Atlanta Postal
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Atlanta Postal 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Atlanta Postal 1605 Boggs Road Atlanta, GA 30096 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 611 |
| Total Mortgage Loan Application Amount | $63,056,000 |
| Average Mortgage Loan Application Amount | $121,000 |
| Highest Mortgage Loan Application Amount | $616,000 |
| Average Applicant Income | $81,500 |
| Highest Applicant Income | $931,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Atlanta Postal. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Atlanta Postal's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Atlanta Postal's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Atlanta Postal serves its applicants.
Each category highlights the total number of mortgage applications processed by Atlanta Postal, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Atlanta Postal's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| DeKalb County Georgia | 61 | $ 5,536,000 | $ 90,000 | $ 61,000 |
| Fulton County Georgia | 58 | $ 5,344,000 | $ 92,000 | $ 62,000 |
| Gwinnett County Georgia | 43 | $ 4,506,000 | $ 104,000 | $ 75,000 |
| Henry County Georgia | 30 | $ 3,334,000 | $ 111,000 | $ 89,000 |
| Clayton County Georgia | 26 | $ 1,726,000 | $ 66,000 | $ 57,000 |
| Cobb County Georgia | 25 | $ 2,910,000 | $ 116,000 | $ 65,000 |
| Hall County Georgia | 16 | $ 2,135,000 | $ 133,000 | $ 76,000 |
| Spalding County Georgia | 14 | $ 1,127,000 | $ 80,000 | $ 376,000 |
| Paulding County Georgia | 12 | $ 1,350,000 | $ 112,000 | $ 67,000 |
| Forsyth County Georgia | 10 | $ 1,884,000 | $ 188,000 | $ 104,000 |
| Fayette County Georgia | 8 | $ 1,131,000 | $ 141,000 | $ 104,000 |
| Cherokee County Georgia | 7 | $ 596,000 | $ 85,000 | $ 64,000 |
| Douglas County Georgia | 7 | $ 859,000 | $ 122,000 | $ 61,000 |
| Newton County Georgia | 7 | $ 1,108,000 | $ 158,000 | $ 52,000 |
| Walton County Georgia | 7 | $ 430,000 | $ 61,000 | $ 72,000 |
| Jefferson County Alabama | 6 | $ 476,000 | $ 79,000 | $ 71,000 |
| Mecklenburg County North Carolina | 6 | $ 742,000 | $ 123,000 | $ 61,000 |
| Butts County Georgia | 5 | $ 362,000 | $ 72,000 | $ 521,000 |
| Jackson County Georgia | 5 | $ 1,142,000 | $ 228,000 | $ 86,000 |
| Monroe County Georgia | 5 | $ 852,000 | $ 170,000 | $ 85,000 |
| Rockdale County Georgia | 5 | $ 597,000 | $ 119,000 | $ 81,000 |
| Union County Georgia | 5 | $ 291,000 | $ 58,000 | $ 77,000 |
| Wake County North Carolina | 5 | $ 397,000 | $ 79,000 | $ 65,000 |
| Bibb County Georgia | 4 | $ 506,000 | $ 126,000 | $ 88,000 |
| Dawson County Georgia | 4 | $ 579,000 | $ 144,000 | $ 72,000 |
| Gilmer County Georgia | 4 | $ 301,000 | $ 75,000 | $ 57,000 |
| Pickens County Georgia | 4 | $ 341,000 | $ 85,000 | $ 60,000 |
| Lee County Florida | 3 | $ 205,000 | $ 68,000 | $ 60,000 |
| Marion County Florida | 3 | $ 308,000 | $ 102,000 | $ 81,000 |
| Bartow County Georgia | 3 | $ 560,000 | $ 186,000 | $ 84,000 |
| Carroll County Georgia | 3 | $ 183,000 | $ 61,000 | $ 34,000 |
| Jasper County Georgia | 3 | $ 306,000 | $ 102,000 | $ 33,000 |
| Pike County Georgia | 3 | $ 290,000 | $ 96,000 | $ 389,000 |
| Upson County Georgia | 3 | $ 439,000 | $ 146,000 | $ 128,000 |
| Charleston County South Carolina | 3 | $ 233,000 | $ 77,000 | $ 326,000 |
