Bank-Fund Staff Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
Bank-Fund Staff Federal Credit Union 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bank-Fund Staff Federal Credit Union 1725 I Street Nw Suite 150 Washington, DC 20006 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,171 |
| Total Mortgage Loan Application Amount | $881,046,000 |
| Average Mortgage Loan Application Amount | $297,666 |
| Highest Mortgage Loan Application Amount | $2,500,000 |
| Average Applicant Income | $193,333 |
| Highest Applicant Income | $1,920,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Bank-Fund Staff Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank-Fund Staff Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down Bank-Fund Staff Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank-Fund Staff Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Bank-Fund Staff Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank-Fund Staff Federal Credit Union's mortgage activity for 2011.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Montgomery County Maryland | 464 | $ 199,201,000 | $ 429,000 | $ 217,000 |
| District of Columbia County District Of Columbia | 360 | $ 155,745,000 | $ 432,000 | $ 204,000 |
| Fairfax County Virginia | 286 | $ 101,275,000 | $ 354,000 | $ 170,000 |
| Arlington County Virginia | 90 | $ 34,806,000 | $ 386,000 | $ 197,000 |
| Prince George's County Maryland | 31 | $ 6,840,000 | $ 220,000 | $ 121,000 |
| Loudoun County Virginia | 26 | $ 9,926,000 | $ 381,000 | $ 164,000 |
| Prince William County Virginia | 25 | $ 7,033,000 | $ 281,000 | $ 114,000 |
| Alexandria County Virginia | 24 | $ 7,898,000 | $ 329,000 | $ 168,000 |
| Sussex County Delaware | 9 | $ 2,620,000 | $ 291,000 | $ 203,000 |
| Howard County Maryland | 9 | $ 3,551,000 | $ 394,000 | $ 183,000 |
| Baltimore City County Maryland | 7 | $ 1,370,000 | $ 195,000 | $ 143,000 |
| Anne Arundel County Maryland | 6 | $ 2,078,000 | $ 346,000 | $ 145,000 |
| Miami-Dade County Florida | 5 | $ 1,183,000 | $ 236,000 | $ 110,000 |
| Bergen County New Jersey | 5 | $ 1,548,000 | $ 309,000 | $ 189,000 |
| Broward County Florida | 3 | $ 500,000 | $ 166,000 | $ 195,000 |
| Palm Beach County Florida | 3 | $ 449,000 | $ 149,000 | $ 127,000 |
| Frederick County Maryland | 3 | $ 1,220,000 | $ 406,000 | $ 184,000 |
| Fairfax City County Virginia | 3 | $ 1,099,000 | $ 366,000 | $ 145,000 |
| Falls Church County Virginia | 3 | $ 1,149,000 | $ 383,000 | $ 165,000 |
| Fairfield County Connecticut | 2 | $ 2,015,000 | $ 1,007,000 | $ 150,000 |
| Collier County Florida | 2 | $ 289,000 | $ 144,000 | $ 145,000 |
| Volusia County Florida | 2 | $ 598,000 | $ 299,000 | $ 300,000 |
| Fulton County Georgia | 2 | $ 315,000 | $ 157,000 | $ 91,000 |
| Charles County Maryland | 2 | $ 474,000 | $ 237,000 | $ 149,000 |
| Talbot County Maryland | 2 | $ 1,447,000 | $ 723,000 | $ 159,000 |
| Barnstable County Massachusetts | 2 | $ 1,208,000 | $ 604,000 | $ 407,000 |
| Middlesex County Massachusetts | 2 | $ 552,000 | $ 276,000 | $ 105,000 |
| Plymouth County Massachusetts | 2 | $ 786,000 | $ 393,000 | $ 167,000 |
| Suffolk County Massachusetts | 2 | $ 980,000 | $ 490,000 | $ 220,000 |
| Kings County New York | 2 | $ 628,000 | $ 314,000 | $ 185,000 |
| Montgomery County Pennsylvania | 2 | $ 2,390,000 | $ 1,195,000 | $ 698,000 |
| Harris County Texas | 2 | $ 817,000 | $ 408,000 | $ 183,000 |
| Fauquier County Virginia | 2 | $ 487,000 | $ 243,000 | $ 303,000 |
| Rappahannock County Virginia | 2 | $ 709,000 | $ 354,000 | $ 252,000 |
| Roanoke City County Virginia | 2 | $ 180,000 | $ 90,000 | $ 112,000 |
| King County Washington | 2 | $ 398,000 | $ 199,000 | $ 95,000 |
| Los Angeles County California | 1 | $ 25,000 | $ 25,000 | $ 144,000 |
