Axia Financial LLC Mortgage Lending & HMDA Data, 2017

In 2017, Axia Financial LLC of Bellevue, WA reported 5,696 mortgage applications totaling $1.6 billion, up 1% from 2016. The average application was for $272,954, and applicants reported an average income of $99,988. 75% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Las Vegas-Henderson-Paradise, NV (724), Seattle-Bellevue-Everett, WA (623) and Reno, NV (420) (applications in parentheses).

Mortgage Company & Address Axia Financial LLC
1120 112th Ave Ne Ste 600
Bellevue, WA 98004
Tel #: available with data download
Federal Regulator * available with data download
Years 2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  
Total Number of Mortgage Applications 5,696
Total Mortgage Loan Application Amount $1,554,748,000
Average Mortgage Loan Application Amount $272,954
Highest Mortgage Loan Application Amount $2,000,000
Average Applicant Income $99,988
Highest Applicant Income $3,242,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Axia Financial LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Axia Financial LLC by Metropolitan Area in 2017

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Las Vegas-Henderson-Paradise, NV 724 $ 173,325,000 $ 239,399 $ 92,000
Seattle-Bellevue-Everett, WA 623 $ 257,279,000 $ 412,967 $ 141,000
Reno, NV 420 $ 109,954,000 $ 261,795 $ 94,000
Portland-Vancouver-Hillsboro, OR-WA 328 $ 96,772,000 $ 295,036 $ 103,000
Tacoma-Lakewood, WA 320 $ 93,314,000 $ 291,606 $ 97,000
Colorado Springs, CO 195 $ 46,828,000 $ 240,143 $ 89,000
Kahului-Wailuku-Lahaina, HI 195 $ 89,428,000 $ 458,605 $ 148,000
Olympia-Tumwater, WA 189 $ 47,792,000 $ 252,867 $ 93,000
Minneapolis-St. Paul-Bloomington, MN-WI 181 $ 43,421,000 $ 239,895 $ 99,237
Boise City, ID 138 $ 24,693,000 $ 178,934 $ 67,000
Bremerton-Silverdale, WA 107 $ 34,377,000 $ 321,280 $ 108,000
Provo-Orem, UT 103 $ 24,840,000 $ 241,165 $ 94,000
Redding, CA 96 $ 22,447,000 $ 233,822 $ 85,000
Austin-Round Rock, TX 75 $ 22,670,000 $ 302,266 $ 147,000
Phoenix-Mesa-Scottsdale, AZ 71 $ 20,862,000 $ 293,830 $ 120,000
Salt Lake City, UT 61 $ 16,276,000 $ 266,819 $ 92,000
Los Angeles-Long Beach-Glendale, CA 54 $ 24,911,000 $ 461,314 $ 148,000
Oxnard-Thousand Oaks-Ventura, CA 54 $ 24,878,000 $ 460,703 $ 130,000
Salem, OR 31 $ 7,369,000 $ 237,709 $ 84,000
Longview, WA 30 $ 6,368,000 $ 212,266 $ 79,000
Riverside-San Bernardino-Ontario, CA 29 $ 8,626,000 $ 297,448 $ 126,000
Orlando-Kissimmee-Sanford, FL 26 $ 6,252,000 $ 240,461 $ 104,000
Flagstaff, AZ 23 $ 6,895,000 $ 299,782 $ 97,000
San Diego-Carlsbad, CA 23 $ 11,408,000 $ 496,000 $ 163,000
Ogden-Clearfield, UT 19 $ 3,584,000 $ 188,631 $ 70,000
Oakland-Hayward-Berkeley, CA 17 $ 7,152,000 $ 420,705 $ 152,000
Dallas-Plano-Irving, TX 15 $ 4,044,000 $ 269,600 $ 132,000
Anaheim-Santa Ana-Irvine, CA 14 $ 6,220,000 $ 444,285 $ 142,000
Carson City, NV 14 $ 3,549,000 $ 253,500 $ 55,000
