Banco Popular De Puerto Rico
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Banco Popular De Puerto Rico 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Banco Popular De Puerto Rico Po Box 362708 San Juan, PR 00936 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 6,456 |
| Total Mortgage Loan Application Amount | $1,160,150,000 |
| Average Mortgage Loan Application Amount | $275,833 |
| Highest Mortgage Loan Application Amount | $6,755,000 |
| Average Applicant Income | $137,833 |
| Highest Applicant Income | $8,501,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Banco Popular De Puerto Rico. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Banco Popular De Puerto Rico's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Banco Popular De Puerto Rico's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Banco Popular De Puerto Rico serves its applicants.
Each category highlights the total number of mortgage applications processed by Banco Popular De Puerto Rico, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Banco Popular De Puerto Rico's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| San Juan County Puerto Rico | 844 | $ 216,360,000 | $ 256,000 | $ 175,000 |
| Bayamon County Puerto Rico | 506 | $ 66,990,000 | $ 132,000 | $ 67,000 |
| Carolina County Puerto Rico | 416 | $ 55,190,000 | $ 132,000 | $ 95,000 |
| Caguas County Puerto Rico | 318 | $ 44,880,000 | $ 141,000 | $ 70,000 |
| Guaynabo County Puerto Rico | 290 | $ 91,430,000 | $ 315,000 | $ 211,000 |
| Ponce County Puerto Rico | 208 | $ 25,240,000 | $ 121,000 | $ 65,000 |
| Gurabo County Puerto Rico | 181 | $ 34,015,000 | $ 187,000 | $ 104,000 |
| Toa Alta County Puerto Rico | 173 | $ 25,485,000 | $ 147,000 | $ 77,000 |
| Trujillo Alto County Puerto Rico | 149 | $ 20,695,000 | $ 138,000 | $ 91,000 |
| Rio Grande County Puerto Rico | 148 | $ 44,980,000 | $ 303,000 | $ 314,000 |
| Cabo Rojo County Puerto Rico | 145 | $ 21,285,000 | $ 146,000 | $ 101,000 |
| Dorado County Puerto Rico | 145 | $ 159,155,000 | $ 1,097,000 | $ 675,000 |
| Toa Baja County Puerto Rico | 141 | $ 14,465,000 | $ 102,000 | $ 56,000 |
| Arecibo County Puerto Rico | 136 | $ 15,510,000 | $ 114,000 | $ 54,000 |
| Humacao County Puerto Rico | 136 | $ 24,420,000 | $ 179,000 | $ 129,000 |
| Aguadilla County Puerto Rico | 117 | $ 16,145,000 | $ 137,000 | $ 77,000 |
| Vega Baja County Puerto Rico | 114 | $ 13,300,000 | $ 116,000 | $ 69,000 |
| Fajardo County Puerto Rico | 111 | $ 14,185,000 | $ 127,000 | $ 147,000 |
| Mayaguez County Puerto Rico | 89 | $ 12,245,000 | $ 137,000 | $ 79,000 |
| Canovanas County Puerto Rico | 85 | $ 11,575,000 | $ 136,000 | $ 75,000 |
| Isabela County Puerto Rico | 82 | $ 10,620,000 | $ 129,000 | $ 79,000 |
| Juncos County Puerto Rico | 80 | $ 8,520,000 | $ 106,000 | $ 61,000 |
| Manati County Puerto Rico | 80 | $ 9,030,000 | $ 112,000 | $ 74,000 |
| Guayama County Puerto Rico | 75 | $ 6,585,000 | $ 87,000 | $ 91,000 |
| San German County Puerto Rico | 71 | $ 9,095,000 | $ 128,000 | $ 61,000 |
| Juana Diaz County Puerto Rico | 68 | $ 7,870,000 | $ 115,000 | $ 60,000 |
| Vega Alta County Puerto Rico | 59 | $ 11,825,000 | $ 200,000 | $ 176,000 |
| Cayey County Puerto Rico | 58 | $ 7,790,000 | $ 134,000 | $ 66,000 |
| Las Piedras County Puerto Rico | 56 | $ 5,900,000 | $ 105,000 | $ 56,000 |
| Naguabo County Puerto Rico | 55 | $ 5,245,000 | $ 95,000 | $ 59,000 |
| San Lorenzo County Puerto Rico | 55 | $ 6,235,000 | $ 113,000 | $ 44,000 |
