Auto Club Trust, Fsb
Mortgage Loan Application
Totals and Details
for 2016
Find mortgage loan statistics, lending data, and loan application totals for Michigan.
The mortgage statistics and data below are specific to mortgage loan applications for Auto Club Trust, Fsb.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Auto Club Trust, Fsb 1 Auto Club Drive Dearborn, MI 48126 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 465 |
| Total Mortgage Loan Application Amount | $87,023,000 |
| Average Mortgage Loan Application Amount | $159,333 |
| Highest Mortgage Loan Application Amount | $1,311,000 |
| Average Applicant Income | $100,666 |
| Highest Applicant Income | $1,597,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Douglas County Nebraska | 97 | $ 12,905,000 | $ 133,000 | $ 71,000 |
| Wayne County Michigan | 71 | $ 7,931,000 | $ 111,000 | $ 60,000 |
| Oakland County Michigan | 26 | $ 4,691,000 | $ 180,000 | $ 114,000 |
| Hillsborough County Florida | 23 | $ 7,417,000 | $ 322,000 | $ 205,000 |
| Sarpy County Nebraska | 21 | $ 3,943,000 | $ 187,000 | $ 125,000 |
| Pinellas County Florida | 14 | $ 3,851,000 | $ 275,000 | $ 163,000 |
| Cook County Illinois | 10 | $ 4,014,000 | $ 401,000 | $ 178,000 |
| Palm Beach County Florida | 9 | $ 2,125,000 | $ 236,000 | $ 160,000 |
| Macomb County Michigan | 8 | $ 1,025,000 | $ 128,000 | $ 112,000 |
| Charlotte County Florida | 7 | $ 648,000 | $ 92,000 | $ 50,000 |
| Pottawattamie County Iowa | 7 | $ 965,000 | $ 137,000 | $ 66,000 |
| Lancaster County Nebraska | 7 | $ 995,000 | $ 142,000 | $ 127,000 |
| Broward County Florida | 6 | $ 891,000 | $ 148,000 | $ 116,000 |
| Miami-Dade County Florida | 6 | $ 1,566,000 | $ 261,000 | $ 108,000 |
| Cobb County Georgia | 6 | $ 3,663,000 | $ 610,000 | $ 266,000 |
| Fulton County Georgia | 5 | $ 3,055,000 | $ 611,000 | $ 287,000 |
| Gwinnett County Georgia | 5 | $ 1,558,000 | $ 311,000 | $ 163,000 |
| DeKalb County Georgia | 4 | $ 2,111,000 | $ 527,000 | $ 568,000 |
| Lee County Florida | 3 | $ 272,000 | $ 90,000 | $ 49,000 |
| Okaloosa County Florida | 3 | $ 976,000 | $ 325,000 | $ 250,000 |
| Orange County Florida | 3 | $ 936,000 | $ 312,000 | $ 160,000 |
| Sarasota County Florida | 3 | $ 537,000 | $ 179,000 | $ 65,000 |
| Seminole County Florida | 3 | $ 417,000 | $ 139,000 | $ 60,000 |
| St. Lucie County Florida | 3 | $ 845,000 | $ 281,000 | $ 145,000 |
| DuPage County Illinois | 3 | $ 355,000 | $ 118,000 | $ 109,000 |
| Lake County Illinois | 3 | $ 1,629,000 | $ 543,000 | $ 255,000 |
| Will County Illinois | 3 | $ 446,000 | $ 148,000 | $ 88,000 |
| Kent County Michigan | 3 | $ 257,000 | $ 85,000 | $ 37,000 |
| Livingston County Michigan | 3 | $ 399,000 | $ 133,000 | $ 76,000 |
| Washtenaw County Michigan | 3 | $ 553,000 | $ 184,000 | $ 63,000 |
| Buffalo County Nebraska | 3 | $ 569,000 | $ 189,000 | $ 101,000 |
| Saunders County Nebraska | 3 | $ 338,000 | $ 112,000 | $ 83,000 |
| Knox County Tennessee | 3 | $ 161,000 | $ 53,000 | $ 57,000 |
| Shelby County Tennessee | 3 | $ 679,000 | $ 226,000 | $ 159,000 |
| Brevard County Florida | 2 | $ 353,000 | $ 176,000 | $ 69,000 |
