Badgerland Financial, Aca
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Badgerland Financial, Aca 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Badgerland Financial, Aca 1430 North Ridge Drive Prairie Du Sac, WI 53578 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 2005 2004 |
| Total Number of Mortgage Applications | 816 |
| Total Mortgage Loan Application Amount | $195,842,000 |
| Average Mortgage Loan Application Amount | $192,333 |
| Highest Mortgage Loan Application Amount | $3,530,000 |
| Average Applicant Income | $314,666 |
| Highest Applicant Income | $9,582,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Badgerland Financial, Aca. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Badgerland Financial, Aca's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Badgerland Financial, Aca's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Badgerland Financial, Aca serves its applicants.
Each category highlights the total number of mortgage applications processed by Badgerland Financial, Aca, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Badgerland Financial, Aca's mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dane County Wisconsin | 54 | $ 12,246,000 | $ 226,000 | $ 429,000 |
| Vernon County Wisconsin | 50 | $ 7,376,000 | $ 147,000 | $ 149,000 |
| Fond du Lac County Wisconsin | 44 | $ 11,614,000 | $ 263,000 | $ 539,000 |
| Sauk County Wisconsin | 44 | $ 8,306,000 | $ 188,000 | $ 338,000 |
| Dodge County Wisconsin | 42 | $ 10,121,000 | $ 240,000 | $ 178,000 |
| Trempealeau County Wisconsin | 42 | $ 8,927,000 | $ 212,000 | $ 168,000 |
| Columbia County Wisconsin | 36 | $ 7,957,000 | $ 221,000 | $ 197,000 |
| Jefferson County Wisconsin | 31 | $ 7,240,000 | $ 233,000 | $ 247,000 |
| Monroe County Wisconsin | 29 | $ 10,591,000 | $ 365,000 | $ 312,000 |
| Buffalo County Wisconsin | 28 | $ 7,718,000 | $ 275,000 | $ 391,000 |
| Grant County Wisconsin | 27 | $ 6,853,000 | $ 253,000 | $ 207,000 |
| Green County Wisconsin | 27 | $ 5,750,000 | $ 212,000 | $ 209,000 |
| Waukesha County Wisconsin | 26 | $ 5,901,000 | $ 226,000 | $ 264,000 |
| Iowa County Wisconsin | 25 | $ 8,244,000 | $ 329,000 | $ 239,000 |
| Richland County Wisconsin | 25 | $ 7,250,000 | $ 290,000 | $ 411,000 |
| Rock County Wisconsin | 24 | $ 5,815,000 | $ 242,000 | $ 679,000 |
| Calumet County Wisconsin | 21 | $ 4,754,000 | $ 226,000 | $ 371,000 |
| Green Lake County Wisconsin | 21 | $ 2,180,000 | $ 103,000 | $ 62,000 |
| Lafayette County Wisconsin | 20 | $ 8,474,000 | $ 423,000 | $ 550,000 |
| Sheboygan County Wisconsin | 18 | $ 5,886,000 | $ 327,000 | $ 486,000 |
| Marquette County Wisconsin | 17 | $ 2,926,000 | $ 172,000 | $ 169,000 |
| Crawford County Wisconsin | 16 | $ 2,902,000 | $ 181,000 | $ 95,000 |
| Jackson County Wisconsin | 14 | $ 3,425,000 | $ 244,000 | $ 708,000 |
| Winnebago County Wisconsin | 14 | $ 2,620,000 | $ 187,000 | $ 198,000 |
| Juneau County Wisconsin | 13 | $ 2,606,000 | $ 200,000 | $ 432,000 |
| La Crosse County Wisconsin | 13 | $ 5,700,000 | $ 438,000 | $ 545,000 |
| Pepin County Wisconsin | 13 | $ 2,659,000 | $ 204,000 | $ 169,000 |
| Washington County Wisconsin | 12 | $ 5,725,000 | $ 477,000 | $ 690,000 |
| Eau Claire County Wisconsin | 11 | $ 2,308,000 | $ 209,000 | $ 812,000 |
| Adams County Wisconsin | 10 | $ 1,397,000 | $ 139,000 | $ 198,000 |
| Walworth County Wisconsin | 8 | $ 2,555,000 | $ 319,000 | $ 412,000 |
| Dunn County Wisconsin | 5 | $ 976,000 | $ 195,000 | $ 941,000 |
| Ozaukee County Wisconsin | 5 | $ 816,000 | $ 163,000 | $ 558,000 |