| San Diego County California | 1 | $ 435,000 | $ 435,000 | $ 92,000 |
| San Francisco County California | 1 | $ 623,000 | $ 623,000 | $ 237,000 |
| San Mateo County California | 1 | $ 417,000 | $ 417,000 | $ 237,000 |
| Ventura County California | 1 | $ 880,000 | $ 880,000 | $ 347,000 |
| Gunnison County Colorado | 1 | $ 565,000 | $ 565,000 | $ 103,000 |
| Tolland County Connecticut | 1 | $ 200,000 | $ 200,000 | $ 58,000 |
| Kent County Delaware | 1 | $ 145,000 | $ 145,000 | $ 24,000 |
| New Castle County Delaware | 1 | $ 206,000 | $ 206,000 | $ 123,000 |
| Calhoun County Florida | 1 | $ 300,000 | $ 300,000 | $ 60,000 |
| Manatee County Florida | 1 | $ 138,000 | $ 138,000 | $ 327,000 |
| Osceola County Florida | 1 | $ 100,000 | $ 100,000 | $ 50,000 |
| Pasco County Florida | 1 | $ 210,000 | $ 210,000 | $ 61,000 |
| Pinellas County Florida | 1 | $ 1,320,000 | $ 1,320,000 | $ 660,000 |
| Sarasota County Florida | 1 | $ 245,000 | $ 245,000 | $ 168,000 |
| Cobb County Georgia | 1 | $ 145,000 | $ 145,000 | $ 127,000 |
| Cook County Illinois | 1 | $ 191,000 | $ 191,000 | $ 250,000 |
| Will County Illinois | 1 | $ 383,000 | $ 383,000 | $ 22,000 |
| Johnson County Kansas | 1 | $ 64,000 | $ 64,000 | $ 132,000 |
| Campbell County Kentucky | 1 | $ 112,000 | $ 112,000 | $ 217,000 |
| Jefferson County Louisiana | 1 | $ 84,000 | $ 84,000 | $ 116,000 |
| Orleans County Louisiana | 1 | $ 300,000 | $ 300,000 | $ 132,000 |
| Cumberland County Maine | 1 | $ 730,000 | $ 730,000 | $ 297,000 |
| Lincoln County Maine | 1 | $ 336,000 | $ 336,000 | $ 154,000 |
| Baltimore County Maryland | 1 | $ 638,000 | $ 638,000 | $ 154,000 |
| Calvert County Maryland | 1 | $ 200,000 | $ 200,000 | $ 275,000 |
| Garrett County Maryland | 1 | $ 600,000 | $ 600,000 | $ 363,000 |
| Worcester County Maryland | 1 | $ 200,000 | $ 200,000 | $ 210,000 |
| Essex County Massachusetts | 1 | $ 200,000 | $ 200,000 | $ 52,000 |
| Norfolk County Massachusetts | 1 | $ 135,000 | $ 135,000 | $ 55,000 |
| Ingham County Michigan | 1 | $ 65,000 | $ 65,000 | $ 51,000 |
| Hennepin County Minnesota | 1 | $ 219,000 | $ 219,000 | $ 255,000 |
| Clark County Nevada | 1 | $ 290,000 | $ 290,000 | $ 182,000 |
| Washoe County Nevada | 1 | $ 600,000 | $ 600,000 | $ 255,000 |
| Cheshire County New Hampshire | 1 | $ 240,000 | $ 240,000 | $ 58,000 |
| Cape May County New Jersey | 1 | $ 250,000 | $ 250,000 | $ 175,000 |
| Essex County New Jersey | 1 | $ 260,000 | $ 260,000 | $ 192,000 |
| Hudson County New Jersey | 1 | $ 273,000 | $ 273,000 | $ 95,000 |
| Sussex County New Jersey | 1 | $ 61,000 | $ 61,000 | $ 426,000 |
| Queens County New York | 1 | $ 250,000 | $ 250,000 | $ 177,000 |
| Dare County North Carolina | 1 | $ 196,000 | $ 196,000 | $ 212,000 |
| Bucks County Pennsylvania | 1 | $ 518,000 | $ 518,000 | $ 124,000 |
| Delaware County Pennsylvania | 1 | $ 1,800,000 | $ 1,800,000 | $ 535,000 |
| Luzerne County Pennsylvania | 1 | $ 144,000 | $ 144,000 | $ 257,000 |
| Monroe County Pennsylvania | 1 | $ 140,000 | $ 140,000 | $ 130,000 |
| Northampton County Pennsylvania | 1 | $ 600,000 | $ 600,000 | $ 297,000 |
| Pike County Pennsylvania | 1 | $ 417,000 | $ 417,000 | $ 305,000 |
| Wayne County Pennsylvania | 1 | $ 320,000 | $ 320,000 | $ 177,000 |
| Providence County Rhode Island | 1 | $ 100,000 | $ 100,000 | $ 135,000 |
| Collin County Texas | 1 | $ 313,000 | $ 313,000 | $ 167,000 |
| Gillespie County Texas | 1 | $ 158,000 | $ 158,000 | $ 59,000 |
| Bennington County Vermont | 1 | $ 256,000 | $ 256,000 | $ 240,000 |
| Charlottesville County Virginia | 1 | $ 150,000 | $ 150,000 | $ 60,000 |
| Clarke County Virginia | 1 | $ 236,000 | $ 236,000 | $ 195,000 |
| Lancaster County Virginia | 1 | $ 332,000 | $ 332,000 | $ 378,000 |
| Manassas Park County Virginia | 1 | $ 171,000 | $ 171,000 | $ 45,000 |
