Assurance Financial Group, L.L.C.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Assurance Financial Group, L.L.C. 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Assurance Financial Group, L.L.C. 9029 Jefferson Highway Suite 100 Baton Rouge, LA 70809 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 3,054 |
| Total Mortgage Loan Application Amount | $607,058,000 |
| Average Mortgage Loan Application Amount | $205,666 |
| Highest Mortgage Loan Application Amount | $1,440,000 |
| Average Applicant Income | $95,666 |
| Highest Applicant Income | $1,680,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Assurance Financial Group, L.L.C.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Assurance Financial Group, L.L.C.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Assurance Financial Group, L.L.C.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Assurance Financial Group, L.L.C. serves its applicants.
Each category highlights the total number of mortgage applications processed by Assurance Financial Group, L.L.C., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Assurance Financial Group, L.L.C.'s mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| East Baton Rouge County Louisiana | 722 | $ 152,621,000 | $ 211,000 | $ 91,000 |
| Lafayette County Louisiana | 385 | $ 80,161,000 | $ 208,000 | $ 89,000 |
| Ascension County Louisiana | 285 | $ 62,834,000 | $ 220,000 | $ 91,000 |
| Terrebonne County Louisiana | 209 | $ 37,990,000 | $ 181,000 | $ 81,000 |
| Livingston County Louisiana | 190 | $ 32,923,000 | $ 173,000 | $ 80,000 |
| Lafourche County Louisiana | 117 | $ 19,530,000 | $ 166,000 | $ 75,000 |
| Ouachita County Louisiana | 97 | $ 16,419,000 | $ 169,000 | $ 62,000 |
| Orleans County Louisiana | 67 | $ 17,499,000 | $ 261,000 | $ 133,000 |
| Calcasieu County Louisiana | 64 | $ 11,634,000 | $ 181,000 | $ 71,000 |
| Fulton County Georgia | 63 | $ 18,082,000 | $ 287,000 | $ 155,000 |
| Jefferson County Alabama | 61 | $ 11,913,000 | $ 195,000 | $ 82,000 |
| Lauderdale County Alabama | 46 | $ 5,694,000 | $ 123,000 | $ 55,000 |
| Cobb County Georgia | 42 | $ 9,243,000 | $ 220,000 | $ 103,000 |
| West Baton Rouge County Louisiana | 40 | $ 7,959,000 | $ 198,000 | $ 75,000 |
| St. Landry County Louisiana | 39 | $ 6,961,000 | $ 178,000 | $ 88,000 |
| St. Tammany County Louisiana | 37 | $ 8,926,000 | $ 241,000 | $ 92,000 |
| Jefferson County Louisiana | 36 | $ 6,821,000 | $ 189,000 | $ 98,000 |
| Madison County Alabama | 35 | $ 5,178,000 | $ 147,000 | $ 67,000 |
| DeKalb County Georgia | 33 | $ 10,674,000 | $ 323,000 | $ 163,000 |
| Colbert County Alabama | 30 | $ 2,813,000 | $ 93,000 | $ 48,000 |
| Harris County Texas | 25 | $ 5,522,000 | $ 220,000 | $ 185,000 |
| Shelby County Alabama | 23 | $ 4,456,000 | $ 193,000 | $ 108,000 |
| Iberville County Louisiana | 23 | $ 4,272,000 | $ 185,000 | $ 71,000 |
| Vermilion County Louisiana | 23 | $ 3,818,000 | $ 166,000 | $ 81,000 |
| Gwinnett County Georgia | 18 | $ 4,147,000 | $ 230,000 | $ 113,000 |
| St. Martin County Louisiana | 17 | $ 3,171,000 | $ 186,000 | $ 84,000 |
