Ascend Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Ascend Federal Credit Union 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Ascend Federal Credit Union 520 Airpark Drive Tullahoma, TN 37388 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,839 |
| Total Mortgage Loan Application Amount | $193,994,000 |
| Average Mortgage Loan Application Amount | $77,333 |
| Highest Mortgage Loan Application Amount | $900,000 |
| Average Applicant Income | $59,666 |
| Highest Applicant Income | $1,200,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Ascend Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Ascend Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Ascend Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Ascend Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Ascend Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Ascend Federal Credit Union's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Rutherford County Tennessee | 522 | $ 57,208,000 | $ 109,000 | $ 61,000 |
| Coffee County Tennessee | 327 | $ 29,503,000 | $ 90,000 | $ 59,000 |
| Franklin County Tennessee | 204 | $ 19,297,000 | $ 94,000 | $ 60,000 |
| Davidson County Tennessee | 177 | $ 18,962,000 | $ 107,000 | $ 61,000 |
| Bedford County Tennessee | 169 | $ 17,266,000 | $ 102,000 | $ 65,000 |
| Wilson County Tennessee | 52 | $ 5,915,000 | $ 113,000 | $ 62,000 |
| Maury County Tennessee | 48 | $ 4,023,000 | $ 83,000 | $ 52,000 |
| Marshall County Tennessee | 42 | $ 2,963,000 | $ 70,000 | $ 57,000 |
| Moore County Tennessee | 37 | $ 4,095,000 | $ 110,000 | $ 78,000 |
| Sumner County Tennessee | 30 | $ 4,335,000 | $ 144,000 | $ 74,000 |
| Warren County Tennessee | 30 | $ 2,756,000 | $ 91,000 | $ 49,000 |
| Cannon County Tennessee | 26 | $ 2,597,000 | $ 99,000 | $ 61,000 |
| Williamson County Tennessee | 24 | $ 4,594,000 | $ 191,000 | $ 90,000 |
| Cheatham County Tennessee | 20 | $ 2,061,000 | $ 103,000 | $ 71,000 |
| Grundy County Tennessee | 14 | $ 921,000 | $ 65,000 | $ 66,000 |
| Lincoln County Tennessee | 12 | $ 1,511,000 | $ 125,000 | $ 68,000 |
| Dickson County Tennessee | 11 | $ 944,000 | $ 85,000 | $ 50,000 |
| Knox County Tennessee | 8 | $ 973,000 | $ 121,000 | $ 86,000 |
| Robertson County Tennessee | 6 | $ 982,000 | $ 163,000 | $ 79,000 |
| Madison County Alabama | 4 | $ 763,000 | $ 190,000 | $ 107,000 |
| DeKalb County Tennessee | 4 | $ 389,000 | $ 97,000 | $ 44,000 |
| Hamilton County Tennessee | 4 | $ 475,000 | $ 118,000 | $ 81,000 |
| Hickman County Tennessee | 3 | $ 134,000 | $ 44,000 | $ 41,000 |
| Marion County Tennessee | 3 | $ 224,000 | $ 74,000 | $ 50,000 |
| Putnam County Tennessee | 3 | $ 636,000 | $ 212,000 | $ 74,000 |
| Brevard County Florida | 2 | $ 598,000 | $ 299,000 | $ 105,000 |
| Cobb County Georgia | 2 | $ 331,000 | $ 165,000 | $ 116,000 |
| Jefferson County Kentucky | 2 | $ 389,000 | $ 194,000 | $ 49,000 |
| Jessamine County Kentucky | 2 | $ 269,000 | $ 134,000 | $ 198,000 |
| Fentress County Tennessee | 2 | $ 141,000 | $ 70,000 | $ 68,000 |
| Lawrence County Tennessee | 2 | $ 170,000 | $ 85,000 | $ 51,000 |
| Shelby County Tennessee | 2 | $ 624,000 | $ 312,000 | $ 97,000 |
| Washington County Tennessee | 2 | $ 176,000 | $ 88,000 | $ 80,000 |
| Coffee County Alabama | 1 | $ 351,000 | $ 351,000 | $ 150,000 |
| Conecuh County Alabama | 1 | $ 45,000 | $ 45,000 | $ 12,000 |
| Lauderdale County Alabama | 1 | $ 198,000 | $ 198,000 | $ 107,000 |
| Limestone County Alabama | 1 | $ 140,000 | $ 140,000 | $ 61,000 |
| Morgan County Alabama | 1 | $ 55,000 | $ 55,000 | $ 28,000 |
| Tuscaloosa County Alabama | 1 | $ 150,000 | $ 150,000 | $ 83,000 |
| Contra Costa County California | 1 | $ 624,000 | $ 624,000 | $ 207,000 |
| Escambia County Florida | 1 | $ 700,000 | $ 700,000 | $ 70,000 |
| Gulf County Florida | 1 | $ 135,000 | $ 135,000 | $ 379,000 |
| Okaloosa County Florida | 1 | $ 210,000 | $ 210,000 | $ 169,000 |
| Baldwin County Georgia | 1 | $ 379,000 | $ 379,000 | $ 113,000 |
| Catoosa County Georgia | 1 | $ 91,000 | $ 91,000 | $ 72,000 |
| DeKalb County Georgia | 1 | $ 400,000 | $ 400,000 | $ 95,000 |
| Monroe County Indiana | 1 | $ 95,000 | $ 95,000 | $ 40,000 |
| Fayette County Kentucky | 1 | $ 140,000 | $ 140,000 | $ 34,000 |
