Axiom Financial, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Axiom Financial, Llc 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Axiom Financial, Llc 9350 S 150 E, #140 Sandy, UT 84070 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,689 |
| Total Mortgage Loan Application Amount | $606,094,000 |
| Average Mortgage Loan Application Amount | $142,000 |
| Highest Mortgage Loan Application Amount | $1,520,000 |
| Average Applicant Income | $66,111 |
| Highest Applicant Income | $1,806,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Axiom Financial, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Axiom Financial, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Axiom Financial, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Axiom Financial, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Axiom Financial, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Axiom Financial, Llc's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Utah County Utah | 1,206 | $ 144,517,000 | $ 119,000 | $ 57,000 |
| Salt Lake County Utah | 946 | $ 123,777,000 | $ 130,000 | $ 59,000 |
| Davis County Utah | 560 | $ 64,764,000 | $ 115,000 | $ 58,000 |
| Weber County Utah | 328 | $ 36,923,000 | $ 112,000 | $ 48,000 |
| Tooele County Utah | 188 | $ 18,681,000 | $ 99,000 | $ 48,000 |
| Summit County Utah | 90 | $ 19,179,000 | $ 213,000 | $ 113,000 |
| Wasatch County Utah | 31 | $ 5,823,000 | $ 187,000 | $ 48,000 |
| Washington County Utah | 23 | $ 3,095,000 | $ 134,000 | $ 58,000 |
| Box Elder County Utah | 17 | $ 2,114,000 | $ 124,000 | $ 50,000 |
| Juab County Utah | 16 | $ 1,354,000 | $ 84,000 | $ 36,000 |
| Sanpete County Utah | 10 | $ 827,000 | $ 82,000 | $ 37,000 |
| Uintah County Utah | 8 | $ 653,000 | $ 81,000 | $ 47,000 |
| Ada County Idaho | 7 | $ 1,247,000 | $ 178,000 | $ 107,000 |
| Cache County Utah | 7 | $ 1,103,000 | $ 157,000 | $ 46,000 |
| Canyon County Idaho | 5 | $ 357,000 | $ 71,000 | $ 38,000 |
| Carbon County Utah | 5 | $ 455,000 | $ 91,000 | $ 53,000 |
| Maricopa County Arizona | 4 | $ 856,000 | $ 214,000 | $ 54,000 |
| Daviess County Missouri | 4 | $ 186,000 | $ 46,000 | $ 55,000 |
| Clark County Nevada | 4 | $ 567,000 | $ 141,000 | $ 105,000 |
| Millard County Utah | 4 | $ 413,000 | $ 103,000 | $ 66,000 |
| Los Angeles County California | 3 | $ 737,000 | $ 245,000 | $ 145,000 |
| Sarpy County Nebraska | 3 | $ 380,000 | $ 126,000 | $ 102,000 |
| Morgan County Utah | 3 | $ 476,000 | $ 158,000 | $ 74,000 |
| Greenbrier County West Virginia | 3 | $ 116,000 | $ 38,000 | $ 47,000 |
| Mesa County Colorado | 2 | $ 170,000 | $ 85,000 | $ 55,000 |
| Lee County Florida | 2 | $ 228,000 | $ 114,000 | $ 67,000 |
| Walker County Georgia | 2 | $ 155,000 | $ 77,000 | $ 15,000 |
| Bonneville County Idaho | 2 | $ 205,000 | $ 102,000 | $ 41,000 |
| Madison County Idaho | 2 | $ 76,000 | $ 38,000 | $ 22,000 |
| San Juan County New Mexico | 2 | $ 214,000 | $ 107,000 | $ 73,000 |
| Umatilla County Oregon | 2 | $ 174,000 | $ 87,000 | $ 99,000 |
| Bucks County Pennsylvania | 2 | $ 498,000 | $ 249,000 | $ 105,000 |
| Denton County Texas | 2 | $ 245,000 | $ 122,000 | $ 62,000 |
| Duchesne County Utah | 2 | $ 213,000 | $ 106,000 | $ 28,000 |
| Iron County Utah | 2 | $ 397,000 | $ 198,000 | $ 49,000 |
| San Juan County Utah | 2 | $ 96,000 | $ 48,000 | $ 63,000 |
| Sevier County Utah | 2 | $ 156,000 | $ 78,000 | $ 44,000 |
| Henrico County Virginia | 2 | $ 190,000 | $ 95,000 | $ 120,000 |
| Contra Costa County California | 1 | $ 950,000 | $ 950,000 | $ 199,000 |
| Kern County California | 1 | $ 192,000 | $ 192,000 | $ 78,000 |
| Nevada County California | 1 | $ 288,000 | $ 288,000 | $ 80,000 |
| Placer County California | 1 | $ 340,000 | $ 340,000 | $ 120,000 |
| Riverside County California | 1 | $ 630,000 | $ 630,000 | $ 0 |
| San Joaquin County California | 1 | $ 445,000 | $ 445,000 | $ 89,000 |
| San Mateo County California | 1 | $ 522,000 | $ 522,000 | $ 180,000 |
| Sutter County California | 1 | $ 261,000 | $ 261,000 | $ 65,000 |
| Yolo County California | 1 | $ 340,000 | $ 340,000 | $ 77,000 |
| Arapahoe County Colorado | 1 | $ 100,000 | $ 100,000 | $ 117,000 |
| Denver County Colorado | 1 | $ 214,000 | $ 214,000 | $ 36,000 |
