Assurity Financial Services
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Assurity Financial Services 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Assurity Financial Services 6025 South Quebec Street, #260 Englewood, CO 80111 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 968 |
| Total Mortgage Loan Application Amount | $156,214,000 |
| Average Mortgage Loan Application Amount | $171,000 |
| Highest Mortgage Loan Application Amount | $595,000 |
| Average Applicant Income | $62,714 |
| Highest Applicant Income | $587,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Assurity Financial Services. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Assurity Financial Services's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Assurity Financial Services's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Assurity Financial Services serves its applicants.
Each category highlights the total number of mortgage applications processed by Assurity Financial Services, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Assurity Financial Services's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa County Arizona | 245 | $ 37,329,000 | $ 152,000 | $ 41,000 |
| El Paso County Colorado | 123 | $ 19,349,000 | $ 157,000 | $ 16,000 |
| Pima County Arizona | 76 | $ 11,119,000 | $ 146,000 | $ 42,000 |
| Arapahoe County Colorado | 76 | $ 12,745,000 | $ 167,000 | $ 22,000 |
| Clark County Nevada | 62 | $ 9,958,000 | $ 160,000 | $ 41,000 |
| Adams County Colorado | 53 | $ 9,163,000 | $ 172,000 | $ 12,000 |
| Denver County Colorado | 51 | $ 9,344,000 | $ 183,000 | $ 19,000 |
| Jefferson County Colorado | 45 | $ 8,609,000 | $ 191,000 | $ 28,000 |
| Weld County Colorado | 33 | $ 5,274,000 | $ 159,000 | $ 17,000 |
| Pinal County Arizona | 31 | $ 4,655,000 | $ 150,000 | $ 52,000 |
| Douglas County Colorado | 23 | $ 5,023,000 | $ 218,000 | $ 35,000 |
| Larimer County Colorado | 18 | $ 2,936,000 | $ 163,000 | $ 28,000 |
| Pueblo County Colorado | 15 | $ 1,798,000 | $ 119,000 | $ 22,000 |
| Boulder County Colorado | 12 | $ 2,522,000 | $ 210,000 | $ 58,000 |
| Yavapai County Arizona | 11 | $ 1,945,000 | $ 176,000 | $ 50,000 |
| Mesa County Colorado | 11 | $ 1,423,000 | $ 129,000 | $ 0 |
| Mohave County Arizona | 8 | $ 1,176,000 | $ 147,000 | $ 32,000 |
| Broomfield County Colorado | 8 | $ 1,817,000 | $ 227,000 | $ 49,000 |
| Cochise County Arizona | 7 | $ 898,000 | $ 128,000 | $ 10,000 |
| Coconino County Arizona | 7 | $ 1,264,000 | $ 180,000 | $ 48,000 |
| Yuma County Arizona | 7 | $ 871,000 | $ 124,000 | $ 25,000 |
| Santa Cruz County Arizona | 4 | $ 445,000 | $ 111,000 | $ 47,000 |
| Washoe County Nevada | 4 | $ 617,000 | $ 154,000 | $ 39,000 |
| Graham County Arizona | 3 | $ 339,000 | $ 113,000 | $ 0 |
| Garfield County Colorado | 3 | $ 473,000 | $ 157,000 | $ 0 |
| Teller County Colorado | 3 | $ 444,000 | $ 148,000 | $ 0 |
| Navajo County Arizona | 2 | $ 278,000 | $ 139,000 | $ 22,000 |
| Elbert County Colorado | 2 | $ 339,000 | $ 169,000 | $ 8,000 |
| Morgan County Colorado | 2 | $ 322,000 | $ 161,000 | $ 90,000 |
| Gila County Arizona | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Alamosa County Colorado | 1 | $ 146,000 | $ 146,000 | $ 47,000 |
| Fremont County Colorado | 1 | $ 131,000 | $ 131,000 | $ 45,000 |
| La Plata County Colorado | 1 | $ 117,000 | $ 117,000 | $ 30,000 |
| Park County Colorado | 1 | $ 262,000 | $ 262,000 | $ 0 |
| Phillips County Colorado | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Prowers County Colorado | 1 | $ 45,000 | $ 45,000 | $ 38,000 |
| Lyon County Nevada | 1 | $ 114,000 | $ 114,000 | $ 0 |
Mortgage Loan Application Detail Totals for Assurity Financial Services in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 890 | $142,854,000 | $167,750 | $595,000 | $39,000 | $587,000 |
| Home Purchase | 78 | $13,360,000 | $175,333 | $267,000 | $94,333 | $370,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 573 | $93,547,000 | $163,250 | $595,000 | $43,000 | $587,000 |
| Hispanic | 190 | $29,226,000 | $160,000 | $302,000 | $31,750 | $116,000 |
| Not Provided | 101 | $16,768,000 | $172,250 | $376,000 | $46,000 | $122,000 |
| Black or African American | 81 | $12,899,000 | $159,666 | $314,000 | $27,666 | $114,000 |
| Asian | 9 | $1,564,000 | $161,000 | $212,000 | $40,000 | $75,000 |
| American Indian or Alaskan Native | 8 | $1,163,000 | $146,000 | $188,000 | $18,000 | $120,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $1,047,000 | $165,000 | $240,000 | $21,666 | $52,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 475 | $74,924,000 | $156,250 | $295,000 | $32,500 | $179,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 297 | $51,556,000 | $171,750 | $595,000 | $64,250 | $587,000 |
| VA-guaranteed (Veterans Administration) | 196 | $29,734,000 | $132,500 | $307,000 | $6,500 | $114,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 647 | $102,131,000 | $157,000 | $401,000 | $31,000 | $370,000 |
| Application Denied By Financial Institution | 173 | $29,557,000 | $181,250 | $595,000 | $42,000 | $587,000 |
| Application Approved But Not Accepted | 84 | $13,416,000 | $155,500 | $310,000 | $39,000 | $109,000 |
| Application Withdrawn By Applicant | 56 | $9,714,000 | $168,500 | $251,000 | $41,750 | $138,000 |
| File Closed For Incompleteness | 8 | $1,396,000 | $212,500 | $264,000 | $62,500 | $100,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 51 | $8,827,000 | $208,666 | $595,000 | $44,000 | $587,000 |
| Credit History | 45 | $7,664,000 | $168,750 | $307,000 | $43,750 | $108,000 |
| Other | 25 | $4,118,000 | $171,000 | $257,000 | $23,333 | $79,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 17 | $2,612,000 | $149,000 | $219,000 | $23,000 | $103,000 |
| Debt-To-Income Ratio | 17 | $3,103,000 | $178,750 | $383,000 | $53,500 | $83,000 |
| Unverifiable Information | 14 | $2,548,000 | $180,666 | $314,000 | $25,666 | $99,000 |
| Employment History | 4 | $685,000 | $161,000 | $207,000 | $36,000 | $88,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Assurity Financial Services's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Assurity Financial Services's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Colorado, download the full spreadsheet
with aggregated HMDA statistics today.