| Collier County Florida | 2 | $ 132,000 | $ 66,000 | $ 50,000 |
| Pasco County Florida | 2 | $ 355,000 | $ 177,000 | $ 128,000 |
| Sumter County Florida | 2 | $ 677,000 | $ 338,000 | $ 55,000 |
| Lake County Indiana | 2 | $ 129,000 | $ 64,000 | $ 47,000 |
| Grand Traverse County Michigan | 2 | $ 647,000 | $ 323,000 | $ 145,000 |
| Washington County Nebraska | 2 | $ 263,000 | $ 131,000 | $ 97,000 |
| Blount County Tennessee | 2 | $ 80,000 | $ 40,000 | $ 47,000 |
| Rutherford County Tennessee | 2 | $ 231,000 | $ 115,000 | $ 81,000 |
| Milwaukee County Wisconsin | 2 | $ 80,000 | $ 40,000 | $ 58,000 |
| Sauk County Wisconsin | 2 | $ 291,000 | $ 145,000 | $ 64,000 |
| Grand County Colorado | 1 | $ 152,000 | $ 152,000 | $ 0 |
| Citrus County Florida | 1 | $ 80,000 | $ 80,000 | $ 127,000 |
| Hernando County Florida | 1 | $ 277,000 | $ 277,000 | $ 123,000 |
| Manatee County Florida | 1 | $ 362,000 | $ 362,000 | $ 476,000 |
| Martin County Florida | 1 | $ 177,000 | $ 177,000 | $ 85,000 |
| Osceola County Florida | 1 | $ 110,000 | $ 110,000 | $ 21,000 |
| Polk County Florida | 1 | $ 198,000 | $ 198,000 | $ 120,000 |
| Volusia County Florida | 1 | $ 124,000 | $ 124,000 | $ 90,000 |
| Chatham County Georgia | 1 | $ 660,000 | $ 660,000 | $ 720,000 |
| Fayette County Georgia | 1 | $ 239,000 | $ 239,000 | $ 86,000 |
| Hall County Georgia | 1 | $ 104,000 | $ 104,000 | $ 16,000 |
| Henry County Georgia | 1 | $ 172,000 | $ 172,000 | $ 57,000 |
| Richmond County Georgia | 1 | $ 69,000 | $ 69,000 | $ 24,000 |
| Kane County Illinois | 1 | $ 180,000 | $ 180,000 | $ 66,000 |
| Macon County Illinois | 1 | $ 45,000 | $ 45,000 | $ 17,000 |
| Allen County Indiana | 1 | $ 618,000 | $ 618,000 | $ 463,000 |
| Boone County Indiana | 1 | $ 946,000 | $ 946,000 | $ 376,000 |
| LaPorte County Indiana | 1 | $ 315,000 | $ 315,000 | $ 282,000 |
| St. Joseph County Indiana | 1 | $ 69,000 | $ 69,000 | $ 45,000 |
| Steuben County Indiana | 1 | $ 519,000 | $ 519,000 | $ 143,000 |
| Cerro Gordo County Iowa | 1 | $ 66,000 | $ 66,000 | $ 79,000 |
| Iowa County Iowa | 1 | $ 114,000 | $ 114,000 | $ 109,000 |
| Mills County Iowa | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Ingham County Michigan | 1 | $ 205,000 | $ 205,000 | $ 130,000 |
| Iosco County Michigan | 1 | $ 68,000 | $ 68,000 | $ 153,000 |
| Marquette County Michigan | 1 | $ 20,000 | $ 20,000 | $ 61,000 |
| Anoka County Minnesota | 1 | $ 145,000 | $ 145,000 | $ 30,000 |
| Freeborn County Minnesota | 1 | $ 212,000 | $ 212,000 | $ 114,000 |
| Hennepin County Minnesota | 1 | $ 595,000 | $ 595,000 | $ 207,000 |
| Ramsey County Minnesota | 1 | $ 323,000 | $ 323,000 | $ 209,000 |
| Scott County Minnesota | 1 | $ 213,000 | $ 213,000 | $ 147,000 |
| St. Louis County Minnesota | 1 | $ 160,000 | $ 160,000 | $ 125,000 |
| Washington County Minnesota | 1 | $ 256,000 | $ 256,000 | $ 130,000 |
| Dodge County Nebraska | 1 | $ 60,000 | $ 60,000 | $ 132,000 |
| Otoe County Nebraska | 1 | $ 129,000 | $ 129,000 | $ 110,000 |
| Montgomery County Tennessee | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Fond du Lac County Wisconsin | 1 | $ 67,000 | $ 67,000 | $ 31,000 |