| Racine County Wisconsin | 4 | $ 1,217,000 | $ 304,000 | $ 2,024,000 |
| Marion County Florida | 2 | $ 201,000 | $ 100,000 | $ 131,000 |
| Winona County Minnesota | 2 | $ 869,000 | $ 434,000 | $ 50,000 |
| Barron County Wisconsin | 2 | $ 187,000 | $ 93,000 | $ 108,000 |
| Kenosha County Wisconsin | 2 | $ 445,000 | $ 222,000 | $ 112,000 |
| Milwaukee County Wisconsin | 2 | $ 334,000 | $ 167,000 | $ 167,000 |
| Oneida County Wisconsin | 2 | $ 488,000 | $ 244,000 | $ 133,000 |
| Waushara County Wisconsin | 2 | $ 175,000 | $ 87,000 | $ 622,000 |
| Cook County Illinois | 1 | $ 111,000 | $ 111,000 | $ 121,000 |
| Jo Daviess County Illinois | 1 | $ 172,000 | $ 172,000 | $ 1,187,000 |
| Stephenson County Illinois | 1 | $ 416,000 | $ 416,000 | $ 195,000 |
| Todd County Minnesota | 1 | $ 144,000 | $ 144,000 | $ 412,000 |
| Wright County Missouri | 1 | $ 115,000 | $ 115,000 | $ 59,000 |
| Craig County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 100,000 |
| Virginia Beach County Virginia | 1 | $ 100,000 | $ 100,000 | $ 239,000 |
| Brown County Wisconsin | 1 | $ 222,000 | $ 222,000 | $ 3,197,000 |
| Chippewa County Wisconsin | 1 | $ 127,000 | $ 127,000 | $ 1,168,000 |
| Clark County Wisconsin | 1 | $ 112,000 | $ 112,000 | $ 250,000 |
| Forest County Wisconsin | 1 | $ 98,000 | $ 98,000 | $ 65,000 |
| Manitowoc County Wisconsin | 1 | $ 228,000 | $ 228,000 | $ 84,000 |
| Rusk County Wisconsin | 1 | $ 158,000 | $ 158,000 | $ 132,000 |
Mortgage Loan Application Detail Totals for Badgerland Financial, Aca in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 560 | $145,669,000 | $260,000 | $2,626,000 | $365,000 | $9,582,000 |
| Home Purchase | 233 | $47,565,000 | $204,000 | $3,530,000 | $287,000 | $8,697,000 |
| Home Improvement | 23 | $2,608,000 | $113,000 | $330,000 | $292,000 | $2,043,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 724 | $157,905,000 | $218,000 | $3,530,000 | $333,000 | $9,582,000 |
| Not applicable | 49 | $23,309,000 | $475,000 | $1,828,000 | $0 | $0 |
| Not Provided | 34 | $13,200,000 | $388,000 | $900,000 | $1,058,000 | $7,435,000 |
| Hispanic | 8 | $978,000 | $122,000 | $243,000 | $82,000 | $148,000 |
| American Indian or Alaskan Native | 1 | $450,000 | $450,000 | $450,000 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 813 | $194,219,000 | $238,000 | $3,530,000 | $341,000 | $9,582,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $1,623,000 | $541,000 | $662,000 | $237,000 | $620,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 610 | $148,229,000 | $242,000 | $2,626,000 | $374,000 | $9,582,000 |
| Application Withdrawn By Applicant | 109 | $25,805,000 | $236,000 | $3,530,000 | $257,000 | $7,048,000 |
| Application Denied By Financial Institution | 97 | $21,808,000 | $224,000 | $2,327,000 | $222,000 | $7,525,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 36 | $5,300,000 | $147,000 | $300,000 | $101,000 | $360,000 |
| Debt-To-Income Ratio | 31 | $8,039,000 | $259,000 | $840,000 | $193,000 | $1,347,000 |
| Collateral | 20 | $6,715,000 | $335,000 | $2,327,000 | $551,000 | $7,525,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $1,338,000 | $267,000 | $419,000 | $140,000 | $310,000 |
| Employment History | 3 | $258,000 | $86,000 | $112,000 | $37,000 | $42,000 |
| Other | 2 | $158,000 | $79,000 | $136,000 | $25,000 | $50,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Badgerland Financial, Aca's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Badgerland Financial, Aca's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Wisconsin, download the full spreadsheet
with aggregated HMDA statistics today.