Bancfirst
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Bancfirst 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bancfirst 101 North Broadway Avenue Oklahoma City, OK 73102 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,400 |
| Total Mortgage Loan Application Amount | $777,520,000 |
| Average Mortgage Loan Application Amount | $129,600 |
| Highest Mortgage Loan Application Amount | $11,905,000 |
| Average Applicant Income | $112,800 |
| Highest Applicant Income | $3,712,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Bancfirst. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bancfirst's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Bancfirst's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bancfirst serves its applicants.
Each category highlights the total number of mortgage applications processed by Bancfirst, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bancfirst's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Oklahoma County Oklahoma | 1,050 | $ 188,610,000 | $ 179,000 | $ 151,000 |
| Tulsa County Oklahoma | 331 | $ 65,695,000 | $ 198,000 | $ 146,000 |
| Comanche County Oklahoma | 292 | $ 26,230,000 | $ 89,000 | $ 99,000 |
| Stephens County Oklahoma | 270 | $ 25,370,000 | $ 93,000 | $ 95,000 |
| Cleveland County Oklahoma | 268 | $ 45,260,000 | $ 168,000 | $ 149,000 |
| Lincoln County Oklahoma | 240 | $ 23,500,000 | $ 97,000 | $ 90,000 |
| Canadian County Oklahoma | 239 | $ 30,865,000 | $ 129,000 | $ 113,000 |
| Pottawatomie County Oklahoma | 209 | $ 27,365,000 | $ 130,000 | $ 111,000 |
| Payne County Oklahoma | 207 | $ 35,165,000 | $ 169,000 | $ 121,000 |
| Cherokee County Oklahoma | 181 | $ 19,925,000 | $ 110,000 | $ 98,000 |
| Wagoner County Oklahoma | 165 | $ 25,135,000 | $ 152,000 | $ 93,000 |
| Carter County Oklahoma | 157 | $ 25,455,000 | $ 162,000 | $ 128,000 |
| Muskogee County Oklahoma | 148 | $ 16,000,000 | $ 108,000 | $ 91,000 |
| Pittsburg County Oklahoma | 142 | $ 17,020,000 | $ 119,000 | $ 78,000 |
| Rogers County Oklahoma | 130 | $ 24,290,000 | $ 186,000 | $ 108,000 |
| Delaware County Oklahoma | 94 | $ 18,640,000 | $ 198,000 | $ 144,000 |
| Logan County Oklahoma | 90 | $ 11,460,000 | $ 127,000 | $ 95,000 |
| Seminole County Oklahoma | 87 | $ 6,555,000 | $ 75,000 | $ 82,000 |
| Marshall County Oklahoma | 76 | $ 8,370,000 | $ 110,000 | $ 116,000 |
| Kingfisher County Oklahoma | 71 | $ 8,835,000 | $ 124,000 | $ 76,000 |
| Custer County Oklahoma | 63 | $ 10,405,000 | $ 165,000 | $ 130,000 |
| Grady County Oklahoma | 62 | $ 14,680,000 | $ 236,000 | $ 134,000 |
| Okfuskee County Oklahoma | 60 | $ 4,460,000 | $ 74,000 | $ 77,000 |
| Kiowa County Oklahoma | 58 | $ 4,130,000 | $ 71,000 | $ 78,000 |
| Washington County Oklahoma | 56 | $ 9,460,000 | $ 168,000 | $ 215,000 |
| Creek County Oklahoma | 55 | $ 7,615,000 | $ 138,000 | $ 131,000 |
| Kay County Oklahoma | 54 | $ 5,130,000 | $ 95,000 | $ 97,000 |
| Tillman County Oklahoma | 47 | $ 2,515,000 | $ 53,000 | $ 67,000 |
| Craig County Oklahoma | 44 | $ 4,020,000 | $ 91,000 | $ 74,000 |
| McClain County Oklahoma | 41 | $ 5,575,000 | $ 135,000 | $ 130,000 |
| Mayes County Oklahoma | 32 | $ 5,400,000 | $ 168,000 | $ 130,000 |
| McIntosh County Oklahoma | 28 | $ 3,990,000 | $ 142,000 | $ 102,000 |
| Osage County Oklahoma | 28 | $ 6,610,000 | $ 236,000 | $ 108,000 |
