Aspire Financial, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Aspire Financial, Inc. 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Aspire Financial, Inc. 4100 Alpha Road Suite 400 Dallas, TX 75244 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 2,891 |
| Total Mortgage Loan Application Amount | $572,205,000 |
| Average Mortgage Loan Application Amount | $213,333 |
| Highest Mortgage Loan Application Amount | $1,175,000 |
| Average Applicant Income | $103,333 |
| Highest Applicant Income | $1,798,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Aspire Financial, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Aspire Financial, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Aspire Financial, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Aspire Financial, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Aspire Financial, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Aspire Financial, Inc.'s mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Tarrant County Texas | 627 | $ 118,765,000 | $ 189,000 | $ 96,000 |
| Dallas County Texas | 505 | $ 93,185,000 | $ 184,000 | $ 93,000 |
| Denton County Texas | 325 | $ 76,345,000 | $ 234,000 | $ 111,000 |
| Collin County Texas | 311 | $ 71,805,000 | $ 230,000 | $ 107,000 |
| Harris County Texas | 191 | $ 31,865,000 | $ 166,000 | $ 87,000 |
| Ellis County Texas | 82 | $ 15,940,000 | $ 194,000 | $ 87,000 |
| Kaufman County Texas | 70 | $ 12,920,000 | $ 184,000 | $ 89,000 |
| Fort Bend County Texas | 66 | $ 14,180,000 | $ 214,000 | $ 103,000 |
| Johnson County Texas | 61 | $ 10,775,000 | $ 176,000 | $ 84,000 |
| Parker County Texas | 60 | $ 13,640,000 | $ 227,000 | $ 103,000 |
| Rockwall County Texas | 51 | $ 11,255,000 | $ 220,000 | $ 101,000 |
| Hunt County Texas | 25 | $ 5,145,000 | $ 205,000 | $ 107,000 |
| Galveston County Texas | 24 | $ 4,250,000 | $ 177,000 | $ 90,000 |
| Wise County Texas | 23 | $ 3,705,000 | $ 161,000 | $ 77,000 |
| Grayson County Texas | 22 | $ 4,430,000 | $ 201,000 | $ 106,000 |
| Montgomery County Texas | 21 | $ 3,955,000 | $ 188,000 | $ 90,000 |
| Bexar County Texas | 19 | $ 2,695,000 | $ 141,000 | $ 82,000 |
| Brazoria County Texas | 19 | $ 2,865,000 | $ 150,000 | $ 75,000 |
| Henderson County Texas | 18 | $ 2,890,000 | $ 160,000 | $ 93,000 |
| Travis County Texas | 16 | $ 3,740,000 | $ 233,000 | $ 115,000 |
| Williamson County Texas | 15 | $ 3,905,000 | $ 260,000 | $ 109,000 |
| Van Zandt County Texas | 13 | $ 2,135,000 | $ 164,000 | $ 83,000 |
| Cooke County Texas | 11 | $ 2,565,000 | $ 233,000 | $ 120,000 |
| McLennan County Texas | 11 | $ 2,165,000 | $ 196,000 | $ 104,000 |
| Hill County Texas | 10 | $ 1,520,000 | $ 152,000 | $ 108,000 |
| Lamar County Texas | 10 | $ 1,550,000 | $ 155,000 | $ 73,000 |
| Liberty County Texas | 10 | $ 1,280,000 | $ 128,000 | $ 65,000 |
| Erath County Texas | 8 | $ 1,410,000 | $ 176,000 | $ 152,000 |
| Hays County Texas | 8 | $ 1,580,000 | $ 197,000 | $ 89,000 |
| Smith County Texas | 8 | $ 1,730,000 | $ 216,000 | $ 121,000 |
| Bell County Texas | 7 | $ 805,000 | $ 115,000 | $ 54,000 |
| Hidalgo County Texas | 7 | $ 765,000 | $ 109,000 | $ 63,000 |
| Hood County Texas | 7 | $ 1,655,000 | $ 236,000 | $ 99,000 |
| Navarro County Texas | 7 | $ 1,275,000 | $ 182,000 | $ 92,000 |
| Freestone County Texas | 6 | $ 1,120,000 | $ 186,000 | $ 96,000 |
| Los Angeles County California | 5 | $ 2,035,000 | $ 407,000 | $ 134,000 |
| Chambers County Texas | 5 | $ 965,000 | $ 193,000 | $ 126,000 |
| Lubbock County Texas | 5 | $ 645,000 | $ 129,000 | $ 81,000 |