| Limestone County Alabama | 16 | $ 2,592,000 | $ 162,000 | $ 77,000 |
| Morgan County Alabama | 16 | $ 1,989,000 | $ 124,000 | $ 50,000 |
| Iberia County Louisiana | 15 | $ 2,472,000 | $ 164,000 | $ 100,000 |
| Acadia County Louisiana | 14 | $ 2,635,000 | $ 188,000 | $ 82,000 |
| Tangipahoa County Louisiana | 14 | $ 2,123,000 | $ 151,000 | $ 84,000 |
| Assumption County Louisiana | 13 | $ 2,295,000 | $ 176,000 | $ 85,000 |
| Tuscaloosa County Alabama | 11 | $ 1,800,000 | $ 163,000 | $ 41,000 |
| Rankin County Mississippi | 11 | $ 2,000,000 | $ 181,000 | $ 72,000 |
| Avoyelles County Louisiana | 10 | $ 1,121,000 | $ 112,000 | $ 66,000 |
| Franklin County Louisiana | 10 | $ 1,651,000 | $ 165,000 | $ 82,000 |
| West Feliciana County Louisiana | 9 | $ 2,133,000 | $ 237,000 | $ 106,000 |
| Caddo County Louisiana | 8 | $ 1,548,000 | $ 193,000 | $ 80,000 |
| Hinds County Mississippi | 8 | $ 1,521,000 | $ 190,000 | $ 95,000 |
| Madison County Mississippi | 8 | $ 1,328,000 | $ 166,000 | $ 87,000 |
| Forsyth County Georgia | 7 | $ 2,024,000 | $ 289,000 | $ 101,000 |
| Pointe Coupee County Louisiana | 7 | $ 1,323,000 | $ 189,000 | $ 68,000 |
| Cherokee County Georgia | 6 | $ 1,033,000 | $ 172,000 | $ 87,000 |
| St. James County Louisiana | 6 | $ 1,187,000 | $ 197,000 | $ 49,000 |
| St. Mary County Louisiana | 6 | $ 905,000 | $ 150,000 | $ 58,000 |
| Jefferson Davis County Louisiana | 5 | $ 621,000 | $ 124,000 | $ 50,000 |
| Morehouse County Louisiana | 5 | $ 769,000 | $ 153,000 | $ 81,000 |
| St. Charles County Louisiana | 5 | $ 870,000 | $ 174,000 | $ 78,000 |
| Lawrence County Alabama | 4 | $ 303,000 | $ 75,000 | $ 33,000 |
| St. Clair County Alabama | 4 | $ 419,000 | $ 104,000 | $ 48,000 |
| Bartow County Georgia | 4 | $ 332,000 | $ 83,000 | $ 107,000 |
| Lincoln County Louisiana | 4 | $ 637,000 | $ 159,000 | $ 47,000 |
| Rapides County Louisiana | 4 | $ 1,251,000 | $ 312,000 | $ 117,000 |
| Richland County Louisiana | 4 | $ 546,000 | $ 136,000 | $ 58,000 |
| St. John the Baptist County Louisiana | 4 | $ 685,000 | $ 171,000 | $ 41,000 |
| Paulding County Georgia | 3 | $ 409,000 | $ 136,000 | $ 68,000 |
| Beauregard County Louisiana | 3 | $ 615,000 | $ 205,000 | $ 108,000 |
| East Feliciana County Louisiana | 3 | $ 429,000 | $ 143,000 | $ 54,000 |
| Evangeline County Louisiana | 3 | $ 349,000 | $ 116,000 | $ 71,000 |
| Franklin County Alabama | 2 | $ 219,000 | $ 109,000 | $ 37,000 |
| Walton County Florida | 2 | $ 789,000 | $ 394,000 | $ 510,000 |
| Newton County Georgia | 2 | $ 245,000 | $ 122,000 | $ 38,000 |
| Jackson County Louisiana | 2 | $ 272,000 | $ 136,000 | $ 36,000 |
| Hancock County Mississippi | 2 | $ 322,000 | $ 161,000 | $ 88,000 |
| Harrison County Mississippi | 2 | $ 641,000 | $ 320,000 | $ 153,000 |
| Davidson County Tennessee | 2 | $ 426,000 | $ 213,000 | $ 46,000 |
| Cooke County Texas | 2 | $ 212,000 | $ 106,000 | $ 57,000 |
| Galveston County Texas | 2 | $ 497,000 | $ 248,000 | $ 220,000 |
| Montgomery County Texas | 2 | $ 297,000 | $ 148,000 | $ 98,000 |
| Baldwin County Alabama | 1 | $ 56,000 | $ 56,000 | $ 115,000 |
| Bibb County Alabama | 1 | $ 82,000 | $ 82,000 | $ 35,000 |
