
| Okaloosa County Florida | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Pasco County Florida | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Santa Rosa County Florida | 1 | $ 159,000 | $ 159,000 | $ 0 |
| Cobb County Georgia | 1 | $ 185,000 | $ 185,000 | $ 130,000 |
| Lowndes County Georgia | 1 | $ 114,000 | $ 114,000 | $ 0 |
| Muscogee County Georgia | 1 | $ 212,000 | $ 212,000 | $ 0 |
| Twin Falls County Idaho | 1 | $ 120,000 | $ 120,000 | $ 91,000 |
| Lake County Illinois | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Androscoggin County Maine | 1 | $ 317,000 | $ 317,000 | $ 0 |
| St. Mary's County Maryland | 1 | $ 586,000 | $ 586,000 | $ 0 |
| Hennepin County Minnesota | 1 | $ 217,000 | $ 217,000 | $ 0 |
| Henry County Missouri | 1 | $ 97,000 | $ 97,000 | $ 64,000 |
| Clark County Nevada | 1 | $ 239,000 | $ 239,000 | $ 0 |
| McKinley County New Mexico | 1 | $ 258,000 | $ 258,000 | $ 537,000 |
| Craven County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Nash County North Carolina | 1 | $ 143,000 | $ 143,000 | $ 0 |
| Wake County North Carolina | 1 | $ 114,000 | $ 114,000 | $ 0 |
| Wayne County Ohio | 1 | $ 173,000 | $ 173,000 | $ 0 |
| Comanche County Oklahoma | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Shelby County Tennessee | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Erath County Texas | 1 | $ 68,000 | $ 68,000 | $ 0 |
| Karnes County Texas | 1 | $ 142,000 | $ 142,000 | $ 0 |
| Victoria County Texas | 1 | $ 169,000 | $ 169,000 | $ 0 |
| Summit County Utah | 1 | $ 409,000 | $ 409,000 | $ 196,000 |
| Utah County Utah | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Amherst County Virginia | 1 | $ 59,000 | $ 59,000 | $ 47,000 |
| Caroline County Virginia | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Fairfax County Virginia | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Loudoun County Virginia | 1 | $ 527,000 | $ 527,000 | $ 0 |
| Newport News County Virginia | 1 | $ 183,000 | $ 183,000 | $ 0 |
| Richmond City County Virginia | 1 | $ 172,000 | $ 172,000 | $ 0 |
| Clark County Washington | 1 | $ 119,000 | $ 119,000 | $ 0 |
| Snohomish County Washington | 1 | $ 178,000 | $ 178,000 | $ 0 |
| Spokane County Washington | 1 | $ 170,000 | $ 170,000 | $ 92,000 |
| Brown County Wisconsin | 1 | $ 161,000 | $ 161,000 | $ 102,000 |
| Laramie County Wyoming | 1 | $ 140,000 | $ 140,000 | $ 0 |
Mortgage Loan Application Detail Totals for Arizona Bank & Trust in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 259 | $84,391,000 | $325,000 | $2,850,000 | $145,000 | $1,092,000 |
| Home Purchase | 130 | $37,546,000 | $288,000 | $1,300,000 | $264,000 | $9,515,000 |
| Home Improvement | 6 | $2,142,000 | $357,000 | $1,658,000 | $281,000 | $707,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 210 | $75,271,000 | $358,000 | $2,850,000 | $255,000 | $9,515,000 |
| Not Provided | 162 | $43,624,000 | $269,000 | $1,685,000 | $110,000 | $1,470,000 |
| Hispanic | 12 | $2,817,000 | $234,000 | $1,350,000 | $83,000 | $350,000 |
| Asian | 9 | $2,108,000 | $234,000 | $397,000 | $115,000 | $180,000 |
| American Indian or Alaskan Native | 1 | $168,000 | $168,000 | $168,000 | $50,000 | $50,000 |
| Not applicable | 1 | $91,000 | $91,000 | $91,000 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 302 | $107,221,000 | $355,000 | $2,850,000 | $239,000 | $9,515,000 |
| VA-guaranteed (Veterans Administration) | 47 | $9,330,000 | $198,000 | $586,000 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 46 | $7,528,000 | $163,000 | $271,000 | $33,000 | $180,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 263 | $72,721,000 | $276,000 | $2,850,000 | $119,000 | $1,092,000 |
| Loan Originated | 66 | $28,889,000 | $437,000 | $1,300,000 | $437,000 | $9,515,000 |
| File Closed For Incompleteness | 55 | $18,220,000 | $331,000 | $1,350,000 | $195,000 | $1,470,000 |
| Application Denied By Financial Institution | 10 | $4,134,000 | $413,000 | $1,658,000 | $244,000 | $707,000 |
| Application Approved But Not Accepted | 1 | $115,000 | $115,000 | $115,000 | $102,000 | $102,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Arizona Bank & Trust's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Arizona Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arizona, download the full spreadsheet
with aggregated HMDA statistics today.