Atlantic Home Loans, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Atlantic Home Loans, Inc. 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Atlantic Home Loans, Inc. 50 Route 46 Parsippany, NJ 07054 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 3,466 |
| Total Mortgage Loan Application Amount | $818,590,000 |
| Average Mortgage Loan Application Amount | $206,750 |
| Highest Mortgage Loan Application Amount | $1,615,000 |
| Average Applicant Income | $108,500 |
| Highest Applicant Income | $5,364,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Atlantic Home Loans, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Atlantic Home Loans, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Atlantic Home Loans, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Atlantic Home Loans, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Atlantic Home Loans, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Atlantic Home Loans, Inc.'s mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Kent County Delaware | 293 | $ 58,745,000 | $ 200,000 | $ 72,000 |
| Northampton County Pennsylvania | 287 | $ 54,565,000 | $ 190,000 | $ 85,000 |
| Bergen County New Jersey | 231 | $ 90,075,000 | $ 389,000 | $ 157,000 |
| New Haven County Connecticut | 195 | $ 42,315,000 | $ 217,000 | $ 99,000 |
| Lehigh County Pennsylvania | 195 | $ 36,535,000 | $ 187,000 | $ 86,000 |
| Monroe County Pennsylvania | 179 | $ 25,575,000 | $ 142,000 | $ 83,000 |
| Providence County Rhode Island | 132 | $ 32,250,000 | $ 244,000 | $ 103,000 |
| Essex County New Jersey | 107 | $ 37,645,000 | $ 351,000 | $ 145,000 |
| Kent County Rhode Island | 92 | $ 21,290,000 | $ 231,000 | $ 84,000 |
| Orange County Florida | 87 | $ 15,705,000 | $ 180,000 | $ 64,000 |
| New Castle County Delaware | 77 | $ 16,775,000 | $ 217,000 | $ 76,000 |
| Morris County New Jersey | 69 | $ 24,355,000 | $ 352,000 | $ 139,000 |
| Union County New Jersey | 65 | $ 23,495,000 | $ 361,000 | $ 169,000 |
| Carbon County Pennsylvania | 64 | $ 8,470,000 | $ 132,000 | $ 76,000 |
| Passaic County New Jersey | 58 | $ 16,560,000 | $ 285,000 | $ 111,000 |
| Newport County Rhode Island | 56 | $ 17,050,000 | $ 304,000 | $ 105,000 |
| Atlantic County New Jersey | 53 | $ 7,905,000 | $ 149,000 | $ 67,000 |
| Sussex County Delaware | 51 | $ 10,825,000 | $ 212,000 | $ 81,000 |
| Miami-Dade County Florida | 51 | $ 16,655,000 | $ 326,000 | $ 109,000 |
| Lee County Florida | 50 | $ 8,960,000 | $ 179,000 | $ 78,000 |
| Washington County Rhode Island | 40 | $ 11,840,000 | $ 296,000 | $ 111,000 |
| Denton County Texas | 39 | $ 9,165,000 | $ 235,000 | $ 96,000 |
| Fairfield County Connecticut | 38 | $ 15,410,000 | $ 405,000 | $ 125,000 |
| Somerset County New Jersey | 36 | $ 12,090,000 | $ 335,000 | $ 139,000 |
| Cecil County Maryland | 34 | $ 7,760,000 | $ 228,000 | $ 74,000 |
| Hudson County New Jersey | 34 | $ 10,980,000 | $ 322,000 | $ 146,000 |
| Hamilton County Tennessee | 32 | $ 6,260,000 | $ 195,000 | $ 90,000 |
| Broward County Florida | 30 | $ 8,260,000 | $ 275,000 | $ 90,000 |
| Seminole County Florida | 28 | $ 4,970,000 | $ 177,000 | $ 87,000 |
| Volusia County Florida | 27 | $ 3,965,000 | $ 146,000 | $ 52,000 |
| Pike County Pennsylvania | 26 | $ 2,850,000 | $ 109,000 | $ 73,000 |
| Sussex County New Jersey | 25 | $ 5,785,000 | $ 231,000 | $ 101,000 |
| Middlesex County New Jersey | 24 | $ 7,670,000 | $ 319,000 | $ 114,000 |
