Atlanta Postal
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Atlanta Postal 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Atlanta Postal 1605 Boggs Road Atlanta, GA 30096 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 388 |
| Total Mortgage Loan Application Amount | $41,123,000 |
| Average Mortgage Loan Application Amount | $76,666 |
| Highest Mortgage Loan Application Amount | $417,000 |
| Average Applicant Income | $61,666 |
| Highest Applicant Income | $320,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Atlanta Postal. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Atlanta Postal's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Atlanta Postal's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Atlanta Postal serves its applicants.
Each category highlights the total number of mortgage applications processed by Atlanta Postal, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Atlanta Postal's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| DeKalb County Georgia | 30 | $ 3,374,000 | $ 112,000 | $ 58,000 |
| Fulton County Georgia | 27 | $ 2,330,000 | $ 86,000 | $ 47,000 |
| Clayton County Georgia | 15 | $ 1,380,000 | $ 92,000 | $ 49,000 |
| Gwinnett County Georgia | 14 | $ 1,889,000 | $ 134,000 | $ 72,000 |
| Henry County Georgia | 12 | $ 1,016,000 | $ 84,000 | $ 59,000 |
| Cherokee County Georgia | 9 | $ 1,764,000 | $ 196,000 | $ 110,000 |
| Cobb County Georgia | 6 | $ 580,000 | $ 96,000 | $ 54,000 |
| Bibb County Georgia | 5 | $ 542,000 | $ 108,000 | $ 53,000 |
| Paulding County Georgia | 5 | $ 507,000 | $ 101,000 | $ 53,000 |
| Walton County Georgia | 5 | $ 820,000 | $ 164,000 | $ 84,000 |
| Carroll County Georgia | 4 | $ 339,000 | $ 84,000 | $ 73,000 |
| Coweta County Georgia | 4 | $ 587,000 | $ 146,000 | $ 66,000 |
| Hall County Georgia | 4 | $ 390,000 | $ 97,000 | $ 74,000 |
| Spalding County Georgia | 4 | $ 468,000 | $ 117,000 | $ 58,000 |
| Horry County South Carolina | 4 | $ 126,000 | $ 31,000 | $ 46,000 |
| Bulloch County Georgia | 3 | $ 283,000 | $ 94,000 | $ 41,000 |
| Houston County Georgia | 3 | $ 568,000 | $ 189,000 | $ 105,000 |
| Toombs County Georgia | 3 | $ 343,000 | $ 114,000 | $ 98,000 |
| Sumner County Tennessee | 3 | $ 322,000 | $ 107,000 | $ 27,000 |
| Brazoria County Texas | 3 | $ 448,000 | $ 149,000 | $ 64,000 |
| Jefferson County Alabama | 2 | $ 70,000 | $ 35,000 | $ 56,000 |
| Montgomery County Alabama | 2 | $ 55,000 | $ 27,000 | $ 54,000 |
| Greene County Arkansas | 2 | $ 55,000 | $ 27,000 | $ 26,000 |
| Windham County Connecticut | 2 | $ 220,000 | $ 110,000 | $ 86,000 |
| Duval County Florida | 2 | $ 167,000 | $ 83,000 | $ 45,000 |
| Bacon County Georgia | 2 | $ 160,000 | $ 80,000 | $ 48,000 |
| Butts County Georgia | 2 | $ 222,000 | $ 111,000 | $ 68,000 |
| Crisp County Georgia | 2 | $ 114,000 | $ 57,000 | $ 61,000 |
| Dawson County Georgia | 2 | $ 225,000 | $ 112,000 | $ 59,000 |
| Fayette County Georgia | 2 | $ 232,000 | $ 116,000 | $ 67,000 |
| Forsyth County Georgia | 2 | $ 129,000 | $ 64,000 | $ 54,000 |
| Lamar County Georgia | 2 | $ 178,000 | $ 89,000 | $ 52,000 |
| Monroe County Georgia | 2 | $ 80,000 | $ 40,000 | $ 78,000 |
| Oconee County Georgia | 2 | $ 239,000 | $ 119,000 | $ 103,000 |
| Polk County Georgia | 2 | $ 171,000 | $ 85,000 | $ 37,000 |
| East Baton Rouge County Louisiana | 2 | $ 185,000 | $ 92,000 | $ 61,000 |
