Arvest Bank Group
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008

Arvest Bank Group 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Arvest Bank Group
4500 South Garnett Suit 440
Tulsa, OK 74146
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 9,188
Total Mortgage Loan Application Amount $486,228,000
Average Mortgage Loan Application Amount $60,000
Highest Mortgage Loan Application Amount $11,500,000
Average Applicant Income $76,333
Highest Applicant Income $9,999,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Arvest Bank Group. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Arvest Bank Group's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2008 breaks down Arvest Bank Group's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Arvest Bank Group serves its applicants.

Each category highlights the total number of mortgage applications processed by Arvest Bank Group, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Arvest Bank Group's mortgage activity for 2008.

Mortgage Loan Application Totals for Arvest Bank Group by County in 2008

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Benton County Arkansas 2,105 $ 115,527,000 $ 54,000 $ 81,000
Washington County Arkansas 1,369 $ 90,335,000 $ 65,000 $ 87,000
Tulsa County Oklahoma 836 $ 47,972,000 $ 57,000 $ 88,000
Pulaski County Arkansas 390 $ 17,888,000 $ 45,000 $ 77,000
Sebastian County Arkansas 317 $ 16,142,000 $ 50,000 $ 64,000
Oklahoma County Oklahoma 310 $ 17,301,000 $ 55,000 $ 100,000
Cleveland County Oklahoma 218 $ 9,164,000 $ 42,000 $ 68,000
Jasper County Missouri 177 $ 12,378,000 $ 69,000 $ 76,000
Washington County Oklahoma 172 $ 8,436,000 $ 49,000 $ 70,000
Marion County Arkansas 171 $ 6,771,000 $ 39,000 $ 39,000
Madison County Arkansas 150 $ 6,140,000 $ 40,000 $ 48,000
Saline County Arkansas 148 $ 5,580,000 $ 37,000 $ 74,000
Le Flore County Oklahoma 136 $ 3,529,000 $ 25,000 $ 50,000
Comanche County Oklahoma 123 $ 5,517,000 $ 44,000 $ 83,000
Pottawatomie County Oklahoma 118 $ 5,532,000 $ 46,000 $ 61,000
Faulkner County Arkansas 115 $ 5,704,000 $ 49,000 $ 71,000
Newton County Missouri 106 $ 5,039,000 $ 47,000 $ 102,000
Crawford County Arkansas 105 $ 3,531,000 $ 33,000 $ 70,000
Baxter County Arkansas 104 $ 5,386,000 $ 51,000 $ 59,000
Carroll County Arkansas 103 $ 3,458,000 $ 33,000 $ 51,000
McDonald County Missouri 98 $ 3,114,000 $ 31,000 $ 47,000
Stephens County Oklahoma 92 $ 5,039,000 $ 54,000 $ 59,000
Wagoner County Oklahoma 89 $ 3,533,000 $ 39,000 $ 56,000
Garland County Arkansas 81 $ 2,908,000 $ 35,000 $ 39,000
Adair County Oklahoma 77 $ 2,465,000 $ 32,000 $ 45,000
Nowata County Oklahoma 74 $ 2,000,000 $ 27,000 $ 57,000
Rogers County Oklahoma 70 $ 3,461,000 $ 49,000 $ 92,000
Lonoke County Arkansas 64 $ 2,239,000 $ 34,000 $ 59,000
Boone County Arkansas 62 $ 1,892,000 $ 30,000 $ 38,000
Conway County Arkansas 56 $ 2,326,000 $ 41,000 $ 53,000
Creek County Oklahoma 56 $ 1,818,000 $ 32,000 $ 57,000
Pope County Arkansas 52 $ 2,365,000 $ 45,000 $ 76,000
Delaware County Oklahoma 52 $ 2,177,000 $ 41,000 $ 50,000
Mayes County Oklahoma 51 $ 2,955,000 $ 57,000 $ 58,000