| Caddo County Oklahoma | 26 | $ 2,670,000 | $ 102,000 | $ 145,000 |
| Love County Oklahoma | 20 | $ 3,100,000 | $ 155,000 | $ 114,000 |
| Noble County Oklahoma | 20 | $ 2,560,000 | $ 128,000 | $ 119,000 |
| Johnston County Oklahoma | 18 | $ 1,500,000 | $ 83,000 | $ 94,000 |
| Murray County Oklahoma | 18 | $ 2,100,000 | $ 116,000 | $ 102,000 |
| Okmulgee County Oklahoma | 18 | $ 2,830,000 | $ 157,000 | $ 89,000 |
| Garfield County Oklahoma | 17 | $ 2,385,000 | $ 140,000 | $ 78,000 |
| Garvin County Oklahoma | 17 | $ 1,405,000 | $ 82,000 | $ 95,000 |
| Pontotoc County Oklahoma | 15 | $ 1,315,000 | $ 87,000 | $ 91,000 |
| Blaine County Oklahoma | 13 | $ 885,000 | $ 68,000 | $ 88,000 |
| Washita County Oklahoma | 13 | $ 2,425,000 | $ 186,000 | $ 91,000 |
| Hughes County Oklahoma | 11 | $ 1,215,000 | $ 110,000 | $ 94,000 |
| Ottawa County Oklahoma | 11 | $ 1,055,000 | $ 95,000 | $ 82,000 |
| Bryan County Oklahoma | 8 | $ 1,510,000 | $ 188,000 | $ 86,000 |
| Cotton County Oklahoma | 8 | $ 740,000 | $ 92,000 | $ 71,000 |
| Latimer County Oklahoma | 8 | $ 900,000 | $ 112,000 | $ 105,000 |
| Pawnee County Oklahoma | 8 | $ 1,400,000 | $ 175,000 | $ 112,000 |
| Beckham County Oklahoma | 6 | $ 790,000 | $ 131,000 | $ 162,000 |
| Jackson County Oklahoma | 6 | $ 570,000 | $ 95,000 | $ 130,000 |
| Sequoyah County Oklahoma | 6 | $ 920,000 | $ 153,000 | $ 95,000 |
| Wichita County Texas | 6 | $ 420,000 | $ 70,000 | $ 82,000 |
| Adair County Oklahoma | 5 | $ 695,000 | $ 139,000 | $ 116,000 |
| Choctaw County Oklahoma | 3 | $ 495,000 | $ 165,000 | $ 58,000 |
| Greer County Oklahoma | 3 | $ 255,000 | $ 85,000 | $ 99,000 |
| Jefferson County Oklahoma | 3 | $ 285,000 | $ 95,000 | $ 89,000 |
| Major County Oklahoma | 3 | $ 225,000 | $ 75,000 | $ 48,000 |
| Nowata County Oklahoma | 3 | $ 335,000 | $ 111,000 | $ 116,000 |
| Lee County Alabama | 2 | $ 470,000 | $ 235,000 | $ 339,000 |
| Alfalfa County Oklahoma | 2 | $ 30,000 | $ 15,000 | $ 43,000 |
| Coal County Oklahoma | 2 | $ 500,000 | $ 250,000 | $ 97,000 |
| Denton County Texas | 2 | $ 710,000 | $ 355,000 | $ 0 |
| Maricopa County Arizona | 1 | $ 445,000 | $ 445,000 | $ 120,000 |
| Benton County Arkansas | 1 | $ 125,000 | $ 125,000 | $ 85,000 |
| Sebastian County Arkansas | 1 | $ 25,000 | $ 25,000 | $ 244,000 |
| Denver County Colorado | 1 | $ 185,000 | $ 185,000 | $ 335,000 |
| Ouray County Colorado | 1 | $ 225,000 | $ 225,000 | $ 87,000 |
| Routt County Colorado | 1 | $ 645,000 | $ 645,000 | $ 431,000 |
| San Miguel County Colorado | 1 | $ 1,805,000 | $ 1,805,000 | $ 0 |
| Walton County Florida | 1 | $ 345,000 | $ 345,000 | $ 301,000 |
| Montgomery County Kansas | 1 | $ 205,000 | $ 205,000 | $ 65,000 |
| Sumner County Kansas | 1 | $ 65,000 | $ 65,000 | $ 42,000 |
| Taos County New Mexico | 1 | $ 585,000 | $ 585,000 | $ 0 |
| Hancock County Ohio | 1 | $ 95,000 | $ 95,000 | $ 140,000 |
| Atoka County Oklahoma | 1 | $ 245,000 | $ 245,000 | $ 64,000 |
| Dewey County Oklahoma | 1 | $ 45,000 | $ 45,000 | $ 100,000 |
| Le Flore County Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 161,000 |
| Pushmataha County Oklahoma | 1 | $ 195,000 | $ 195,000 | $ 226,000 |
| Dallas County Texas | 1 | $ 775,000 | $ 775,000 | $ 358,000 |
| Grayson County Texas | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Nueces County Texas | 1 | $ 95,000 | $ 95,000 | $ 1,100,000 |
