Associates International Hold
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003

Associates International Hold 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Associates International Hold
1 Court Square, 45Th Floor, Zone 15
Long Island City, NY 11120
Tel #: available with data download
Federal Regulator * available with data download
Years 2003  
Total Number of Mortgage Applications 7,320
Total Mortgage Loan Application Amount $203,288,000
Average Mortgage Loan Application Amount $28,500
Highest Mortgage Loan Application Amount $960,000
Average Applicant Income $29,500
Highest Applicant Income $7,000,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Associates International Hold. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Associates International Hold's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2003 breaks down Associates International Hold's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Associates International Hold serves its applicants.

Each category highlights the total number of mortgage applications processed by Associates International Hold, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Associates International Hold's mortgage activity for 2003.

Mortgage Loan Application Totals for Associates International Hold by County in 2003

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
San Juan County Puerto Rico 500 $ 11,209,000 $ 22,000 $ 38,000
Carolina County Puerto Rico 479 $ 10,472,000 $ 21,000 $ 36,000
Bayamon County Puerto Rico 401 $ 9,978,000 $ 24,000 $ 36,000
Ponce County Puerto Rico 379 $ 10,297,000 $ 27,000 $ 30,000
Caguas County Puerto Rico 246 $ 6,370,000 $ 25,000 $ 26,000
Toa Baja County Puerto Rico 222 $ 6,436,000 $ 28,000 $ 125,000
Fajardo County Puerto Rico 176 $ 5,202,000 $ 29,000 $ 30,000
Rio Grande County Puerto Rico 176 $ 3,806,000 $ 21,000 $ 29,000
Canovanas County Puerto Rico 171 $ 3,630,000 $ 21,000 $ 29,000
Arecibo County Puerto Rico 167 $ 5,686,000 $ 34,000 $ 31,000
Trujillo Alto County Puerto Rico 157 $ 4,214,000 $ 26,000 $ 40,000
Mayaguez County Puerto Rico 147 $ 4,465,000 $ 30,000 $ 39,000
Vega Baja County Puerto Rico 143 $ 3,706,000 $ 25,000 $ 44,000
Toa Alta County Puerto Rico 138 $ 3,923,000 $ 28,000 $ 37,000
Corozal County Puerto Rico 114 $ 3,754,000 $ 32,000 $ 24,000
Manati County Puerto Rico 112 $ 3,347,000 $ 29,000 $ 30,000
Juana Diaz County Puerto Rico 110 $ 2,949,000 $ 26,000 $ 29,000
Guayama County Puerto Rico 106 $ 2,268,000 $ 21,000 $ 27,000
Aibonito County Puerto Rico 104 $ 4,480,000 $ 43,000 $ 30,000
Juncos County Puerto Rico 102 $ 2,640,000 $ 25,000 $ 24,000
Guaynabo County Puerto Rico 101 $ 2,723,000 $ 26,000 $ 37,000
Vega Alta County Puerto Rico 95 $ 2,499,000 $ 26,000 $ 27,000
Gurabo County Puerto Rico 91 $ 2,277,000 $ 25,000 $ 38,000
Cabo Rojo County Puerto Rico 89 $ 3,125,000 $ 35,000 $ 25,000
Coamo County Puerto Rico 89 $ 2,387,000 $ 26,000 $ 25,000
Isabela County Puerto Rico 89 $ 3,179,000 $ 35,000 $ 24,000
Humacao County Puerto Rico 88 $ 2,433,000 $ 27,000 $ 31,000
Naranjito County Puerto Rico 82 $ 2,540,000 $ 30,000 $ 34,000
Las Piedras County Puerto Rico 79 $ 2,558,000 $ 32,000 $ 35,000
Aguadilla County Puerto Rico 77 $ 2,117,000 $ 27,000 $ 31,000
Cayey County Puerto Rico 75 $ 2,186,000 $ 29,000 $ 32,000
Morovis County Puerto Rico 75 $ 2,059,000 $ 27,000 $ 20,000
Hatillo County Puerto Rico 74 $ 2,438,000 $ 32,000 $ 30,000
San Lorenzo County Puerto Rico 74 $ 1,930,000 $ 26,000 $ 25,000
Maunabo County Puerto Rico 73 $ 2,324,000 $ 31,000 $ 21,000
Luquillo County Puerto Rico 71 $ 2,201,000 $ 31,000 $ 30,000
Barranquitas County Puerto Rico 69 $ 1,998,000 $ 28,000 $ 21,000
Arroyo County Puerto Rico 68 $ 1,740,000 $ 25,000 $ 21,000
Lares County Puerto Rico 68 $ 1,988,000 $ 29,000 $ 20,000
Cidra County Puerto Rico 66 $ 2,043,000 $ 30,000 $ 29,000
Dorado County Puerto Rico 65 $ 1,859,000 $ 28,000 $ 27,000
Naguabo County Puerto Rico 63 $ 1,503,000 $ 23,000 $ 125,000
Utuado County Puerto Rico 63 $ 2,204,000 $ 34,000 $ 26,000
Aguas Buenas County Puerto Rico 62 $ 1,967,000 $ 31,000 $ 28,000
Ceiba County Puerto Rico 62 $ 1,826,000 $ 29,000 $ 19,000
Salinas County Puerto Rico 61 $ 1,719,000 $ 28,000 $ 19,000
Yabucoa County Puerto Rico 59 $ 1,716,000 $ 29,000 $ 21,000
Camuy County Puerto Rico 58 $ 1,606,000 $ 27,000 $ 25,000
Lajas County Puerto Rico 56 $ 1,890,000 $ 33,000 $ 24,000
Barceloneta County Puerto Rico 54 $ 1,415,000 $ 26,000 $ 45,000
San Sebastian County Puerto Rico 54 $ 1,479,000 $ 27,000 $ 28,000
Anasco County Puerto Rico 53 $ 2,136,000 $ 40,000 $ 22,000
Comerio County Puerto Rico 53 $ 1,368,000 $ 25,000 $ 17,000
Penuelas County Puerto Rico 53 $ 1,328,000 $ 25,000 $ 23,000
Quebradillas County Puerto Rico 52 $ 1,441,000 $ 27,000 $ 28,000
Jayuya County Puerto Rico 51 $ 1,554,000 $ 30,000 $ 27,000
Yauco County Puerto Rico 51 $ 2,511,000 $ 49,000 $ 20,000
Loiza County Puerto Rico 49 $ 1,245,000 $ 25,000 $ 31,000
Aguada County Puerto Rico 46 $ 1,752,000 $ 38,000 $ 29,000
Guanica County Puerto Rico 45 $ 1,581,000 $ 35,000 $ 24,000
Orocovis County Puerto Rico 45 $ 1,670,000 $ 37,000 $ 32,000
Moca County Puerto Rico 42 $ 890,000 $ 21,000 $ 31,000
Catano County Puerto Rico 39 $ 996,000 $ 25,000 $ 24,000
Santa Isabel County Puerto Rico 37 $ 1,211,000 $ 32,000 $ 28,000
Patillas County Puerto Rico 36 $ 1,018,000 $ 28,000 $ 19,000
San German County Puerto Rico 36 $ 1,186,000 $ 32,000 $ 22,000
Florida County Puerto Rico 34 $ 812,000 $ 23,000 $ 25,000
Sabana Grande County Puerto Rico 34 $ 998,000 $ 29,000 $ 18,000
Ciales County Puerto Rico 27 $ 658,000 $ 24,000 $ 21,000
Guayanilla County Puerto Rico 26 $ 756,000 $ 29,000 $ 19,000
Las Marias County Puerto Rico 22 $ 507,000 $ 23,000 $ 26,000
Hormigueros County Puerto Rico 19 $ 399,000 $ 21,000 $ 18,000
Villalba County Puerto Rico 19 $ 503,000 $ 26,000 $ 21,000
Adjuntas County Puerto Rico 16 $ 360,000 $ 22,000 $ 11,000
Vieques County Puerto Rico 12 $ 1,027,000 $ 85,000 $ 18,000
Rincon County Puerto Rico 9 $ 270,000 $ 30,000 $ 18,000
Culebra County Puerto Rico 8 $ 200,000 $ 25,000 $ 21,000
Maricao County Puerto Rico 6 $ 150,000 $ 25,000 $ 11,000