| Young County Texas | 5 | $ 1,085,000 | $ 217,000 | $ 102,000 |
| Palm Beach County Florida | 4 | $ 1,340,000 | $ 335,000 | $ 125,000 |
| Anderson County Texas | 4 | $ 430,000 | $ 107,000 | $ 75,000 |
| Bowie County Texas | 4 | $ 410,000 | $ 102,000 | $ 111,000 |
| Midland County Texas | 4 | $ 1,170,000 | $ 292,000 | $ 100,000 |
| Palo Pinto County Texas | 4 | $ 1,060,000 | $ 265,000 | $ 283,000 |
| Taylor County Texas | 4 | $ 680,000 | $ 170,000 | $ 68,000 |
| Wood County Texas | 4 | $ 510,000 | $ 127,000 | $ 68,000 |
| San Diego County California | 3 | $ 775,000 | $ 258,000 | $ 119,000 |
| Austin County Texas | 3 | $ 345,000 | $ 115,000 | $ 84,000 |
| Bastrop County Texas | 3 | $ 495,000 | $ 165,000 | $ 107,000 |
| Bosque County Texas | 3 | $ 425,000 | $ 141,000 | $ 48,000 |
| Burnet County Texas | 3 | $ 265,000 | $ 88,000 | $ 68,000 |
| Cameron County Texas | 3 | $ 635,000 | $ 211,000 | $ 152,000 |
| Ector County Texas | 3 | $ 245,000 | $ 81,000 | $ 109,000 |
| Fannin County Texas | 3 | $ 505,000 | $ 168,000 | $ 84,000 |
| Fayette County Texas | 3 | $ 715,000 | $ 238,000 | $ 94,000 |
| Gregg County Texas | 3 | $ 685,000 | $ 228,000 | $ 121,000 |
| Grimes County Texas | 3 | $ 315,000 | $ 105,000 | $ 73,000 |
| Guadalupe County Texas | 3 | $ 425,000 | $ 141,000 | $ 80,000 |
| Limestone County Texas | 3 | $ 565,000 | $ 188,000 | $ 99,000 |
| Matagorda County Texas | 3 | $ 415,000 | $ 138,000 | $ 132,000 |
| Montague County Texas | 3 | $ 585,000 | $ 195,000 | $ 93,000 |
| Potter County Texas | 3 | $ 535,000 | $ 178,000 | $ 111,000 |
| Waller County Texas | 3 | $ 495,000 | $ 165,000 | $ 152,000 |
| Orange County California | 2 | $ 930,000 | $ 465,000 | $ 143,000 |
| Sacramento County California | 2 | $ 710,000 | $ 355,000 | $ 154,000 |
| Santa Clara County California | 2 | $ 920,000 | $ 460,000 | $ 179,000 |
| Aransas County Texas | 2 | $ 390,000 | $ 195,000 | $ 80,000 |
| Brazos County Texas | 2 | $ 410,000 | $ 205,000 | $ 136,000 |
| Coryell County Texas | 2 | $ 170,000 | $ 85,000 | $ 29,000 |
| Eastland County Texas | 2 | $ 330,000 | $ 165,000 | $ 103,000 |
| El Paso County Texas | 2 | $ 90,000 | $ 45,000 | $ 58,000 |
| Gillespie County Texas | 2 | $ 400,000 | $ 200,000 | $ 36,000 |
| Harrison County Texas | 2 | $ 280,000 | $ 140,000 | $ 57,000 |
| Jack County Texas | 2 | $ 250,000 | $ 125,000 | $ 83,000 |
| Kerr County Texas | 2 | $ 240,000 | $ 120,000 | $ 66,000 |
| Llano County Texas | 2 | $ 320,000 | $ 160,000 | $ 95,000 |
| Marion County Texas | 2 | $ 470,000 | $ 235,000 | $ 128,000 |
| Nueces County Texas | 2 | $ 210,000 | $ 105,000 | $ 82,000 |
| Orange County Texas | 2 | $ 510,000 | $ 255,000 | $ 95,000 |
| Panola County Texas | 2 | $ 410,000 | $ 205,000 | $ 202,000 |
| Polk County Texas | 2 | $ 520,000 | $ 260,000 | $ 224,000 |
| Red River County Texas | 2 | $ 180,000 | $ 90,000 | $ 60,000 |
| San Jacinto County Texas | 2 | $ 240,000 | $ 120,000 | $ 47,000 |
| San Patricio County Texas | 2 | $ 400,000 | $ 200,000 | $ 91,000 |
| Somervell County Texas | 2 | $ 570,000 | $ 285,000 | $ 108,000 |
| Tom Green County Texas | 2 | $ 270,000 | $ 135,000 | $ 80,000 |
| Wharton County Texas | 2 | $ 250,000 | $ 125,000 | $ 63,000 |
| Wichita County Texas | 2 | $ 190,000 | $ 95,000 | $ 56,000 |
| Wilson County Texas | 2 | $ 450,000 | $ 225,000 | $ 58,000 |
| Drew County Arkansas | 1 | $ 125,000 | $ 125,000 | $ 100,000 |
| Miller County Arkansas | 1 | $ 325,000 | $ 325,000 | $ 148,000 |
| El Dorado County California | 1 | $ 275,000 | $ 275,000 | $ 64,000 |
| Fresno County California | 1 | $ 355,000 | $ 355,000 | $ 183,000 |
