Atlanta Postal
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
Atlanta Postal 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Atlanta Postal 1605 Boggs Road Atlanta, GA 30096 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 991 |
| Total Mortgage Loan Application Amount | $106,456,000 |
| Average Mortgage Loan Application Amount | $106,666 |
| Highest Mortgage Loan Application Amount | $604,000 |
| Average Applicant Income | $81,000 |
| Highest Applicant Income | $617,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Atlanta Postal. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Atlanta Postal's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Atlanta Postal's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Atlanta Postal serves its applicants.
Each category highlights the total number of mortgage applications processed by Atlanta Postal, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Atlanta Postal's mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fulton County Georgia | 72 | $ 6,869,000 | $ 95,000 | $ 78,000 |
| Gwinnett County Georgia | 66 | $ 8,193,000 | $ 124,000 | $ 78,000 |
| DeKalb County Georgia | 59 | $ 5,319,000 | $ 90,000 | $ 76,000 |
| Henry County Georgia | 39 | $ 3,924,000 | $ 100,000 | $ 85,000 |
| Cobb County Georgia | 33 | $ 4,412,000 | $ 133,000 | $ 92,000 |
| Clayton County Georgia | 28 | $ 2,163,000 | $ 77,000 | $ 60,000 |
| Paulding County Georgia | 23 | $ 2,372,000 | $ 103,000 | $ 82,000 |
| Newton County Georgia | 21 | $ 1,971,000 | $ 93,000 | $ 80,000 |
| Walton County Georgia | 20 | $ 2,457,000 | $ 122,000 | $ 81,000 |
| Rockdale County Georgia | 18 | $ 2,028,000 | $ 112,000 | $ 81,000 |
| Muscogee County Georgia | 16 | $ 1,146,000 | $ 71,000 | $ 59,000 |
| Bibb County Georgia | 14 | $ 1,072,000 | $ 76,000 | $ 71,000 |
| Jackson County Georgia | 14 | $ 1,619,000 | $ 115,000 | $ 73,000 |
| Carroll County Georgia | 12 | $ 1,681,000 | $ 140,000 | $ 82,000 |
| Douglas County Georgia | 10 | $ 821,000 | $ 82,000 | $ 81,000 |
| Fayette County Georgia | 10 | $ 1,066,000 | $ 106,000 | $ 114,000 |
| Floyd County Georgia | 9 | $ 770,000 | $ 85,000 | $ 82,000 |
| Cherokee County Georgia | 8 | $ 981,000 | $ 122,000 | $ 84,000 |
| Coweta County Georgia | 8 | $ 1,287,000 | $ 160,000 | $ 77,000 |
| Pickens County Georgia | 8 | $ 1,235,000 | $ 154,000 | $ 58,000 |
| Spalding County Georgia | 8 | $ 487,000 | $ 60,000 | $ 66,000 |
| Barrow County Georgia | 7 | $ 563,000 | $ 80,000 | $ 58,000 |
| Dawson County Georgia | 7 | $ 1,166,000 | $ 166,000 | $ 95,000 |
| Forsyth County Georgia | 7 | $ 1,558,000 | $ 222,000 | $ 175,000 |
| Hall County Georgia | 7 | $ 489,000 | $ 69,000 | $ 48,000 |
| Pike County Georgia | 7 | $ 732,000 | $ 104,000 | $ 94,000 |
| Lee County Alabama | 6 | $ 811,000 | $ 135,000 | $ 86,000 |
| Maricopa County Arizona | 6 | $ 515,000 | $ 85,000 | $ 123,000 |
