Arvest Bank Mortgage Lending & HMDA Data, 2013

In 2013, Arvest Bank of Tulsa, OK reported 8,421 mortgage applications totaling $484.4 million, up 9% from 2012. The average application was for $57,525, and applicants reported an average income of $79,351. 68% of its applications resulted in an originated loan and 23% were denied. Its largest markets were Fayetteville-Springdale-Rogers, AR-MO (1,836), Tulsa, OK (1,544) and Oklahoma City, OK (702) (applications in parentheses).

Mortgage Company & Address Arvest Bank

Tulsa, OK 74103
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 8,421
Total Mortgage Loan Application Amount $484,419,000
Average Mortgage Loan Application Amount $57,525
Highest Mortgage Loan Application Amount $8,013,000
Average Applicant Income $79,351
Highest Applicant Income $3,990,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Arvest Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Arvest Bank by County in 2013

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Tulsa, Oklahoma 1,111 $ 46,408,000 $ 41,771 $ 88,000
Washington, Arkansas 866 $ 60,670,000 $ 70,057 $ 91,000
Benton, Arkansas 776 $ 44,188,000 $ 56,943 $ 83,000
Oklahoma, Oklahoma 372 $ 25,720,000 $ 69,139 $ 84,000
Pulaski, Arkansas 336 $ 30,097,000 $ 89,574 $ 74,000
Sebastian, Arkansas 321 $ 22,165,000 $ 69,049 $ 84,000
Cleveland, Oklahoma 180 $ 6,181,000 $ 34,338 $ 83,000
Washington, Oklahoma 180 $ 7,609,000 $ 42,272 $ 65,000
Comanche, Oklahoma 179 $ 8,602,000 $ 48,055 $ 79,000
Jasper, Missouri 157 $ 11,298,000 $ 71,961 $ 69,000
Wagoner, Oklahoma 156 $ 5,217,000 $ 33,442 $ 73,000
Marion, Arkansas 136 $ 5,747,000 $ 42,257 $ 46,000
Saline, Arkansas 130 $ 5,970,000 $ 45,923 $ 58,000
Le Flore, Oklahoma 130 $ 3,965,000 $ 30,500 $ 61,000
Garland, Arkansas 126 $ 8,035,000 $ 63,769 $ 88,000
Crawford, Arkansas 125 $ 4,770,000 $ 38,160 $ 69,000
Madison, Arkansas 122 $ 5,459,000 $ 44,745 $ 50,000
Pope, Arkansas 121 $ 7,399,000 $ 61,148 $ 72,000
Jackson, Missouri 114 $ 5,866,000 $ 51,456 $ 72,000
Rogers, Oklahoma 114 $ 7,476,000 $ 65,578 $ 102,000
Baxter, Arkansas 109 $ 5,808,000 $ 53,284 $ 66,000
Pottawatomie, Oklahoma 109 $ 3,609,000 $ 33,110 $ 59,000
Boone, Arkansas 101 $ 4,547,000 $ 45,019 $ 47,000
Nowata, Oklahoma 91 $ 3,887,000 $ 42,714 $ 63,000
Faulkner, Arkansas 82 $ 3,503,000 $ 42,719 $ 76,000
Newton, Missouri 79 $ 6,965,000 $ 88,164 $ 105,000
Muskogee, Oklahoma 79 $ 1,477,000 $ 18,696 $ 53,000
Ottawa, Oklahoma 77 $ 3,342,000 $ 43,402 $ 54,000
Carroll, Arkansas 75 $ 4,796,000 $ 63,946 $ 89,000
Johnson, Kansas 75 $ 13,999,000 $ 186,653 $ 200,000
Creek, Oklahoma 74 $ 1,809,000 $ 24,445 $ 75,000
McDonald, Missouri 72 $ 3,489,000 $ 48,458 $ 65,000
Greene, Missouri 71 $ 10,542,000 $ 148,478 $ 81,000
Cherokee, Oklahoma 68 $ 3,344,000 $ 49,176 $ 59,000