| Bucks County Pennsylvania | 23 | $ 6,075,000 | $ 264,000 | $ 121,000 |
| Montgomery County Pennsylvania | 20 | $ 4,470,000 | $ 223,000 | $ 105,000 |
| Middlesex County Connecticut | 18 | $ 4,270,000 | $ 237,000 | $ 107,000 |
| Osceola County Florida | 18 | $ 3,600,000 | $ 200,000 | $ 77,000 |
| Harford County Maryland | 18 | $ 3,830,000 | $ 212,000 | $ 72,000 |
| Hartford County Connecticut | 17 | $ 3,845,000 | $ 226,000 | $ 79,000 |
| Luzerne County Pennsylvania | 17 | $ 1,665,000 | $ 97,000 | $ 44,000 |
| Lake County Florida | 16 | $ 3,220,000 | $ 201,000 | $ 70,000 |
| Baltimore County Maryland | 16 | $ 3,070,000 | $ 191,000 | $ 69,000 |
| Berks County Pennsylvania | 16 | $ 3,320,000 | $ 207,000 | $ 94,000 |
| Polk County Florida | 15 | $ 1,875,000 | $ 125,000 | $ 54,000 |
| Lackawanna County Pennsylvania | 15 | $ 1,855,000 | $ 123,000 | $ 96,000 |
| Palm Beach County Florida | 14 | $ 4,550,000 | $ 325,000 | $ 177,000 |
| Schuylkill County Pennsylvania | 14 | $ 1,290,000 | $ 92,000 | $ 52,000 |
| Warren County New Jersey | 13 | $ 2,655,000 | $ 204,000 | $ 92,000 |
| Mecklenburg County North Carolina | 13 | $ 2,845,000 | $ 218,000 | $ 102,000 |
| Hunterdon County New Jersey | 12 | $ 3,720,000 | $ 310,000 | $ 112,000 |
| Washington County Tennessee | 12 | $ 2,990,000 | $ 249,000 | $ 95,000 |
| Dallas County Texas | 12 | $ 3,550,000 | $ 295,000 | $ 147,000 |
| Camden County New Jersey | 10 | $ 1,970,000 | $ 197,000 | $ 87,000 |
| Ocean County New Jersey | 10 | $ 3,960,000 | $ 396,000 | $ 226,000 |
| Bristol County Rhode Island | 10 | $ 3,240,000 | $ 324,000 | $ 140,000 |
| New London County Connecticut | 9 | $ 2,105,000 | $ 233,000 | $ 88,000 |
| Collier County Florida | 9 | $ 2,835,000 | $ 315,000 | $ 95,000 |
| Orange County New York | 9 | $ 1,975,000 | $ 219,000 | $ 109,000 |
| Tarrant County Texas | 9 | $ 2,265,000 | $ 251,000 | $ 120,000 |
| Windham County Connecticut | 8 | $ 1,710,000 | $ 213,000 | $ 75,000 |
| Gloucester County New Jersey | 8 | $ 1,310,000 | $ 163,000 | $ 87,000 |
| Wayne County Pennsylvania | 8 | $ 810,000 | $ 101,000 | $ 91,000 |
| Bristol County Massachusetts | 7 | $ 2,385,000 | $ 340,000 | $ 151,000 |
| Monmouth County New Jersey | 7 | $ 1,915,000 | $ 273,000 | $ 116,000 |
| York County South Carolina | 7 | $ 1,325,000 | $ 189,000 | $ 129,000 |
| Hillsborough County Florida | 6 | $ 1,870,000 | $ 311,000 | $ 141,000 |
| Baltimore City County Maryland | 6 | $ 1,690,000 | $ 281,000 | $ 134,000 |
| Union County North Carolina | 6 | $ 1,230,000 | $ 205,000 | $ 102,000 |
| Chester County Pennsylvania | 6 | $ 1,410,000 | $ 235,000 | $ 107,000 |
| Bradley County Tennessee | 6 | $ 1,150,000 | $ 191,000 | $ 72,000 |
| Sullivan County Tennessee | 6 | $ 950,000 | $ 158,000 | $ 59,000 |
| Collin County Texas | 6 | $ 1,470,000 | $ 245,000 | $ 92,000 |
| Franklin County Texas | 6 | $ 1,950,000 | $ 325,000 | $ 478,000 |
| Cape May County New Jersey | 5 | $ 895,000 | $ 179,000 | $ 141,000 |
| Richmond County New York | 5 | $ 2,105,000 | $ 421,000 | $ 104,000 |
| Fairfax County Virginia | 5 | $ 1,805,000 | $ 361,000 | $ 91,000 |
| Litchfield County Connecticut | 4 | $ 780,000 | $ 195,000 | $ 90,000 |
| Flagler County Florida | 4 | $ 640,000 | $ 160,000 | $ 39,000 |
| Pinellas County Florida | 4 | $ 610,000 | $ 152,000 | $ 126,000 |
| Montgomery County Maryland | 4 | $ 1,210,000 | $ 302,000 | $ 239,000 |
| Burlington County New Jersey | 4 | $ 520,000 | $ 130,000 | $ 148,000 |
