Atlanta Postal
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008

Atlanta Postal 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Atlanta Postal
1605 Boggs Road
Atlanta, GA 30096
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 575
Total Mortgage Loan Application Amount $69,002,000
Average Mortgage Loan Application Amount $131,500
Highest Mortgage Loan Application Amount $690,000
Average Applicant Income $79,500
Highest Applicant Income $1,311,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Atlanta Postal. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Atlanta Postal's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2008 breaks down Atlanta Postal's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Atlanta Postal serves its applicants.

Each category highlights the total number of mortgage applications processed by Atlanta Postal, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Atlanta Postal's mortgage activity for 2008.

Mortgage Loan Application Totals for Atlanta Postal by County in 2008

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Fulton County Georgia 57 $ 6,372,000 $ 111,000 $ 62,000
DeKalb County Georgia 42 $ 5,646,000 $ 134,000 $ 60,000
Gwinnett County Georgia 42 $ 6,071,000 $ 144,000 $ 74,000
Clayton County Georgia 33 $ 3,549,000 $ 107,000 $ 59,000
Cobb County Georgia 23 $ 2,753,000 $ 119,000 $ 57,000
Henry County Georgia 17 $ 2,799,000 $ 164,000 $ 60,000
Douglas County Georgia 13 $ 2,124,000 $ 163,000 $ 79,000
Spalding County Georgia 13 $ 1,268,000 $ 97,000 $ 163,000
Fayette County Georgia 12 $ 1,622,000 $ 135,000 $ 79,000
Carroll County Georgia 10 $ 1,110,000 $ 111,000 $ 78,000
Bibb County Georgia 9 $ 682,000 $ 75,000 $ 55,000
Paulding County Georgia 9 $ 739,000 $ 82,000 $ 74,000
Walton County Georgia 8 $ 783,000 $ 97,000 $ 68,000
Forsyth County Georgia 6 $ 879,000 $ 146,000 $ 81,000
Pickens County Georgia 6 $ 465,000 $ 77,000 $ 63,000
Wake County North Carolina 6 $ 609,000 $ 101,000 $ 81,000
Butts County Georgia 5 $ 340,000 $ 68,000 $ 50,000
Coweta County Georgia 5 $ 390,000 $ 78,000 $ 76,000
Randolph County North Carolina 5 $ 615,000 $ 123,000 $ 59,000
Bay County Florida 4 $ 1,018,000 $ 254,000 $ 665,000
Bartow County Georgia 4 $ 480,000 $ 120,000 $ 73,000
Cherokee County Georgia 4 $ 347,000 $ 86,000 $ 76,000
Putnam County Georgia 4 $ 592,000 $ 148,000 $ 69,000
Duval County Florida 3 $ 537,000 $ 179,000 $ 88,000
Lee County Florida 3 $ 461,000 $ 153,000 $ 76,000
Marion County Florida 3 $ 435,000 $ 145,000 $ 83,000
Barrow County Georgia 3 $ 469,000 $ 156,000 $ 63,000
Hall County Georgia 3 $ 268,000 $ 89,000 $ 67,000
Lamar County Georgia 3 $ 550,000 $ 183,000 $ 149,000
Meriwether County Georgia 3 $ 132,000 $ 44,000 $ 50,000
Rockdale County Georgia 3 $ 405,000 $ 135,000 $ 86,000
Tate County Mississippi 3 $ 280,000 $ 93,000 $ 58,000
Greenville County South Carolina 3 $ 275,000 $ 91,000 $ 66,000
Lexington County South Carolina 3 $ 102,000 $ 34,000 $ 61,000
Shelby County Tennessee 3 $ 336,000 $ 112,000 $ 80,000
Baldwin County Alabama 2 $ 303,000 $ 151,000 $ 104,000
Jefferson County Alabama 2 $ 79,000 $ 39,000 $ 138,000
Shelby County Alabama 2 $ 469,000 $ 234,000 $ 114,000