Stephens, Oklahoma 61 $ 3,112,000 $ 51,016 $ 65,000
Adair, Oklahoma 58 $ 2,278,000 $ 39,275 $ 59,000
Osage, Oklahoma 57 $ 1,252,000 $ 21,964 $ 73,000
Sequoyah, Oklahoma 55 $ 1,763,000 $ 32,054 $ 46,000
Barry, Missouri 53 $ 2,799,000 $ 52,811 $ 63,000
Grady, Oklahoma 51 $ 2,843,000 $ 55,745 $ 70,000
Delaware, Oklahoma 48 $ 3,316,000 $ 69,083 $ 149,000
Johnson, Arkansas 47 $ 2,629,000 $ 55,936 $ 63,000
Lonoke, Arkansas 46 $ 2,288,000 $ 49,739 $ 64,000
Polk, Arkansas 42 $ 1,522,000 $ 36,238 $ 44,000
Canadian, Oklahoma 42 $ 1,770,000 $ 42,142 $ 73,000
Taney, Missouri 40 $ 3,499,000 $ 87,475 $ 112,000
Mayes, Oklahoma 39 $ 1,245,000 $ 31,923 $ 84,000
Pittsburg, Oklahoma 38 $ 1,274,000 $ 33,526 $ 55,000
Logan, Arkansas 32 $ 1,076,000 $ 33,625 $ 44,000
Yell, Arkansas 32 $ 1,074,000 $ 33,562 $ 59,000
Conway, Arkansas 31 $ 629,000 $ 20,290 $ 36,000
Craig, Oklahoma 29 $ 1,050,000 $ 36,206 $ 56,000
Stone, Missouri 26 $ 2,146,000 $ 82,538 $ 67,000
Payne, Oklahoma 26 $ 832,000 $ 32,000 $ 81,000
Christian, Missouri 25 $ 2,664,000 $ 106,560 $ 77,000
Okmulgee, Oklahoma 24 $ 667,000 $ 27,791 $ 56,000
Carter, Oklahoma 23 $ 433,000 $ 18,826 $ 95,000
Logan, Oklahoma 21 $ 761,000 $ 36,238 $ 121,000
McClain, Oklahoma 21 $ 1,144,000 $ 54,476 $ 74,000
Clay, Missouri 18 $ 1,469,000 $ 81,611 $ 214,000
Montgomery, Kansas 17 $ 681,000 $ 40,058 $ 56,000
Wyandotte, Kansas 17 $ 584,000 $ 34,352 $ 41,000
Cass, Missouri 17 $ 832,000 $ 48,941 $ 70,000
Lawrence, Missouri 16 $ 717,000 $ 44,812 $ 57,000
Franklin, Arkansas 15 $ 642,000 $ 42,800 $ 64,000
Lincoln, Oklahoma 15 $ 486,000 $ 32,400 $ 74,000
McIntosh, Oklahoma 15 $ 582,000 $ 38,800 $ 56,000
Franklin, Kansas 14 $ 340,000 $ 24,285 $ 41,000
Hot Spring, Arkansas 13 $ 269,000 $ 20,692 $ 55,000
Vernon, Missouri 13 $ 595,000 $ 45,769 $ 70,000
Cherokee, Kansas 12 $ 538,000 $ 44,833 $ 55,000
Perry, Arkansas 10 $ 794,000 $ 79,400 $ 52,000
Leavenworth, Kansas 10 $ 64,000 $ 6,400 $ 58,000
Howell, Missouri 10 $ 296,000 $ 29,600 $ 30,000
Haskell, Oklahoma 10 $ 416,000 $ 41,600 $ 77,000
Izard, Arkansas 9 $ 314,000 $ 34,888 $ 43,000
Montgomery, Arkansas 8 $ 253,000 $ 31,625 $ 83,000
Crawford, Kansas 8 $ 415,000 $ 51,875 $ 128,000
Caddo, Oklahoma 8 $ 652,000 $ 81,500 $ 43,000
McCurtain, Oklahoma 8 $ 288,000 $ 36,000 $ 61,000
Pawnee, Oklahoma 8 $ 58,000 $ 7,250 $ 47,000
Pontotoc, Oklahoma 8 $ 813,000 $ 101,625 $ 105,000
White, Arkansas 7 $ 301,000 $ 43,000 $ 55,000
Seminole, Oklahoma 7 $ 201,000 $ 28,714 $ 57,000
Scott, Arkansas 6 $ 123,000 $ 20,500 $ 33,000
Garfield, Oklahoma 6 $ 178,000 $ 29,666 $ 134,000
Fulton, Arkansas 5 $ 99,000 $ 19,800 $ 49,000
Grant, Arkansas 5 $ 71,000 $ 14,200 $ 80,000
Platte, Missouri 5 $ 1,588,000 $ 317,600 $ 156,000
Webster, Missouri 5 $ 122,000 $ 24,400 $ 61,000