| Travis County Texas | 1 | $ 255,000 | $ 255,000 | $ 155,000 |
| Fairfax County Virginia | 1 | $ 265,000 | $ 265,000 | $ 301,000 |
| Lynchburg County Virginia | 1 | $ 135,000 | $ 135,000 | $ 717,000 |
Mortgage Loan Application Detail Totals for Bancfirst in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,634 | $515,840,000 | $195,000 | $11,905,000 | $123,000 | $3,712,000 |
| Refinancing | 1,011 | $133,115,000 | $131,000 | $3,975,000 | $115,000 | $2,680,000 |
| Home Improvement | 957 | $59,855,000 | $62,000 | $4,005,000 | $105,000 | $1,248,000 |
| Other Purpose | 704 | $51,020,000 | $72,000 | $1,245,000 | $116,000 | $2,056,000 |
| Cash-out Refinancing | 94 | $17,690,000 | $188,000 | $545,000 | $105,000 | $648,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,375 | $448,655,000 | $132,000 | $2,045,000 | $119,000 | $2,524,000 |
| Not applicable | 720 | $169,840,000 | $235,000 | $11,905,000 | $0 | $0 |
| Hispanic | 451 | $45,435,000 | $100,000 | $505,000 | $115,000 | $987,000 |
| American Indian or Alaskan Native | 435 | $56,295,000 | $129,000 | $1,805,000 | $95,000 | $393,000 |
| Not Provided | 191 | $33,365,000 | $174,000 | $1,645,000 | $171,000 | $3,712,000 |
| Black or African American | 159 | $13,915,000 | $87,000 | $595,000 | $80,000 | $367,000 |
| Asian | 63 | $9,495,000 | $150,000 | $505,000 | $97,000 | $513,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $365,000 | $73,000 | $155,000 | $84,000 | $143,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,031 | $710,005,000 | $141,000 | $11,905,000 | $121,000 | $3,712,000 |
| FHA-insured (Federal Housing Administration) | 242 | $41,010,000 | $169,000 | $425,000 | $73,000 | $344,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 71 | $10,495,000 | $147,000 | $295,000 | $56,000 | $93,000 |
| VA-guaranteed (Veterans Administration) | 56 | $16,010,000 | $285,000 | $1,255,000 | $100,000 | $376,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,249 | $645,105,000 | $151,000 | $11,905,000 | $126,000 | $3,712,000 |
| Application Approved But Not Accepted | 534 | $78,520,000 | $147,000 | $1,245,000 | $106,000 | $1,716,000 |
| Application Denied By Financial Institution | 514 | $42,550,000 | $82,000 | $995,000 | $67,000 | $376,000 |
| Application Withdrawn By Applicant | 103 | $11,345,000 | $110,000 | $645,000 | $108,000 | $647,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,886 | $734,970,000 | $150,000 | $11,905,000 | $123,000 | $3,712,000 |
| Debt-To-Income Ratio | 218 | $19,670,000 | $90,000 | $505,000 | $58,000 | $315,000 |
| Credit History | 180 | $10,460,000 | $58,000 | $445,000 | $73,000 | $300,000 |
| Collateral | 60 | $5,920,000 | $98,000 | $975,000 | $80,000 | $200,000 |
| Other | 23 | $3,635,000 | $158,000 | $995,000 | $84,000 | $376,000 |
| Employment History | 16 | $1,430,000 | $89,000 | $245,000 | $44,000 | $102,000 |
| Unverifiable Information | 8 | $1,050,000 | $131,000 | $395,000 | $88,000 | $206,000 |
| Credit Application Incomplete | 6 | $220,000 | $36,000 | $75,000 | $60,000 | $206,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $165,000 | $55,000 | $85,000 | $27,000 | $29,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bancfirst's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bancfirst's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet
with aggregated HMDA statistics today.