| Mercer County New Jersey | 4 | $ 1,150,000 | $ 287,000 | $ 181,000 |
| Rockland County New York | 4 | $ 1,350,000 | $ 337,000 | $ 236,000 |
| Ellis County Texas | 4 | $ 750,000 | $ 187,000 | $ 150,000 |
| Charlotte County Florida | 3 | $ 635,000 | $ 211,000 | $ 158,000 |
| Hendry County Florida | 3 | $ 515,000 | $ 171,000 | $ 47,000 |
| Manatee County Florida | 3 | $ 535,000 | $ 178,000 | $ 70,000 |
| Marion County Florida | 3 | $ 365,000 | $ 121,000 | $ 43,000 |
| Pasco County Florida | 3 | $ 715,000 | $ 238,000 | $ 103,000 |
| Catoosa County Georgia | 3 | $ 645,000 | $ 215,000 | $ 76,000 |
| Walker County Georgia | 3 | $ 365,000 | $ 121,000 | $ 45,000 |
| Anne Arundel County Maryland | 3 | $ 1,115,000 | $ 371,000 | $ 152,000 |
| Carroll County Maryland | 3 | $ 585,000 | $ 195,000 | $ 90,000 |
| Washington County Maryland | 3 | $ 1,125,000 | $ 375,000 | $ 99,000 |
| Wicomico County Maryland | 3 | $ 475,000 | $ 158,000 | $ 89,000 |
| Hampden County Massachusetts | 3 | $ 385,000 | $ 128,000 | $ 65,000 |
| Cumberland County New Jersey | 3 | $ 395,000 | $ 131,000 | $ 61,000 |
| Philadelphia County Pennsylvania | 3 | $ 185,000 | $ 61,000 | $ 62,000 |
| Chester County South Carolina | 3 | $ 315,000 | $ 105,000 | $ 32,000 |
| Carter County Tennessee | 3 | $ 455,000 | $ 151,000 | $ 50,000 |
| Kaufman County Texas | 3 | $ 645,000 | $ 215,000 | $ 63,000 |
| Bristol County Virginia | 3 | $ 235,000 | $ 78,000 | $ 33,000 |
| District of Columbia County District Of Columbia | 2 | $ 440,000 | $ 220,000 | $ 60,000 |
| Jefferson County Florida | 2 | $ 150,000 | $ 75,000 | $ 88,000 |
| Sarasota County Florida | 2 | $ 370,000 | $ 185,000 | $ 55,000 |
| Monroe County Georgia | 2 | $ 210,000 | $ 105,000 | $ 53,000 |
| Jefferson County Louisiana | 2 | $ 300,000 | $ 150,000 | $ 49,000 |
| Kent County Maryland | 2 | $ 490,000 | $ 245,000 | $ 76,000 |
| Queen Anne's County Maryland | 2 | $ 640,000 | $ 320,000 | $ 110,000 |
| Worcester County Maryland | 2 | $ 370,000 | $ 185,000 | $ 125,000 |
| Middlesex County Massachusetts | 2 | $ 900,000 | $ 450,000 | $ 114,000 |
| Norfolk County Massachusetts | 2 | $ 480,000 | $ 240,000 | $ 177,000 |
| Kings County New York | 2 | $ 1,270,000 | $ 635,000 | $ 185,000 |
| Durham County North Carolina | 2 | $ 230,000 | $ 115,000 | $ 79,000 |
| New Hanover County North Carolina | 2 | $ 510,000 | $ 255,000 | $ 131,000 |
| Bradford County Pennsylvania | 2 | $ 240,000 | $ 120,000 | $ 100,000 |
| Delaware County Pennsylvania | 2 | $ 260,000 | $ 130,000 | $ 44,000 |
| Wyoming County Pennsylvania | 2 | $ 240,000 | $ 120,000 | $ 76,000 |
| Lancaster County South Carolina | 2 | $ 260,000 | $ 130,000 | $ 38,000 |
| Hawkins County Tennessee | 2 | $ 390,000 | $ 195,000 | $ 63,000 |
| Montgomery County Texas | 2 | $ 460,000 | $ 230,000 | $ 140,000 |
| Wise County Texas | 2 | $ 390,000 | $ 195,000 | $ 91,000 |
| Alleghany County Virginia | 2 | $ 190,000 | $ 95,000 | $ 54,000 |
| Tolland County Connecticut | 1 | $ 135,000 | $ 135,000 | $ 87,000 |
| Brevard County Florida | 1 | $ 235,000 | $ 235,000 | $ 67,000 |
| Escambia County Florida | 1 | $ 125,000 | $ 125,000 | $ 31,000 |
| Martin County Florida | 1 | $ 115,000 | $ 115,000 | $ 137,000 |
| St. Lucie County Florida | 1 | $ 95,000 | $ 95,000 | $ 30,000 |
| Bulloch County Georgia | 1 | $ 85,000 | $ 85,000 | $ 121,000 |
| Chatham County Georgia | 1 | $ 215,000 | $ 215,000 | $ 70,000 |
