Arvest Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012

Arvest Bank 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Arvest Bank
201 W Walnut
Fayetteville, AR 72756
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 7,717
Total Mortgage Loan Application Amount $481,234,000
Average Mortgage Loan Application Amount $83,000
Highest Mortgage Loan Application Amount $10,632,000
Average Applicant Income $97,666
Highest Applicant Income $6,426,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Arvest Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Arvest Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2012 breaks down Arvest Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Arvest Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by Arvest Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Arvest Bank's mortgage activity for 2012.

Mortgage Loan Application Totals for Arvest Bank by County in 2012

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Tulsa County Oklahoma 1,028 $ 58,103,000 $ 56,000 $ 90,000
Benton County Arkansas 1,016 $ 61,991,000 $ 61,000 $ 100,000
Washington County Arkansas 866 $ 70,255,000 $ 81,000 $ 105,000
Pulaski County Arkansas 321 $ 36,327,000 $ 113,000 $ 106,000
Oklahoma County Oklahoma 317 $ 14,290,000 $ 45,000 $ 106,000
Sebastian County Arkansas 251 $ 16,734,000 $ 66,000 $ 76,000
Comanche County Oklahoma 218 $ 9,302,000 $ 42,000 $ 87,000
Madison County Arkansas 194 $ 7,795,000 $ 40,000 $ 50,000
Washington County Oklahoma 188 $ 7,395,000 $ 39,000 $ 66,000
Cleveland County Oklahoma 185 $ 7,900,000 $ 42,000 $ 85,000
Marion County Arkansas 132 $ 5,393,000 $ 40,000 $ 46,000
Wagoner County Oklahoma 129 $ 4,306,000 $ 33,000 $ 75,000
Saline County Arkansas 116 $ 6,174,000 $ 53,000 $ 65,000
Jackson County Missouri 111 $ 9,448,000 $ 85,000 $ 90,000
Crawford County Arkansas 99 $ 5,092,000 $ 51,000 $ 61,000
Jasper County Missouri 95 $ 7,586,000 $ 79,000 $ 73,000
Baxter County Arkansas 92 $ 5,134,000 $ 55,000 $ 62,000
Rogers County Oklahoma 89 $ 4,451,000 $ 50,000 $ 106,000
Le Flore County Oklahoma 84 $ 2,562,000 $ 30,000 $ 55,000
Pottawatomie County Oklahoma 84 $ 5,358,000 $ 63,000 $ 81,000
Carroll County Arkansas 73 $ 3,556,000 $ 48,000 $ 64,000
Newton County Missouri 68 $ 3,843,000 $ 56,000 $ 115,000
McDonald County Missouri 67 $ 3,528,000 $ 52,000 $ 59,000
Stephens County Oklahoma 67 $ 2,932,000 $ 43,000 $ 53,000
Garland County Arkansas 66 $ 7,637,000 $ 115,000 $ 101,000
Osage County Oklahoma 66 $ 2,013,000 $ 30,000 $ 66,000
Boone County Arkansas 64 $ 2,700,000 $ 42,000 $ 50,000
Ottawa County Oklahoma 63 $ 1,942,000 $ 30,000 $ 62,000
Adair County Oklahoma 61 $ 2,669,000 $ 43,000 $ 57,000
Creek County Oklahoma 58 $ 1,373,000 $ 23,000 $ 60,000
