Bank-Fund Staff Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Bank-Fund Staff Federal Credit Union 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bank-Fund Staff Federal Credit Union 1725 I Street Nw Suite 150 Washington, DC 20006 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,171 |
| Total Mortgage Loan Application Amount | $1,022,443,000 |
| Average Mortgage Loan Application Amount | $350,000 |
| Highest Mortgage Loan Application Amount | $2,900,000 |
| Average Applicant Income | $209,333 |
| Highest Applicant Income | $2,748,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Bank-Fund Staff Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank-Fund Staff Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Bank-Fund Staff Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank-Fund Staff Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Bank-Fund Staff Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank-Fund Staff Federal Credit Union's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Montgomery County Maryland | 455 | $ 227,038,000 | $ 498,000 | $ 229,000 |
| District of Columbia County District Of Columbia | 424 | $ 239,531,000 | $ 564,000 | $ 231,000 |
| Fairfax County Virginia | 333 | $ 154,118,000 | $ 462,000 | $ 198,000 |
| Arlington County Virginia | 71 | $ 32,693,000 | $ 460,000 | $ 213,000 |
| Loudoun County Virginia | 50 | $ 19,618,000 | $ 392,000 | $ 165,000 |
| Alexandria County Virginia | 47 | $ 18,594,000 | $ 395,000 | $ 178,000 |
| Prince George's County Maryland | 42 | $ 9,291,000 | $ 221,000 | $ 111,000 |
| Prince William County Virginia | 29 | $ 7,999,000 | $ 275,000 | $ 116,000 |
| Anne Arundel County Maryland | 17 | $ 6,841,000 | $ 402,000 | $ 238,000 |
| Howard County Maryland | 13 | $ 4,056,000 | $ 312,000 | $ 223,000 |
| Los Angeles County California | 8 | $ 6,244,000 | $ 780,000 | $ 181,000 |
| Fairfax City County Virginia | 8 | $ 2,942,000 | $ 367,000 | $ 198,000 |
| Broward County Florida | 7 | $ 2,032,000 | $ 290,000 | $ 158,000 |
| Cook County Illinois | 7 | $ 1,966,000 | $ 280,000 | $ 143,000 |
| Falls Church County Virginia | 7 | $ 3,645,000 | $ 520,000 | $ 214,000 |
| Westchester County New York | 6 | $ 2,379,000 | $ 396,000 | $ 197,000 |
| Baltimore County Maryland | 5 | $ 1,593,000 | $ 318,000 | $ 170,000 |
| Baltimore City County Maryland | 5 | $ 1,115,000 | $ 223,000 | $ 124,000 |
| Contra Costa County California | 4 | $ 2,030,000 | $ 507,000 | $ 195,000 |
| Sussex County Delaware | 4 | $ 734,000 | $ 183,000 | $ 164,000 |
| Miami-Dade County Florida | 4 | $ 2,439,000 | $ 609,000 | $ 204,000 |
| Frederick County Maryland | 4 | $ 1,590,000 | $ 397,000 | $ 170,000 |
| Clark County Nevada | 4 | $ 1,328,000 | $ 332,000 | $ 181,000 |
| Mercer County New Jersey | 4 | $ 3,753,000 | $ 938,000 | $ 211,000 |
| Kings County New York | 4 | $ 1,692,000 | $ 423,000 | $ 130,000 |
| Durham County North Carolina | 4 | $ 577,000 | $ 144,000 | $ 167,000 |
| Wake County North Carolina | 4 | $ 643,000 | $ 160,000 | $ 57,000 |
| Philadelphia County Pennsylvania | 4 | $ 1,219,000 | $ 304,000 | $ 201,000 |
| Beaufort County South Carolina | 4 | $ 1,184,000 | $ 296,000 | $ 287,000 |
| Northumberland County Virginia | 4 | $ 1,068,000 | $ 267,000 | $ 115,000 |