Brevard County Florida 2 $ 258,000 $ 129,000 $ 15,000
Citrus County Florida 2 $ 125,000 $ 62,000 $ 34,000
Leon County Florida 2 $ 290,000 $ 145,000 $ 80,000
Volusia County Florida 2 $ 353,000 $ 176,000 $ 675,000
Candler County Georgia 2 $ 596,000 $ 298,000 $ 97,000
Chatham County Georgia 2 $ 315,000 $ 157,000 $ 47,000
Clarke County Georgia 2 $ 398,000 $ 199,000 $ 61,000
Emanuel County Georgia 2 $ 35,000 $ 17,000 $ 62,000
Habersham County Georgia 2 $ 377,000 $ 188,000 $ 116,000
Jackson County Georgia 2 $ 192,000 $ 96,000 $ 79,000
Newton County Georgia 2 $ 130,000 $ 65,000 $ 114,000
Towns County Georgia 2 $ 283,000 $ 141,000 $ 60,000
Union County Georgia 2 $ 289,000 $ 144,000 $ 71,000
Warren County Georgia 2 $ 207,000 $ 103,000 $ 66,000
Washington County Georgia 2 $ 80,000 $ 40,000 $ 94,000
White County Georgia 2 $ 130,000 $ 65,000 $ 25,000
Howard County Maryland 2 $ 390,000 $ 195,000 $ 192,000
St. Louis County Minnesota 2 $ 77,000 $ 38,000 $ 41,000
Burke County North Carolina 2 $ 146,000 $ 73,000 $ 48,000
Johnston County North Carolina 2 $ 228,000 $ 114,000 $ 71,000
Pender County North Carolina 2 $ 206,000 $ 103,000 $ 42,000
Bucks County Pennsylvania 2 $ 143,000 $ 71,000 $ 38,000
Horry County South Carolina 2 $ 145,000 $ 72,000 $ 172,000
Richland County South Carolina 2 $ 313,000 $ 156,000 $ 85,000
Clallam County Washington 2 $ 195,000 $ 97,000 $ 56,000
Barbour County Alabama 1 $ 67,000 $ 67,000 $ 36,000
Butler County Alabama 1 $ 35,000 $ 35,000 $ 51,000
Calhoun County Alabama 1 $ 133,000 $ 133,000 $ 29,000
Cherokee County Alabama 1 $ 80,000 $ 80,000 $ 107,000
Cleburne County Alabama 1 $ 38,000 $ 38,000 $ 23,000
Cullman County Alabama 1 $ 100,000 $ 100,000 $ 53,000
DeKalb County Alabama 1 $ 32,000 $ 32,000 $ 53,000
Houston County Alabama 1 $ 95,000 $ 95,000 $ 51,000
Lee County Alabama 1 $ 269,000 $ 269,000 $ 131,000
Madison County Alabama 1 $ 110,000 $ 110,000 $ 52,000
Marshall County Alabama 1 $ 30,000 $ 30,000 $ 30,000
Mobile County Alabama 1 $ 143,000 $ 143,000 $ 50,000
St. Clair County Alabama 1 $ 149,000 $ 149,000 $ 127,000
Talladega County Alabama 1 $ 52,000 $ 52,000 $ 99,000
Benton County Arkansas 1 $ 60,000 $ 60,000 $ 89,000
Faulkner County Arkansas 1 $ 48,000 $ 48,000 $ 90,000
Franklin County Arkansas 1 $ 138,000 $ 138,000 $ 42,000
Howard County Arkansas 1 $ 135,000 $ 135,000 $ 135,000
Pulaski County Arkansas 1 $ 104,000 $ 104,000 $ 110,000
St. Francis County Arkansas 1 $ 116,000 $ 116,000 $ 41,000
Adams County Colorado 1 $ 18,000 $ 18,000 $ 83,000
Denver County Colorado 1 $ 165,000 $ 165,000 $ 91,000
Jefferson County Colorado 1 $ 30,000 $ 30,000 $ 50,000
Fairfield County Connecticut 1 $ 96,000 $ 96,000 $ 37,000
New London County Connecticut 1 $ 25,000 $ 25,000 $ 55,000
Collier County Florida 1 $ 190,000 $ 190,000 $ 93,000
Escambia County Florida 1 $ 143,000 $ 143,000 $ 84,000
Jackson County Florida 1 $ 109,000 $ 109,000 $ 50,000
Levy County Florida 1 $ 35,000 $ 35,000 $ 36,000
Okeechobee County Florida 1 $ 99,000 $ 99,000 $ 40,000
St. Johns County Florida 1 $ 229,000 $ 229,000 $ 39,000
Banks County Georgia 1 $ 326,000 $ 326,000 $ 60,000
Catoosa County Georgia 1 $ 47,000 $ 47,000 $ 56,000
Chattooga County Georgia 1 $ 99,000 $ 99,000 $ 48,000