Delaware County Oklahoma 55 $ 1,799,000 $ 32,000 $ 66,000
Faulkner County Arkansas 53 $ 2,674,000 $ 50,000 $ 89,000
Muskogee County Oklahoma 53 $ 1,106,000 $ 20,000 $ 57,000
Nowata County Oklahoma 53 $ 1,745,000 $ 32,000 $ 46,000
Johnson County Kansas 51 $ 6,859,000 $ 134,000 $ 146,000
Cherokee County Oklahoma 49 $ 2,527,000 $ 51,000 $ 97,000
Lonoke County Arkansas 47 $ 2,008,000 $ 42,000 $ 52,000
Grady County Oklahoma 43 $ 2,562,000 $ 59,000 $ 66,000
Canadian County Oklahoma 42 $ 1,274,000 $ 30,000 $ 86,000
Mayes County Oklahoma 42 $ 3,171,000 $ 75,000 $ 50,000
Pittsburg County Oklahoma 40 $ 1,082,000 $ 27,000 $ 57,000
Pope County Arkansas 39 $ 2,185,000 $ 56,000 $ 67,000
Greene County Missouri 39 $ 7,996,000 $ 205,000 $ 120,000
Sequoyah County Oklahoma 38 $ 830,000 $ 21,000 $ 57,000
Barry County Missouri 37 $ 2,495,000 $ 67,000 $ 78,000
Johnson County Arkansas 36 $ 2,129,000 $ 59,000 $ 81,000
Clay County Missouri 34 $ 2,297,000 $ 67,000 $ 87,000
Taney County Missouri 32 $ 2,831,000 $ 88,000 $ 107,000
Okmulgee County Oklahoma 31 $ 392,000 $ 12,000 $ 54,000
Craig County Oklahoma 29 $ 1,045,000 $ 36,000 $ 69,000
Polk County Arkansas 25 $ 818,000 $ 32,000 $ 44,000
Christian County Missouri 25 $ 2,069,000 $ 82,000 $ 89,000
Stone County Missouri 25 $ 1,809,000 $ 72,000 $ 75,000
Conway County Arkansas 22 $ 380,000 $ 17,000 $ 37,000
Kay County Oklahoma 21 $ 208,000 $ 9,000 $ 66,000
McClain County Oklahoma 20 $ 681,000 $ 34,000 $ 80,000
Payne County Oklahoma 17 $ 1,133,000 $ 66,000 $ 75,000
Logan County Arkansas 16 $ 580,000 $ 36,000 $ 38,000
Montgomery County Kansas 14 $ 787,000 $ 56,000 $ 86,000
Cass County Missouri 14 $ 628,000 $ 44,000 $ 118,000
Franklin County Arkansas 12 $ 561,000 $ 46,000 $ 61,000
Perry County Arkansas 12 $ 1,082,000 $ 90,000 $ 140,000
Carter County Oklahoma 12 $ 83,000 $ 6,000 $ 59,000
Logan County Oklahoma 12 $ 326,000 $ 27,000 $ 81,000
McIntosh County Oklahoma 12 $ 364,000 $ 30,000 $ 62,000
Hot Spring County Arkansas 11 $ 392,000 $ 35,000 $ 55,000
Sedgwick County Kansas 11 $ 71,000 $ 6,000 $ 68,000
Wyandotte County Kansas 11 $ 438,000 $ 39,000 $ 77,000
Lincoln County Oklahoma 11 $ 177,000 $ 16,000 $ 58,000
White County Arkansas 10 $ 519,000 $ 51,000 $ 65,000
Yell County Arkansas 10 $ 230,000 $ 23,000 $ 80,000
Douglas County Kansas 10 $ 198,000 $ 19,000 $ 107,000
Franklin County Kansas 10 $ 333,000 $ 33,000 $ 69,000
Pawnee County Oklahoma 10 $ 287,000 $ 28,000 $ 107,000
Montgomery County Arkansas 9 $ 906,000 $ 100,000 $ 194,000
Jefferson County Arkansas 8 $ 207,000 $ 25,000 $ 57,000
Cherokee County Kansas 8 $ 482,000 $ 60,000 $ 50,000
Haskell County Oklahoma 8 $ 276,000 $ 34,000 $ 40,000
Lawrence County Missouri 7 $ 489,000 $ 69,000 $ 57,000