| Cobb County Georgia | 1 | $ 225,000 | $ 225,000 | $ 108,000 |
| DeKalb County Georgia | 1 | $ 135,000 | $ 135,000 | $ 19,000 |
| Paulding County Georgia | 1 | $ 115,000 | $ 115,000 | $ 58,000 |
| Twiggs County Georgia | 1 | $ 145,000 | $ 145,000 | $ 36,000 |
| Calvert County Maryland | 1 | $ 205,000 | $ 205,000 | $ 59,000 |
| Caroline County Maryland | 1 | $ 205,000 | $ 205,000 | $ 132,000 |
| Charles County Maryland | 1 | $ 295,000 | $ 295,000 | $ 62,000 |
| Frederick County Maryland | 1 | $ 245,000 | $ 245,000 | $ 187,000 |
| Prince George's County Maryland | 1 | $ 225,000 | $ 225,000 | $ 68,000 |
| Essex County Massachusetts | 1 | $ 245,000 | $ 245,000 | $ 140,000 |
| Franklin County Massachusetts | 1 | $ 365,000 | $ 365,000 | $ 133,000 |
| Plymouth County Massachusetts | 1 | $ 365,000 | $ 365,000 | $ 116,000 |
| Worcester County Massachusetts | 1 | $ 305,000 | $ 305,000 | $ 216,000 |
| Salem County New Jersey | 1 | $ 145,000 | $ 145,000 | $ 67,000 |
| Delaware County New York | 1 | $ 75,000 | $ 75,000 | $ 129,000 |
| New York County New York | 1 | $ 415,000 | $ 415,000 | $ 209,000 |
| Putnam County New York | 1 | $ 505,000 | $ 505,000 | $ 180,000 |
| Saratoga County New York | 1 | $ 295,000 | $ 295,000 | $ 170,000 |
| Westchester County New York | 1 | $ 435,000 | $ 435,000 | $ 171,000 |
| Catawba County North Carolina | 1 | $ 1,005,000 | $ 1,005,000 | $ 5,364,000 |
| Gaston County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 63,000 |
| Granville County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 124,000 |
| Lincoln County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 26,000 |
| Moore County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 63,000 |
| Rowan County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 65,000 |
| Centre County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 141,000 |
| Lancaster County Pennsylvania | 1 | $ 215,000 | $ 215,000 | $ 91,000 |
| Lebanon County Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 78,000 |
| Potter County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 48,000 |
| Susquehanna County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 62,000 |
| Tioga County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 160,000 |
| York County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 50,000 |
| Horry County South Carolina | 1 | $ 325,000 | $ 325,000 | $ 159,000 |
| McCormick County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 53,000 |
| Union County South Carolina | 1 | $ 85,000 | $ 85,000 | $ 50,000 |
| Greene County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 56,000 |
| Johnson County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 34,000 |
| Rhea County Tennessee | 1 | $ 305,000 | $ 305,000 | $ 153,000 |
| Sumner County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 99,000 |
| Unicoi County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 72,000 |
| Grayson County Texas | 1 | $ 165,000 | $ 165,000 | $ 108,000 |
| Harris County Texas | 1 | $ 155,000 | $ 155,000 | $ 93,000 |
| Hays County Texas | 1 | $ 375,000 | $ 375,000 | $ 130,000 |
| Travis County Texas | 1 | $ 195,000 | $ 195,000 | $ 317,000 |
| Walker County Texas | 1 | $ 225,000 | $ 225,000 | $ 117,000 |
| Alexandria County Virginia | 1 | $ 375,000 | $ 375,000 | $ 95,000 |
| Chesapeake County Virginia | 1 | $ 315,000 | $ 315,000 | $ 178,000 |