| DeSoto County Mississippi | 1 | $ 249,000 | $ 249,000 | $ 66,000 |
| Jackson County Mississippi | 1 | $ 175,000 | $ 175,000 | $ 65,000 |
| New York County New York | 1 | $ 162,000 | $ 162,000 | $ 49,000 |
| Alamance County North Carolina | 1 | $ 159,000 | $ 159,000 | $ 62,000 |
| Mecklenburg County North Carolina | 1 | $ 432,000 | $ 432,000 | $ 128,000 |
| Fairfield County Ohio | 1 | $ 234,000 | $ 234,000 | $ 85,000 |
| Franklin County Ohio | 1 | $ 265,000 | $ 265,000 | $ 101,000 |
| Choctaw County Oklahoma | 1 | $ 165,000 | $ 165,000 | $ 101,000 |
| Bradford County Pennsylvania | 1 | $ 119,000 | $ 119,000 | $ 36,000 |
| Lackawanna County Pennsylvania | 1 | $ 160,000 | $ 160,000 | $ 45,000 |
| Montgomery County Pennsylvania | 1 | $ 142,000 | $ 142,000 | $ 76,000 |
| Aiken County South Carolina | 1 | $ 110,000 | $ 110,000 | $ 75,000 |
| Clay County Tennessee | 1 | $ 37,000 | $ 37,000 | $ 50,000 |
| Cocke County Tennessee | 1 | $ 12,000 | $ 12,000 | $ 46,000 |
| Gibson County Tennessee | 1 | $ 107,000 | $ 107,000 | $ 36,000 |
| Hardin County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 33,000 |
| Henderson County Tennessee | 1 | $ 30,000 | $ 30,000 | $ 44,000 |
| Jefferson County Tennessee | 1 | $ 157,000 | $ 157,000 | $ 110,000 |
| McMinn County Tennessee | 1 | $ 90,000 | $ 90,000 | $ 67,000 |
| Montgomery County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 32,000 |
| Sequatchie County Tennessee | 1 | $ 173,000 | $ 173,000 | $ 93,000 |
| Sevier County Tennessee | 1 | $ 366,000 | $ 366,000 | $ 169,000 |
| Smith County Tennessee | 1 | $ 152,000 | $ 152,000 | $ 103,000 |
| Trousdale County Tennessee | 1 | $ 20,000 | $ 20,000 | $ 48,000 |
| Collin County Texas | 1 | $ 78,000 | $ 78,000 | $ 26,000 |
| Grayson County Texas | 1 | $ 70,000 | $ 70,000 | $ 35,000 |
| Hidalgo County Texas | 1 | $ 62,000 | $ 62,000 | $ 105,000 |
| Virginia Beach County Virginia | 1 | $ 135,000 | $ 135,000 | $ 54,000 |
Mortgage Loan Application Detail Totals for Ascend Federal Credit Union in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,109 | $97,888,000 | $88,000 | $900,000 | $64,000 | $1,200,000 |
| Home Purchase | 729 | $96,093,000 | $131,000 | $802,000 | $60,000 | $379,000 |
| Home Improvement | 1 | $13,000 | $13,000 | $13,000 | $55,000 | $55,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,624 | $168,465,000 | $103,000 | $802,000 | $63,000 | $1,200,000 |
| Black or African American | 139 | $16,271,000 | $117,000 | $900,000 | $58,000 | $225,000 |
| Asian | 30 | $3,848,000 | $128,000 | $624,000 | $64,000 | $207,000 |
| Hispanic | 28 | $3,286,000 | $117,000 | $459,000 | $59,000 | $285,000 |
| Not Provided | 14 | $1,887,000 | $134,000 | $234,000 | $67,000 | $107,000 |
| American Indian or Alaskan Native | 3 | $169,000 | $56,000 | $75,000 | $42,000 | $63,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $68,000 | $68,000 | $68,000 | $28,000 | $28,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,839 | $193,994,000 | $105,000 | $900,000 | $63,000 | $1,200,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,015 | $105,531,000 | $103,000 | $900,000 | $68,000 | $680,000 |
| Application Withdrawn By Applicant | 614 | $71,763,000 | $116,000 | $700,000 | $58,000 | $1,200,000 |
| Application Denied By Financial Institution | 194 | $14,762,000 | $76,000 | $375,000 | $44,000 | $170,000 |
| Application Approved But Not Accepted | 16 | $1,938,000 | $121,000 | $510,000 | $78,000 | $336,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 97 | $7,703,000 | $79,000 | $254,000 | $37,000 | $127,000 |
| Credit History | 50 | $3,516,000 | $70,000 | $375,000 | $53,000 | $117,000 |
| Other | 18 | $1,494,000 | $83,000 | $223,000 | $42,000 | $75,000 |
| Collateral | 12 | $450,000 | $37,000 | $113,000 | $43,000 | $67,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $488,000 | $81,000 | $108,000 | $89,000 | $170,000 |
| Unverifiable Information | 1 | $100,000 | $100,000 | $100,000 | $35,000 | $35,000 |
| Employment History | 1 | $153,000 | $153,000 | $153,000 | $24,000 | $24,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ascend Federal Credit Union's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ascend Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet
with aggregated HMDA statistics today.