| Calhoun County Alabama | 1 | $ 212,000 | $ 212,000 | $ 83,000 |
| Marshall County Alabama | 1 | $ 77,000 | $ 77,000 | $ 40,000 |
| Benton County Arkansas | 1 | $ 94,000 | $ 94,000 | $ 49,000 |
| Marion County Arkansas | 1 | $ 203,000 | $ 203,000 | $ 248,000 |
| Hillsborough County Florida | 1 | $ 131,000 | $ 131,000 | $ 35,000 |
| Marion County Florida | 1 | $ 45,000 | $ 45,000 | $ 79,000 |
| Orange County Florida | 1 | $ 228,000 | $ 228,000 | $ 60,000 |
| Barrow County Georgia | 1 | $ 190,000 | $ 190,000 | $ 79,000 |
| Butts County Georgia | 1 | $ 91,000 | $ 91,000 | $ 22,000 |
| Carroll County Georgia | 1 | $ 133,000 | $ 133,000 | $ 42,000 |
| Chatham County Georgia | 1 | $ 180,000 | $ 180,000 | $ 64,000 |
| Columbia County Georgia | 1 | $ 286,000 | $ 286,000 | $ 81,000 |
| Douglas County Georgia | 1 | $ 82,000 | $ 82,000 | $ 65,000 |
| Gordon County Georgia | 1 | $ 172,000 | $ 172,000 | $ 76,000 |
| Habersham County Georgia | 1 | $ 190,000 | $ 190,000 | $ 47,000 |
| Hall County Georgia | 1 | $ 138,000 | $ 138,000 | $ 30,000 |
| Henry County Georgia | 1 | $ 225,000 | $ 225,000 | $ 105,000 |
| Putnam County Georgia | 1 | $ 239,000 | $ 239,000 | $ 158,000 |
| Spalding County Georgia | 1 | $ 95,000 | $ 95,000 | $ 28,000 |
| Bienville County Louisiana | 1 | $ 118,000 | $ 118,000 | $ 44,000 |
| Bossier County Louisiana | 1 | $ 180,000 | $ 180,000 | $ 65,000 |
| Caldwell County Louisiana | 1 | $ 93,000 | $ 93,000 | $ 4,000 |
| Cameron County Louisiana | 1 | $ 82,000 | $ 82,000 | $ 53,000 |
| Catahoula County Louisiana | 1 | $ 292,000 | $ 292,000 | $ 107,000 |
| Sabine County Louisiana | 1 | $ 260,000 | $ 260,000 | $ 170,000 |
| St. Helena County Louisiana | 1 | $ 191,000 | $ 191,000 | $ 70,000 |
| West Carroll County Louisiana | 1 | $ 196,000 | $ 196,000 | $ 66,000 |
| Winn County Louisiana | 1 | $ 213,000 | $ 213,000 | $ 78,000 |
| Carroll County Mississippi | 1 | $ 245,000 | $ 245,000 | $ 67,000 |
| Copiah County Mississippi | 1 | $ 52,000 | $ 52,000 | $ 114,000 |
| Forrest County Mississippi | 1 | $ 245,000 | $ 245,000 | $ 79,000 |
| Lamar County Mississippi | 1 | $ 316,000 | $ 316,000 | $ 161,000 |
| Lawrence County Mississippi | 1 | $ 201,000 | $ 201,000 | $ 76,000 |
| Neshoba County Mississippi | 1 | $ 130,000 | $ 130,000 | $ 72,000 |
| Oktibbeha County Mississippi | 1 | $ 97,000 | $ 97,000 | $ 62,000 |
| Pearl River County Mississippi | 1 | $ 105,000 | $ 105,000 | $ 35,000 |
| Pike County Mississippi | 1 | $ 337,000 | $ 337,000 | $ 131,000 |
| Simpson County Mississippi | 1 | $ 157,000 | $ 157,000 | $ 112,000 |
| Warren County Mississippi | 1 | $ 241,000 | $ 241,000 | $ 95,000 |
| Webster County Mississippi | 1 | $ 82,000 | $ 82,000 | $ 46,000 |
| Wilkinson County Mississippi | 1 | $ 112,000 | $ 112,000 | $ 196,000 |
| Hamilton County Tennessee | 1 | $ 292,000 | $ 292,000 | $ 160,000 |
| Lawrence County Tennessee | 1 | $ 80,000 | $ 80,000 | $ 39,000 |
| Lincoln County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 36,000 |
| Shelby County Tennessee | 1 | $ 111,000 | $ 111,000 | $ 23,000 |
| Denton County Texas | 1 | $ 370,000 | $ 370,000 | $ 135,000 |