| Green County Wisconsin | 1 | $ 120,000 | $ 120,000 | $ 197,000 |
| Kenosha County Wisconsin | 1 | $ 10,000 | $ 10,000 | $ 53,000 |
| Manitowoc County Wisconsin | 1 | $ 45,000 | $ 45,000 | $ 160,000 |
| Racine County Wisconsin | 1 | $ 86,000 | $ 86,000 | $ 43,000 |
| Rock County Wisconsin | 1 | $ 98,000 | $ 98,000 | $ 58,000 |
| Sheboygan County Wisconsin | 1 | $ 186,000 | $ 186,000 | $ 235,000 |
| St. Croix County Wisconsin | 1 | $ 65,000 | $ 65,000 | $ 271,000 |
| Vilas County Wisconsin | 1 | $ 133,000 | $ 133,000 | $ 198,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Michigan,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Auto Club Trust, Fsb in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 243 | $47,672,000 | $196,000 | $1,244,000 | $116,000 | $1,597,000 |
| Home Purchase | 173 | $35,539,000 | $205,000 | $1,311,000 | $114,000 | $720,000 |
| Home Improvement | 49 | $3,812,000 | $77,000 | $325,000 | $72,000 | $172,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 235 | $35,764,000 | $152,000 | $667,000 | $94,000 | $397,000 |
| Not Provided | 159 | $40,661,000 | $255,000 | $1,311,000 | $143,000 | $1,597,000 |
| Black or African American | 32 | $2,724,000 | $85,000 | $409,000 | $46,000 | $240,000 |
| Asian | 20 | $4,186,000 | $209,000 | $660,000 | $170,000 | $720,000 |
| Hispanic | 19 | $3,688,000 | $194,000 | $390,000 | $95,000 | $415,000 |
| Native Hawaiin or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 413 | $80,639,000 | $195,000 | $1,311,000 | $119,000 | $1,597,000 |
| FHA-insured (Federal Housing Administration) | 42 | $4,583,000 | $109,000 | $270,000 | $43,000 | $154,000 |
| VA-guaranteed (Veterans Administration) | 10 | $1,801,000 | $180,000 | $352,000 | $45,000 | $116,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 203 | $32,421,000 | $159,000 | $667,000 | $102,000 | $397,000 |
| Loan Purchased By The Institution | 116 | $34,938,000 | $301,000 | $1,311,000 | $162,000 | $1,597,000 |
| Application Denied By Financial Institution | 56 | $6,801,000 | $121,000 | $390,000 | $54,000 | $415,000 |
| Application Withdrawn By Applicant | 35 | $6,024,000 | $172,000 | $660,000 | $129,000 | $720,000 |
| File Closed For Incompleteness | 21 | $2,847,000 | $135,000 | $296,000 | $77,000 | $147,000 |
| Preapproval Denied by Financial Institution | 18 | $2,010,000 | $111,000 | $200,000 | $63,000 | $286,000 |
| Application Approved But Not Accepted | 16 | $1,982,000 | $123,000 | $252,000 | $101,000 | $205,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 46 | $5,461,000 | $118,000 | $390,000 | $59,000 | $415,000 |
| Collateral | 13 | $1,422,000 | $109,000 | $303,000 | $61,000 | $141,000 |
| Debt-To-Income Ratio | 12 | $1,727,000 | $143,000 | $360,000 | $43,000 | $157,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $66,000 | $66,000 | $66,000 | $44,000 | $44,000 |
| Other | 1 | $5,000 | $5,000 | $5,000 | $39,000 | $39,000 |
| Unverifiable Information | 1 | $130,000 | $130,000 | $130,000 | $43,000 | $43,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MI, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Michigan, and search similar information at your convenience.