| Rappahannock County Virginia | 4 | $ 1,406,000 | $ 351,000 | $ 215,000 |
| San Francisco County California | 3 | $ 1,627,000 | $ 542,000 | $ 144,000 |
| Fairfield County Connecticut | 3 | $ 1,461,000 | $ 487,000 | $ 181,000 |
| Orange County Florida | 3 | $ 475,000 | $ 158,000 | $ 203,000 |
| Osceola County Florida | 3 | $ 872,000 | $ 290,000 | $ 99,000 |
| Pinellas County Florida | 3 | $ 1,069,000 | $ 356,000 | $ 143,000 |
| Charles County Maryland | 3 | $ 555,000 | $ 185,000 | $ 117,000 |
| Talbot County Maryland | 3 | $ 1,420,000 | $ 473,000 | $ 444,000 |
| Worcester County Maryland | 3 | $ 527,000 | $ 175,000 | $ 183,000 |
| Middlesex County Massachusetts | 3 | $ 1,024,000 | $ 341,000 | $ 236,000 |
| Suffolk County Massachusetts | 3 | $ 990,000 | $ 330,000 | $ 136,000 |
| Santa Fe County New Mexico | 3 | $ 553,000 | $ 184,000 | $ 96,000 |
| Montgomery County Texas | 3 | $ 642,000 | $ 214,000 | $ 89,000 |
| Montgomery County Virginia | 3 | $ 976,000 | $ 325,000 | $ 245,000 |
| Stafford County Virginia | 3 | $ 970,000 | $ 323,000 | $ 147,000 |
| Alameda County California | 2 | $ 713,000 | $ 356,000 | $ 428,000 |
| Arapahoe County Colorado | 2 | $ 707,000 | $ 353,000 | $ 253,000 |
| Bay County Florida | 2 | $ 210,000 | $ 105,000 | $ 65,000 |
| Lee County Florida | 2 | $ 542,000 | $ 271,000 | $ 187,000 |
| Manatee County Florida | 2 | $ 412,000 | $ 206,000 | $ 132,000 |
| Marion County Florida | 2 | $ 338,000 | $ 169,000 | $ 110,000 |
| Seminole County Florida | 2 | $ 176,000 | $ 88,000 | $ 376,000 |
| St. Lucie County Florida | 2 | $ 234,000 | $ 117,000 | $ 58,000 |
| Volusia County Florida | 2 | $ 326,000 | $ 163,000 | $ 190,000 |
| DuPage County Illinois | 2 | $ 475,000 | $ 237,000 | $ 166,000 |
| Calvert County Maryland | 2 | $ 526,000 | $ 263,000 | $ 78,000 |
| St. Mary's County Maryland | 2 | $ 806,000 | $ 403,000 | $ 322,000 |
| Grafton County New Hampshire | 2 | $ 810,000 | $ 405,000 | $ 171,000 |
| Hudson County New Jersey | 2 | $ 480,000 | $ 240,000 | $ 100,000 |
| Brunswick County North Carolina | 2 | $ 511,000 | $ 255,000 | $ 216,000 |
| Cuyahoga County Ohio | 2 | $ 220,000 | $ 110,000 | $ 56,000 |
| Harris County Texas | 2 | $ 546,000 | $ 273,000 | $ 199,000 |
| Travis County Texas | 2 | $ 740,000 | $ 370,000 | $ 170,000 |
| Windsor County Vermont | 2 | $ 316,000 | $ 158,000 | $ 97,000 |
| Charlottesville County Virginia | 2 | $ 535,000 | $ 267,000 | $ 91,000 |
| Frederick County Virginia | 2 | $ 346,000 | $ 173,000 | $ 81,000 |
| Shenandoah County Virginia | 2 | $ 136,000 | $ 68,000 | $ 153,000 |
| King County Washington | 2 | $ 999,000 | $ 499,000 | $ 303,000 |
| Jefferson County West Virginia | 2 | $ 474,000 | $ 237,000 | $ 87,000 |
| Tuscaloosa County Alabama | 1 | $ 138,000 | $ 138,000 | $ 123,000 |
| Juneau County Alaska | 1 | $ 440,000 | $ 440,000 | $ 444,000 |
| Maricopa County Arizona | 1 | $ 166,000 | $ 166,000 | $ 53,000 |
| Pima County Arizona | 1 | $ 10,000 | $ 10,000 | $ 47,000 |
| Orange County California | 1 | $ 1,198,000 | $ 1,198,000 | $ 177,000 |
| San Diego County California | 1 | $ 420,000 | $ 420,000 | $ 63,000 |
| Santa Barbara County California | 1 | $ 880,000 | $ 880,000 | $ 208,000 |
| Santa Clara County California | 1 | $ 576,000 | $ 576,000 | $ 509,000 |