| Bartow County Georgia | 6 | $ 659,000 | $ 109,000 | $ 64,000 |
| Bulloch County Georgia | 6 | $ 545,000 | $ 90,000 | $ 83,000 |
| Houston County Georgia | 6 | $ 478,000 | $ 79,000 | $ 60,000 |
| Morgan County Georgia | 6 | $ 940,000 | $ 156,000 | $ 111,000 |
| Bay County Florida | 5 | $ 1,537,000 | $ 307,000 | $ 80,000 |
| St. Lucie County Florida | 5 | $ 657,000 | $ 131,000 | $ 96,000 |
| Butts County Georgia | 5 | $ 769,000 | $ 153,000 | $ 70,000 |
| Colquitt County Georgia | 5 | $ 409,000 | $ 81,000 | $ 62,000 |
| Harris County Georgia | 5 | $ 369,000 | $ 73,000 | $ 99,000 |
| Meriwether County Georgia | 5 | $ 434,000 | $ 86,000 | $ 49,000 |
| Wake County North Carolina | 5 | $ 467,000 | $ 93,000 | $ 88,000 |
| Shelby County Tennessee | 5 | $ 351,000 | $ 70,000 | $ 74,000 |
| Chatham County Georgia | 4 | $ 451,000 | $ 112,000 | $ 53,000 |
| Polk County Georgia | 4 | $ 523,000 | $ 130,000 | $ 67,000 |
| Towns County Georgia | 4 | $ 541,000 | $ 135,000 | $ 72,000 |
| Henderson County North Carolina | 4 | $ 330,000 | $ 82,000 | $ 75,000 |
| Crawford County Pennsylvania | 4 | $ 292,000 | $ 73,000 | $ 70,000 |
| Anderson County South Carolina | 4 | $ 352,000 | $ 88,000 | $ 121,000 |
| Charleston County South Carolina | 4 | $ 285,000 | $ 71,000 | $ 47,000 |
| Oconee County South Carolina | 4 | $ 397,000 | $ 99,000 | $ 98,000 |
| Jefferson County Alabama | 3 | $ 161,000 | $ 53,000 | $ 74,000 |
| Montgomery County Alabama | 3 | $ 216,000 | $ 72,000 | $ 93,000 |
| Broward County Florida | 3 | $ 490,000 | $ 163,000 | $ 63,000 |
| Duval County Florida | 3 | $ 237,000 | $ 79,000 | $ 62,000 |
| Marion County Florida | 3 | $ 452,000 | $ 150,000 | $ 88,000 |
| Palm Beach County Florida | 3 | $ 426,000 | $ 142,000 | $ 96,000 |
| Pinellas County Florida | 3 | $ 391,000 | $ 130,000 | $ 164,000 |
| Camden County Georgia | 3 | $ 687,000 | $ 229,000 | $ 118,000 |
| Fannin County Georgia | 3 | $ 429,000 | $ 143,000 | $ 98,000 |
| Franklin County Georgia | 3 | $ 202,000 | $ 67,000 | $ 91,000 |
| Gordon County Georgia | 3 | $ 375,000 | $ 125,000 | $ 93,000 |
| Haralson County Georgia | 3 | $ 170,000 | $ 56,000 | $ 72,000 |
| Hart County Georgia | 3 | $ 731,000 | $ 243,000 | $ 150,000 |
| Peach County Georgia | 3 | $ 285,000 | $ 95,000 | $ 51,000 |
| Union County Louisiana | 3 | $ 83,000 | $ 27,000 | $ 131,000 |
| DeSoto County Mississippi | 3 | $ 350,000 | $ 116,000 | $ 96,000 |
| Gloucester County New Jersey | 3 | $ 501,000 | $ 167,000 | $ 60,000 |
| Buncombe County North Carolina | 3 | $ 490,000 | $ 163,000 | $ 76,000 |
| Clay County North Carolina | 3 | $ 447,000 | $ 149,000 | $ 110,000 |
| Guilford County North Carolina | 3 | $ 246,000 | $ 82,000 | $ 76,000 |
| Sequoyah County Oklahoma | 3 | $ 212,000 | $ 70,000 | $ 125,000 |
| Beaufort County South Carolina | 3 | $ 416,000 | $ 138,000 | $ 163,000 |
| Berkeley County South Carolina | 3 | $ 264,000 | $ 88,000 | $ 81,000 |