Newton, Arkansas 4 $ 253,000 $ 63,250 $ 91,000
Searcy, Arkansas 4 $ 108,000 $ 27,000 $ 54,000
Van Buren, Arkansas 4 $ 545,000 $ 136,250 $ 163,000
Barton, Missouri 4 $ 317,000 $ 79,250 $ 71,000
Ozark, Missouri 4 $ 192,000 $ 48,000 $ 45,000
Garvin, Oklahoma 4 $ 304,000 $ 76,000 $ 95,000
Hughes, Oklahoma 4 $ 78,000 $ 19,500 $ 51,000
Kay, Oklahoma 4 $ 91,000 $ 22,750 $ 83,000
Marshall, Oklahoma 4 $ 207,000 $ 51,750 $ 172,000
Clark, Arkansas 3 $ 31,000 $ 10,333 $ 71,000
Anderson, Kansas 3 $ 511,000 $ 170,333 $ 535,000
Chautauqua, Kansas 3 $ 9,000 $ 3,000 $ 49,000
Jefferson, Kansas 3 $ 11,000 $ 3,666 $ 53,000
Miami, Kansas 3 $ 505,000 $ 168,333 $ 169,000
Douglas, Missouri 3 $ 33,000 $ 11,000 $ 22,000
Polk, Missouri 3 $ 88,000 $ 29,333 $ 33,000
Ray, Missouri 3 $ 444,000 $ 148,000 $ 76,000
Cotton, Oklahoma 3 $ 85,000 $ 28,333 $ 28,000
Latimer, Oklahoma 3 $ 30,000 $ 10,000 $ 46,000
Love, Oklahoma 3 $ 37,000 $ 12,333 $ 78,000
Dallas, Texas 3 $ 8,446,000 $ 2,815,333 $ 150,000
Baldwin, Alabama 2 $ 433,000 $ 216,500 $ 179,000
Maricopa, Arizona 2 $ 253,000 $ 126,500 $ 90,000
Cleburne, Arkansas 2 $ 366,000 $ 183,000 $ 110,000
Greene, Arkansas 2 $ 15,000 $ 7,500 $ 22,000
Independence, Arkansas 2 $ 25,000 $ 12,500 $ 21,000
Jefferson, Arkansas 2 $ 88,000 $ 44,000 $ 94,000
Mississippi, Arkansas 2 $ 24,000 $ 12,000 $ 32,000
Pike, Arkansas 2 $ 4,000 $ 2,000 $ 56,000
St. Francis, Arkansas 2 $ 37,000 $ 18,500 $ 96,000
San Diego, California 2 $ 760,000 $ 380,000 $ 336,000
Okaloosa, Florida 2 $ 641,000 $ 320,500 $ 139,000
Palm Beach, Florida 2 $ 1,768,000 $ 884,000 $ 591,000
Atchison, Kansas 2 $ 30,000 $ 15,000 $ 54,000
Douglas, Kansas 2 $ 528,000 $ 264,000 $ 99,000
Sedgwick, Kansas 2 $ 183,000 $ 91,500 $ 88,000
Shawnee, Kansas 2 $ 11,000 $ 5,500 $ 23,000
Wabaunsee, Kansas 2 $ 36,000 $ 18,000 $ 43,000
Bates, Missouri 2 $ 72,000 $ 36,000 $ 31,000
Cedar, Missouri 2 $ 98,000 $ 49,000 $ 70,000
Morgan, Missouri 2 $ 27,000 $ 13,500 $ 22,000
Pettis, Missouri 2 $ 15,000 $ 7,500 $ 41,000
St. Louis, Missouri 2 $ 528,000 $ 264,000 $ 196,000
Texas, Missouri 2 $ 176,000 $ 88,000 $ 62,000
Wright, Missouri 2 $ 86,000 $ 43,000 $ 66,000
Flathead, Montana 2 $ 500,000 $ 250,000 $ 115,000
Jackson, Oklahoma 2 $ 33,000 $ 16,500 $ 100,000
Tillman, Oklahoma 2 $ 20,000 $ 10,000 $ 54,000
York, South Carolina 2 $ 98,000 $ 49,000 $ 62,000
Salt Lake, Utah 2 $ 575,000 $ 287,500 $ 102,000
Snohomish, Washington 2 $ 184,000 $ 92,000 $ 98,000
Elmore, Alabama 1 $ 7,000 $ 7,000 $ 83,000
Anchorage, Alaska 1 $ 306,000 $ 306,000 $ 68,000
Ketchikan Gateway, Alaska 1 $ 16,000 $ 16,000 $ 36,000
Yavapai, Arizona 1 $ 60,000 $ 60,000 $ 90,000
Ashley, Arkansas 1 $ 4,000 $ 4,000 $ 124,000
Calhoun, Arkansas 1 $ 470,000 $ 470,000 $ 70,000
Cross, Arkansas 1 $ 245,000 $ 245,000 $ 95,000
Desha, Arkansas 1 $ 5,000 $ 5,000 $ 10,000