| Sonoma County California | 1 | $ 391,000 | $ 391,000 | $ 117,000 |
| Ventura County California | 1 | $ 374,000 | $ 374,000 | $ 257,000 |
| Yolo County California | 1 | $ 225,000 | $ 225,000 | $ 355,000 |
| Adams County Colorado | 1 | $ 216,000 | $ 216,000 | $ 72,000 |
| Boulder County Colorado | 1 | $ 1,000,000 | $ 1,000,000 | $ 163,000 |
| Custer County Colorado | 1 | $ 448,000 | $ 448,000 | $ 140,000 |
| Grand County Colorado | 1 | $ 90,000 | $ 90,000 | $ 190,000 |
| Jefferson County Colorado | 1 | $ 212,000 | $ 212,000 | $ 307,000 |
| New Haven County Connecticut | 1 | $ 410,000 | $ 410,000 | $ 116,000 |
| New Castle County Delaware | 1 | $ 250,000 | $ 250,000 | $ 214,000 |
| Alachua County Florida | 1 | $ 30,000 | $ 30,000 | $ 87,000 |
| Collier County Florida | 1 | $ 531,000 | $ 531,000 | $ 352,000 |
| Hillsborough County Florida | 1 | $ 243,000 | $ 243,000 | $ 125,000 |
| Palm Beach County Florida | 1 | $ 100,000 | $ 100,000 | $ 177,000 |
| Cherokee County Georgia | 1 | $ 130,000 | $ 130,000 | $ 79,000 |
| Columbia County Georgia | 1 | $ 1,070,000 | $ 1,070,000 | $ 200,000 |
| Maui County Hawaii | 1 | $ 500,000 | $ 500,000 | $ 163,000 |
| Hamilton County Indiana | 1 | $ 237,000 | $ 237,000 | $ 72,000 |
| Hancock County Maine | 1 | $ 1,070,000 | $ 1,070,000 | $ 233,000 |
| Waldo County Maine | 1 | $ 250,000 | $ 250,000 | $ 73,000 |
| Carroll County Maryland | 1 | $ 325,000 | $ 325,000 | $ 179,000 |
| Queen Anne's County Maryland | 1 | $ 530,000 | $ 530,000 | $ 270,000 |
| Berkshire County Massachusetts | 1 | $ 160,000 | $ 160,000 | $ 160,000 |
| Essex County Massachusetts | 1 | $ 547,000 | $ 547,000 | $ 138,000 |
| Lenawee County Michigan | 1 | $ 35,000 | $ 35,000 | $ 95,000 |
| Dakota County Minnesota | 1 | $ 169,000 | $ 169,000 | $ 63,000 |
| St. Louis City County Missouri | 1 | $ 473,000 | $ 473,000 | $ 360,000 |
| Cheshire County New Hampshire | 1 | $ 244,000 | $ 244,000 | $ 65,000 |
| Bergen County New Jersey | 1 | $ 385,000 | $ 385,000 | $ 175,000 |
| Bernalillo County New Mexico | 1 | $ 200,000 | $ 200,000 | $ 208,000 |
| Taos County New Mexico | 1 | $ 336,000 | $ 336,000 | $ 98,000 |
| Nassau County New York | 1 | $ 1,000,000 | $ 1,000,000 | $ 843,000 |
| Tompkins County New York | 1 | $ 176,000 | $ 176,000 | $ 113,000 |
| Cabarrus County North Carolina | 1 | $ 270,000 | $ 270,000 | $ 147,000 |
| Currituck County North Carolina | 1 | $ 80,000 | $ 80,000 | $ 322,000 |
| Forsyth County North Carolina | 1 | $ 260,000 | $ 260,000 | $ 162,000 |
| Mecklenburg County North Carolina | 1 | $ 140,000 | $ 140,000 | $ 131,000 |
| Franklin County Ohio | 1 | $ 193,000 | $ 193,000 | $ 56,000 |
| Warren County Ohio | 1 | $ 275,000 | $ 275,000 | $ 232,000 |
| Multnomah County Oregon | 1 | $ 276,000 | $ 276,000 | $ 158,000 |
| Washington County Oregon | 1 | $ 200,000 | $ 200,000 | $ 204,000 |
| Bucks County Pennsylvania | 1 | $ 548,000 | $ 548,000 | $ 102,000 |
| Centre County Pennsylvania | 1 | $ 275,000 | $ 275,000 | $ 169,000 |
| Cumberland County Pennsylvania | 1 | $ 200,000 | $ 200,000 | $ 208,000 |
| Erie County Pennsylvania | 1 | $ 120,000 | $ 120,000 | $ 146,000 |
| Lancaster County Pennsylvania | 1 | $ 60,000 | $ 60,000 | $ 71,000 |
| Greenville County South Carolina | 1 | $ 38,000 | $ 38,000 | $ 164,000 |