| Harris County Texas | 3 | $ 125,000 | $ 41,000 | $ 82,000 |
| Calhoun County Alabama | 2 | $ 35,000 | $ 17,000 | $ 30,000 |
| DeKalb County Alabama | 2 | $ 259,000 | $ 129,000 | $ 70,000 |
| Russell County Alabama | 2 | $ 205,000 | $ 102,000 | $ 44,000 |
| St. Clair County Alabama | 2 | $ 130,000 | $ 65,000 | $ 65,000 |
| Tallapoosa County Alabama | 2 | $ 114,000 | $ 57,000 | $ 67,000 |
| Pima County Arizona | 2 | $ 374,000 | $ 187,000 | $ 125,000 |
| Izard County Arkansas | 2 | $ 136,000 | $ 68,000 | $ 45,000 |
| Pulaski County Arkansas | 2 | $ 115,000 | $ 57,000 | $ 74,000 |
| San Luis Obispo County California | 2 | $ 538,000 | $ 269,000 | $ 78,000 |
| Hartford County Connecticut | 2 | $ 300,000 | $ 150,000 | $ 159,000 |
| Brevard County Florida | 2 | $ 174,000 | $ 87,000 | $ 91,000 |
| Collier County Florida | 2 | $ 485,000 | $ 242,000 | $ 101,000 |
| Franklin County Florida | 2 | $ 466,000 | $ 233,000 | $ 151,000 |
| Hillsborough County Florida | 2 | $ 226,000 | $ 113,000 | $ 50,000 |
| Polk County Florida | 2 | $ 185,000 | $ 92,000 | $ 62,000 |
| Sumter County Florida | 2 | $ 358,000 | $ 179,000 | $ 112,000 |
| Bacon County Georgia | 2 | $ 53,000 | $ 26,000 | $ 35,000 |
| Baldwin County Georgia | 2 | $ 405,000 | $ 202,000 | $ 80,000 |
| Bryan County Georgia | 2 | $ 152,000 | $ 76,000 | $ 100,000 |
| Burke County Georgia | 2 | $ 233,000 | $ 116,000 | $ 58,000 |
| Chattooga County Georgia | 2 | $ 122,000 | $ 61,000 | $ 107,000 |
| Cook County Georgia | 2 | $ 45,000 | $ 22,000 | $ 46,000 |
| Crawford County Georgia | 2 | $ 226,000 | $ 113,000 | $ 57,000 |
| Crisp County Georgia | 2 | $ 192,000 | $ 96,000 | $ 101,000 |
| Emanuel County Georgia | 2 | $ 274,000 | $ 137,000 | $ 51,000 |
| Habersham County Georgia | 2 | $ 27,000 | $ 13,000 | $ 56,000 |
| Jasper County Georgia | 2 | $ 63,000 | $ 31,000 | $ 59,000 |
| Jones County Georgia | 2 | $ 105,000 | $ 52,000 | $ 29,000 |
| Liberty County Georgia | 2 | $ 364,000 | $ 182,000 | $ 86,000 |
| Lumpkin County Georgia | 2 | $ 179,000 | $ 89,000 | $ 64,000 |
| Madison County Georgia | 2 | $ 291,000 | $ 145,000 | $ 57,000 |
| Monroe County Georgia | 2 | $ 319,000 | $ 159,000 | $ 85,000 |
| Tattnall County Georgia | 2 | $ 113,000 | $ 56,000 | $ 50,000 |
| Tift County Georgia | 2 | $ 77,000 | $ 38,000 | $ 89,000 |
| White County Georgia | 2 | $ 246,000 | $ 123,000 | $ 81,000 |
| Grundy County Illinois | 2 | $ 199,000 | $ 99,000 | $ 50,000 |
| McHenry County Illinois | 2 | $ 95,000 | $ 47,000 | $ 80,000 |
| Ouachita County Louisiana | 2 | $ 265,000 | $ 132,000 | $ 68,000 |
| Clay County Mississippi | 2 | $ 257,000 | $ 128,000 | $ 250,000 |
| Platte County Missouri | 2 | $ 159,000 | $ 79,000 | $ 130,000 |
| Niagara County New York | 2 | $ 281,000 | $ 140,000 | $ 69,000 |
| Ulster County New York | 2 | $ 325,000 | $ 162,000 | $ 157,000 |
