Aspire Financial Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Aspire Financial Inc 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Aspire Financial Inc 4100 Alpha Rd #112 Dallas, TX 75244 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 5,453 |
| Total Mortgage Loan Application Amount | $598,361,000 |
| Average Mortgage Loan Application Amount | $145,333 |
| Highest Mortgage Loan Application Amount | $1,500,000 |
| Average Applicant Income | $127,666 |
| Highest Applicant Income | $960,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Aspire Financial Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Aspire Financial Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Aspire Financial Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Aspire Financial Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Aspire Financial Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Aspire Financial Inc's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dallas County Texas | 1,350 | $ 146,010,000 | $ 108,000 | $ 62,000 |
| Tarrant County Texas | 1,239 | $ 128,129,000 | $ 103,000 | $ 66,000 |
| Collin County Texas | 681 | $ 84,931,000 | $ 124,000 | $ 84,000 |
| Denton County Texas | 522 | $ 66,811,000 | $ 127,000 | $ 76,000 |
| Ellis County Texas | 163 | $ 17,271,000 | $ 105,000 | $ 79,000 |
| Johnson County Texas | 112 | $ 9,987,000 | $ 89,000 | $ 60,000 |
| Kaufman County Texas | 101 | $ 10,326,000 | $ 102,000 | $ 61,000 |
| Rockwall County Texas | 93 | $ 13,728,000 | $ 147,000 | $ 110,000 |
| Parker County Texas | 84 | $ 8,580,000 | $ 102,000 | $ 68,000 |
| Grayson County Texas | 50 | $ 6,172,000 | $ 123,000 | $ 132,000 |
| Hunt County Texas | 48 | $ 4,450,000 | $ 92,000 | $ 66,000 |
| Harris County Texas | 41 | $ 4,344,000 | $ 105,000 | $ 111,000 |
| Henderson County Texas | 37 | $ 3,591,000 | $ 97,000 | $ 67,000 |
| Hood County Texas | 34 | $ 3,881,000 | $ 114,000 | $ 72,000 |
| Wise County Texas | 32 | $ 3,528,000 | $ 110,000 | $ 76,000 |
| McLennan County Texas | 30 | $ 2,821,000 | $ 94,000 | $ 62,000 |
| Cooke County Texas | 22 | $ 1,869,000 | $ 84,000 | $ 56,000 |
| Van Zandt County Texas | 22 | $ 2,088,000 | $ 94,000 | $ 67,000 |
| Navarro County Texas | 18 | $ 1,566,000 | $ 87,000 | $ 50,000 |
| Erath County Texas | 17 | $ 2,138,000 | $ 125,000 | $ 107,000 |
| Bexar County Texas | 16 | $ 2,200,000 | $ 137,000 | $ 109,000 |
| Fannin County Texas | 15 | $ 1,153,000 | $ 76,000 | $ 72,000 |
| Palo Pinto County Texas | 14 | $ 1,074,000 | $ 76,000 | $ 63,000 |
| Hill County Texas | 12 | $ 937,000 | $ 78,000 | $ 66,000 |
| Smith County Texas | 12 | $ 1,173,000 | $ 97,000 | $ 62,000 |
| Wood County Texas | 12 | $ 1,223,000 | $ 101,000 | $ 105,000 |
| Travis County Texas | 11 | $ 1,720,000 | $ 156,000 | $ 102,000 |
| Anderson County Texas | 10 | $ 647,000 | $ 64,000 | $ 58,000 |
| Lubbock County Texas | 10 | $ 908,000 | $ 90,000 | $ 63,000 |
| Montgomery County Texas | 10 | $ 1,590,000 | $ 159,000 | $ 119,000 |
| Hopkins County Texas | 8 | $ 653,000 | $ 81,000 | $ 57,000 |
| El Paso County Texas | 7 | $ 572,000 | $ 81,000 | $ 51,000 |
| Wichita County Texas | 7 | $ 860,000 | $ 122,000 | $ 91,000 |
| Bastrop County Texas | 6 | $ 318,000 | $ 53,000 | $ 64,000 |
| Bell County Texas | 6 | $ 497,000 | $ 82,000 | $ 56,000 |