| Ellis County Texas | 1 | $ 216,000 | $ 216,000 | $ 64,000 |
| Grayson County Texas | 1 | $ 128,000 | $ 128,000 | $ 63,000 |
| Hardin County Texas | 1 | $ 184,000 | $ 184,000 | $ 65,000 |
| Jefferson County Texas | 1 | $ 417,000 | $ 417,000 | $ 146,000 |
| McLennan County Texas | 1 | $ 140,000 | $ 140,000 | $ 46,000 |
| Starr County Texas | 1 | $ 197,000 | $ 197,000 | $ 47,000 |
| Tarrant County Texas | 1 | $ 156,000 | $ 156,000 | $ 57,000 |
| Travis County Texas | 1 | $ 143,000 | $ 143,000 | $ 39,000 |
| Williamson County Texas | 1 | $ 179,000 | $ 179,000 | $ 67,000 |
Mortgage Loan Application Detail Totals for Assurance Financial Group, L.L.C. in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,472 | $482,446,000 | $195,000 | $840,000 | $84,000 | $1,680,000 |
| Refinancing | 506 | $108,815,000 | $215,000 | $1,440,000 | $107,000 | $1,608,000 |
| Home Improvement | 76 | $15,797,000 | $207,000 | $488,000 | $96,000 | $264,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,573 | $519,893,000 | $202,000 | $1,440,000 | $90,000 | $1,608,000 |
| Black or African American | 267 | $44,971,000 | $168,000 | $417,000 | $69,000 | $732,000 |
| Hispanic | 75 | $13,589,000 | $181,000 | $417,000 | $70,000 | $275,000 |
| Asian | 63 | $13,444,000 | $213,000 | $764,000 | $92,000 | $532,000 |
| Not Provided | 59 | $11,947,000 | $202,000 | $417,000 | $136,000 | $1,680,000 |
| American Indian or Alaskan Native | 12 | $2,120,000 | $176,000 | $410,000 | $77,000 | $225,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,094,000 | $218,000 | $363,000 | $72,000 | $165,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,718 | $374,095,000 | $217,000 | $1,440,000 | $109,000 | $1,680,000 |
| FHA-insured (Federal Housing Administration) | 783 | $134,652,000 | $171,000 | $351,000 | $63,000 | $295,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 347 | $54,187,000 | $156,000 | $350,000 | $52,000 | $218,000 |
| VA-guaranteed (Veterans Administration) | 206 | $44,124,000 | $214,000 | $612,000 | $73,000 | $216,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,852 | $572,558,000 | $200,000 | $1,440,000 | $88,000 | $915,000 |
| Application Denied By Financial Institution | 202 | $34,500,000 | $170,000 | $760,000 | $99,000 | $1,680,000 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 101 | $14,631,000 | $144,000 | $415,000 | $125,000 | $1,680,000 |
| Debt-To-Income Ratio | 61 | $12,593,000 | $206,000 | $760,000 | $58,000 | $268,000 |
| Other | 14 | $2,917,000 | $208,000 | $720,000 | $133,000 | $670,000 |
| Collateral | 9 | $1,501,000 | $166,000 | $417,000 | $88,000 | $276,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $1,447,000 | $180,000 | $311,000 | $97,000 | $217,000 |
| Employment History | 7 | $1,220,000 | $174,000 | $256,000 | $44,000 | $78,000 |
| Mortgage Insurance Denied | 1 | $189,000 | $189,000 | $189,000 | $72,000 | $72,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Assurance Financial Group, L.L.C.'s 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Assurance Financial Group, L.L.C.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.