| Craven County North Carolina | 2 | $ 136,000 | $ 68,000 | $ 46,000 |
| Cumberland County North Carolina | 2 | $ 241,000 | $ 120,000 | $ 66,000 |
| Davidson County North Carolina | 2 | $ 180,000 | $ 90,000 | $ 59,000 |
| Franklin County North Carolina | 2 | $ 47,000 | $ 23,000 | $ 63,000 |
| Gaston County North Carolina | 2 | $ 145,000 | $ 72,000 | $ 80,000 |
| Greene County Ohio | 2 | $ 350,000 | $ 175,000 | $ 152,000 |
| Lexington County South Carolina | 2 | $ 310,000 | $ 155,000 | $ 57,000 |
| Carter County Tennessee | 2 | $ 274,000 | $ 137,000 | $ 43,000 |
| Davidson County Tennessee | 2 | $ 173,000 | $ 86,000 | $ 153,000 |
| McLennan County Texas | 2 | $ 96,000 | $ 48,000 | $ 87,000 |
| Frederick County Virginia | 2 | $ 483,000 | $ 241,000 | $ 98,000 |
| Polk County Wisconsin | 2 | $ 168,000 | $ 84,000 | $ 112,000 |
| Chambers County Alabama | 1 | $ 32,000 | $ 32,000 | $ 43,000 |
| Crenshaw County Alabama | 1 | $ 125,000 | $ 125,000 | $ 79,000 |
| Cullman County Alabama | 1 | $ 40,000 | $ 40,000 | $ 44,000 |
| Elmore County Alabama | 1 | $ 110,000 | $ 110,000 | $ 57,000 |
| Fayette County Alabama | 1 | $ 89,000 | $ 89,000 | $ 88,000 |
| Franklin County Alabama | 1 | $ 55,000 | $ 55,000 | $ 57,000 |
| Macon County Alabama | 1 | $ 38,000 | $ 38,000 | $ 28,000 |
| Madison County Alabama | 1 | $ 55,000 | $ 55,000 | $ 90,000 |
| Mobile County Alabama | 1 | $ 60,000 | $ 60,000 | $ 45,000 |
| Perry County Alabama | 1 | $ 30,000 | $ 30,000 | $ 65,000 |
| Pike County Alabama | 1 | $ 35,000 | $ 35,000 | $ 61,000 |
| Randolph County Alabama | 1 | $ 85,000 | $ 85,000 | $ 93,000 |
| Winston County Alabama | 1 | $ 80,000 | $ 80,000 | $ 63,000 |
| Benton County Arkansas | 1 | $ 114,000 | $ 114,000 | $ 145,000 |
| Clay County Arkansas | 1 | $ 202,000 | $ 202,000 | $ 77,000 |
| Craighead County Arkansas | 1 | $ 37,000 | $ 37,000 | $ 53,000 |
| Franklin County Arkansas | 1 | $ 26,000 | $ 26,000 | $ 107,000 |
| Logan County Arkansas | 1 | $ 35,000 | $ 35,000 | $ 103,000 |
| Sharp County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 56,000 |
| White County Arkansas | 1 | $ 76,000 | $ 76,000 | $ 57,000 |
| Chaffee County Colorado | 1 | $ 135,000 | $ 135,000 | $ 20,000 |
| New London County Connecticut | 1 | $ 14,000 | $ 14,000 | $ 88,000 |
| Kent County Delaware | 1 | $ 172,000 | $ 172,000 | $ 77,000 |
| Clay County Florida | 1 | $ 55,000 | $ 55,000 | $ 55,000 |
| Gadsden County Florida | 1 | $ 50,000 | $ 50,000 | $ 36,000 |
| Gulf County Florida | 1 | $ 310,000 | $ 310,000 | $ 324,000 |
| Indian River County Florida | 1 | $ 60,000 | $ 60,000 | $ 50,000 |
| Lee County Florida | 1 | $ 27,000 | $ 27,000 | $ 102,000 |
| Leon County Florida | 1 | $ 87,000 | $ 87,000 | $ 73,000 |
| Levy County Florida | 1 | $ 32,000 | $ 32,000 | $ 66,000 |
| Manatee County Florida | 1 | $ 71,000 | $ 71,000 | $ 152,000 |
| Suwannee County Florida | 1 | $ 59,000 | $ 59,000 | $ 63,000 |
