Axiom Financial Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Axiom Financial Llc 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Axiom Financial Llc 9350 South 150 East Suite 140 Sandy, UT 84070 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 5,510 |
| Total Mortgage Loan Application Amount | $1,017,848,000 |
| Average Mortgage Loan Application Amount | $190,500 |
| Highest Mortgage Loan Application Amount | $1,323,000 |
| Average Applicant Income | $65,000 |
| Highest Applicant Income | $1,782,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Axiom Financial Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Axiom Financial Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Axiom Financial Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Axiom Financial Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Axiom Financial Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Axiom Financial Llc's mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Salt Lake County Utah | 1,940 | $ 374,932,000 | $ 193,000 | $ 68,000 |
| Utah County Utah | 1,297 | $ 242,578,000 | $ 187,000 | $ 66,000 |
| Davis County Utah | 628 | $ 115,485,000 | $ 183,000 | $ 56,000 |
| Weber County Utah | 440 | $ 64,528,000 | $ 146,000 | $ 52,000 |
| Tooele County Utah | 203 | $ 33,321,000 | $ 164,000 | $ 54,000 |
| Washington County Utah | 186 | $ 30,439,000 | $ 163,000 | $ 68,000 |
| Iron County Utah | 123 | $ 17,280,000 | $ 140,000 | $ 54,000 |
| Summit County Utah | 82 | $ 31,440,000 | $ 383,000 | $ 160,000 |
| Wasatch County Utah | 40 | $ 10,549,000 | $ 263,000 | $ 140,000 |
| Maricopa County Arizona | 28 | $ 6,137,000 | $ 219,000 | $ 94,000 |
| Cache County Utah | 23 | $ 3,339,000 | $ 145,000 | $ 59,000 |
| Box Elder County Utah | 21 | $ 3,417,000 | $ 162,000 | $ 43,000 |
| Sanpete County Utah | 12 | $ 2,160,000 | $ 180,000 | $ 84,000 |
| Uintah County Utah | 12 | $ 1,927,000 | $ 160,000 | $ 78,000 |
| Juab County Utah | 10 | $ 1,832,000 | $ 183,000 | $ 54,000 |
| Morgan County Utah | 8 | $ 2,423,000 | $ 302,000 | $ 92,000 |
| Beaver County Utah | 5 | $ 546,000 | $ 109,000 | $ 56,000 |
| Sevier County Utah | 5 | $ 759,000 | $ 151,000 | $ 44,000 |
| Carbon County Utah | 3 | $ 311,000 | $ 103,000 | $ 62,000 |
| Garfield County Utah | 3 | $ 615,000 | $ 205,000 | $ 133,000 |
| Millard County Utah | 3 | $ 473,000 | $ 157,000 | $ 40,000 |
| Rich County Utah | 3 | $ 519,000 | $ 173,000 | $ 205,000 |
| Daggett County Utah | 2 | $ 290,000 | $ 145,000 | $ 36,000 |
| Duchesne County Utah | 2 | $ 369,000 | $ 184,000 | $ 371,000 |
| Kane County Utah | 2 | $ 230,000 | $ 115,000 | $ 86,000 |
| Pima County Arizona | 1 | $ 45,000 | $ 45,000 | $ 16,000 |
| Ada County Idaho | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Bannock County Idaho | 1 | $ 123,000 | $ 123,000 | $ 28,000 |
| Canyon County Idaho | 1 | $ 278,000 | $ 278,000 | $ 126,000 |
| Latah County Idaho | 1 | $ 109,000 | $ 109,000 | $ 102,000 |
| Nez Perce County Idaho | 1 | $ 208,000 | $ 208,000 | $ 0 |
| Oneida County Idaho | 1 | $ 57,000 | $ 57,000 | $ 89,000 |
| Emery County Utah | 1 | $ 130,000 | $ 130,000 | $ 40,000 |
| San Juan County Utah | 1 | $ 217,000 | $ 217,000 | $ 37,000 |
Mortgage Loan Application Detail Totals for Axiom Financial Llc in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,544 | $600,910,000 | $169,000 | $1,000,000 | $65,000 | $1,187,000 |
| Refinancing | 1,966 | $416,938,000 | $212,000 | $1,323,000 | $65,000 | $1,782,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,602 | $865,988,000 | $188,000 | $1,323,000 | $67,000 | $1,782,000 |
| Hispanic | 448 | $59,565,000 | $132,000 | $487,000 | $41,000 | $263,000 |
| Not Provided | 268 | $55,236,000 | $206,000 | $1,323,000 | $68,000 | $742,000 |
| Asian | 112 | $23,387,000 | $208,000 | $680,000 | $69,000 | $246,000 |
| Black or African American | 37 | $6,356,000 | $171,000 | $370,000 | $47,000 | $191,000 |
| Native Hawaiian or Other Pacific Islander | 27 | $4,908,000 | $181,000 | $369,000 | $60,000 | $150,000 |
| American Indian or Alaskan Native | 16 | $2,408,000 | $150,000 | $238,000 | $40,000 | $75,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,453 | $481,043,000 | $196,000 | $1,323,000 | $92,000 | $1,782,000 |
| FHA-insured (Federal Housing Administration) | 2,450 | $415,012,000 | $169,000 | $702,000 | $43,000 | $1,060,000 |
| VA-guaranteed (Veterans Administration) | 417 | $92,257,000 | $221,000 | $677,000 | $44,000 | $232,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 190 | $29,536,000 | $155,000 | $308,000 | $44,000 | $94,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,759 | $883,134,000 | $185,000 | $869,000 | $66,000 | $1,782,000 |
| Application Withdrawn By Applicant | 617 | $111,574,000 | $180,000 | $1,323,000 | $59,000 | $761,000 |
| Application Denied By Financial Institution | 119 | $21,112,000 | $177,000 | $595,000 | $51,000 | $307,000 |
| File Closed For Incompleteness | 15 | $2,028,000 | $135,000 | $257,000 | $33,000 | $64,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 21 | $3,635,000 | $173,000 | $399,000 | $55,000 | $154,000 |
| Debt-To-Income Ratio | 13 | $2,521,000 | $193,000 | $470,000 | $45,000 | $100,000 |
| Employment History | 11 | $2,065,000 | $187,000 | $475,000 | $50,000 | $175,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $317,000 | $317,000 | $317,000 | $69,000 | $69,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Axiom Financial Llc's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Axiom Financial Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Utah, download the full spreadsheet
with aggregated HMDA statistics today.