| Bosque County Texas | 6 | $ 443,000 | $ 73,000 | $ 58,000 |
| Brazoria County Texas | 6 | $ 591,000 | $ 98,000 | $ 80,000 |
| Comal County Texas | 6 | $ 521,000 | $ 86,000 | $ 88,000 |
| Gregg County Texas | 6 | $ 519,000 | $ 86,000 | $ 53,000 |
| Lamar County Texas | 6 | $ 344,000 | $ 57,000 | $ 43,000 |
| Somervell County Texas | 6 | $ 746,000 | $ 124,000 | $ 57,000 |
| Taylor County Texas | 6 | $ 366,000 | $ 61,000 | $ 56,000 |
| Brown County Texas | 5 | $ 280,000 | $ 56,000 | $ 52,000 |
| Galveston County Texas | 5 | $ 806,000 | $ 161,000 | $ 122,000 |
| Rains County Texas | 5 | $ 412,000 | $ 82,000 | $ 54,000 |
| Titus County Texas | 5 | $ 395,000 | $ 79,000 | $ 98,000 |
| Burnet County Texas | 4 | $ 487,000 | $ 121,000 | $ 79,000 |
| Freestone County Texas | 4 | $ 528,000 | $ 132,000 | $ 79,000 |
| Montague County Texas | 4 | $ 274,000 | $ 68,000 | $ 80,000 |
| Victoria County Texas | 4 | $ 461,000 | $ 115,000 | $ 101,000 |
| Williamson County Texas | 4 | $ 377,000 | $ 94,000 | $ 58,000 |
| Young County Texas | 4 | $ 295,000 | $ 73,000 | $ 74,000 |
| Caldwell County Texas | 3 | $ 162,000 | $ 54,000 | $ 55,000 |
| Coryell County Texas | 3 | $ 202,000 | $ 67,000 | $ 65,000 |
| Eastland County Texas | 3 | $ 180,000 | $ 60,000 | $ 63,000 |
| Hays County Texas | 3 | $ 354,000 | $ 118,000 | $ 80,000 |
| Nueces County Texas | 3 | $ 372,000 | $ 124,000 | $ 87,000 |
| Mineral County Colorado | 2 | $ 120,000 | $ 60,000 | $ 111,000 |
| Blanco County Texas | 2 | $ 148,000 | $ 74,000 | $ 108,000 |
| Brazos County Texas | 2 | $ 213,000 | $ 106,000 | $ 81,000 |
| Ector County Texas | 2 | $ 175,000 | $ 87,000 | $ 50,000 |
| Grimes County Texas | 2 | $ 145,000 | $ 72,000 | $ 150,000 |
| Guadalupe County Texas | 2 | $ 269,000 | $ 134,000 | $ 64,000 |
| Harrison County Texas | 2 | $ 289,000 | $ 144,000 | $ 66,000 |
| Leon County Texas | 2 | $ 137,000 | $ 68,000 | $ 240,000 |
| Marion County Texas | 2 | $ 90,000 | $ 45,000 | $ 168,000 |
| Nolan County Texas | 2 | $ 151,000 | $ 75,000 | $ 66,000 |
| Panola County Texas | 2 | $ 150,000 | $ 75,000 | $ 63,000 |
| Randall County Texas | 2 | $ 150,000 | $ 75,000 | $ 83,000 |
| Shackelford County Texas | 2 | $ 132,000 | $ 66,000 | $ 334,000 |
| Stephens County Texas | 2 | $ 116,000 | $ 58,000 | $ 62,000 |
| Tom Green County Texas | 2 | $ 213,000 | $ 106,000 | $ 52,000 |
| Walker County Texas | 2 | $ 194,000 | $ 97,000 | $ 137,000 |
| Washington County Texas | 2 | $ 294,000 | $ 147,000 | $ 63,000 |
| Summit County Colorado | 1 | $ 680,000 | $ 680,000 | $ 500,000 |
| Angelina County Texas | 1 | $ 137,000 | $ 137,000 | $ 60,000 |
| Armstrong County Texas | 1 | $ 40,000 | $ 40,000 | $ 38,000 |
| Bowie County Texas | 1 | $ 85,000 | $ 85,000 | $ 15,000 |
| Cameron County Texas | 1 | $ 85,000 | $ 85,000 | $ 50,000 |
| Carson County Texas | 1 | $ 53,000 | $ 53,000 | $ 65,000 |
| Cass County Texas | 1 | $ 143,000 | $ 143,000 | $ 84,000 |
| Comanche County Texas | 1 | $ 71,000 | $ 71,000 | $ 33,000 |
| Donley County Texas | 1 | $ 57,000 | $ 57,000 | $ 66,000 |
| Hardin County Texas | 1 | $ 125,000 | $ 125,000 | $ 83,000 |
| Howard County Texas | 1 | $ 112,000 | $ 112,000 | $ 88,000 |
| Jack County Texas | 1 | $ 60,000 | $ 60,000 | $ 42,000 |
| Limestone County Texas | 1 | $ 163,000 | $ 163,000 | $ 186,000 |