Jackson, Arkansas 1 $ 5,000 $ 5,000 $ 42,000
Lawrence, Arkansas 1 $ 35,000 $ 35,000 $ 8,000
Ouachita, Arkansas 1 $ 10,000 $ 10,000 $ 44,000
Phillips, Arkansas 1 $ 104,000 $ 104,000 $ 0
Prairie, Arkansas 1 $ 30,000 $ 30,000 $ 34,000
Sevier, Arkansas 1 $ 16,000 $ 16,000 $ 22,000
Sharp, Arkansas 1 $ 76,000 $ 76,000 $ 165,000
Stone, Arkansas 1 $ 159,000 $ 159,000 $ 231,000
Union, Arkansas 1 $ 5,000 $ 5,000 $ 171,000
Contra Costa, California 1 $ 430,000 $ 430,000 $ 0
Los Angeles, California 1 $ 195,000 $ 195,000 $ 166,000
Alamosa, Colorado 1 $ 100,000 $ 100,000 $ 0
Boulder, Colorado 1 $ 682,000 $ 682,000 $ 0
Eagle, Colorado 1 $ 380,000 $ 380,000 $ 503,000
Gunnison, Colorado 1 $ 1,100,000 $ 1,100,000 $ 523,000
Jefferson, Colorado 1 $ 135,000 $ 135,000 $ 74,000
Brevard, Florida 1 $ 333,000 $ 333,000 $ 228,000
Clay, Florida 1 $ 120,000 $ 120,000 $ 735,000
Orange, Florida 1 $ 35,000 $ 35,000 $ 29,000
Walton, Florida 1 $ 417,000 $ 417,000 $ 450,000
Stephens, Georgia 1 $ 65,000 $ 65,000 $ 365,000
Bingham, Idaho 1 $ 85,000 $ 85,000 $ 83,000
Cook, Illinois 1 $ 156,000 $ 156,000 $ 40,000
Lake, Indiana 1 $ 5,000 $ 5,000 $ 42,000
Perry, Indiana 1 $ 56,000 $ 56,000 $ 0
St. Joseph, Indiana 1 $ 53,000 $ 53,000 $ 130,000
Bourbon, Kansas 1 $ 20,000 $ 20,000 $ 31,000
Labette, Kansas 1 $ 62,000 $ 62,000 $ 78,000
Linn, Kansas 1 $ 33,000 $ 33,000 $ 84,000
Seward, Kansas 1 $ 229,000 $ 229,000 $ 0
Baltimore, Maryland 1 $ 240,000 $ 240,000 $ 286,000
Barnstable, Massachusetts 1 $ 800,000 $ 800,000 $ 1,516,000
Macomb, Michigan 1 $ 155,000 $ 155,000 $ 0
Washtenaw, Michigan 1 $ 76,000 $ 76,000 $ 210,000
Olmsted, Minnesota 1 $ 8,000 $ 8,000 $ 125,000
Benton, Missouri 1 $ 566,000 $ 566,000 $ 1,181,000
Buchanan, Missouri 1 $ 27,000 $ 27,000 $ 41,000
Cape Girardeau, Missouri 1 $ 57,000 $ 57,000 $ 108,000
Carroll, Missouri 1 $ 18,000 $ 18,000 $ 271,000
Clinton, Missouri 1 $ 6,000 $ 6,000 $ 99,000
Dade, Missouri 1 $ 25,000 $ 25,000 $ 19,000
Franklin, Missouri 1 $ 44,000 $ 44,000 $ 0
Johnson, Missouri 1 $ 410,000 $ 410,000 $ 0
Miller, Missouri 1 $ 28,000 $ 28,000 $ 102,000
Phelps, Missouri 1 $ 80,000 $ 80,000 $ 0
Ralls, Missouri 1 $ 5,000 $ 5,000 $ 108,000
Shannon, Missouri 1 $ 5,000 $ 5,000 $ 37,000
St. Charles, Missouri 1 $ 25,000 $ 25,000 $ 93,000
St. Louis City, Missouri 1 $ 1,000 $ 1,000 $ 29,000
Douglas, Nebraska 1 $ 284,000 $ 284,000 $ 129,000
Lancaster, Nebraska 1 $ 162,000 $ 162,000 $ 126,000
Hillsborough, New Hampshire 1 $ 8,000 $ 8,000 $ 100,000
Rockland, New York 1 $ 180,000 $ 180,000 $ 48,000
Harnett, North Carolina 1 $ 5,000 $ 5,000 $ 94,000
Atoka, Oklahoma 1 $ 81,000 $ 81,000 $ 37,000
Choctaw, Oklahoma 1 $ 5,000 $ 5,000 $ 180,000
Custer, Oklahoma 1 $ 9,000 $ 9,000 $ 36,000
Dewey, Oklahoma 1 $ 35,000 $ 35,000 $ 24,000