| Nelson County Virginia | 1 | $ 540,000 | $ 540,000 | $ 260,000 |
| Norfolk County Virginia | 1 | $ 25,000 | $ 25,000 | $ 161,000 |
| Northumberland County Virginia | 1 | $ 657,000 | $ 657,000 | $ 204,000 |
| Rockingham County Virginia | 1 | $ 200,000 | $ 200,000 | $ 230,000 |
| Shenandoah County Virginia | 1 | $ 150,000 | $ 150,000 | $ 183,000 |
| Warren County Virginia | 1 | $ 496,000 | $ 496,000 | $ 648,000 |
| Washington County Virginia | 1 | $ 175,000 | $ 175,000 | $ 164,000 |
| Whatcom County Washington | 1 | $ 249,000 | $ 249,000 | $ 158,000 |
| Cabell County West Virginia | 1 | $ 88,000 | $ 88,000 | $ 57,000 |
| Jefferson County West Virginia | 1 | $ 25,000 | $ 25,000 | $ 88,000 |
| Pendleton County West Virginia | 1 | $ 265,000 | $ 265,000 | $ 406,000 |
Mortgage Loan Application Detail Totals for Bank-Fund Staff Federal Credit Union in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,200 | $518,455,000 | $432,000 | $2,500,000 | $178,000 | $1,250,000 |
| Refinancing | 935 | $359,787,000 | $384,000 | $2,172,000 | $195,000 | $751,000 |
| Home Improvement | 36 | $2,804,000 | $77,000 | $500,000 | $207,000 | $1,920,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,024 | $436,839,000 | $426,000 | $2,172,000 | $201,000 | $1,920,000 |
| Asian | 564 | $229,164,000 | $406,000 | $1,600,000 | $174,000 | $1,054,000 |
| Black or African American | 250 | $80,325,000 | $321,000 | $1,220,000 | $159,000 | $520,000 |
| Hispanic | 219 | $89,768,000 | $409,000 | $2,500,000 | $187,000 | $660,000 |
| Not Provided | 105 | $41,218,000 | $392,000 | $1,460,000 | $164,000 | $412,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $2,096,000 | $419,000 | $960,000 | $116,000 | $243,000 |
| American Indian or Alaskan Native | 3 | $1,589,000 | $529,000 | $800,000 | $161,000 | $264,000 |
| Not applicable | 1 | $47,000 | $47,000 | $47,000 | $73,000 | $73,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,171 | $881,046,000 | $405,000 | $2,500,000 | $186,000 | $1,920,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,010 | $404,506,000 | $400,000 | $2,200,000 | $199,000 | $919,000 |
| Preapproval Approved but not Accepted | 525 | $238,465,000 | $454,000 | $2,500,000 | $175,000 | $1,250,000 |
| Application Withdrawn By Applicant | 325 | $116,341,000 | $357,000 | $1,320,000 | $187,000 | $1,920,000 |
| File Closed For Incompleteness | 190 | $79,107,000 | $416,000 | $1,350,000 | $176,000 | $616,000 |
| Application Denied By Financial Institution | 75 | $25,525,000 | $340,000 | $825,000 | $114,000 | $648,000 |
| Application Approved But Not Accepted | 28 | $11,716,000 | $418,000 | $1,000,000 | $171,000 | $414,000 |
| Preapproval Denied by Financial Institution | 18 | $5,386,000 | $299,000 | $1,400,000 | $122,000 | $330,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 50 | $17,156,000 | $343,000 | $800,000 | $85,000 | $311,000 |
| Credit History | 16 | $5,121,000 | $320,000 | $645,000 | $117,000 | $320,000 |
| Collateral | 6 | $1,855,000 | $309,000 | $600,000 | $189,000 | $426,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $1,533,000 | $383,000 | $825,000 | $190,000 | $300,000 |
| Other | 4 | $1,919,000 | $479,000 | $1,400,000 | $163,000 | $330,000 |
| Unverifiable Information | 3 | $797,000 | $265,000 | $387,000 | $160,000 | $190,000 |
| Employment History | 2 | $170,000 | $85,000 | $100,000 | $38,000 | $56,000 |
| Mortgage Insurance Denied | 1 | $496,000 | $496,000 | $496,000 | $648,000 | $648,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank-Fund Staff Federal Credit Union's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank-Fund Staff Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in District Of Columbia, download the full spreadsheet
with aggregated HMDA statistics today.