| Calhoun County Alabama | 2 | $ 63,000 | $ 31,000 | $ 34,000 |
| DeKalb County Alabama | 2 | $ 183,000 | $ 91,000 | $ 94,000 |
| Montgomery County Alabama | 2 | $ 122,000 | $ 61,000 | $ 53,000 |
| Kent County Delaware | 2 | $ 182,000 | $ 91,000 | $ 118,000 |
| Collier County Florida | 2 | $ 100,000 | $ 50,000 | $ 53,000 |
| DeSoto County Florida | 2 | $ 196,000 | $ 98,000 | $ 40,000 |
| Hillsborough County Florida | 2 | $ 460,000 | $ 230,000 | $ 128,000 |
| Lake County Florida | 2 | $ 374,000 | $ 187,000 | $ 83,000 |
| Miami-Dade County Florida | 2 | $ 159,000 | $ 79,000 | $ 76,000 |
| Santa Rosa County Florida | 2 | $ 147,000 | $ 73,000 | $ 59,000 |
| St. Lucie County Florida | 2 | $ 92,000 | $ 46,000 | $ 53,000 |
| Barrow County Georgia | 2 | $ 140,000 | $ 70,000 | $ 52,000 |
| Clarke County Georgia | 2 | $ 422,000 | $ 211,000 | $ 59,000 |
| Coweta County Georgia | 2 | $ 367,000 | $ 183,000 | $ 46,000 |
| Franklin County Georgia | 2 | $ 120,000 | $ 60,000 | $ 39,000 |
| Habersham County Georgia | 2 | $ 425,000 | $ 212,000 | $ 94,000 |
| Laurens County Georgia | 2 | $ 238,000 | $ 119,000 | $ 54,000 |
| Polk County Georgia | 2 | $ 125,000 | $ 62,000 | $ 35,000 |
| Troup County Georgia | 2 | $ 85,000 | $ 42,000 | $ 61,000 |
| Wayne County Georgia | 2 | $ 166,000 | $ 83,000 | $ 90,000 |
| Pike County Kentucky | 2 | $ 205,000 | $ 102,000 | $ 66,000 |
| Cumberland County North Carolina | 2 | $ 367,000 | $ 183,000 | $ 81,000 |
| Nash County North Carolina | 2 | $ 227,000 | $ 113,000 | $ 64,000 |
| Chester County South Carolina | 2 | $ 88,000 | $ 44,000 | $ 56,000 |
| Horry County South Carolina | 2 | $ 42,000 | $ 21,000 | $ 55,000 |
| Minnehaha County South Dakota | 2 | $ 102,000 | $ 51,000 | $ 87,000 |
| Shelby County Tennessee | 2 | $ 290,000 | $ 145,000 | $ 153,000 |
| Dane County Wisconsin | 2 | $ 422,000 | $ 211,000 | $ 117,000 |
| Cleburne County Alabama | 1 | $ 117,000 | $ 117,000 | $ 81,000 |
| Houston County Alabama | 1 | $ 68,000 | $ 68,000 | $ 50,000 |
| Jackson County Alabama | 1 | $ 40,000 | $ 40,000 | $ 52,000 |
| Lee County Alabama | 1 | $ 30,000 | $ 30,000 | $ 49,000 |
| Mobile County Alabama | 1 | $ 60,000 | $ 60,000 | $ 122,000 |
| Randolph County Alabama | 1 | $ 20,000 | $ 20,000 | $ 38,000 |
| Bradley County Arkansas | 1 | $ 36,000 | $ 36,000 | $ 79,000 |
| Carroll County Arkansas | 1 | $ 200,000 | $ 200,000 | $ 80,000 |
| Cleveland County Arkansas | 1 | $ 70,000 | $ 70,000 | $ 54,000 |
| Cross County Arkansas | 1 | $ 26,000 | $ 26,000 | $ 38,000 |
| Howard County Arkansas | 1 | $ 65,000 | $ 65,000 | $ 63,000 |
| Grand County Colorado | 1 | $ 199,000 | $ 199,000 | $ 183,000 |
| Columbia County Florida | 1 | $ 31,000 | $ 31,000 | $ 84,000 |
| Escambia County Florida | 1 | $ 82,000 | $ 82,000 | $ 76,000 |
| Highlands County Florida | 1 | $ 25,000 | $ 25,000 | $ 81,000 |
| Leon County Florida | 1 | $ 34,000 | $ 34,000 | $ 85,000 |
| Madison County Florida | 1 | $ 85,000 | $ 85,000 | $ 82,000 |
| Okeechobee County Florida | 1 | $ 40,000 | $ 40,000 | $ 57,000 |
| Pinellas County Florida | 1 | $ 75,000 | $ 75,000 | $ 50,000 |
| Polk County Florida | 1 | $ 140,000 | $ 140,000 | $ 50,000 |
| Seminole County Florida | 1 | $ 37,000 | $ 37,000 | $ 88,000 |
| Volusia County Florida | 1 | $ 476,000 | $ 476,000 | $ 623,000 |
| Appling County Georgia | 1 | $ 70,000 | $ 70,000 | $ 27,000 |