| Volusia County Florida | 1 | $ 175,000 | $ 175,000 | $ 53,000 |
| Brantley County Georgia | 1 | $ 50,000 | $ 50,000 | $ 109,000 |
| Clarke County Georgia | 1 | $ 65,000 | $ 65,000 | $ 94,000 |
| Columbia County Georgia | 1 | $ 55,000 | $ 55,000 | $ 206,000 |
| Effingham County Georgia | 1 | $ 93,000 | $ 93,000 | $ 80,000 |
| Jeff Davis County Georgia | 1 | $ 180,000 | $ 180,000 | $ 183,000 |
| Lamar County Georgia | 1 | $ 240,000 | $ 240,000 | $ 69,000 |
| Lowndes County Georgia | 1 | $ 80,000 | $ 80,000 | $ 28,000 |
| McDuffie County Georgia | 1 | $ 226,000 | $ 226,000 | $ 216,000 |
| Oconee County Georgia | 1 | $ 15,000 | $ 15,000 | $ 95,000 |
| Putnam County Georgia | 1 | $ 161,000 | $ 161,000 | $ 77,000 |
| Rabun County Georgia | 1 | $ 97,000 | $ 97,000 | $ 88,000 |
| Stewart County Georgia | 1 | $ 67,000 | $ 67,000 | $ 44,000 |
| Sumter County Georgia | 1 | $ 25,000 | $ 25,000 | $ 38,000 |
| Taylor County Georgia | 1 | $ 52,000 | $ 52,000 | $ 62,000 |
| Thomas County Georgia | 1 | $ 150,000 | $ 150,000 | $ 69,000 |
| Troup County Georgia | 1 | $ 87,000 | $ 87,000 | $ 67,000 |
| Union County Georgia | 1 | $ 320,000 | $ 320,000 | $ 476,000 |
| Upson County Georgia | 1 | $ 45,000 | $ 45,000 | $ 42,000 |
| Whitfield County Georgia | 1 | $ 70,000 | $ 70,000 | $ 70,000 |
| DeKalb County Illinois | 1 | $ 168,000 | $ 168,000 | $ 79,000 |
| Hancock County Illinois | 1 | $ 275,000 | $ 275,000 | $ 101,000 |
| Stephenson County Illinois | 1 | $ 40,000 | $ 40,000 | $ 69,000 |
| Vermilion County Illinois | 1 | $ 85,000 | $ 85,000 | $ 83,000 |
| Cass County Indiana | 1 | $ 65,000 | $ 65,000 | $ 50,000 |
| Johnson County Indiana | 1 | $ 219,000 | $ 219,000 | $ 70,000 |
| Lake County Indiana | 1 | $ 120,000 | $ 120,000 | $ 152,000 |
| Orange County Indiana | 1 | $ 80,000 | $ 80,000 | $ 29,000 |
| Spencer County Indiana | 1 | $ 48,000 | $ 48,000 | $ 55,000 |
| Washington County Indiana | 1 | $ 62,000 | $ 62,000 | $ 100,000 |
| Grayson County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 141,000 |
| Johnson County Kentucky | 1 | $ 186,000 | $ 186,000 | $ 85,000 |
| Lewis County Kentucky | 1 | $ 44,000 | $ 44,000 | $ 86,000 |
| Avoyelles County Louisiana | 1 | $ 154,000 | $ 154,000 | $ 54,000 |
| East Baton Rouge County Louisiana | 1 | $ 150,000 | $ 150,000 | $ 110,000 |
| Pointe Coupee County Louisiana | 1 | $ 417,000 | $ 417,000 | $ 160,000 |
| Vernon County Louisiana | 1 | $ 144,000 | $ 144,000 | $ 67,000 |
| Cumberland County Maine | 1 | $ 62,000 | $ 62,000 | $ 75,000 |
| Penobscot County Maine | 1 | $ 57,000 | $ 57,000 | $ 28,000 |
| Anne Arundel County Maryland | 1 | $ 388,000 | $ 388,000 | $ 104,000 |
| Midland County Michigan | 1 | $ 95,000 | $ 95,000 | $ 69,000 |
| Washtenaw County Michigan | 1 | $ 60,000 | $ 60,000 | $ 91,000 |
| Hancock County Mississippi | 1 | $ 195,000 | $ 195,000 | $ 168,000 |