| Madera County California | 1 | $ 315,000 | $ 315,000 | $ 68,000 |
| San Bernardino County California | 1 | $ 355,000 | $ 355,000 | $ 173,000 |
| San Mateo County California | 1 | $ 505,000 | $ 505,000 | $ 307,000 |
| Ventura County California | 1 | $ 325,000 | $ 325,000 | $ 52,000 |
| Arapahoe County Colorado | 1 | $ 205,000 | $ 205,000 | $ 35,000 |
| La Plata County Colorado | 1 | $ 155,000 | $ 155,000 | $ 132,000 |
| Alachua County Florida | 1 | $ 115,000 | $ 115,000 | $ 77,000 |
| Hillsborough County Florida | 1 | $ 255,000 | $ 255,000 | $ 123,000 |
| Miami-Dade County Florida | 1 | $ 605,000 | $ 605,000 | $ 551,000 |
| Monroe County Florida | 1 | $ 255,000 | $ 255,000 | $ 285,000 |
| Orange County Florida | 1 | $ 255,000 | $ 255,000 | $ 93,000 |
| Santa Rosa County Florida | 1 | $ 415,000 | $ 415,000 | $ 143,000 |
| Sarasota County Florida | 1 | $ 235,000 | $ 235,000 | $ 66,000 |
| Walton County Florida | 1 | $ 365,000 | $ 365,000 | $ 262,000 |
| Roscommon County Michigan | 1 | $ 135,000 | $ 135,000 | $ 38,000 |
| Wayne County Michigan | 1 | $ 105,000 | $ 105,000 | $ 71,000 |
| Bryan County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 81,000 |
| McCurtain County Oklahoma | 1 | $ 505,000 | $ 505,000 | $ 415,000 |
| Angelina County Texas | 1 | $ 225,000 | $ 225,000 | $ 133,000 |
| Bandera County Texas | 1 | $ 345,000 | $ 345,000 | $ 97,000 |
| Blanco County Texas | 1 | $ 265,000 | $ 265,000 | $ 104,000 |
| Brown County Texas | 1 | $ 175,000 | $ 175,000 | $ 57,000 |
| Burleson County Texas | 1 | $ 115,000 | $ 115,000 | $ 41,000 |
| Calhoun County Texas | 1 | $ 225,000 | $ 225,000 | $ 73,000 |
| Callahan County Texas | 1 | $ 125,000 | $ 125,000 | $ 65,000 |
| Cherokee County Texas | 1 | $ 85,000 | $ 85,000 | $ 75,000 |
| Clay County Texas | 1 | $ 95,000 | $ 95,000 | $ 77,000 |
| Colorado County Texas | 1 | $ 275,000 | $ 275,000 | $ 170,000 |
| Comal County Texas | 1 | $ 105,000 | $ 105,000 | $ 118,000 |
| Comanche County Texas | 1 | $ 165,000 | $ 165,000 | $ 61,000 |
| Dawson County Texas | 1 | $ 75,000 | $ 75,000 | $ 93,000 |
| Deaf Smith County Texas | 1 | $ 75,000 | $ 75,000 | $ 251,000 |
| Floyd County Texas | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Hale County Texas | 1 | $ 25,000 | $ 25,000 | $ 34,000 |
| Hardin County Texas | 1 | $ 125,000 | $ 125,000 | $ 89,000 |
| Hopkins County Texas | 1 | $ 295,000 | $ 295,000 | $ 159,000 |
| Howard County Texas | 1 | $ 135,000 | $ 135,000 | $ 88,000 |
| Jones County Texas | 1 | $ 95,000 | $ 95,000 | $ 234,000 |
| Karnes County Texas | 1 | $ 75,000 | $ 75,000 | $ 20,000 |
| La Salle County Texas | 1 | $ 105,000 | $ 105,000 | $ 103,000 |
| Lampasas County Texas | 1 | $ 175,000 | $ 175,000 | $ 165,000 |
| Lee County Texas | 1 | $ 235,000 | $ 235,000 | $ 72,000 |
| Leon County Texas | 1 | $ 85,000 | $ 85,000 | $ 37,000 |
| Madison County Texas | 1 | $ 185,000 | $ 185,000 | $ 32,000 |
| Martin County Texas | 1 | $ 315,000 | $ 315,000 | $ 96,000 |
| McCulloch County Texas | 1 | $ 65,000 | $ 65,000 | $ 40,000 |
| Nacogdoches County Texas | 1 | $ 105,000 | $ 105,000 | $ 41,000 |
| Ochiltree County Texas | 1 | $ 75,000 | $ 75,000 | $ 42,000 |
| Rains County Texas | 1 | $ 205,000 | $ 205,000 | $ 0 |
| San Augustine County Texas | 1 | $ 135,000 | $ 135,000 | $ 65,000 |
| San Saba County Texas | 1 | $ 265,000 | $ 265,000 | $ 110,000 |
| Shelby County Texas | 1 | $ 145,000 | $ 145,000 | $ 52,000 |
| Swisher County Texas | 1 | $ 205,000 | $ 205,000 | $ 96,000 |
| Titus County Texas | 1 | $ 405,000 | $ 405,000 | $ 247,000 |
| Tyler County Texas | 1 | $ 175,000 | $ 175,000 | $ 54,000 |