| Madison County Texas | 1 | $ 79,000 | $ 79,000 | $ 37,000 |
| Midland County Texas | 1 | $ 86,000 | $ 86,000 | $ 62,000 |
| Potter County Texas | 1 | $ 88,000 | $ 88,000 | $ 44,000 |
| Red River County Texas | 1 | $ 45,000 | $ 45,000 | $ 38,000 |
| Refugio County Texas | 1 | $ 60,000 | $ 60,000 | $ 64,000 |
| Sabine County Texas | 1 | $ 67,000 | $ 67,000 | $ 62,000 |
| Upshur County Texas | 1 | $ 142,000 | $ 142,000 | $ 99,000 |
| Wilbarger County Texas | 1 | $ 74,000 | $ 74,000 | $ 29,000 |
Mortgage Loan Application Detail Totals for Aspire Financial Inc in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,542 | $339,612,000 | $170,250 | $924,000 | $155,750 | $960,000 |
| Refinancing | 1,909 | $258,636,000 | $135,000 | $1,500,000 | $76,000 | $960,000 |
| Home Improvement | 2 | $113,000 | $56,000 | $73,000 | $67,000 | $81,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,177 | $466,520,000 | $182,333 | $1,500,000 | $167,000 | $960,000 |
| Black or African American | 472 | $48,358,000 | $102,000 | $623,000 | $67,000 | $250,000 |
| Hispanic | 439 | $41,264,000 | $93,000 | $719,000 | $71,000 | $578,000 |
| Not Provided | 283 | $32,894,000 | $132,500 | $712,000 | $100,000 | $352,000 |
| Asian | 53 | $5,776,000 | $108,000 | $504,000 | $80,000 | $259,000 |
| American Indian or Alaskan Native | 23 | $2,909,000 | $126,000 | $462,000 | $72,000 | $244,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $640,000 | $106,000 | $159,000 | $84,000 | $127,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,891 | $532,331,000 | $174,666 | $1,500,000 | $169,333 | $960,000 |
| FHA-insured (Federal Housing Administration) | 474 | $53,724,000 | $141,500 | $200,000 | $90,000 | $178,000 |
| VA-guaranteed (Veterans Administration) | 84 | $11,994,000 | $142,000 | $360,000 | $62,000 | $137,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 4 | $312,000 | $78,000 | $112,000 | $73,000 | $96,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,926 | $423,041,000 | $186,500 | $1,500,000 | $191,000 | $960,000 |
| Application Withdrawn By Applicant | 1,181 | $135,594,000 | $177,000 | $731,000 | $99,500 | $960,000 |
| Application Denied By Financial Institution | 333 | $38,236,000 | $114,666 | $1,200,000 | $104,000 | $699,000 |
| Preapproval Approved but not Accepted | 8 | $931,000 | $116,000 | $188,000 | $79,000 | $151,000 |
| Preapproval Denied by Financial Institution | 5 | $559,000 | $111,000 | $208,000 | $62,000 | $150,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 121 | $14,350,000 | $118,000 | $504,000 | $62,000 | $259,000 |
| Collateral | 111 | $14,587,000 | $150,500 | $1,200,000 | $102,000 | $699,000 |
| Other | 44 | $4,348,000 | $98,000 | $344,000 | $62,000 | $156,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 24 | $2,205,000 | $91,000 | $192,000 | $57,000 | $111,000 |
| Debt-To-Income Ratio | 12 | $1,231,000 | $102,000 | $360,000 | $55,000 | $144,000 |
| Employment History | 12 | $924,000 | $77,000 | $189,000 | $40,000 | $74,000 |
| Unverifiable Information | 3 | $276,000 | $92,000 | $123,000 | $38,000 | $42,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Aspire Financial Inc's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Aspire Financial Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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