| Hinds County Mississippi | 1 | $ 15,000 | $ 15,000 | $ 57,000 |
| Lee County Mississippi | 1 | $ 132,000 | $ 132,000 | $ 67,000 |
| Lincoln County Mississippi | 1 | $ 80,000 | $ 80,000 | $ 12,000 |
| Neshoba County Mississippi | 1 | $ 48,000 | $ 48,000 | $ 75,000 |
| Tippah County Mississippi | 1 | $ 177,000 | $ 177,000 | $ 130,000 |
| Wilkinson County Mississippi | 1 | $ 221,000 | $ 221,000 | $ 126,000 |
| Yalobusha County Mississippi | 1 | $ 35,000 | $ 35,000 | $ 70,000 |
| Barry County Missouri | 1 | $ 140,000 | $ 140,000 | $ 70,000 |
| Grundy County Missouri | 1 | $ 32,000 | $ 32,000 | $ 68,000 |
| Lafayette County Missouri | 1 | $ 308,000 | $ 308,000 | $ 122,000 |
| Taney County Missouri | 1 | $ 98,000 | $ 98,000 | $ 70,000 |
| Flathead County Montana | 1 | $ 123,000 | $ 123,000 | $ 67,000 |
| Garfield County Nebraska | 1 | $ 35,000 | $ 35,000 | $ 192,000 |
| Johnson County Nebraska | 1 | $ 75,000 | $ 75,000 | $ 58,000 |
| Monmouth County New Jersey | 1 | $ 200,000 | $ 200,000 | $ 91,000 |
| Passaic County New Jersey | 1 | $ 80,000 | $ 80,000 | $ 82,000 |
| Somerset County New Jersey | 1 | $ 186,000 | $ 186,000 | $ 111,000 |
| Valencia County New Mexico | 1 | $ 17,000 | $ 17,000 | $ 34,000 |
| Delaware County New York | 1 | $ 136,000 | $ 136,000 | $ 76,000 |
| Dutchess County New York | 1 | $ 40,000 | $ 40,000 | $ 77,000 |
| Saratoga County New York | 1 | $ 180,000 | $ 180,000 | $ 85,000 |
| Washington County New York | 1 | $ 80,000 | $ 80,000 | $ 66,000 |
| Westchester County New York | 1 | $ 170,000 | $ 170,000 | $ 26,000 |
| Alamance County North Carolina | 1 | $ 66,000 | $ 66,000 | $ 30,000 |
| Anson County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 74,000 |
| Brunswick County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 66,000 |
| Catawba County North Carolina | 1 | $ 96,000 | $ 96,000 | $ 46,000 |
| Durham County North Carolina | 1 | $ 213,000 | $ 213,000 | $ 61,000 |
| Harnett County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 42,000 |
| Haywood County North Carolina | 1 | $ 114,000 | $ 114,000 | $ 53,000 |
| Iredell County North Carolina | 1 | $ 40,000 | $ 40,000 | $ 60,000 |
| Martin County North Carolina | 1 | $ 84,000 | $ 84,000 | $ 94,000 |
| McDowell County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 69,000 |
| Mecklenburg County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 60,000 |
| Northampton County North Carolina | 1 | $ 47,000 | $ 47,000 | $ 132,000 |
| Rowan County North Carolina | 1 | $ 90,000 | $ 90,000 | $ 58,000 |
| Rutherford County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 20,000 |
| Watauga County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 37,000 |
| Yadkin County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 69,000 |
| Yancey County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 52,000 |
| Cass County North Dakota | 1 | $ 94,000 | $ 94,000 | $ 46,000 |