Platte County Missouri 7 $ 985,000 $ 140,000 $ 147,000
Cleburne County Arkansas 6 $ 2,550,000 $ 425,000 $ 608,000
Garvin County Oklahoma 6 $ 204,000 $ 34,000 $ 85,000
Searcy County Arkansas 5 $ 215,000 $ 43,000 $ 46,000
Chautauqua County Kansas 5 $ 217,000 $ 43,000 $ 30,000
Cotton County Oklahoma 5 $ 54,000 $ 10,000 $ 68,000
Garfield County Oklahoma 5 $ 36,000 $ 7,000 $ 51,000
Pontotoc County Oklahoma 5 $ 443,000 $ 88,000 $ 43,000
Fulton County Arkansas 4 $ 125,000 $ 31,000 $ 89,000
Scott County Arkansas 4 $ 160,000 $ 40,000 $ 39,000
Leavenworth County Kansas 4 $ 104,000 $ 26,000 $ 140,000
Ozark County Missouri 4 $ 258,000 $ 64,000 $ 26,000
Jackson County Oklahoma 4 $ 42,000 $ 10,000 $ 127,000
McCurtain County Oklahoma 4 $ 47,000 $ 11,000 $ 65,000
Dallas County Texas 4 $ 10,511,000 $ 2,627,000 $ 23,000
Grant County Arkansas 3 $ 140,000 $ 46,000 $ 35,000
Jefferson County Kansas 3 $ 39,000 $ 13,000 $ 77,000
Osage County Kansas 3 $ 22,000 $ 7,000 $ 84,000
Clinton County Missouri 3 $ 238,000 $ 79,000 $ 509,000
Caddo County Oklahoma 3 $ 20,000 $ 6,000 $ 101,000
Custer County Oklahoma 3 $ 20,000 $ 6,000 $ 42,000
Jefferson County Oklahoma 3 $ 55,000 $ 18,000 $ 42,000
Kingfisher County Oklahoma 3 $ 24,000 $ 8,000 $ 91,000
Latimer County Oklahoma 3 $ 219,000 $ 73,000 $ 68,000
Love County Oklahoma 3 $ 28,000 $ 9,000 $ 106,000
Seminole County Oklahoma 3 $ 199,000 $ 66,000 $ 117,000
Baldwin County Alabama 2 $ 358,000 $ 179,000 $ 66,000
Bradley County Arkansas 2 $ 441,000 $ 220,000 $ 244,000
Clark County Arkansas 2 $ 40,000 $ 20,000 $ 61,000
Columbia County Arkansas 2 $ 39,000 $ 19,000 $ 41,000
Craighead County Arkansas 2 $ 3,434,000 $ 1,717,000 $ 0
Mississippi County Arkansas 2 $ 1,080,000 $ 540,000 $ 10,000
Newton County Arkansas 2 $ 4,910,000 $ 2,455,000 $ 331,000
Sharp County Arkansas 2 $ 44,000 $ 22,000 $ 78,000
Cook County Illinois 2 $ 212,000 $ 106,000 $ 216,000
Atchison County Kansas 2 $ 10,000 $ 5,000 $ 38,000
Labette County Kansas 2 $ 18,000 $ 9,000 $ 49,000
Miami County Kansas 2 $ 11,000 $ 5,000 $ 48,000
Oakland County Michigan 2 $ 262,000 $ 131,000 $ 91,000
Johnson County Missouri 2 $ 24,000 $ 12,000 $ 76,000
Pettis County Missouri 2 $ 19,000 $ 9,000 $ 43,000
St. Louis County Missouri 2 $ 795,000 $ 397,000 $ 150,000
Hughes County Oklahoma 2 $ 19,000 $ 9,000 $ 18,000
Pushmataha County Oklahoma 2 $ 141,000 $ 70,000 $ 35,000
Tillman County Oklahoma 2 $ 28,000 $ 14,000 $ 47,000
Jefferson County Alabama 1 $ 180,000 $ 180,000 $ 129,000
Shelby County Alabama 1 $ 68,000 $ 68,000 $ 130,000
Maricopa County Arizona 1 $ 200,000 $ 200,000 $ 338,000
Chicot County Arkansas 1 $ 173,000 $ 173,000 $ 44,000
Crittenden County Arkansas 1 $ 8,000 $ 8,000 $ 58,000
Dallas County Arkansas 1 $ 8,000 $ 8,000 $ 0
