Atlantic Coast Bank
Mortgage Loan Application
Totals and Details
for 2015
Find mortgage loan statistics, lending data, and loan application totals for Georgia.
The mortgage statistics and data below are specific to mortgage loan applications for Atlantic Coast Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Atlantic Coast Bank 505 Haines Ave Waycross, GA 31501 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 636 |
| Total Mortgage Loan Application Amount | $272,303,000 |
| Average Mortgage Loan Application Amount | $325,000 |
| Highest Mortgage Loan Application Amount | $7,900,000 |
| Average Applicant Income | $144,333 |
| Highest Applicant Income | $3,000,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in GA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Duval County Florida | 184 | $ 57,845,000 | $ 314,000 | $ 205,000 |
| St. Johns County Florida | 113 | $ 49,693,000 | $ 439,000 | $ 238,000 |
| Ware County Georgia | 62 | $ 3,106,000 | $ 50,000 | $ 55,000 |
| Alachua County Florida | 39 | $ 13,715,000 | $ 351,000 | $ 166,000 |
| Glynn County Georgia | 31 | $ 16,275,000 | $ 525,000 | $ 250,000 |
| Clay County Florida | 27 | $ 6,176,000 | $ 228,000 | $ 120,000 |
| Pierce County Georgia | 21 | $ 1,317,000 | $ 62,000 | $ 81,000 |
| Coffee County Georgia | 19 | $ 1,436,000 | $ 75,000 | $ 73,000 |
| Miami-Dade County Florida | 12 | $ 7,675,000 | $ 639,000 | $ 24,000 |
| Kings County New York | 9 | $ 33,016,000 | $ 3,668,000 | $ 0 |
| Orange County Florida | 8 | $ 3,886,000 | $ 485,000 | $ 298,000 |
| Chatham County Georgia | 8 | $ 1,445,000 | $ 180,000 | $ 88,000 |
| Nassau County Florida | 7 | $ 3,080,000 | $ 440,000 | $ 168,000 |
| New York County New York | 7 | $ 19,951,000 | $ 2,850,000 | $ 0 |
| Palm Beach County Florida | 5 | $ 1,791,000 | $ 358,000 | $ 42,000 |
| Brevard County Florida | 4 | $ 2,599,000 | $ 649,000 | $ 208,000 |
| Broward County Florida | 4 | $ 2,166,000 | $ 541,000 | $ 0 |
| Brantley County Georgia | 4 | $ 64,000 | $ 16,000 | $ 43,000 |
| Collier County Florida | 3 | $ 1,906,000 | $ 635,000 | $ 27,000 |
| Columbia County Florida | 3 | $ 379,000 | $ 126,000 | $ 33,000 |
| Flagler County Florida | 3 | $ 610,000 | $ 203,000 | $ 121,000 |
| Polk County Florida | 3 | $ 1,315,000 | $ 438,000 | $ 0 |
| Bibb County Georgia | 3 | $ 931,000 | $ 310,000 | $ 354,000 |
| Hillsborough County Florida | 2 | $ 940,000 | $ 470,000 | $ 299,000 |
| Lee County Florida | 2 | $ 964,000 | $ 482,000 | $ 78,000 |
| Marion County Florida | 2 | $ 218,000 | $ 109,000 | $ 57,000 |
| Osceola County Florida | 2 | $ 612,000 | $ 306,000 | $ 250,000 |
| Appling County Georgia | 2 | $ 185,000 | $ 92,000 | $ 60,000 |
| Bacon County Georgia | 2 | $ 243,000 | $ 121,000 | $ 59,000 |
| Charlton County Georgia | 2 | $ 310,000 | $ 155,000 | $ 159,000 |
| Clinch County Georgia | 2 | $ 208,000 | $ 104,000 | $ 37,000 |
| Effingham County Georgia | 2 | $ 285,000 | $ 142,000 | $ 5,000 |
| Gwinnett County Georgia | 2 | $ 234,000 | $ 117,000 | $ 88,000 |
| Paulding County Georgia | 2 | $ 412,000 | $ 206,000 | $ 81,000 |
| Thomas County Georgia | 2 | $ 348,000 | $ 174,000 | $ 87,000 |
| Philadelphia County Pennsylvania | 2 | $ 6,486,000 | $ 3,243,000 | $ 0 |
| Barbour County Alabama | 1 | $ 68,000 | $ 68,000 | $ 51,000 |
| Douglas County Colorado | 1 | $ 398,000 | $ 398,000 | $ 75,000 |
| Summit County Colorado | 1 | $ 162,000 | $ 162,000 | $ 40,000 |
| Escambia County Florida | 1 | $ 252,000 | $ 252,000 | $ 65,000 |
| Leon County Florida | 1 | $ 65,000 | $ 65,000 | $ 174,000 |
| Martin County Florida | 1 | $ 937,000 | $ 937,000 | $ 0 |
| Pinellas County Florida | 1 | $ 551,000 | $ 551,000 | $ 335,000 |
| Putnam County Florida | 1 | $ 142,000 | $ 142,000 | $ 94,000 |
| Seminole County Florida | 1 | $ 2,260,000 | $ 2,260,000 | $ 1,269,000 |
| St. Lucie County Florida | 1 | $ 492,000 | $ 492,000 | $ 0 |
| Volusia County Florida | 1 | $ 700,000 | $ 700,000 | $ 371,000 |
| Wakulla County Florida | 1 | $ 144,000 | $ 144,000 | $ 59,000 |
| Walton County Florida | 1 | $ 417,000 | $ 417,000 | $ 464,000 |
| Atkinson County Georgia | 1 | $ 10,000 | $ 10,000 | $ 22,000 |