| Butler County Ohio | 1 | $ 153,000 | $ 153,000 | $ 56,000 |
| Clinton County Ohio | 1 | $ 73,000 | $ 73,000 | $ 60,000 |
| Highland County Ohio | 1 | $ 94,000 | $ 94,000 | $ 42,000 |
| Logan County Ohio | 1 | $ 78,000 | $ 78,000 | $ 69,000 |
| Shelby County Ohio | 1 | $ 109,000 | $ 109,000 | $ 102,000 |
| Mayes County Oklahoma | 1 | $ 160,000 | $ 160,000 | $ 130,000 |
| McCurtain County Oklahoma | 1 | $ 10,000 | $ 10,000 | $ 51,000 |
| Oklahoma County Oklahoma | 1 | $ 20,000 | $ 20,000 | $ 35,000 |
| Texas County Oklahoma | 1 | $ 56,000 | $ 56,000 | $ 72,000 |
| Bedford County Pennsylvania | 1 | $ 32,000 | $ 32,000 | $ 63,000 |
| Bucks County Pennsylvania | 1 | $ 136,000 | $ 136,000 | $ 92,000 |
| Clearfield County Pennsylvania | 1 | $ 70,000 | $ 70,000 | $ 65,000 |
| Erie County Pennsylvania | 1 | $ 88,000 | $ 88,000 | $ 65,000 |
| Lancaster County Pennsylvania | 1 | $ 117,000 | $ 117,000 | $ 160,000 |
| Westmoreland County Pennsylvania | 1 | $ 30,000 | $ 30,000 | $ 67,000 |
| Calhoun County South Carolina | 1 | $ 84,000 | $ 84,000 | $ 98,000 |
| Cherokee County South Carolina | 1 | $ 160,000 | $ 160,000 | $ 84,000 |
| Chesterfield County South Carolina | 1 | $ 10,000 | $ 10,000 | $ 80,000 |
| Dorchester County South Carolina | 1 | $ 45,000 | $ 45,000 | $ 27,000 |
| Georgetown County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 66,000 |
| Horry County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 62,000 |
| Pickens County South Carolina | 1 | $ 130,000 | $ 130,000 | $ 0 |
| York County South Carolina | 1 | $ 39,000 | $ 39,000 | $ 77,000 |
| Cocke County Tennessee | 1 | $ 90,000 | $ 90,000 | $ 99,000 |
| Franklin County Tennessee | 1 | $ 20,000 | $ 20,000 | $ 55,000 |
| Greene County Tennessee | 1 | $ 130,000 | $ 130,000 | $ 69,000 |
| Hamilton County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 111,000 |
| Knox County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 68,000 |
| Putnam County Tennessee | 1 | $ 150,000 | $ 150,000 | $ 42,000 |
| Sequatchie County Tennessee | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Warren County Tennessee | 1 | $ 134,000 | $ 134,000 | $ 69,000 |
| Weakley County Tennessee | 1 | $ 15,000 | $ 15,000 | $ 47,000 |
| Williamson County Tennessee | 1 | $ 40,000 | $ 40,000 | $ 145,000 |
| Burnet County Texas | 1 | $ 132,000 | $ 132,000 | $ 70,000 |
| Dallas County Texas | 1 | $ 400,000 | $ 400,000 | $ 149,000 |
| Fort Bend County Texas | 1 | $ 76,000 | $ 76,000 | $ 71,000 |
| Hidalgo County Texas | 1 | $ 82,000 | $ 82,000 | $ 67,000 |
| Lamar County Texas | 1 | $ 70,000 | $ 70,000 | $ 60,000 |
| Van Zandt County Texas | 1 | $ 143,000 | $ 143,000 | $ 59,000 |
| Weber County Utah | 1 | $ 155,000 | $ 155,000 | $ 94,000 |
| Dinwiddie County Virginia | 1 | $ 108,000 | $ 108,000 | $ 70,000 |
| King William County Virginia | 1 | $ 41,000 | $ 41,000 | $ 108,000 |