Howard County Arkansas 1 $ 9,000 $ 9,000 $ 87,000
Izard County Arkansas 1 $ 27,000 $ 27,000 $ 97,000
Ouachita County Arkansas 1 $ 6,000 $ 6,000 $ 20,000
Stone County Arkansas 1 $ 50,000 $ 50,000 $ 111,000
Van Buren County Arkansas 1 $ 8,000 $ 8,000 $ 96,000
Ventura County California 1 $ 284,000 $ 284,000 $ 309,000
Delta County Colorado 1 $ 85,000 $ 85,000 $ 35,000
El Paso County Colorado 1 $ 15,000 $ 15,000 $ 79,000
Gunnison County Colorado 1 $ 417,000 $ 417,000 $ 1,162,000
La Plata County Colorado 1 $ 300,000 $ 300,000 $ 53,000
San Juan County Colorado 1 $ 236,000 $ 236,000 $ 182,000
Summit County Colorado 1 $ 344,000 $ 344,000 $ 118,000
Charlotte County Florida 1 $ 76,000 $ 76,000 $ 45,000
Marion County Florida 1 $ 34,000 $ 34,000 $ 218,000
Sangamon County Illinois 1 $ 204,000 $ 204,000 $ 95,000
Will County Illinois 1 $ 245,000 $ 245,000 $ 83,000
Wright County Iowa 1 $ 24,000 $ 24,000 $ 16,000
Anderson County Kansas 1 $ 18,000 $ 18,000 $ 107,000
Brown County Kansas 1 $ 14,000 $ 14,000 $ 22,000
Crawford County Kansas 1 $ 330,000 $ 330,000 $ 180,000
Ellis County Kansas 1 $ 102,000 $ 102,000 $ 92,000
Greenwood County Kansas 1 $ 80,000 $ 80,000 $ 0
Linn County Kansas 1 $ 5,000 $ 5,000 $ 16,000
Morris County Kansas 1 $ 78,000 $ 78,000 $ 433,000
Sumner County Kansas 1 $ 6,000 $ 6,000 $ 53,000
Thomas County Kansas 1 $ 5,000 $ 5,000 $ 35,000
Vermilion County Louisiana 1 $ 2,000 $ 2,000 $ 80,000
Cumberland County Maine 1 $ 417,000 $ 417,000 $ 150,000
Barnstable County Massachusetts 1 $ 900,000 $ 900,000 $ 1,951,000
Barton County Missouri 1 $ 30,000 $ 30,000 $ 28,000
Benton County Missouri 1 $ 18,000 $ 18,000 $ 38,000
Buchanan County Missouri 1 $ 26,000 $ 26,000 $ 67,000
Camden County Missouri 1 $ 170,000 $ 170,000 $ 217,000
Dade County Missouri 1 $ 21,000 $ 21,000 $ 53,000
Holt County Missouri 1 $ 25,000 $ 25,000 $ 70,000
Jefferson County Missouri 1 $ 162,000 $ 162,000 $ 65,000
Laclede County Missouri 1 $ 3,000 $ 3,000 $ 34,000
Lafayette County Missouri 1 $ 15,000 $ 15,000 $ 97,000
Morgan County Missouri 1 $ 110,000 $ 110,000 $ 37,000
Phelps County Missouri 1 $ 185,000 $ 185,000 $ 178,000
Ray County Missouri 1 $ 15,000 $ 15,000 $ 110,000
St. Louis City County Missouri 1 $ 1,040,000 $ 1,040,000 $ 0
Warren County Missouri 1 $ 90,000 $ 90,000 $ 46,000
Lancaster County Nebraska 1 $ 51,000 $ 51,000 $ 115,000
Sandoval County New Mexico 1 $ 48,000 $ 48,000 $ 138,000
Buncombe County North Carolina 1 $ 10,000 $ 10,000 $ 24,000
Durham County North Carolina 1 $ 100,000 $ 100,000 $ 1,780,000
Franklin County North Carolina 1 $ 8,000 $ 8,000 $ 31,000
Alfalfa County Oklahoma 1 $ 15,000 $ 15,000 $ 22,000
Beckham County Oklahoma 1 $ 6,000 $ 6,000 $ 126,000