| Baldwin County Georgia | 1 | $ 25,000 | $ 25,000 | $ 56,000 |
| Bryan County Georgia | 1 | $ 89,000 | $ 89,000 | $ 216,000 |
| Bulloch County Georgia | 1 | $ 90,000 | $ 90,000 | $ 40,000 |
| Charlton County Georgia | 1 | $ 35,000 | $ 35,000 | $ 51,000 |
| Coffee County Georgia | 1 | $ 38,000 | $ 38,000 | $ 91,000 |
| Colquitt County Georgia | 1 | $ 138,000 | $ 138,000 | $ 89,000 |
| Crawford County Georgia | 1 | $ 45,000 | $ 45,000 | $ 31,000 |
| Dodge County Georgia | 1 | $ 95,000 | $ 95,000 | $ 143,000 |
| Emanuel County Georgia | 1 | $ 90,000 | $ 90,000 | $ 95,000 |
| Glynn County Georgia | 1 | $ 138,000 | $ 138,000 | $ 62,000 |
| Hancock County Georgia | 1 | $ 60,000 | $ 60,000 | $ 17,000 |
| Haralson County Georgia | 1 | $ 20,000 | $ 20,000 | $ 85,000 |
| Houston County Georgia | 1 | $ 101,000 | $ 101,000 | $ 107,000 |
| Lamar County Georgia | 1 | $ 63,000 | $ 63,000 | $ 109,000 |
| Lanier County Georgia | 1 | $ 110,000 | $ 110,000 | $ 60,000 |
| Liberty County Georgia | 1 | $ 77,000 | $ 77,000 | $ 54,000 |
| Lowndes County Georgia | 1 | $ 35,000 | $ 35,000 | $ 86,000 |
| Lumpkin County Georgia | 1 | $ 125,000 | $ 125,000 | $ 58,000 |
| Miller County Georgia | 1 | $ 33,000 | $ 33,000 | $ 57,000 |
| Putnam County Georgia | 1 | $ 84,000 | $ 84,000 | $ 69,000 |
| Rabun County Georgia | 1 | $ 616,000 | $ 616,000 | $ 307,000 |
| Stephens County Georgia | 1 | $ 15,000 | $ 15,000 | $ 85,000 |
| Toombs County Georgia | 1 | $ 275,000 | $ 275,000 | $ 139,000 |
| White County Georgia | 1 | $ 70,000 | $ 70,000 | $ 97,000 |
| Wilcox County Georgia | 1 | $ 150,000 | $ 150,000 | $ 98,000 |
| Wilkes County Georgia | 1 | $ 100,000 | $ 100,000 | $ 51,000 |
| Canyon County Idaho | 1 | $ 125,000 | $ 125,000 | $ 49,000 |
| Mason County Illinois | 1 | $ 112,000 | $ 112,000 | $ 70,000 |
| Vermillion County Indiana | 1 | $ 33,000 | $ 33,000 | $ 38,000 |
| Leavenworth County Kansas | 1 | $ 30,000 | $ 30,000 | $ 94,000 |
| Jefferson County Kentucky | 1 | $ 10,000 | $ 10,000 | $ 49,000 |
| Avoyelles County Louisiana | 1 | $ 44,000 | $ 44,000 | $ 54,000 |
| St. Helena County Louisiana | 1 | $ 40,000 | $ 40,000 | $ 58,000 |
| Carroll County Maryland | 1 | $ 250,000 | $ 250,000 | $ 78,000 |
| Prince George's County Maryland | 1 | $ 22,000 | $ 22,000 | $ 81,000 |
| Worcester County Massachusetts | 1 | $ 40,000 | $ 40,000 | $ 27,000 |
| Lenawee County Michigan | 1 | $ 87,000 | $ 87,000 | $ 58,000 |
| Hubbard County Minnesota | 1 | $ 128,000 | $ 128,000 | $ 59,000 |
| Pine County Minnesota | 1 | $ 131,000 | $ 131,000 | $ 96,000 |
| Choctaw County Mississippi | 1 | $ 50,000 | $ 50,000 | $ 79,000 |
| Copiah County Mississippi | 1 | $ 10,000 | $ 10,000 | $ 50,000 |
| DeSoto County Mississippi | 1 | $ 225,000 | $ 225,000 | $ 62,000 |
| Hinds County Mississippi | 1 | $ 98,000 | $ 98,000 | $ 58,000 |
| Neshoba County Mississippi | 1 | $ 60,000 | $ 60,000 | $ 52,000 |
| Noxubee County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 113,000 |
| Rankin County Mississippi | 1 | $ 110,000 | $ 110,000 | $ 49,000 |
| Tate County Mississippi | 1 | $ 160,000 | $ 160,000 | $ 42,000 |
| Yalobusha County Mississippi | 1 | $ 118,000 | $ 118,000 | $ 71,000 |
| St. Louis City County Missouri | 1 | $ 105,000 | $ 105,000 | $ 145,000 |
| Webster County Missouri | 1 | $ 16,000 | $ 16,000 | $ 58,000 |
| Grafton County New Hampshire | 1 | $ 135,000 | $ 135,000 | $ 104,000 |
