Atlantic Home Loans, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Atlantic Home Loans, Inc. 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Atlantic Home Loans, Inc. 50 Route 46 Parsippany, NJ 07054 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 3,133 |
| Total Mortgage Loan Application Amount | $926,590,000 |
| Average Mortgage Loan Application Amount | $360,666 |
| Highest Mortgage Loan Application Amount | $1,500,000 |
| Average Applicant Income | $156,666 |
| Highest Applicant Income | $3,600,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Atlantic Home Loans, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Atlantic Home Loans, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Atlantic Home Loans, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Atlantic Home Loans, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Atlantic Home Loans, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Atlantic Home Loans, Inc.'s mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fairfield County Connecticut | 354 | $ 141,088,000 | $ 398,000 | $ 186,000 |
| New Haven County Connecticut | 289 | $ 57,756,000 | $ 199,000 | $ 96,000 |
| Morris County New Jersey | 271 | $ 95,025,000 | $ 350,000 | $ 155,000 |
| Bergen County New Jersey | 234 | $ 83,156,000 | $ 355,000 | $ 145,000 |
| Essex County New Jersey | 228 | $ 76,028,000 | $ 333,000 | $ 157,000 |
| Passaic County New Jersey | 188 | $ 47,017,000 | $ 250,000 | $ 108,000 |
| Union County New Jersey | 167 | $ 51,122,000 | $ 306,000 | $ 140,000 |
| Kent County Delaware | 147 | $ 28,196,000 | $ 191,000 | $ 72,000 |
| Middlesex County New Jersey | 126 | $ 33,103,000 | $ 262,000 | $ 119,000 |
| New Castle County Delaware | 117 | $ 25,021,000 | $ 213,000 | $ 80,000 |
| Monmouth County New Jersey | 115 | $ 35,572,000 | $ 309,000 | $ 147,000 |
| Ocean County New Jersey | 110 | $ 28,611,000 | $ 260,000 | $ 141,000 |
| Hartford County Connecticut | 103 | $ 22,693,000 | $ 220,000 | $ 111,000 |
| Somerset County New Jersey | 102 | $ 35,027,000 | $ 343,000 | $ 157,000 |
| Newport County Rhode Island | 92 | $ 25,197,000 | $ 273,000 | $ 115,000 |
| Hudson County New Jersey | 72 | $ 25,327,000 | $ 351,000 | $ 202,000 |
| Mercer County New Jersey | 32 | $ 10,874,000 | $ 339,000 | $ 247,000 |
| Sussex County New Jersey | 28 | $ 7,667,000 | $ 273,000 | $ 158,000 |
| Middlesex County Connecticut | 26 | $ 5,963,000 | $ 229,000 | $ 103,000 |
| Hunterdon County New Jersey | 24 | $ 8,865,000 | $ 369,000 | $ 172,000 |
| Burlington County New Jersey | 22 | $ 6,366,000 | $ 289,000 | $ 129,000 |
| Sussex County Delaware | 20 | $ 5,281,000 | $ 264,000 | $ 154,000 |
| Litchfield County Connecticut | 16 | $ 4,205,000 | $ 262,000 | $ 157,000 |
| Hampden County Massachusetts | 15 | $ 2,137,000 | $ 142,000 | $ 48,000 |
| Kent County Rhode Island | 15 | $ 3,427,000 | $ 228,000 | $ 95,000 |
| Bucks County Pennsylvania | 13 | $ 2,684,000 | $ 206,000 | $ 80,000 |
| Bristol County Rhode Island | 13 | $ 2,832,000 | $ 217,000 | $ 90,000 |
| Camden County New Jersey | 12 | $ 2,577,000 | $ 214,000 | $ 88,000 |
| Nassau County New York | 12 | $ 5,570,000 | $ 464,000 | $ 208,000 |
| Washington County Rhode Island | 12 | $ 3,005,000 | $ 250,000 | $ 183,000 |