| Manassas County Virginia | 1 | $ 145,000 | $ 145,000 | $ 79,000 |
| Powhatan County Virginia | 1 | $ 260,000 | $ 260,000 | $ 77,000 |
| Salem County Virginia | 1 | $ 60,000 | $ 60,000 | $ 136,000 |
| Mason County Washington | 1 | $ 30,000 | $ 30,000 | $ 69,000 |
| Spokane County Washington | 1 | $ 159,000 | $ 159,000 | $ 48,000 |
| Converse County Wyoming | 1 | $ 225,000 | $ 225,000 | $ 71,000 |
Mortgage Loan Application Detail Totals for Atlanta Postal in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 601 | $61,671,000 | $102,000 | $417,000 | $80,000 | $617,000 |
| Home Purchase | 234 | $32,072,000 | $137,000 | $604,000 | $89,000 | $476,000 |
| Home Improvement | 156 | $12,713,000 | $81,000 | $350,000 | $74,000 | $192,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 437 | $52,393,000 | $119,000 | $604,000 | $85,000 | $617,000 |
| Not Provided | 278 | $28,419,000 | $102,000 | $412,000 | $81,000 | $382,000 |
| Black or African American | 232 | $20,987,000 | $90,000 | $417,000 | $73,000 | $218,000 |
| Hispanic | 19 | $2,143,000 | $112,000 | $224,000 | $76,000 | $126,000 |
| American Indian or Alaskan Native | 11 | $764,000 | $69,000 | $212,000 | $75,000 | $139,000 |
| Asian | 11 | $1,440,000 | $130,000 | $380,000 | $96,000 | $152,000 |
| Not applicable | 2 | $170,000 | $85,000 | $130,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 1 | $140,000 | $140,000 | $140,000 | $90,000 | $90,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 991 | $106,456,000 | $107,000 | $604,000 | $81,000 | $617,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 573 | $62,754,000 | $109,000 | $604,000 | $86,000 | $617,000 |
| Application Denied By Financial Institution | 398 | $41,317,000 | $103,000 | $417,000 | $75,000 | $231,000 |
| Application Withdrawn By Applicant | 13 | $1,556,000 | $119,000 | $361,000 | $48,000 | $138,000 |
| Preapproval Denied by Financial Institution | 5 | $638,000 | $127,000 | $300,000 | $65,000 | $175,000 |
| Preapproval Approved but not Accepted | 2 | $191,000 | $95,000 | $150,000 | $76,000 | $91,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 177 | $20,188,000 | $114,000 | $380,000 | $81,000 | $219,000 |
| Credit History | 87 | $6,962,000 | $80,000 | $417,000 | $69,000 | $163,000 |
| Credit Application Incomplete | 59 | $6,135,000 | $103,000 | $400,000 | $78,000 | $231,000 |
| Debt-To-Income Ratio | 55 | $5,558,000 | $101,000 | $417,000 | $47,000 | $96,000 |
| Collateral | 12 | $1,334,000 | $111,000 | $368,000 | $71,000 | $140,000 |
| Unverifiable Information | 2 | $395,000 | $197,000 | $219,000 | $92,000 | $172,000 |
| Mortgage Insurance Denied | 1 | $55,000 | $55,000 | $55,000 | $206,000 | $206,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Atlanta Postal's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Atlanta Postal's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.