| Brunswick County North Carolina | 2 | $ 185,000 | $ 92,000 | $ 97,000 |
| Laurens County South Carolina | 2 | $ 138,000 | $ 69,000 | $ 114,000 |
| Shelby County Tennessee | 2 | $ 108,000 | $ 54,000 | $ 55,000 |
| Autauga County Alabama | 1 | $ 73,000 | $ 73,000 | $ 103,000 |
| Calhoun County Alabama | 1 | $ 32,000 | $ 32,000 | $ 19,000 |
| Clay County Alabama | 1 | $ 102,000 | $ 102,000 | $ 30,000 |
| Colbert County Alabama | 1 | $ 30,000 | $ 30,000 | $ 178,000 |
| Cullman County Alabama | 1 | $ 60,000 | $ 60,000 | $ 54,000 |
| Shelby County Alabama | 1 | $ 85,000 | $ 85,000 | $ 52,000 |
| Talladega County Alabama | 1 | $ 180,000 | $ 180,000 | $ 83,000 |
| Walker County Alabama | 1 | $ 28,000 | $ 28,000 | $ 46,000 |
| Yuma County Arizona | 1 | $ 50,000 | $ 50,000 | $ 49,000 |
| Bradley County Arkansas | 1 | $ 154,000 | $ 154,000 | $ 92,000 |
| Independence County Arkansas | 1 | $ 32,000 | $ 32,000 | $ 75,000 |
| Montgomery County Arkansas | 1 | $ 27,000 | $ 27,000 | $ 50,000 |
| Pope County Arkansas | 1 | $ 27,000 | $ 27,000 | $ 84,000 |
| Los Angeles County California | 1 | $ 239,000 | $ 239,000 | $ 97,000 |
| Jefferson County Colorado | 1 | $ 416,000 | $ 416,000 | $ 71,000 |
| Pueblo County Colorado | 1 | $ 87,000 | $ 87,000 | $ 32,000 |
| Kent County Delaware | 1 | $ 191,000 | $ 191,000 | $ 54,000 |
| Bay County Florida | 1 | $ 414,000 | $ 414,000 | $ 68,000 |
| Broward County Florida | 1 | $ 100,000 | $ 100,000 | $ 54,000 |
| Marion County Florida | 1 | $ 63,000 | $ 63,000 | $ 33,000 |
| Nassau County Florida | 1 | $ 98,000 | $ 98,000 | $ 107,000 |
| Orange County Florida | 1 | $ 50,000 | $ 50,000 | $ 71,000 |
| St. Johns County Florida | 1 | $ 164,000 | $ 164,000 | $ 64,000 |
| St. Lucie County Florida | 1 | $ 135,000 | $ 135,000 | $ 101,000 |
| Baldwin County Georgia | 1 | $ 113,000 | $ 113,000 | $ 121,000 |
| Banks County Georgia | 1 | $ 54,000 | $ 54,000 | $ 50,000 |
| Candler County Georgia | 1 | $ 85,000 | $ 85,000 | $ 133,000 |
| Charlton County Georgia | 1 | $ 115,000 | $ 115,000 | $ 53,000 |
| Cook County Georgia | 1 | $ 158,000 | $ 158,000 | $ 78,000 |
| Douglas County Georgia | 1 | $ 169,000 | $ 169,000 | $ 89,000 |
| Effingham County Georgia | 1 | $ 104,000 | $ 104,000 | $ 48,000 |
| Franklin County Georgia | 1 | $ 200,000 | $ 200,000 | $ 75,000 |
| Habersham County Georgia | 1 | $ 100,000 | $ 100,000 | $ 126,000 |
| Hart County Georgia | 1 | $ 104,000 | $ 104,000 | $ 84,000 |
| Lincoln County Georgia | 1 | $ 76,000 | $ 76,000 | $ 48,000 |
| Madison County Georgia | 1 | $ 25,000 | $ 25,000 | $ 42,000 |
| McDuffie County Georgia | 1 | $ 220,000 | $ 220,000 | $ 75,000 |
| Meriwether County Georgia | 1 | $ 100,000 | $ 100,000 | $ 44,000 |
| Newton County Georgia | 1 | $ 144,000 | $ 144,000 | $ 105,000 |
| Oglethorpe County Georgia | 1 | $ 165,000 | $ 165,000 | $ 52,000 |
| Peach County Georgia | 1 | $ 167,000 | $ 167,000 | $ 108,000 |
| Pickens County Georgia | 1 | $ 102,000 | $ 102,000 | $ 79,000 |
| Pike County Georgia | 1 | $ 91,000 | $ 91,000 | $ 37,000 |
| Richmond County Georgia | 1 | $ 23,000 | $ 23,000 | $ 56,000 |
| Rockdale County Georgia | 1 | $ 80,000 | $ 80,000 | $ 46,000 |
| Sumter County Georgia | 1 | $ 95,000 | $ 95,000 | $ 36,000 |
| Towns County Georgia | 1 | $ 54,000 | $ 54,000 | $ 101,000 |
| Troup County Georgia | 1 | $ 55,000 | $ 55,000 | $ 60,000 |