| Hatillo County Puerto Rico | 54 | $ 6,620,000 | $ 122,000 | $ 79,000 |
| San Sebastian County Puerto Rico | 54 | $ 6,730,000 | $ 124,000 | $ 61,000 |
| Cidra County Puerto Rico | 53 | $ 7,235,000 | $ 136,000 | $ 64,000 |
| Luquillo County Puerto Rico | 53 | $ 8,215,000 | $ 155,000 | $ 105,000 |
| Barceloneta County Puerto Rico | 49 | $ 4,965,000 | $ 101,000 | $ 44,000 |
| Santa Isabel County Puerto Rico | 46 | $ 4,440,000 | $ 96,000 | $ 54,000 |
| Coamo County Puerto Rico | 42 | $ 4,990,000 | $ 118,000 | $ 51,000 |
| Camuy County Puerto Rico | 41 | $ 4,075,000 | $ 99,000 | $ 87,000 |
| Morovis County Puerto Rico | 41 | $ 4,115,000 | $ 100,000 | $ 43,000 |
| Corozal County Puerto Rico | 40 | $ 4,020,000 | $ 100,000 | $ 40,000 |
| Salinas County Puerto Rico | 38 | $ 2,610,000 | $ 68,000 | $ 50,000 |
| Loiza County Puerto Rico | 37 | $ 4,415,000 | $ 119,000 | $ 89,000 |
| Catano County Puerto Rico | 36 | $ 4,370,000 | $ 121,000 | $ 66,000 |
| Aguada County Puerto Rico | 35 | $ 5,905,000 | $ 168,000 | $ 96,000 |
| Yabucoa County Puerto Rico | 35 | $ 2,475,000 | $ 70,000 | $ 35,000 |
| Lajas County Puerto Rico | 33 | $ 3,785,000 | $ 114,000 | $ 88,000 |
| Yauco County Puerto Rico | 33 | $ 3,185,000 | $ 96,000 | $ 49,000 |
| Arroyo County Puerto Rico | 32 | $ 1,960,000 | $ 61,000 | $ 78,000 |
| Anasco County Puerto Rico | 31 | $ 3,935,000 | $ 126,000 | $ 63,000 |
| Quebradillas County Puerto Rico | 31 | $ 2,885,000 | $ 93,000 | $ 38,000 |
| Moca County Puerto Rico | 29 | $ 2,995,000 | $ 103,000 | $ 84,000 |
| Florida County Puerto Rico | 26 | $ 2,040,000 | $ 78,000 | $ 37,000 |
| Orocovis County Puerto Rico | 25 | $ 2,795,000 | $ 111,000 | $ 45,000 |
| Barranquitas County Puerto Rico | 24 | $ 2,560,000 | $ 106,000 | $ 48,000 |
| Hormigueros County Puerto Rico | 23 | $ 2,935,000 | $ 127,000 | $ 41,000 |
| Aibonito County Puerto Rico | 22 | $ 2,730,000 | $ 124,000 | $ 64,000 |
| Ceiba County Puerto Rico | 22 | $ 2,140,000 | $ 97,000 | $ 51,000 |
| Comerio County Puerto Rico | 20 | $ 2,280,000 | $ 114,000 | $ 48,000 |
| Patillas County Puerto Rico | 20 | $ 1,800,000 | $ 90,000 | $ 88,000 |
| Penuelas County Puerto Rico | 20 | $ 1,850,000 | $ 92,000 | $ 63,000 |
| Guayanilla County Puerto Rico | 19 | $ 1,775,000 | $ 93,000 | $ 50,000 |
| Sabana Grande County Puerto Rico | 19 | $ 1,645,000 | $ 86,000 | $ 54,000 |
| Ciales County Puerto Rico | 18 | $ 1,840,000 | $ 102,000 | $ 53,000 |
| Naranjito County Puerto Rico | 18 | $ 2,000,000 | $ 111,000 | $ 55,000 |
| Guanica County Puerto Rico | 17 | $ 1,795,000 | $ 105,000 | $ 113,000 |
| Lares County Puerto Rico | 17 | $ 1,825,000 | $ 107,000 | $ 51,000 |
| Rincon County Puerto Rico | 17 | $ 3,865,000 | $ 227,000 | $ 137,000 |
| Villalba County Puerto Rico | 17 | $ 1,995,000 | $ 117,000 | $ 72,000 |
| Maunabo County Puerto Rico | 16 | $ 1,620,000 | $ 101,000 | $ 87,000 |
| Utuado County Puerto Rico | 16 | $ 1,420,000 | $ 88,000 | $ 65,000 |
| Aguas Buenas County Puerto Rico | 14 | $ 4,280,000 | $ 305,000 | $ 82,000 |
| Adjuntas County Puerto Rico | 12 | $ 1,210,000 | $ 100,000 | $ 43,000 |
| Jayuya County Puerto Rico | 7 | $ 725,000 | $ 103,000 | $ 39,000 |
| Culebra County Puerto Rico | 4 | $ 1,950,000 | $ 487,000 | $ 162,000 |
| Maricao County Puerto Rico | 4 | $ 340,000 | $ 85,000 | $ 67,000 |
| Vieques County Puerto Rico | 4 | $ 460,000 | $ 115,000 | $ 37,000 |
| Las Marias County Puerto Rico | 1 | $ 85,000 | $ 85,000 | $ 18,000 |