| Westchester County New York | 11 | $ 5,634,000 | $ 512,000 | $ 408,000 |
| Warren County New Jersey | 9 | $ 2,125,000 | $ 236,000 | $ 100,000 |
| Providence County Rhode Island | 8 | $ 1,599,000 | $ 199,000 | $ 64,000 |
| Atlantic County New Jersey | 7 | $ 1,885,000 | $ 269,000 | $ 178,000 |
| Queens County New York | 7 | $ 3,550,000 | $ 507,000 | $ 162,000 |
| Montgomery County Pennsylvania | 7 | $ 2,179,000 | $ 311,000 | $ 146,000 |
| Tolland County Connecticut | 6 | $ 1,091,000 | $ 181,000 | $ 89,000 |
| Worcester County Massachusetts | 5 | $ 1,271,000 | $ 254,000 | $ 88,000 |
| New York County New York | 5 | $ 1,943,000 | $ 388,000 | $ 202,000 |
| Suffolk County New York | 5 | $ 2,020,000 | $ 404,000 | $ 227,000 |
| Fairfax County Virginia | 5 | $ 1,466,000 | $ 293,000 | $ 121,000 |
| Bristol County Massachusetts | 4 | $ 732,000 | $ 183,000 | $ 115,000 |
| Cape May County New Jersey | 4 | $ 1,001,000 | $ 250,000 | $ 197,000 |
| Richmond County New York | 4 | $ 964,000 | $ 241,000 | $ 87,000 |
| Chester County Pennsylvania | 4 | $ 1,456,000 | $ 364,000 | $ 120,000 |
| Monroe County Pennsylvania | 4 | $ 620,000 | $ 155,000 | $ 99,000 |
| Philadelphia County Pennsylvania | 4 | $ 571,000 | $ 142,000 | $ 93,000 |
| New London County Connecticut | 2 | $ 492,000 | $ 246,000 | $ 151,000 |
| Palm Beach County Florida | 2 | $ 641,000 | $ 320,000 | $ 101,000 |
| Cecil County Maryland | 2 | $ 382,000 | $ 191,000 | $ 102,000 |
| Barnstable County Massachusetts | 2 | $ 386,000 | $ 193,000 | $ 154,000 |
| Hampshire County Massachusetts | 2 | $ 552,000 | $ 276,000 | $ 90,000 |
| Middlesex County Massachusetts | 2 | $ 601,000 | $ 300,000 | $ 98,000 |
| Norfolk County Massachusetts | 2 | $ 650,000 | $ 325,000 | $ 76,000 |
| Suffolk County Massachusetts | 2 | $ 436,000 | $ 218,000 | $ 83,000 |
| Orange County New York | 2 | $ 645,000 | $ 322,000 | $ 108,000 |
| Lehigh County Pennsylvania | 2 | $ 347,000 | $ 173,000 | $ 115,000 |
| Northampton County Pennsylvania | 2 | $ 531,000 | $ 265,000 | $ 58,000 |
| Richmond City County Virginia | 2 | $ 405,000 | $ 202,000 | $ 110,000 |
| Orange County California | 1 | $ 239,000 | $ 239,000 | $ 44,000 |
| Windham County Connecticut | 1 | $ 256,000 | $ 256,000 | $ 112,000 |
| Brevard County Florida | 1 | $ 363,000 | $ 363,000 | $ 118,000 |
| Broward County Florida | 1 | $ 417,000 | $ 417,000 | $ 161,000 |
| Flagler County Florida | 1 | $ 154,000 | $ 154,000 | $ 122,000 |
| Manatee County Florida | 1 | $ 315,000 | $ 315,000 | $ 103,000 |
| Martin County Florida | 1 | $ 292,000 | $ 292,000 | $ 389,000 |
| Orange County Florida | 1 | $ 214,000 | $ 214,000 | $ 205,000 |
| Baltimore County Maryland | 1 | $ 365,000 | $ 365,000 | $ 110,000 |
| Wicomico County Maryland | 1 | $ 230,000 | $ 230,000 | $ 59,000 |
| Worcester County Maryland | 1 | $ 248,000 | $ 248,000 | $ 115,000 |
| Plymouth County Massachusetts | 1 | $ 231,000 | $ 231,000 | $ 120,000 |
| Gloucester County New Jersey | 1 | $ 249,000 | $ 249,000 | $ 72,000 |
| Bronx County New York | 1 | $ 339,000 | $ 339,000 | $ 57,000 |
| Kings County New York | 1 | $ 417,000 | $ 417,000 | $ 133,000 |
| Onondaga County New York | 1 | $ 130,000 | $ 130,000 | $ 90,000 |
| Saratoga County New York | 1 | $ 150,000 | $ 150,000 | $ 296,000 |