Sequoyah County Oklahoma 49 $ 1,175,000 $ 23,000 $ 43,000
Ottawa County Oklahoma 48 $ 1,134,000 $ 23,000 $ 58,000
Grady County Oklahoma 47 $ 2,542,000 $ 54,000 $ 72,000
Johnson County Arkansas 40 $ 3,037,000 $ 75,000 $ 86,000
Canadian County Oklahoma 38 $ 940,000 $ 24,000 $ 67,000
Craig County Oklahoma 38 $ 1,589,000 $ 41,000 $ 47,000
Muskogee County Oklahoma 38 $ 1,154,000 $ 30,000 $ 45,000
Osage County Oklahoma 36 $ 1,612,000 $ 44,000 $ 49,000
Polk County Arkansas 33 $ 1,060,000 $ 32,000 $ 40,000
Logan County Arkansas 32 $ 1,011,000 $ 31,000 $ 53,000
Barry County Missouri 28 $ 1,283,000 $ 45,000 $ 49,000
Stone County Missouri 28 $ 2,941,000 $ 105,000 $ 85,000
Taney County Missouri 26 $ 2,608,000 $ 100,000 $ 76,000
McClain County Oklahoma 25 $ 1,051,000 $ 42,000 $ 76,000
Pittsburg County Oklahoma 23 $ 363,000 $ 15,000 $ 39,000
Cherokee County Oklahoma 21 $ 1,170,000 $ 55,000 $ 50,000
Montgomery County Kansas 19 $ 570,000 $ 30,000 $ 39,000
Pontotoc County Oklahoma 19 $ 1,309,000 $ 68,000 $ 49,000
Greene County Missouri 18 $ 1,979,000 $ 109,000 $ 104,000
McIntosh County Oklahoma 16 $ 338,000 $ 21,000 $ 41,000
Franklin County Arkansas 15 $ 590,000 $ 39,000 $ 71,000
Okmulgee County Oklahoma 13 $ 373,000 $ 28,000 $ 63,000
Perry County Arkansas 12 $ 382,000 $ 31,000 $ 35,000
Payne County Oklahoma 11 $ 872,000 $ 79,000 $ 69,000
Cherokee County Kansas 10 $ 436,000 $ 43,000 $ 48,000
Logan County Oklahoma 10 $ 415,000 $ 41,000 $ 83,000
Hot Spring County Arkansas 9 $ 229,000 $ 25,000 $ 63,000
Haskell County Oklahoma 9 $ 233,000 $ 25,000 $ 62,000
Lincoln County Oklahoma 9 $ 223,000 $ 24,000 $ 51,000
Cotton County Oklahoma 8 $ 260,000 $ 32,000 $ 56,000
Searcy County Arkansas 7 $ 176,000 $ 25,000 $ 34,000
White County Arkansas 7 $ 224,000 $ 32,000 $ 29,000
Yell County Arkansas 6 $ 359,000 $ 59,000 $ 60,000
Newton County Arkansas 5 $ 111,000 $ 22,000 $ 54,000
Scott County Arkansas 5 $ 156,000 $ 31,000 $ 59,000
Sharp County Arkansas 5 $ 117,000 $ 23,000 $ 19,000
Pawnee County Oklahoma 5 $ 176,000 $ 35,000 $ 61,000
Seminole County Oklahoma 5 $ 106,000 $ 21,000 $ 77,000
Cleburne County Arkansas 4 $ 296,000 $ 74,000 $ 106,000
Fulton County Arkansas 4 $ 80,000 $ 20,000 $ 49,000
Jefferson County Arkansas 4 $ 976,000 $ 244,000 $ 25,000
Van Buren County Arkansas 4 $ 239,000 $ 59,000 $ 35,000
Carter County Oklahoma 4 $ 106,000 $ 26,000 $ 84,000
Garvin County Oklahoma 4 $ 179,000 $ 44,000 $ 66,000
McCurtain County Oklahoma 4 $ 24,000 $ 6,000 $ 23,000
Howard County Arkansas 3 $ 337,000 $ 112,000 $ 112,000
Montgomery County Arkansas 3 $ 74,000 $ 24,000 $ 57,000
Summit County Colorado 3 $ 1,246,000 $ 415,000 $ 78,000
Christian County Missouri 3 $ 407,000 $ 135,000 $ 86,000
Jackson County Missouri 3 $ 1,925,000 $ 641,000 $ 254,000
Caddo County Oklahoma 3 $ 92,000 $ 30,000 $ 48,000
Custer County Oklahoma 3 $ 109,000 $ 36,000 $ 70,000
Jackson County Oklahoma 3 $ 277,000 $ 92,000 $ 265,000
Jefferson County Oklahoma 3 $ 156,000 $ 52,000 $ 75,000
Latimer County Oklahoma 3 $ 54,000 $ 18,000 $ 70,000
Love County Oklahoma 3 $ 235,000 $ 78,000 $ 131,000
Grayson County Texas 3 $ 120,000 $ 40,000 $ 14,000