| Upshur County Texas | 1 | $ 215,000 | $ 215,000 | $ 145,000 |
| Val Verde County Texas | 1 | $ 155,000 | $ 155,000 | $ 47,000 |
| Victoria County Texas | 1 | $ 215,000 | $ 215,000 | $ 88,000 |
| Walker County Texas | 1 | $ 165,000 | $ 165,000 | $ 113,000 |
| Washington County Texas | 1 | $ 185,000 | $ 185,000 | $ 41,000 |
| Winkler County Texas | 1 | $ 115,000 | $ 115,000 | $ 102,000 |
| Columbia County Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 93,000 |
Mortgage Loan Application Detail Totals for Aspire Financial, Inc. in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 2,031 | $373,875,000 | $184,000 | $1,175,000 | $93,000 | $1,051,000 |
| Home Purchase | 513 | $123,225,000 | $240,000 | $735,000 | $110,000 | $1,798,000 |
| Refinancing | 347 | $75,105,000 | $216,000 | $925,000 | $107,000 | $858,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,240 | $455,060,000 | $203,000 | $1,175,000 | $102,000 | $1,798,000 |
| Hispanic | 320 | $55,130,000 | $172,000 | $805,000 | $86,000 | $450,000 |
| Black or African American | 265 | $46,995,000 | $177,000 | $455,000 | $80,000 | $320,000 |
| Asian | 48 | $12,210,000 | $254,000 | $505,000 | $106,000 | $240,000 |
| American Indian or Alaskan Native | 14 | $2,060,000 | $147,000 | $285,000 | $82,000 | $184,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $645,000 | $215,000 | $325,000 | $109,000 | $158,000 |
| Not Provided | 1 | $105,000 | $105,000 | $105,000 | $71,000 | $71,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,533 | $498,865,000 | $196,000 | $1,175,000 | $100,000 | $1,798,000 |
| FHA-insured (Federal Housing Administration) | 321 | $64,125,000 | $199,000 | $395,000 | $82,000 | $239,000 |
| VA-guaranteed (Veterans Administration) | 33 | $8,415,000 | $255,000 | $455,000 | $98,000 | $180,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 4 | $800,000 | $200,000 | $315,000 | $66,000 | $85,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,013 | $405,915,000 | $201,000 | $1,175,000 | $104,000 | $1,798,000 |
| Application Denied By Financial Institution | 595 | $112,905,000 | $189,000 | $1,045,000 | $79,000 | $600,000 |
| File Closed For Incompleteness | 171 | $31,255,000 | $182,000 | $875,000 | $94,000 | $450,000 |
| Application Withdrawn By Applicant | 77 | $15,295,000 | $198,000 | $755,000 | $97,000 | $468,000 |
| Application Approved But Not Accepted | 34 | $6,460,000 | $190,000 | $485,000 | $92,000 | $211,000 |
| Preapproval Approved but not Accepted | 1 | $375,000 | $375,000 | $375,000 | $135,000 | $135,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,296 | $459,300,000 | $200,000 | $1,175,000 | $103,000 | $1,798,000 |
| Credit History | 309 | $54,355,000 | $175,000 | $805,000 | $81,000 | $600,000 |
| Debt-To-Income Ratio | 97 | $22,245,000 | $229,000 | $1,045,000 | $65,000 | $228,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 72 | $14,030,000 | $194,000 | $875,000 | $78,000 | $600,000 |
| Collateral | 46 | $8,070,000 | $175,000 | $665,000 | $91,000 | $340,000 |
| Other | 30 | $5,300,000 | $176,000 | $455,000 | $84,000 | $205,000 |
| Unverifiable Information | 21 | $4,845,000 | $230,000 | $695,000 | $86,000 | $288,000 |
| Credit Application Incomplete | 12 | $2,590,000 | $215,000 | $445,000 | $92,000 | $180,000 |
| Employment History | 8 | $1,470,000 | $183,000 | $325,000 | $70,000 | $135,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Aspire Financial, Inc.'s 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Aspire Financial, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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