Charlotte-Concord-Gastonia, NC-SC 13 $ 2,561,000 $ 197,000 $ 69,307
Myrtle Beach-Conway-North Myrtle Beach, SC-NC 13 $ 1,998,000 $ 153,692 $ 56,000
Stockton-Lodi, CA 13 $ 3,685,000 $ 283,461 $ 106,000
Columbia, SC 12 $ 1,946,000 $ 162,166 $ 53,000
Sacramento--Roseville--Arden-Arcade, CA 10 $ 3,595,000 $ 359,500 $ 112,000
Coeur D'Alene, ID 9 $ 2,203,000 $ 244,777 $ 101,000
Denver-Aurora-Lakewood, CO 9 $ 2,660,000 $ 295,555 $ 69,000
Eugene, OR 9 $ 1,661,000 $ 184,555 $ 76,000
Lakeland-Winter Haven, FL 9 $ 809,000 $ 89,888 $ 44,000
Urban Honolulu, HI 8 $ 2,768,000 $ 346,000 $ 271,000
Bellingham, WA 7 $ 2,705,000 $ 386,428 $ 244,000
Deltona-Daytona Beach-Ormond Beach, FL 7 $ 1,028,000 $ 146,857 $ 63,000
St. George, UT 7 $ 1,196,000 $ 170,857 $ 139,000
Mount Vernon-Anacortes, WA 6 $ 1,833,000 $ 305,500 $ 85,000
Bend-Redmond, OR 5 $ 1,701,000 $ 340,200 $ 105,000
Idaho Falls, ID 5 $ 852,000 $ 170,400 $ 86,000
North Port-Sarasota-Bradenton, FL 5 $ 1,303,000 $ 260,600 $ 114,000
Yakima, WA 5 $ 1,412,000 $ 282,400 $ 170,000
Kennewick-Richland, WA 4 $ 933,000 $ 233,250 $ 89,000
Mankato-North Mankato, MN 4 $ 704,000 $ 176,000 $ 70,000
San Antonio-New Braunfels, TX 4 $ 1,033,000 $ 258,250 $ 107,000
San Luis Obispo-Paso Robles-Arroyo Grande, CA 4 $ 1,871,000 $ 467,750 $ 142,000
Spokane-Spokane Valley, WA 4 $ 1,754,000 $ 438,500 $ 145,000
Albany, OR 3 $ 494,000 $ 164,666 $ 168,000
Charleston-North Charleston, SC 3 $ 860,000 $ 286,666 $ 117,000
Fort Worth-Arlington, TX 3 $ 743,000 $ 247,666 $ 157,000
Houston-The Woodlands-Sugar Land, TX 3 $ 670,000 $ 223,333 $ 134,000
Killeen-Temple, TX 3 $ 650,000 $ 216,666 $ 125,000
Logan, UT-ID 3 $ 816,000 $ 272,000 $ 69,000
Medford, OR 3 $ 446,000 $ 148,666 $ 68,000
Prescott, AZ 3 $ 546,000 $ 182,000 $ 95,000
Tampa-St. Petersburg-Clearwater, FL 3 $ 428,000 $ 142,666 $ 48,000
Vallejo-Fairfield, CA 3 $ 1,070,000 $ 356,666 $ 84,000
Wenatchee, WA 3 $ 788,000 $ 262,666 $ 80,000
Anchorage, AK 2 $ 377,000 $ 188,500 $ 125,000
Cape Coral-Fort Myers, FL 2 $ 475,000 $ 237,500 $ 99,000
Eau Claire, WI 2 $ 316,000 $ 158,000 $ 83,000
Grants Pass, OR 2 $ 551,000 $ 275,500 $ 93,000
Greeley, CO 2 $ 550,000 $ 275,000 $ 95,000
Greenville-Anderson-Mauldin, SC 2 $ 442,000 $ 221,000 $ 52,000
Ocala, FL 2 $ 108,000 $ 54,000 $ 33,000
Santa Cruz-Watsonville, CA 2 $ 1,237,000 $ 618,500 $ 245,000
Tucson, AZ 2 $ 354,000 $ 177,000 $ 48,000
Bakersfield, CA 1 $ 82,000 $ 82,000 $ 20,000
Billings, MT 1 $ 225,000 $ 225,000 $ 96,000
Burlington, NC 1 $ 167,000 $ 167,000 $ 64,000
Chico, CA 1 $ 328,000 $ 328,000 $ 253,000
College Station-Bryan, TX 1 $ 260,000 $ 260,000 $ 112,000
El Paso, TX 1 $ 220,000 $ 220,000 $ 112,000
Fort Collins, CO 1 $ 328,000 $ 328,000 $ 197,000
Grand Junction, CO 1 $ 135,000 $ 135,000 $ 68,000
Lake Havasu City-Kingman, AZ 1 $ 196,000 $ 196,000 $ 88,000
Palm Bay-Melbourne-Titusville, FL 1 $ 102,000 $ 102,000 $ 55,000
Pueblo, CO 1 $ 167,000 $ 167,000 $ 33,000