Blaine County Oklahoma 1 $ 25,000 $ 25,000 $ 27,000
Kiowa County Oklahoma 1 $ 7,000 $ 7,000 $ 79,000
Murray County Oklahoma 1 $ 11,000 $ 11,000 $ 44,000
Noble County Oklahoma 1 $ 10,000 $ 10,000 $ 55,000
Washington County Oregon 1 $ 1,040,000 $ 1,040,000 $ 13,000
Obion County Tennessee 1 $ 13,000 $ 13,000 $ 13,000
Shelby County Tennessee 1 $ 50,000 $ 50,000 $ 146,000
Andrews County Texas 1 $ 196,000 $ 196,000 $ 85,000
El Paso County Texas 1 $ 245,000 $ 245,000 $ 0
Tarrant County Texas 1 $ 114,000 $ 114,000 $ 45,000
Williamson County Texas 1 $ 22,000 $ 22,000 $ 122,000
Virginia Beach County Virginia 1 $ 5,000 $ 5,000 $ 65,000
Clark County Washington 1 $ 135,000 $ 135,000 $ 22,000
King County Washington 1 $ 105,000 $ 105,000 $ 35,000

Mortgage Loan Application Detail Totals for Arvest Bank in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 3,517 $328,652,000 $93,000 $10,632,000 $97,000 $6,426,000
Home Improvement 3,461 $46,712,000 $13,000 $1,040,000 $67,000 $1,648,000
Home Purchase 739 $105,870,000 $143,000 $3,100,000 $129,000 $1,869,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 6,392 $341,561,000 $53,000 $4,800,000 $89,000 $3,198,000
Not Provided 425 $27,425,000 $64,000 $1,656,000 $82,000 $1,162,000
Hispanic 361 $14,230,000 $39,000 $684,000 $58,000 $541,000
Black or African American 237 $12,536,000 $52,000 $899,000 $98,000 $6,426,000
American Indian or Alaskan Native 164 $5,336,000 $32,000 $1,040,000 $64,000 $425,000
Asian 65 $5,682,000 $87,000 $515,000 $93,000 $565,000
Not applicable 65 $74,265,000 $1,142,000 $10,632,000 $6,000 $132,000
Native Hawaiian or Other Pacific Islander 8 $199,000 $24,000 $115,000 $54,000 $76,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 7,622 $470,134,000 $61,000 $10,632,000 $87,000 $6,426,000
FHA-insured (Federal Housing Administration) 79 $8,600,000 $108,000 $260,000 $50,000 $144,000
VA-guaranteed (Veterans Administration) 14 $2,157,000 $154,000 $418,000 $76,000 $223,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 2 $343,000 $171,000 $173,000 $56,000 $69,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,560 $374,360,000 $67,000 $10,632,000 $93,000 $3,198,000
Application Denied By Financial Institution 1,516 $38,391,000 $25,000 $1,040,000 $54,000 $1,162,000
File Closed For Incompleteness 388 $57,468,000 $148,000 $2,020,000 $111,000 $6,426,000
Application Approved But Not Accepted 179 $5,673,000 $31,000 $467,000 $77,000 $338,000
Application Withdrawn By Applicant 74 $5,342,000 $72,000 $417,000 $90,000 $370,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Arvest Bank's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Arvest Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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