Mortgage Loan Application Detail Totals for Associates International Hold in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing (home purchase or home improvement, one-to-four family) 7,004 $193,509,000 $27,000 $960,000 $31,000 $7,000,000
Home Purchase (one-to-four family) 316 $9,779,000 $30,000 $105,000 $28,000 $624,000
Multifamily dwelling (home purchase, home improvement, and refinancings) 0 $0 $0 $0 $0 $0
Home Improvement (one-to-four family) 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Hispanic 7,308 $202,760,000 $27,000 $960,000 $31,000 $7,000,000
White 7 $400,000 $57,000 $250,000 $45,000 $96,000
Information not provided by applicant in mail or telephone application 3 $97,000 $32,000 $52,000 $33,000 $71,000
American Indian or Alaskan Native 1 $21,000 $21,000 $21,000 $33,000 $33,000
Asian or Pacific Islander 1 $10,000 $10,000 $10,000 $22,000 $22,000
Black 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 7,320 $203,288,000 $27,000 $960,000 $31,000 $7,000,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 3,358 $90,984,000 $27,000 $960,000 $29,000 $3,000,000
Loan Originated 2,420 $67,087,000 $27,000 $226,000 $26,000 $812,000
Application Withdrawn By Applicant 1,463 $41,357,000 $28,000 $700,000 $27,000 $912,000
Loan Purchased By The Institution 79 $3,860,000 $48,000 $180,000 $78,000 $7,000,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 1,060 $26,810,000 $25,000 $129,000 $28,000 $753,000
Credit Application Incomplete 731 $19,624,000 $26,000 $200,000 $41,000 $1,000,000
Credit History 718 $18,061,000 $25,000 $130,000 $28,000 $3,000,000
Other 535 $15,142,000 $28,000 $370,000 $28,000 $360,000
Insufficient Cash (Downpayment, Closing Cost) 173 $7,705,000 $44,000 $960,000 $25,000 $106,000
Debt-To-Income Ratio 135 $3,464,000 $25,000 $100,000 $18,000 $68,000
Employment History 6 $178,000 $29,000 $56,000 $28,000 $52,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Associates International Hold's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Associates International Hold's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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