San Francisco-Redwood City-South San Francisco, CA 1 $ 997,000 $ 997,000 $ 255,000
San Jose-Sunnyvale-Santa Clara, CA 1 $ 2,000,000 $ 2,000,000 $ 623,000
Santa Maria-Santa Barbara, CA 1 $ 576,000 $ 576,000 $ 148,000
Santa Rosa, CA 1 $ 536,000 $ 536,000 $ 141,000
Spartanburg, SC 1 $ 175,000 $ 175,000 $ 45,000

Mortgage Loan Application Detail Totals for Axia Financial LLC in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 4,561 $1,249,021,000 $273,000 $2,000,000 $97,000 $3,242,000
Refinancing 1,135 $305,727,000 $269,000 $1,200,000 $112,000 $2,805,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,024 $1,076,951,000 $267,000 $2,000,000 $100,000 $3,242,000
Not Provided 613 $188,121,000 $306,000 $1,155,000 $110,000 $602,000
Hispanic 505 $114,992,000 $227,000 $985,000 $75,000 $747,000
Asian 308 $106,138,000 $344,000 $2,000,000 $116,000 $550,000
Black or African American 143 $36,692,000 $256,000 $587,000 $85,000 $267,000
American Indian or Alaskan Native 53 $15,930,000 $300,000 $1,500,000 $108,000 $778,000
Native Hawaiian or Other Pacific Islander 50 $15,924,000 $318,000 $1,000,000 $97,000 $634,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,798 $1,084,036,000 $285,000 $2,000,000 $112,000 $3,242,000
FHA-insured (Federal Housing Administration) 1,114 $253,225,000 $227,000 $652,000 $71,000 $443,000
VA-guaranteed (Veterans Administration) 633 $190,718,000 $301,000 $866,000 $87,000 $359,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 151 $26,769,000 $177,000 $474,000 $53,000 $111,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,246 $1,121,883,000 $264,000 $1,500,000 $98,000 $1,395,000
File Closed For Incompleteness 558 $176,717,000 $316,000 $2,000,000 $113,000 $2,805,000
Application Withdrawn By Applicant 436 $130,761,000 $299,000 $2,000,000 $106,000 $844,000
Application Denied By Financial Institution 384 $107,125,000 $278,000 $2,000,000 $88,000 $484,000
Application Approved But Not Accepted 65 $15,750,000 $242,000 $1,000,000 $93,000 $483,000
Preapproval Denied by Financial Institution 7 $2,512,000 $358,000 $540,000 $555,000 $3,242,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 98 $22,928,000 $233,000 $800,000 $84,000 $324,000
Credit History 67 $17,659,000 $263,000 $960,000 $88,000 $431,000
Debt-To-Income Ratio 54 $14,293,000 $264,000 $900,000 $67,000 $257,000
Credit Application Incomplete 42 $15,707,000 $373,000 $2,000,000 $188,000 $3,242,000
Unverifiable Information 36 $14,075,000 $390,000 $1,800,000 $100,000 $394,000
Other 28 $7,224,000 $258,000 $820,000 $96,000 $391,000
Insufficient Cash (Downpayment, Closing Cost) 13 $2,853,000 $219,000 $515,000 $80,000 $187,000
Employment History 6 $2,599,000 $433,000 $840,000 $126,000 $284,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Axia Financial LLC's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Axia Financial LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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