| Orange County Florida | 1 | $ 151,000 | $ 151,000 | $ 49,000 |
| Bannock County Idaho | 1 | $ 72,000 | $ 72,000 | $ 77,000 |
| Bingham County Idaho | 1 | $ 106,000 | $ 106,000 | $ 45,000 |
| Cassia County Idaho | 1 | $ 184,000 | $ 184,000 | $ 81,000 |
| Jefferson County Idaho | 1 | $ 188,000 | $ 188,000 | $ 76,000 |
| Minidoka County Idaho | 1 | $ 35,000 | $ 35,000 | $ 81,000 |
| Teton County Idaho | 1 | $ 165,000 | $ 165,000 | $ 47,000 |
| Valley County Idaho | 1 | $ 185,000 | $ 185,000 | $ 141,000 |
| Marion County Indiana | 1 | $ 135,000 | $ 135,000 | $ 26,000 |
| Middlesex County Massachusetts | 1 | $ 359,000 | $ 359,000 | $ 102,000 |
| Clinton County Michigan | 1 | $ 79,000 | $ 79,000 | $ 74,000 |
| Clay County Missouri | 1 | $ 62,000 | $ 62,000 | $ 32,000 |
| Park County Montana | 1 | $ 152,000 | $ 152,000 | $ 49,000 |
| Saunders County Nebraska | 1 | $ 325,000 | $ 325,000 | $ 144,000 |
| Jackson County Oregon | 1 | $ 192,000 | $ 192,000 | $ 69,000 |
| Bell County Texas | 1 | $ 64,000 | $ 64,000 | $ 47,000 |
| Hardin County Texas | 1 | $ 128,000 | $ 128,000 | $ 70,000 |
| Daggett County Utah | 1 | $ 111,000 | $ 111,000 | $ 18,000 |
| Grand County Utah | 1 | $ 127,000 | $ 127,000 | $ 157,000 |
| Hampton County Virginia | 1 | $ 211,000 | $ 211,000 | $ 85,000 |
| Kitsap County Washington | 1 | $ 258,000 | $ 258,000 | $ 41,000 |
| Outagamie County Wisconsin | 1 | $ 204,000 | $ 204,000 | $ 78,000 |
| Lincoln County Wyoming | 1 | $ 31,000 | $ 31,000 | $ 30,000 |
| Natrona County Wyoming | 1 | $ 147,000 | $ 147,000 | $ 45,000 |
| Sweetwater County Wyoming | 1 | $ 153,000 | $ 153,000 | $ 38,000 |
Mortgage Loan Application Detail Totals for Axiom Financial, Llc in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,936 | $502,766,000 | $146,285 | $1,520,000 | $67,333 | $1,806,000 |
| Refinancing | 743 | $103,106,000 | $154,384 | $950,000 | $69,384 | $650,000 |
| Home Improvement | 10 | $222,000 | $16,500 | $158,000 | $32,000 | $47,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,556 | $453,144,000 | $153,041 | $1,520,000 | $68,666 | $1,806,000 |
| Not Provided | 814 | $113,510,000 | $152,555 | $1,120,000 | $65,555 | $635,000 |
| Hispanic | 177 | $20,356,000 | $119,500 | $470,000 | $72,500 | $636,000 |
| Asian | 84 | $11,065,000 | $167,000 | $464,000 | $62,666 | $491,000 |
| Black or African American | 25 | $3,922,000 | $152,500 | $640,000 | $56,000 | $289,000 |
| Native Hawaiian or Other Pacific Islander | 22 | $3,022,000 | $125,500 | $648,000 | $48,000 | $229,000 |
| American Indian or Alaskan Native | 11 | $1,075,000 | $96,500 | $162,000 | $41,500 | $107,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,751 | $484,907,000 | $153,083 | $1,520,000 | $68,333 | $1,806,000 |
| FHA-insured (Federal Housing Administration) | 784 | $96,525,000 | $117,666 | $250,000 | $36,333 | $579,000 |
| VA-guaranteed (Veterans Administration) | 143 | $23,402,000 | $163,500 | $338,000 | $51,000 | $141,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 11 | $1,260,000 | $75,500 | $176,000 | $40,000 | $71,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,186 | $393,135,000 | $165,130 | $1,520,000 | $71,217 | $1,806,000 |
| Application Withdrawn By Applicant | 1,362 | $192,511,000 | $126,000 | $1,500,000 | $57,500 | $480,000 |
| File Closed For Incompleteness | 79 | $12,693,000 | $211,250 | $810,000 | $76,750 | $401,000 |
| Application Denied By Financial Institution | 57 | $7,422,000 | $94,666 | $480,000 | $42,000 | $150,000 |
| Application Approved But Not Accepted | 5 | $333,000 | $92,000 | $156,000 | $43,000 | $80,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 9 | $976,000 | $121,500 | $217,000 | $48,500 | $108,000 |
| Debt-To-Income Ratio | 8 | $1,229,000 | $127,000 | $480,000 | $36,500 | $85,000 |
| Other | 5 | $585,000 | $113,000 | $176,000 | $55,500 | $110,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $88,000 | $88,000 | $88,000 | $21,000 | $21,000 |
| Collateral | 1 | $150,000 | $150,000 | $150,000 | $50,000 | $50,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Axiom Financial, Llc's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Axiom Financial, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Utah, download the full spreadsheet
with aggregated HMDA statistics today.