| Atlantic County New Jersey | 1 | $ 34,000 | $ 34,000 | $ 112,000 |
| Bergen County New Jersey | 1 | $ 30,000 | $ 30,000 | $ 129,000 |
| Burlington County New Jersey | 1 | $ 25,000 | $ 25,000 | $ 36,000 |
| Cape May County New Jersey | 1 | $ 259,000 | $ 259,000 | $ 119,000 |
| Cumberland County New Jersey | 1 | $ 40,000 | $ 40,000 | $ 53,000 |
| Essex County New Jersey | 1 | $ 225,000 | $ 225,000 | $ 118,000 |
| Mora County New Mexico | 1 | $ 175,000 | $ 175,000 | $ 107,000 |
| Niagara County New York | 1 | $ 72,000 | $ 72,000 | $ 49,000 |
| Onondaga County New York | 1 | $ 55,000 | $ 55,000 | $ 68,000 |
| Putnam County New York | 1 | $ 445,000 | $ 445,000 | $ 120,000 |
| Beaufort County North Carolina | 1 | $ 19,000 | $ 19,000 | $ 93,000 |
| Bertie County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 53,000 |
| Brunswick County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 54,000 |
| Buncombe County North Carolina | 1 | $ 280,000 | $ 280,000 | $ 117,000 |
| Catawba County North Carolina | 1 | $ 80,000 | $ 80,000 | $ 51,000 |
| Chatham County North Carolina | 1 | $ 12,000 | $ 12,000 | $ 33,000 |
| Columbus County North Carolina | 1 | $ 43,000 | $ 43,000 | $ 128,000 |
| Davidson County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 42,000 |
| Guilford County North Carolina | 1 | $ 30,000 | $ 30,000 | $ 47,000 |
| Halifax County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 90,000 |
| Jackson County North Carolina | 1 | $ 28,000 | $ 28,000 | $ 45,000 |
| Lincoln County North Carolina | 1 | $ 216,000 | $ 216,000 | $ 48,000 |
| Montgomery County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 25,000 |
| Onslow County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 47,000 |
| Orange County North Carolina | 1 | $ 37,000 | $ 37,000 | $ 58,000 |
| Randolph County North Carolina | 1 | $ 103,000 | $ 103,000 | $ 49,000 |
| Transylvania County North Carolina | 1 | $ 52,000 | $ 52,000 | $ 62,000 |
| Union County North Carolina | 1 | $ 156,000 | $ 156,000 | $ 64,000 |
| Cuyahoga County Ohio | 1 | $ 400,000 | $ 400,000 | $ 261,000 |
| Hamilton County Ohio | 1 | $ 115,000 | $ 115,000 | $ 68,000 |
| Tuscarawas County Ohio | 1 | $ 50,000 | $ 50,000 | $ 107,000 |
| Cleveland County Oklahoma | 1 | $ 25,000 | $ 25,000 | $ 58,000 |
| Major County Oklahoma | 1 | $ 67,000 | $ 67,000 | $ 56,000 |
| McCurtain County Oklahoma | 1 | $ 85,000 | $ 85,000 | $ 58,000 |
| Fayette County Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 88,000 |
| Jefferson County Pennsylvania | 1 | $ 68,000 | $ 68,000 | $ 62,000 |
| Montgomery County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 26,000 |
| Philadelphia County Pennsylvania | 1 | $ 29,000 | $ 29,000 | $ 55,000 |
| Potter County Pennsylvania | 1 | $ 13,000 | $ 13,000 | $ 45,000 |
| Anderson County South Carolina | 1 | $ 45,000 | $ 45,000 | $ 57,000 |
| Dillon County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 70,000 |
| Dorchester County South Carolina | 1 | $ 168,000 | $ 168,000 | $ 49,000 |
| Florence County South Carolina | 1 | $ 380,000 | $ 380,000 | $ 123,000 |
| Kershaw County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 74,000 |
| Richland County South Carolina | 1 | $ 20,000 | $ 20,000 | $ 68,000 |
| Spartanburg County South Carolina | 1 | $ 181,000 | $ 181,000 | $ 46,000 |