Harmon, Oklahoma 1 $ 8,000 $ 8,000 $ 130,000
Jefferson, Oklahoma 1 $ 26,000 $ 26,000 $ 46,000
Kiowa, Oklahoma 1 $ 3,000 $ 3,000 $ 83,000
Noble, Oklahoma 1 $ 64,000 $ 64,000 $ 123,000
Lancaster, Pennsylvania 1 $ 150,000 $ 150,000 $ 101,000
Shelby, Tennessee 1 $ 400,000 $ 400,000 $ 683,000
Bowie, Texas 1 $ 59,000 $ 59,000 $ 66,000
Collin, Texas 1 $ 4,000 $ 4,000 $ 89,000
Denton, Texas 1 $ 3,000 $ 3,000 $ 130,000
Harris, Texas 1 $ 260,000 $ 260,000 $ 93,000
Harrison, Texas 1 $ 49,000 $ 49,000 $ 190,000
Hays, Texas 1 $ 96,000 $ 96,000 $ 210,000
Kaufman, Texas 1 $ 3,000 $ 3,000 $ 36,000
Montgomery, Texas 1 $ 20,000 $ 20,000 $ 174,000
Rockwall, Texas 1 $ 785,000 $ 785,000 $ 481,000
Wichita, Texas 1 $ 15,000 $ 15,000 $ 108,000
Marathon, Wisconsin 1 $ 140,000 $ 140,000 $ 0

Mortgage Loan Application Detail Totals for Arvest Bank in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 4,197 $62,955,000 $15,000 $2,647,000 $66,000 $1,247,000
Refinancing 2,671 $231,396,000 $86,000 $8,013,000 $86,000 $2,181,000
Home Purchase 1,553 $190,068,000 $122,000 $3,120,000 $104,000 $3,990,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 6,382 $323,227,000 $50,000 $1,763,000 $86,000 $3,990,000
Not Provided 733 $40,625,000 $55,000 $1,200,000 $75,000 $1,181,000
Hispanic 411 $14,396,000 $35,000 $510,000 $50,000 $595,000
Not applicable 339 $75,722,000 $223,000 $8,013,000 $0 $0
Black or African American 277 $9,019,000 $32,000 $723,000 $67,000 $861,000
American Indian or Alaskan Native 167 $7,313,000 $43,000 $752,000 $74,000 $448,000
Asian 106 $13,908,000 $131,000 $2,228,000 $116,000 $1,659,000
Native Hawaiian or Other Pacific Islander 6 $209,000 $34,000 $140,000 $141,000 $560,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 8,364 $477,545,000 $57,000 $8,013,000 $80,000 $3,990,000
FHA-insured (Federal Housing Administration) 46 $5,444,000 $118,000 $305,000 $58,000 $144,000
VA-guaranteed (Veterans Administration) 6 $979,000 $163,000 $233,000 $49,000 $65,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 5 $451,000 $90,000 $168,000 $54,000 $92,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,735 $381,783,000 $66,000 $8,013,000 $87,000 $3,990,000
Application Denied By Financial Institution 1,940 $45,079,000 $23,000 $680,000 $54,000 $683,000
Application Approved But Not Accepted 466 $26,749,000 $57,000 $697,000 $80,000 $1,200,000
File Closed For Incompleteness 149 $16,423,000 $110,000 $682,000 $78,000 $835,000
Application Withdrawn By Applicant 131 $14,385,000 $109,000 $933,000 $115,000 $2,181,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Arvest Bank's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Arvest Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet with aggregated HMDA statistics today.

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