Atlantic Financial, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Atlantic Financial, Inc. 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Atlantic Financial, Inc. 11720 Beltsville Drive, Suite 160 Beltsville, MD 20705 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 171 |
| Total Mortgage Loan Application Amount | $53,225,000 |
| Average Mortgage Loan Application Amount | $299,333 |
| Highest Mortgage Loan Application Amount | $975,000 |
| Average Applicant Income | $112,000 |
| Highest Applicant Income | $447,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Atlantic Financial, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Atlantic Financial, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Atlantic Financial, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Atlantic Financial, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Atlantic Financial, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Atlantic Financial, Inc.'s mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Baltimore County Maryland | 25 | $ 6,315,000 | $ 252,000 | $ 104,000 |
| Baltimore City County Maryland | 21 | $ 4,215,000 | $ 200,000 | $ 108,000 |
| Montgomery County Maryland | 19 | $ 7,485,000 | $ 393,000 | $ 136,000 |
| Anne Arundel County Maryland | 18 | $ 5,620,000 | $ 312,000 | $ 132,000 |
| Howard County Maryland | 17 | $ 5,705,000 | $ 335,000 | $ 119,000 |
| Prince George's County Maryland | 8 | $ 2,220,000 | $ 277,000 | $ 80,000 |
| Carroll County Maryland | 7 | $ 2,625,000 | $ 375,000 | $ 137,000 |
| Fairfax County Virginia | 6 | $ 3,070,000 | $ 511,000 | $ 155,000 |
| District of Columbia County District Of Columbia | 4 | $ 2,180,000 | $ 545,000 | $ 137,000 |
| Frederick County Maryland | 3 | $ 1,035,000 | $ 345,000 | $ 181,000 |
| Harford County Maryland | 3 | $ 695,000 | $ 231,000 | $ 76,000 |
| Washington County Maryland | 3 | $ 525,000 | $ 175,000 | $ 69,000 |
| Prince William County Virginia | 3 | $ 1,035,000 | $ 345,000 | $ 86,000 |
| Broward County Florida | 2 | $ 630,000 | $ 315,000 | $ 81,000 |
| Lee County Florida | 2 | $ 370,000 | $ 185,000 | $ 56,000 |
| Palm Beach County Florida | 2 | $ 460,000 | $ 230,000 | $ 58,000 |
| Cecil County Maryland | 2 | $ 710,000 | $ 355,000 | $ 131,000 |
| Charleston County South Carolina | 2 | $ 690,000 | $ 345,000 | $ 137,000 |
| Alexandria County Virginia | 2 | $ 960,000 | $ 480,000 | $ 213,000 |
| Arlington County Virginia | 2 | $ 950,000 | $ 475,000 | $ 155,000 |
| Bay County Florida | 1 | $ 255,000 | $ 255,000 | $ 75,000 |
| Manatee County Florida | 1 | $ 225,000 | $ 225,000 | $ 97,000 |
| Orange County Florida | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Santa Rosa County Florida | 1 | $ 215,000 | $ 215,000 | $ 90,000 |
| Calvert County Maryland | 1 | $ 405,000 | $ 405,000 | $ 146,000 |
| Garrett County Maryland | 1 | $ 355,000 | $ 355,000 | $ 188,000 |
| Kent County Maryland | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Queen Anne's County Maryland | 1 | $ 315,000 | $ 315,000 | $ 188,000 |
| Essex County New Jersey | 1 | $ 495,000 | $ 495,000 | $ 287,000 |
| Bucks County Pennsylvania | 1 | $ 315,000 | $ 315,000 | $ 72,000 |
| Chester County Pennsylvania | 1 | $ 395,000 | $ 395,000 | $ 134,000 |
| Clarion County Pennsylvania | 1 | $ 315,000 | $ 315,000 | $ 75,000 |
| Montgomery County Pennsylvania | 1 | $ 285,000 | $ 285,000 | $ 95,000 |
| Chesterfield County Virginia | 1 | $ 145,000 | $ 145,000 | $ 76,000 |
| Fauquier County Virginia | 1 | $ 575,000 | $ 575,000 | $ 184,000 |
| Fluvanna County Virginia | 1 | $ 215,000 | $ 215,000 | $ 82,000 |
| Harrisonburg County Virginia | 1 | $ 165,000 | $ 165,000 | $ 109,000 |
| Rockingham County Virginia | 1 | $ 175,000 | $ 175,000 | $ 51,000 |
| Spotsylvania County Virginia | 1 | $ 255,000 | $ 255,000 | $ 105,000 |
Mortgage Loan Application Detail Totals for Atlantic Financial, Inc. in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 97 | $30,615,000 | $315,000 | $975,000 | $120,000 | $447,000 |
| Cash-out Refinancing | 50 | $16,560,000 | $331,000 | $675,000 | $120,000 | $400,000 |
| Refinancing | 24 | $6,050,000 | $252,000 | $645,000 | $96,000 | $186,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 105 | $34,785,000 | $331,000 | $675,000 | $128,000 | $411,000 |
| Black or African American | 41 | $11,425,000 | $278,000 | $665,000 | $90,000 | $249,000 |
| Hispanic | 12 | $3,380,000 | $281,000 | $975,000 | $134,000 | $447,000 |
| Asian | 10 | $3,080,000 | $308,000 | $675,000 | $109,000 | $227,000 |
| Not Provided | 3 | $555,000 | $185,000 | $205,000 | $34,000 | $52,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 108 | $34,570,000 | $320,000 | $975,000 | $134,000 | $447,000 |
| FHA-insured (Federal Housing Administration) | 43 | $12,255,000 | $285,000 | $665,000 | $88,000 | $204,000 |
| VA-guaranteed (Veterans Administration) | 20 | $6,400,000 | $320,000 | $575,000 | $81,000 | $249,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 113 | $36,575,000 | $323,000 | $675,000 | $123,000 | $411,000 |
| Application Withdrawn By Applicant | 35 | $11,295,000 | $322,000 | $975,000 | $121,000 | $447,000 |
| Application Denied By Financial Institution | 18 | $4,210,000 | $233,000 | $445,000 | $83,000 | $148,000 |
| File Closed For Incompleteness | 5 | $1,145,000 | $229,000 | $315,000 | $60,000 | $75,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 153 | $49,015,000 | $320,000 | $975,000 | $120,000 | $447,000 |
| Other | 8 | $1,570,000 | $196,000 | $295,000 | $94,000 | $148,000 |
| Collateral | 3 | $785,000 | $261,000 | $345,000 | $124,000 | $141,000 |
| Credit History | 3 | $795,000 | $265,000 | $415,000 | $42,000 | $76,000 |
| Debt-To-Income Ratio | 3 | $905,000 | $301,000 | $445,000 | $61,000 | $114,000 |
| Employment History | 1 | $155,000 | $155,000 | $155,000 | $39,000 | $39,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Atlantic Financial, Inc.'s 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Atlantic Financial, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.