Grant County Arkansas 2 $ 19,000 $ 9,000 $ 75,000
Izard County Arkansas 2 $ 21,000 $ 10,000 $ 22,000
Prairie County Arkansas 2 $ 56,000 $ 28,000 $ 48,000
Los Angeles County California 2 $ 107,000 $ 53,000 $ 51,000
Orange County California 2 $ 119,000 $ 59,000 $ 29,000
Douglas County Colorado 2 $ 69,000 $ 34,000 $ 41,000
Lee County Florida 2 $ 325,000 $ 162,000 $ 204,000
Chautauqua County Kansas 2 $ 22,000 $ 11,000 $ 32,000
Johnson County Kansas 2 $ 90,000 $ 45,000 $ 98,000
Barton County Missouri 2 $ 58,000 $ 29,000 $ 32,000
Lawrence County Missouri 2 $ 207,000 $ 103,000 $ 0
Coal County Oklahoma 2 $ 29,000 $ 14,000 $ 69,000
Hughes County Oklahoma 2 $ 208,000 $ 104,000 $ 62,000
Kay County Oklahoma 2 $ 80,000 $ 40,000 $ 97,000
Kingfisher County Oklahoma 2 $ 98,000 $ 49,000 $ 39,000
Philadelphia County Pennsylvania 2 $ 47,000 $ 23,000 $ 25,000
King County Washington 2 $ 7,510,000 $ 3,755,000 $ 85,000
Shelby County Alabama 1 $ 50,000 $ 50,000 $ 0
Tuscaloosa County Alabama 1 $ 383,000 $ 383,000 $ 423,000
Cochise County Arizona 1 $ 60,000 $ 60,000 $ 169,000
Maricopa County Arizona 1 $ 154,000 $ 154,000 $ 75,000
Yavapai County Arizona 1 $ 20,000 $ 20,000 $ 40,000
Independence County Arkansas 1 $ 31,000 $ 31,000 $ 172,000
Lawrence County Arkansas 1 $ 12,000 $ 12,000 $ 83,000
Pike County Arkansas 1 $ 40,000 $ 40,000 $ 42,000
Monterey County California 1 $ 44,000 $ 44,000 $ 0
Riverside County California 1 $ 15,000 $ 15,000 $ 25,000
San Bernardino County California 1 $ 10,000 $ 10,000 $ 73,000
San Diego County California 1 $ 55,000 $ 55,000 $ 48,000
Sutter County California 1 $ 52,000 $ 52,000 $ 44,000
Eagle County Colorado 1 $ 17,000 $ 17,000 $ 137,000
Garfield County Colorado 1 $ 8,000 $ 8,000 $ 72,000
La Plata County Colorado 1 $ 300,000 $ 300,000 $ 55,000
Brevard County Florida 1 $ 60,000 $ 60,000 $ 143,000
Marion County Florida 1 $ 82,000 $ 82,000 $ 31,000
Miami-Dade County Florida 1 $ 30,000 $ 30,000 $ 70,000
Polk County Florida 1 $ 30,000 $ 30,000 $ 58,000
Columbia County Georgia 1 $ 35,000 $ 35,000 $ 37,000
Forsyth County Georgia 1 $ 100,000 $ 100,000 $ 28,000
Muscogee County Georgia 1 $ 36,000 $ 36,000 $ 75,000
Rockdale County Georgia 1 $ 10,000 $ 10,000 $ 100,000
Bannock County Idaho 1 $ 30,000 $ 30,000 $ 0
DuPage County Illinois 1 $ 920,000 $ 920,000 $ 0
LaSalle County Illinois 1 $ 60,000 $ 60,000 $ 52,000
Neosho County Kansas 1 $ 43,000 $ 43,000 $ 0
Riley County Kansas 1 $ 5,000 $ 5,000 $ 60,000
Saline County Kansas 1 $ 4,000 $ 4,000 $ 27,000
Sedgwick County Kansas 1 $ 25,000 $ 25,000 $ 34,000
Bossier County Louisiana 1 $ 5,000 $ 5,000 $ 74,000
Lafayette County Louisiana 1 $ 38,000 $ 38,000 $ 146,000
Kent County Michigan 1 $ 5,000 $ 5,000 $ 28,000
Oakland County Michigan 1 $ 160,000 $ 160,000 $ 120,000
Roscommon County Michigan 1 $ 10,000 $ 10,000 $ 41,000
Clay County Minnesota 1 $ 45,000 $ 45,000 $ 115,000
Isanti County Minnesota 1 $ 29,000 $ 29,000 $ 42,000
Lee County Mississippi 1 $ 85,000 $ 85,000 $ 0
Boone County Missouri 1 $ 25,000 $ 25,000 $ 64,000
Clay County Missouri 1 $ 40,000 $ 40,000 $ 16,000
Dade County Missouri 1 $ 18,000 $ 18,000 $ 55,000
Oregon County Missouri 1 $ 500,000 $ 500,000 $ 30,000