| Catawba County North Carolina | 1 | $ 292,000 | $ 292,000 | $ 3,600,000 |
| Onslow County North Carolina | 1 | $ 161,000 | $ 161,000 | $ 26,000 |
| Blair County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 69,000 |
| Bradford County Pennsylvania | 1 | $ 221,000 | $ 221,000 | $ 92,000 |
| Centre County Pennsylvania | 1 | $ 170,000 | $ 170,000 | $ 114,000 |
| Delaware County Pennsylvania | 1 | $ 310,000 | $ 310,000 | $ 174,000 |
| Lancaster County Pennsylvania | 1 | $ 218,000 | $ 218,000 | $ 94,000 |
| Pike County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 61,000 |
| Wayne County Pennsylvania | 1 | $ 260,000 | $ 260,000 | $ 137,000 |
| Arlington County Virginia | 1 | $ 636,000 | $ 636,000 | $ 204,000 |
| Bedford County Virginia | 1 | $ 183,000 | $ 183,000 | $ 42,000 |
| Manassas County Virginia | 1 | $ 120,000 | $ 120,000 | $ 65,000 |
| Norfolk County Virginia | 1 | $ 120,000 | $ 120,000 | $ 129,000 |
| Roanoke County Virginia | 1 | $ 294,000 | $ 294,000 | $ 332,000 |
| York County Virginia | 1 | $ 310,000 | $ 310,000 | $ 145,000 |
Mortgage Loan Application Detail Totals for Atlantic Home Loans, Inc. in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,826 | $568,600,000 | $311,000 | $1,475,000 | $154,000 | $3,600,000 |
| Home Purchase | 1,306 | $357,492,000 | $273,000 | $1,500,000 | $116,000 | $1,868,000 |
| Home Improvement | 1 | $498,000 | $498,000 | $498,000 | $200,000 | $200,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,546 | $754,267,000 | $296,000 | $1,500,000 | $140,000 | $3,600,000 |
| Asian | 306 | $96,495,000 | $315,000 | $1,110,000 | $138,000 | $600,000 |
| Not Provided | 138 | $46,232,000 | $335,000 | $1,314,000 | $153,000 | $750,000 |
| Black or African American | 97 | $18,385,000 | $189,000 | $441,000 | $72,000 | $219,000 |
| Hispanic | 34 | $6,652,000 | $195,000 | $476,000 | $66,000 | $135,000 |
| American Indian or Alaskan Native | 7 | $2,537,000 | $362,000 | $988,000 | $251,000 | $882,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $2,022,000 | $404,000 | $628,000 | $250,000 | $476,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,280 | $719,752,000 | $315,000 | $1,500,000 | $157,000 | $3,600,000 |
| FHA-insured (Federal Housing Administration) | 773 | $190,642,000 | $246,000 | $737,000 | $90,000 | $1,442,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 44 | $7,768,000 | $176,000 | $363,000 | $51,000 | $94,000 |
| VA-guaranteed (Veterans Administration) | 36 | $8,428,000 | $234,000 | $417,000 | $78,000 | $192,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,334 | $697,049,000 | $298,000 | $1,500,000 | $138,000 | $1,868,000 |
| Application Withdrawn By Applicant | 603 | $176,744,000 | $293,000 | $1,475,000 | $151,000 | $3,600,000 |
| Application Denied By Financial Institution | 189 | $50,413,000 | $266,000 | $976,000 | $104,000 | $565,000 |
| File Closed For Incompleteness | 6 | $2,137,000 | $356,000 | $675,000 | $91,000 | $190,000 |
| Application Approved But Not Accepted | 1 | $247,000 | $247,000 | $247,000 | $250,000 | $250,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Atlantic Home Loans, Inc.'s 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Atlantic Home Loans, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.