Crawford County Georgia 1 $ 62,000 $ 62,000 $ 47,000
Dawson County Georgia 1 $ 240,000 $ 240,000 $ 114,000
Dodge County Georgia 1 $ 62,000 $ 62,000 $ 734,000
Fannin County Georgia 1 $ 145,000 $ 145,000 $ 54,000
Franklin County Georgia 1 $ 100,000 $ 100,000 $ 39,000
Gilmer County Georgia 1 $ 30,000 $ 30,000 $ 105,000
Gordon County Georgia 1 $ 75,000 $ 75,000 $ 84,000
Greene County Georgia 1 $ 88,000 $ 88,000 $ 47,000
Hart County Georgia 1 $ 100,000 $ 100,000 $ 89,000
Houston County Georgia 1 $ 47,000 $ 47,000 $ 54,000
Jefferson County Georgia 1 $ 80,000 $ 80,000 $ 53,000
Laurens County Georgia 1 $ 29,000 $ 29,000 $ 53,000
Madison County Georgia 1 $ 203,000 $ 203,000 $ 66,000
Murray County Georgia 1 $ 23,000 $ 23,000 $ 101,000
Pike County Georgia 1 $ 34,000 $ 34,000 $ 62,000
Upson County Georgia 1 $ 263,000 $ 263,000 $ 66,000
Wilkes County Georgia 1 $ 67,000 $ 67,000 $ 87,000
Canyon County Idaho 1 $ 110,000 $ 110,000 $ 54,000
DuPage County Illinois 1 $ 573,000 $ 573,000 $ 223,000
Stephenson County Illinois 1 $ 77,000 $ 77,000 $ 53,000
Allen County Indiana 1 $ 98,000 $ 98,000 $ 105,000
Benton County Indiana 1 $ 113,000 $ 113,000 $ 21,000
Fountain County Indiana 1 $ 125,000 $ 125,000 $ 93,000
Marion County Indiana 1 $ 82,000 $ 82,000 $ 94,000
Story County Iowa 1 $ 23,000 $ 23,000 $ 99,000
Marshall County Kentucky 1 $ 44,000 $ 44,000 $ 79,000
Iberia County Louisiana 1 $ 70,000 $ 70,000 $ 44,000
St. Tammany County Louisiana 1 $ 166,000 $ 166,000 $ 69,000
Anne Arundel County Maryland 1 $ 26,000 $ 26,000 $ 113,000
Caroline County Maryland 1 $ 150,000 $ 150,000 $ 44,000
Prince George's County Maryland 1 $ 281,000 $ 281,000 $ 83,000
Greene County Mississippi 1 $ 12,000 $ 12,000 $ 55,000
Pontotoc County Mississippi 1 $ 66,000 $ 66,000 $ 103,000
Osage County Missouri 1 $ 162,000 $ 162,000 $ 56,000
Wheatland County Montana 1 $ 81,000 $ 81,000 $ 52,000
Douglas County Nebraska 1 $ 155,000 $ 155,000 $ 100,000
Hudson County New Jersey 1 $ 690,000 $ 690,000 $ 72,000
Ocean County New Jersey 1 $ 203,000 $ 203,000 $ 53,000
Suffolk County New York 1 $ 140,000 $ 140,000 $ 141,000
Warren County New York 1 $ 30,000 $ 30,000 $ 55,000
Brunswick County North Carolina 1 $ 130,000 $ 130,000 $ 43,000
Buncombe County North Carolina 1 $ 68,000 $ 68,000 $ 124,000
Catawba County North Carolina 1 $ 170,000 $ 170,000 $ 65,000
Cherokee County North Carolina 1 $ 200,000 $ 200,000 $ 87,000
Davidson County North Carolina 1 $ 38,000 $ 38,000 $ 96,000
Gaston County North Carolina 1 $ 66,000 $ 66,000 $ 53,000
Granville County North Carolina 1 $ 56,000 $ 56,000 $ 101,000
Guilford County North Carolina 1 $ 23,000 $ 23,000 $ 49,000
Henderson County North Carolina 1 $ 125,000 $ 125,000 $ 92,000
Mecklenburg County North Carolina 1 $ 203,000 $ 203,000 $ 96,000
Rockingham County North Carolina 1 $ 63,000 $ 63,000 $ 60,000
Clermont County Ohio 1 $ 85,000 $ 85,000 $ 58,000
Guernsey County Ohio 1 $ 53,000 $ 53,000 $ 56,000
Highland County Ohio 1 $ 50,000 $ 50,000 $ 107,000
Lucas County Ohio 1 $ 25,000 $ 25,000 $ 39,000
Mahoning County Ohio 1 $ 76,000 $ 76,000 $ 77,000
Canadian County Oklahoma 1 $ 145,000 $ 145,000 $ 39,000
McCurtain County Oklahoma 1 $ 171,000 $ 171,000 $ 98,000