| Aurora County South Dakota | 1 | $ 30,000 | $ 30,000 | $ 80,000 |
| Bradley County Tennessee | 1 | $ 13,000 | $ 13,000 | $ 49,000 |
| Davidson County Tennessee | 1 | $ 20,000 | $ 20,000 | $ 46,000 |
| Grainger County Tennessee | 1 | $ 162,000 | $ 162,000 | $ 55,000 |
| Lawrence County Tennessee | 1 | $ 118,000 | $ 118,000 | $ 42,000 |
| Madison County Tennessee | 1 | $ 170,000 | $ 170,000 | $ 63,000 |
| Polk County Tennessee | 1 | $ 48,000 | $ 48,000 | $ 46,000 |
| Rutherford County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 56,000 |
| Wilson County Tennessee | 1 | $ 90,000 | $ 90,000 | $ 69,000 |
| Cameron County Texas | 1 | $ 250,000 | $ 250,000 | $ 20,000 |
| Fort Bend County Texas | 1 | $ 150,000 | $ 150,000 | $ 50,000 |
| Harris County Texas | 1 | $ 190,000 | $ 190,000 | $ 85,000 |
| Montgomery County Texas | 1 | $ 36,000 | $ 36,000 | $ 35,000 |
| Robertson County Texas | 1 | $ 120,000 | $ 120,000 | $ 163,000 |
| Washington County Texas | 1 | $ 53,000 | $ 53,000 | $ 93,000 |
| Fairfax County Virginia | 1 | $ 613,000 | $ 613,000 | $ 171,000 |
| Frederick County Virginia | 1 | $ 35,000 | $ 35,000 | $ 100,000 |
| Lee County Virginia | 1 | $ 50,000 | $ 50,000 | $ 35,000 |
| Island County Washington | 1 | $ 15,000 | $ 15,000 | $ 56,000 |
| Tucker County West Virginia | 1 | $ 70,000 | $ 70,000 | $ 47,000 |
| Wyoming County West Virginia | 1 | $ 29,000 | $ 29,000 | $ 52,000 |
| Barron County Wisconsin | 1 | $ 75,000 | $ 75,000 | $ 52,000 |
Mortgage Loan Application Detail Totals for Atlanta Postal in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 534 | $51,789,000 | $96,000 | $616,000 | $87,000 | $931,000 |
| Home Purchase | 77 | $11,267,000 | $146,000 | $613,000 | $76,000 | $261,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 234 | $25,707,000 | $109,000 | $616,000 | $104,000 | $834,000 |
| Not Provided | 211 | $19,476,000 | $92,000 | $613,000 | $78,000 | $931,000 |
| Black or African American | 146 | $14,888,000 | $101,000 | $460,000 | $66,000 | $261,000 |
| American Indian or Alaskan Native | 8 | $911,000 | $113,000 | $190,000 | $68,000 | $155,000 |
| Asian | 7 | $1,332,000 | $190,000 | $499,000 | $107,000 | $161,000 |
| Hispanic | 5 | $742,000 | $148,000 | $250,000 | $66,000 | $107,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 611 | $63,056,000 | $103,000 | $616,000 | $85,000 | $931,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 324 | $29,737,000 | $91,000 | $616,000 | $101,000 | $931,000 |
| Application Denied By Financial Institution | 142 | $16,645,000 | $117,000 | $460,000 | $62,000 | $218,000 |
| Application Withdrawn By Applicant | 114 | $13,288,000 | $116,000 | $499,000 | $72,000 | $232,000 |
| File Closed For Incompleteness | 31 | $3,386,000 | $109,000 | $369,000 | $72,000 | $152,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 55 | $5,836,000 | $106,000 | $460,000 | $64,000 | $218,000 |
| Credit History | 42 | $4,511,000 | $107,000 | $390,000 | $76,000 | $216,000 |
| Debt-To-Income Ratio | 34 | $4,988,000 | $146,000 | $417,000 | $47,000 | $125,000 |
| Collateral | 10 | $1,163,000 | $116,000 | $202,000 | $53,000 | $73,000 |
| Other | 1 | $147,000 | $147,000 | $147,000 | $59,000 | $59,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Atlanta Postal's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Atlanta Postal's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.