| Walker County Georgia | 1 | $ 100,000 | $ 100,000 | $ 82,000 |
| Ware County Georgia | 1 | $ 50,000 | $ 50,000 | $ 125,000 |
| Warren County Georgia | 1 | $ 41,000 | $ 41,000 | $ 52,000 |
| Washington County Georgia | 1 | $ 50,000 | $ 50,000 | $ 50,000 |
| Wayne County Georgia | 1 | $ 44,000 | $ 44,000 | $ 26,000 |
| White County Georgia | 1 | $ 69,000 | $ 69,000 | $ 34,000 |
| Wilkinson County Georgia | 1 | $ 80,000 | $ 80,000 | $ 27,000 |
| Worth County Georgia | 1 | $ 220,000 | $ 220,000 | $ 88,000 |
| Kootenai County Idaho | 1 | $ 86,000 | $ 86,000 | $ 31,000 |
| Vermilion County Illinois | 1 | $ 28,000 | $ 28,000 | $ 55,000 |
| Winnebago County Illinois | 1 | $ 100,000 | $ 100,000 | $ 59,000 |
| LaGrange County Indiana | 1 | $ 75,000 | $ 75,000 | $ 64,000 |
| Parke County Indiana | 1 | $ 48,000 | $ 48,000 | $ 24,000 |
| Shelby County Kentucky | 1 | $ 60,000 | $ 60,000 | $ 60,000 |
| Allen County Louisiana | 1 | $ 117,000 | $ 117,000 | $ 50,000 |
| East Feliciana County Louisiana | 1 | $ 350,000 | $ 350,000 | $ 86,000 |
| Lenawee County Michigan | 1 | $ 80,000 | $ 80,000 | $ 28,000 |
| Cass County Minnesota | 1 | $ 183,000 | $ 183,000 | $ 85,000 |
| Yazoo County Mississippi | 1 | $ 30,000 | $ 30,000 | $ 38,000 |
| Henry County Missouri | 1 | $ 59,000 | $ 59,000 | $ 28,000 |
| Osage County Missouri | 1 | $ 22,000 | $ 22,000 | $ 68,000 |
| St. Louis County Missouri | 1 | $ 48,000 | $ 48,000 | $ 84,000 |
| Cape May County New Jersey | 1 | $ 54,000 | $ 54,000 | $ 29,000 |
| Jefferson County New York | 1 | $ 63,000 | $ 63,000 | $ 63,000 |
| Alamance County North Carolina | 1 | $ 46,000 | $ 46,000 | $ 60,000 |
| Durham County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 110,000 |
| Forsyth County North Carolina | 1 | $ 108,000 | $ 108,000 | $ 63,000 |
| Henderson County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 97,000 |
| Martin County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 75,000 |
| Mecklenburg County North Carolina | 1 | $ 201,000 | $ 201,000 | $ 91,000 |
| Onslow County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 79,000 |
| Sampson County North Carolina | 1 | $ 120,000 | $ 120,000 | $ 55,000 |
| Stokes County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 27,000 |
| Surry County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 13,000 |
| Wake County North Carolina | 1 | $ 18,000 | $ 18,000 | $ 86,000 |
| Kidder County North Dakota | 1 | $ 174,000 | $ 174,000 | $ 90,000 |
| Auglaize County Ohio | 1 | $ 414,000 | $ 414,000 | $ 102,000 |
| Clermont County Ohio | 1 | $ 130,000 | $ 130,000 | $ 80,000 |
| Cleveland County Oklahoma | 1 | $ 94,000 | $ 94,000 | $ 100,000 |
| Muskogee County Oklahoma | 1 | $ 78,000 | $ 78,000 | $ 71,000 |
| Sequoyah County Oklahoma | 1 | $ 81,000 | $ 81,000 | $ 56,000 |
| Bedford County Pennsylvania | 1 | $ 67,000 | $ 67,000 | $ 54,000 |
| Chester County Pennsylvania | 1 | $ 160,000 | $ 160,000 | $ 52,000 |
| Erie County Pennsylvania | 1 | $ 197,000 | $ 197,000 | $ 108,000 |
| Huntingdon County Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 107,000 |
| Monroe County Pennsylvania | 1 | $ 60,000 | $ 60,000 | $ 47,000 |
| Philadelphia County Pennsylvania | 1 | $ 91,000 | $ 91,000 | $ 45,000 |
| Newport County Rhode Island | 1 | $ 220,000 | $ 220,000 | $ 238,000 |
| Charleston County South Carolina | 1 | $ 20,000 | $ 20,000 | $ 19,000 |