Texas County Oklahoma 1 $ 53,000 $ 53,000 $ 136,000
Lincoln County Oregon 1 $ 150,000 $ 150,000 $ 62,000
Chester County Pennsylvania 1 $ 190,000 $ 190,000 $ 101,000
Dauphin County Pennsylvania 1 $ 133,000 $ 133,000 $ 65,000
Jefferson County Pennsylvania 1 $ 65,000 $ 65,000 $ 60,000
Philadelphia County Pennsylvania 1 $ 120,000 $ 120,000 $ 62,000
Aiken County South Carolina 1 $ 168,000 $ 168,000 $ 79,000
Dillon County South Carolina 1 $ 11,000 $ 11,000 $ 70,000
Edgefield County South Carolina 1 $ 100,000 $ 100,000 $ 65,000
Oconee County South Carolina 1 $ 35,000 $ 35,000 $ 29,000
Cannon County Tennessee 1 $ 139,000 $ 139,000 $ 49,000
Franklin County Tennessee 1 $ 40,000 $ 40,000 $ 103,000
Sevier County Tennessee 1 $ 20,000 $ 20,000 $ 51,000
Burnet County Texas 1 $ 57,000 $ 57,000 $ 84,000
Harris County Texas 1 $ 90,000 $ 90,000 $ 83,000
Franklin County Virginia 1 $ 78,000 $ 78,000 $ 89,000
Grayson County Virginia 1 $ 81,000 $ 81,000 $ 55,000
Lee County Virginia 1 $ 150,000 $ 150,000 $ 52,000
Northampton County Virginia 1 $ 75,000 $ 75,000 $ 76,000
Page County Virginia 1 $ 118,000 $ 118,000 $ 103,000
Spotsylvania County Virginia 1 $ 54,000 $ 54,000 $ 103,000
Washington County Virginia 1 $ 115,000 $ 115,000 $ 45,000
Wood County West Virginia 1 $ 30,000 $ 30,000 $ 70,000
Dane County Wisconsin 1 $ 131,000 $ 131,000 $ 56,000
Monroe County Wisconsin 1 $ 97,000 $ 97,000 $ 57,000

Mortgage Loan Application Detail Totals for Atlanta Postal in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 502 $58,258,000 $116,000 $448,000 $84,000 $1,311,000
Home Purchase 73 $10,744,000 $147,000 $690,000 $75,000 $319,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 243 $30,061,000 $123,000 $573,000 $90,000 $1,311,000
Not Provided 190 $20,648,000 $108,000 $690,000 $91,000 $1,271,000
Black or African American 132 $16,858,000 $127,000 $371,000 $62,000 $174,000
Asian 5 $982,000 $196,000 $360,000 $69,000 $94,000
Hispanic 4 $353,000 $88,000 $180,000 $43,000 $58,000
American Indian or Alaskan Native 1 $100,000 $100,000 $100,000 $51,000 $51,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 575 $69,002,000 $120,000 $690,000 $83,000 $1,311,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 296 $35,702,000 $120,000 $690,000 $98,000 $1,311,000
Application Withdrawn By Applicant 150 $19,428,000 $129,000 $448,000 $71,000 $734,000
Application Denied By Financial Institution 124 $13,346,000 $107,000 $325,000 $64,000 $208,000
File Closed For Incompleteness 5 $526,000 $105,000 $230,000 $72,000 $106,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 52 $6,076,000 $116,000 $277,000 $74,000 $194,000
Credit Application Incomplete 33 $2,878,000 $87,000 $186,000 $64,000 $208,000
Debt-To-Income Ratio 30 $3,505,000 $116,000 $325,000 $49,000 $154,000
Collateral 4 $424,000 $106,000 $150,000 $78,000 $107,000
Other 3 $327,000 $109,000 $172,000 $24,000 $47,000
Employment History 1 $35,000 $35,000 $35,000 $68,000 $68,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Atlanta Postal's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Atlanta Postal's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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