Platte County Missouri 1 $ 463,000 $ 463,000 $ 0
Polk County Missouri 1 $ 20,000 $ 20,000 $ 58,000
St. Louis County Missouri 1 $ 25,000 $ 25,000 $ 62,000
St. Louis City County Missouri 1 $ 28,000 $ 28,000 $ 0
Missoula County Montana 1 $ 12,000 $ 12,000 $ 72,000
Sarpy County Nebraska 1 $ 111,000 $ 111,000 $ 0
Socorro County New Mexico 1 $ 81,000 $ 81,000 $ 158,000
Lorain County Ohio 1 $ 40,000 $ 40,000 $ 0
Atoka County Oklahoma 1 $ 20,000 $ 20,000 $ 43,000
Bryan County Oklahoma 1 $ 48,000 $ 48,000 $ 27,000
Garfield County Oklahoma 1 $ 75,000 $ 75,000 $ 50,000
Kiowa County Oklahoma 1 $ 80,000 $ 80,000 $ 66,000
Tillman County Oklahoma 1 $ 10,000 $ 10,000 $ 29,000
Allegheny County Pennsylvania 1 $ 100,000 $ 100,000 $ 450,000
Bucks County Pennsylvania 1 $ 14,000 $ 14,000 $ 84,000
Minnehaha County South Dakota 1 $ 40,000 $ 40,000 $ 0
Brazoria County Texas 1 $ 45,000 $ 45,000 $ 350,000
Dallas County Texas 1 $ 19,000 $ 19,000 $ 30,000
Denton County Texas 1 $ 352,000 $ 352,000 $ 295,000
Harris County Texas 1 $ 59,000 $ 59,000 $ 151,000
McLennan County Texas 1 $ 37,000 $ 37,000 $ 53,000
Tarrant County Texas 1 $ 2,000 $ 2,000 $ 67,000
Travis County Texas 1 $ 325,000 $ 325,000 $ 0
Utah County Utah 1 $ 230,000 $ 230,000 $ 161,000
Fairfax County Virginia 1 $ 83,000 $ 83,000 $ 0
Milwaukee County Wisconsin 1 $ 105,000 $ 105,000 $ 72,000
Waukesha County Wisconsin 1 $ 200,000 $ 200,000 $ 88,000

Mortgage Loan Application Detail Totals for Arvest Bank Group in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 4,651 $193,935,000 $41,000 $1,680,000 $60,000 $2,418,000
Refinancing 3,943 $246,319,000 $62,000 $11,500,000 $90,000 $9,999,000
Home Purchase 594 $45,974,000 $77,000 $1,800,000 $79,000 $1,473,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 7,389 $351,619,000 $47,000 $2,600,000 $74,000 $9,999,000
Not Provided 956 $59,956,000 $62,000 $1,800,000 $80,000 $1,626,000
Not applicable 361 $57,301,000 $158,000 $11,500,000 $76,000 $2,418,000
Hispanic 186 $6,353,000 $34,000 $296,000 $56,000 $348,000
Black or African American 140 $4,072,000 $29,000 $383,000 $62,000 $423,000
American Indian or Alaskan Native 80 $2,498,000 $31,000 $174,000 $54,000 $206,000
Asian 57 $3,557,000 $62,000 $340,000 $84,000 $269,000
Native Hawaiian or Other Pacific Islander 19 $872,000 $45,000 $125,000 $73,000 $225,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 9,188 $486,228,000 $52,000 $11,500,000 $74,000 $9,999,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 8,481 $459,852,000 $54,000 $11,500,000 $76,000 $9,999,000
Application Denied By Financial Institution 425 $14,488,000 $34,000 $2,600,000 $43,000 $1,495,000
Application Withdrawn By Applicant 277 $11,693,000 $42,000 $500,000 $74,000 $547,000
Application Approved But Not Accepted 4 $135,000 $33,000 $90,000 $63,000 $78,000
File Closed For Incompleteness 1 $60,000 $60,000 $60,000 $120,000 $120,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Arvest Bank Group's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Arvest Bank Group's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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