| Chesterfield County Virginia | 1 | $ 475,000 | $ 475,000 | $ 108,000 |
| Fauquier County Virginia | 1 | $ 335,000 | $ 335,000 | $ 120,000 |
| Lynchburg County Virginia | 1 | $ 125,000 | $ 125,000 | $ 505,000 |
| Rockingham County Virginia | 1 | $ 225,000 | $ 225,000 | $ 120,000 |
| Spotsylvania County Virginia | 1 | $ 345,000 | $ 345,000 | $ 68,000 |
| Washington County Virginia | 1 | $ 145,000 | $ 145,000 | $ 43,000 |
Mortgage Loan Application Detail Totals for Atlantic Home Loans, Inc. in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,041 | $715,675,000 | $235,000 | $1,325,000 | $100,000 | $5,364,000 |
| Cash-out Refinancing | 274 | $65,410,000 | $238,000 | $1,615,000 | $109,000 | $1,606,000 |
| Refinancing | 150 | $37,400,000 | $249,000 | $715,000 | $111,000 | $1,330,000 |
| Not Applicable | 1 | $105,000 | $105,000 | $105,000 | $114,000 | $114,000 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,146 | $494,020,000 | $230,000 | $1,325,000 | $103,000 | $5,364,000 |
| Not Provided | 450 | $136,020,000 | $302,000 | $1,175,000 | $127,000 | $2,229,000 |
| Hispanic | 383 | $84,055,000 | $219,000 | $1,315,000 | $84,000 | $1,450,000 |
| Black or African American | 367 | $71,005,000 | $193,000 | $535,000 | $72,000 | $332,000 |
| Asian | 101 | $28,875,000 | $285,000 | $1,615,000 | $123,000 | $460,000 |
| American Indian or Alaskan Native | 8 | $1,470,000 | $183,000 | $275,000 | $63,000 | $118,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $770,000 | $192,000 | $225,000 | $105,000 | $205,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,072 | $517,770,000 | $249,000 | $1,615,000 | $120,000 | $5,364,000 |
| FHA-insured (Federal Housing Administration) | 1,070 | $223,900,000 | $209,000 | $635,000 | $73,000 | $1,330,000 |
| VA-guaranteed (Veterans Administration) | 217 | $57,575,000 | $265,000 | $1,055,000 | $84,000 | $255,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 107 | $19,345,000 | $180,000 | $305,000 | $58,000 | $96,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,476 | $573,920,000 | $231,000 | $1,055,000 | $100,000 | $2,229,000 |
| Application Withdrawn By Applicant | 762 | $192,350,000 | $252,000 | $1,615,000 | $110,000 | $5,364,000 |
| Application Denied By Financial Institution | 163 | $38,005,000 | $233,000 | $1,325,000 | $83,000 | $378,000 |
| Application Approved But Not Accepted | 50 | $11,140,000 | $222,000 | $505,000 | $105,000 | $374,000 |
| File Closed For Incompleteness | 15 | $3,175,000 | $211,000 | $625,000 | $88,000 | $258,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,303 | $780,585,000 | $236,000 | $1,615,000 | $102,000 | $5,364,000 |
| Debt-To-Income Ratio | 55 | $15,585,000 | $283,000 | $1,325,000 | $64,000 | $378,000 |
| Collateral | 41 | $8,405,000 | $205,000 | $595,000 | $96,000 | $279,000 |
| Credit History | 34 | $7,820,000 | $230,000 | $545,000 | $88,000 | $204,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 17 | $3,015,000 | $177,000 | $355,000 | $88,000 | $187,000 |
| Unverifiable Information | 8 | $1,650,000 | $206,000 | $305,000 | $63,000 | $188,000 |
| Other | 7 | $1,425,000 | $203,000 | $505,000 | $159,000 | $367,000 |
| Employment History | 1 | $105,000 | $105,000 | $105,000 | $24,000 | $24,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Atlantic Home Loans, Inc.'s 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Atlantic Home Loans, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.