| Ben Hill County Georgia | 1 | $ 35,000 | $ 35,000 | $ 63,000 |
| Bryan County Georgia | 1 | $ 177,000 | $ 177,000 | $ 79,000 |
| Camden County Georgia | 1 | $ 250,000 | $ 250,000 | $ 74,000 |
| DeKalb County Georgia | 1 | $ 3,000 | $ 3,000 | $ 57,000 |
| Forsyth County Georgia | 1 | $ 293,000 | $ 293,000 | $ 170,000 |
| Greene County Georgia | 1 | $ 668,000 | $ 668,000 | $ 647,000 |
| Henry County Georgia | 1 | $ 285,000 | $ 285,000 | $ 112,000 |
| Houston County Georgia | 1 | $ 284,000 | $ 284,000 | $ 157,000 |
| Liberty County Georgia | 1 | $ 220,000 | $ 220,000 | $ 75,000 |
| Lowndes County Georgia | 1 | $ 820,000 | $ 820,000 | $ 180,000 |
| Turner County Georgia | 1 | $ 153,000 | $ 153,000 | $ 72,000 |
| Johnson County Indiana | 1 | $ 180,000 | $ 180,000 | $ 77,000 |
| St. Louis City County Missouri | 1 | $ 167,000 | $ 167,000 | $ 118,000 |
| Hudson County New Jersey | 1 | $ 7,277,000 | $ 7,277,000 | $ 0 |
| Middlesex County New Jersey | 1 | $ 137,000 | $ 137,000 | $ 580,000 |
| Bronx County New York | 1 | $ 5,034,000 | $ 5,034,000 | $ 0 |
| Delaware County Pennsylvania | 1 | $ 7,900,000 | $ 7,900,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Georgia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Atlantic Coast Bank in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 354 | $213,733,000 | $603,000 | $7,900,000 | $193,000 | $3,000,000 |
| Refinancing | 164 | $51,951,000 | $316,000 | $2,260,000 | $157,000 | $1,269,000 |
| Home Improvement | 118 | $6,619,000 | $56,000 | $1,430,000 | $83,000 | $756,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 419 | $130,269,000 | $310,000 | $2,260,000 | $172,000 | $2,469,000 |
| Not Provided | 93 | $22,524,000 | $242,000 | $1,480,000 | $213,000 | $3,000,000 |
| Not applicable | 50 | $101,111,000 | $2,022,000 | $7,900,000 | $0 | $0 |
| Black or African American | 32 | $2,643,000 | $82,000 | $458,000 | $91,000 | $1,005,000 |
| Asian | 23 | $11,495,000 | $499,000 | $1,313,000 | $278,000 | $780,000 |
| Hispanic | 18 | $4,231,000 | $235,000 | $561,000 | $145,000 | $848,000 |
| American Indian or Alaskan Native | 1 | $30,000 | $30,000 | $30,000 | $41,000 | $41,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 607 | $267,354,000 | $440,000 | $7,900,000 | $168,000 | $3,000,000 |
| FHA-insured (Federal Housing Administration) | 20 | $3,371,000 | $168,000 | $315,000 | $70,000 | $396,000 |
| VA-guaranteed (Veterans Administration) | 6 | $1,362,000 | $227,000 | $393,000 | $93,000 | $155,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $216,000 | $72,000 | $84,000 | $30,000 | $42,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 294 | $107,804,000 | $366,000 | $2,375,000 | $196,000 | $1,412,000 |
| Application Denied By Financial Institution | 153 | $32,669,000 | $213,000 | $1,500,000 | $106,000 | $647,000 |
| Application Withdrawn By Applicant | 113 | $34,076,000 | $301,000 | $1,500,000 | $231,000 | $3,000,000 |
| Loan Purchased By The Institution | 43 | $93,832,000 | $2,182,000 | $7,900,000 | $0 | $0 |
| Application Approved But Not Accepted | 31 | $3,598,000 | $116,000 | $755,000 | $122,000 | $599,000 |
| File Closed For Incompleteness | 2 | $324,000 | $162,000 | $264,000 | $73,000 | $100,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 81 | $12,748,000 | $157,000 | $1,430,000 | $93,000 | $396,000 |
| Debt-To-Income Ratio | 29 | $6,410,000 | $221,000 | $638,000 | $71,000 | $197,000 |
| Credit Application Incomplete | 16 | $4,111,000 | $256,000 | $796,000 | $145,000 | $647,000 |
| Collateral | 9 | $3,765,000 | $418,000 | $930,000 | $208,000 | $549,000 |
| Unverifiable Information | 8 | $3,992,000 | $499,000 | $1,500,000 | $205,000 | $600,000 |
| Other | 5 | $962,000 | $192,000 | $456,000 | $105,000 | $283,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $605,000 | $201,000 | $255,000 | $79,000 | $140,000 |
| Employment History | 2 | $76,000 | $38,000 | $72,000 | $29,000 | $38,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in GA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Georgia, and search similar information at your convenience.