Mortgage Loan Application Detail Totals for Banco Popular De Puerto Rico in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,226 | $761,240,000 | $180,000 | $6,275,000 | $108,000 | $5,264,000 |
| Cash-out Refinancing | 924 | $205,100,000 | $221,000 | $6,005,000 | $140,000 | $8,501,000 |
| Not Applicable | 873 | $56,845,000 | $65,000 | $345,000 | $0 | $0 |
| Refinancing | 265 | $54,175,000 | $204,000 | $3,575,000 | $96,000 | $720,000 |
| Other Purpose | 114 | $56,140,000 | $492,000 | $5,005,000 | $291,000 | $4,053,000 |
| Home Improvement | 54 | $26,650,000 | $493,000 | $6,755,000 | $192,000 | $1,828,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 3,715 | $630,165,000 | $169,000 | $4,995,000 | $96,000 | $4,053,000 |
| Not applicable | 2,485 | $315,045,000 | $126,000 | $3,575,000 | $0 | $0 |
| White | 190 | $173,230,000 | $911,000 | $6,755,000 | $524,000 | $8,501,000 |
| Not Provided | 39 | $20,255,000 | $519,000 | $4,905,000 | $251,000 | $2,114,000 |
| Asian | 14 | $17,390,000 | $1,242,000 | $4,505,000 | $413,000 | $1,196,000 |
| Black or African American | 10 | $3,750,000 | $375,000 | $2,105,000 | $300,000 | $1,500,000 |
| American Indian or Alaskan Native | 3 | $315,000 | $105,000 | $175,000 | $44,000 | $58,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,138 | $739,220,000 | $235,000 | $6,755,000 | $148,000 | $8,501,000 |
| FHA-insured (Federal Housing Administration) | 2,220 | $270,960,000 | $122,000 | $495,000 | $63,000 | $361,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 800 | $93,280,000 | $116,000 | $375,000 | $41,000 | $105,000 |
| VA-guaranteed (Veterans Administration) | 298 | $56,690,000 | $190,000 | $1,855,000 | $79,000 | $212,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 2,468 | $292,570,000 | $118,000 | $1,855,000 | $0 | $0 |
| Loan Originated | 2,334 | $522,090,000 | $223,000 | $6,275,000 | $126,000 | $4,053,000 |
| Application Denied By Financial Institution | 854 | $154,660,000 | $181,000 | $6,755,000 | $83,000 | $2,466,000 |
| Application Withdrawn By Applicant | 432 | $100,660,000 | $233,000 | $4,505,000 | $125,000 | $5,264,000 |
| Application Approved But Not Accepted | 205 | $38,075,000 | $185,000 | $4,505,000 | $104,000 | $1,500,000 |
| File Closed For Incompleteness | 163 | $52,095,000 | $319,000 | $6,005,000 | $235,000 | $8,501,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,602 | $1,005,490,000 | $179,000 | $6,275,000 | $130,000 | $8,501,000 |
| Collateral | 605 | $94,395,000 | $156,000 | $5,005,000 | $87,000 | $2,466,000 |
| Debt-To-Income Ratio | 142 | $43,780,000 | $308,000 | $6,755,000 | $73,000 | $1,206,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 38 | $5,240,000 | $137,000 | $965,000 | $81,000 | $603,000 |
| Credit History | 22 | $2,710,000 | $123,000 | $325,000 | $67,000 | $569,000 |
| Other | 21 | $2,805,000 | $133,000 | $245,000 | $65,000 | $162,000 |
| Employment History | 13 | $1,875,000 | $144,000 | $235,000 | $34,000 | $90,000 |
| Unverifiable Information | 12 | $3,560,000 | $296,000 | $1,505,000 | $95,000 | $358,000 |
| Mortgage Insurance Denied | 1 | $295,000 | $295,000 | $295,000 | $103,000 | $103,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Banco Popular De Puerto Rico's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Banco Popular De Puerto Rico's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Puerto Rico, download the full spreadsheet
with aggregated HMDA statistics today.