| Chester County South Carolina | 1 | $ 137,000 | $ 137,000 | $ 132,000 |
| Colleton County South Carolina | 1 | $ 25,000 | $ 25,000 | $ 93,000 |
| Florence County South Carolina | 1 | $ 100,000 | $ 100,000 | $ 70,000 |
| Greenwood County South Carolina | 1 | $ 47,000 | $ 47,000 | $ 75,000 |
| Oconee County South Carolina | 1 | $ 87,000 | $ 87,000 | $ 60,000 |
| Union County South Carolina | 1 | $ 49,000 | $ 49,000 | $ 28,000 |
| York County South Carolina | 1 | $ 320,000 | $ 320,000 | $ 117,000 |
| Franklin County Tennessee | 1 | $ 153,000 | $ 153,000 | $ 95,000 |
| Humphreys County Tennessee | 1 | $ 30,000 | $ 30,000 | $ 28,000 |
| Knox County Tennessee | 1 | $ 146,000 | $ 146,000 | $ 32,000 |
| Madison County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 62,000 |
| Overton County Tennessee | 1 | $ 90,000 | $ 90,000 | $ 81,000 |
| Fort Bend County Texas | 1 | $ 65,000 | $ 65,000 | $ 49,000 |
| Harris County Texas | 1 | $ 20,000 | $ 20,000 | $ 29,000 |
| Nacogdoches County Texas | 1 | $ 30,000 | $ 30,000 | $ 69,000 |
| Powhatan County Virginia | 1 | $ 200,000 | $ 200,000 | $ 53,000 |
| Washington County Virginia | 1 | $ 48,000 | $ 48,000 | $ 71,000 |
| King County Washington | 1 | $ 48,000 | $ 48,000 | $ 27,000 |
| Dane County Wisconsin | 1 | $ 206,000 | $ 206,000 | $ 56,000 |
| Forest County Wisconsin | 1 | $ 65,000 | $ 65,000 | $ 89,000 |
Mortgage Loan Application Detail Totals for Atlanta Postal in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 284 | $30,401,000 | $107,000 | $416,000 | $66,000 | $320,000 |
| Home Purchase | 101 | $10,667,000 | $105,000 | $417,000 | $61,000 | $215,000 |
| Home Improvement | 3 | $55,000 | $18,000 | $30,000 | $58,000 | $60,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 176 | $19,782,000 | $112,000 | $417,000 | $70,000 | $320,000 |
| Not Provided | 118 | $11,782,000 | $99,000 | $416,000 | $62,000 | $173,000 |
| Black or African American | 91 | $9,248,000 | $101,000 | $300,000 | $57,000 | $170,000 |
| Hispanic | 1 | $175,000 | $175,000 | $175,000 | $66,000 | $66,000 |
| American Indian or Alaskan Native | 1 | $96,000 | $96,000 | $96,000 | $50,000 | $50,000 |
| Asian | 1 | $40,000 | $40,000 | $40,000 | $25,000 | $25,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 388 | $41,123,000 | $105,000 | $417,000 | $64,000 | $320,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 139 | $13,280,000 | $95,000 | $416,000 | $57,000 | $144,000 |
| Application Withdrawn By Applicant | 136 | $15,443,000 | $113,000 | $417,000 | $69,000 | $320,000 |
| Loan Originated | 111 | $12,080,000 | $108,000 | $414,000 | $67,000 | $238,000 |
| File Closed For Incompleteness | 2 | $320,000 | $160,000 | $195,000 | $52,000 | $81,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 63 | $5,273,000 | $83,000 | $416,000 | $57,000 | $143,000 |
| Credit Application Incomplete | 40 | $4,771,000 | $119,000 | $305,000 | $66,000 | $144,000 |
| Debt-To-Income Ratio | 18 | $1,640,000 | $91,000 | $164,000 | $38,000 | $89,000 |
| Collateral | 6 | $504,000 | $84,000 | $155,000 | $62,000 | $103,000 |
| Other | 6 | $523,000 | $87,000 | $198,000 | $66,000 | $100,000 |
| Employment History | 3 | $222,000 | $74,000 | $135,000 | $39,000 | $64,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Atlanta Postal's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Atlanta Postal's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.