| Horry County South Carolina | 1 | $ 80,000 | $ 80,000 | $ 98,000 |
| Williamson County Tennessee | 1 | $ 314,000 | $ 314,000 | $ 73,000 |
| Collin County Texas | 1 | $ 163,000 | $ 163,000 | $ 46,000 |
| Dallas County Texas | 1 | $ 190,000 | $ 190,000 | $ 53,000 |
| Fort Bend County Texas | 1 | $ 20,000 | $ 20,000 | $ 70,000 |
| Tarrant County Texas | 1 | $ 7,000 | $ 7,000 | $ 54,000 |
| Salt Lake County Utah | 1 | $ 576,000 | $ 576,000 | $ 200,000 |
| Utah County Utah | 1 | $ 117,000 | $ 117,000 | $ 119,000 |
| Chittenden County Vermont | 1 | $ 366,000 | $ 366,000 | $ 239,000 |
| Windham County Vermont | 1 | $ 124,000 | $ 124,000 | $ 382,000 |
| Accomack County Virginia | 1 | $ 140,000 | $ 140,000 | $ 322,000 |
| Clarke County Virginia | 1 | $ 288,000 | $ 288,000 | $ 396,000 |
| Fauquier County Virginia | 1 | $ 276,000 | $ 276,000 | $ 50,000 |
| Hanover County Virginia | 1 | $ 145,000 | $ 145,000 | $ 197,000 |
| James City County Virginia | 1 | $ 379,000 | $ 379,000 | $ 87,000 |
| Louisa County Virginia | 1 | $ 350,000 | $ 350,000 | $ 311,000 |
| Manassas County Virginia | 1 | $ 385,000 | $ 385,000 | $ 94,000 |
| Nelson County Virginia | 1 | $ 151,000 | $ 151,000 | $ 76,000 |
| Norfolk County Virginia | 1 | $ 123,000 | $ 123,000 | $ 318,000 |
| Richmond City County Virginia | 1 | $ 164,000 | $ 164,000 | $ 281,000 |
| Roanoke County Virginia | 1 | $ 202,000 | $ 202,000 | $ 66,000 |
| Rockbridge County Virginia | 1 | $ 280,000 | $ 280,000 | $ 289,000 |
| Spotsylvania County Virginia | 1 | $ 417,000 | $ 417,000 | $ 90,000 |
| Warren County Virginia | 1 | $ 250,000 | $ 250,000 | $ 220,000 |
| Island County Washington | 1 | $ 417,000 | $ 417,000 | $ 246,000 |
| Jefferson County Washington | 1 | $ 153,000 | $ 153,000 | $ 50,000 |
| Kitsap County Washington | 1 | $ 825,000 | $ 825,000 | $ 185,000 |
| Snohomish County Washington | 1 | $ 240,000 | $ 240,000 | $ 127,000 |
| Hardy County West Virginia | 1 | $ 60,000 | $ 60,000 | $ 177,000 |
| Morgan County West Virginia | 1 | $ 133,000 | $ 133,000 | $ 524,000 |
| Tucker County West Virginia | 1 | $ 140,000 | $ 140,000 | $ 194,000 |
| Racine County Wisconsin | 1 | $ 80,000 | $ 80,000 | $ 150,000 |
Mortgage Loan Application Detail Totals for Bank-Fund Staff Federal Credit Union in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,086 | $524,822,000 | $483,000 | $2,900,000 | $211,000 | $1,512,000 |
| Home Purchase | 1,038 | $493,280,000 | $475,000 | $1,820,000 | $188,000 | $1,282,000 |
| Home Improvement | 47 | $4,341,000 | $92,000 | $545,000 | $229,000 | $2,748,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 856 | $448,337,000 | $523,000 | $2,900,000 | $216,000 | $2,748,000 |
| Asian | 453 | $206,407,000 | $455,000 | $2,000,000 | $182,000 | $1,512,000 |
| Not Provided | 397 | $182,189,000 | $458,000 | $2,208,000 | $201,000 | $805,000 |
| Hispanic | 236 | $98,757,000 | $418,000 | $1,820,000 | $195,000 | $821,000 |
| Black or African American | 222 | $84,112,000 | $378,000 | $1,340,000 | $176,000 | $1,282,000 |
| American Indian or Alaskan Native | 4 | $1,367,000 | $341,000 | $925,000 | $258,000 | $381,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $646,000 | $323,000 | $371,000 | $121,000 | $138,000 |
| Not applicable | 1 | $628,000 | $628,000 | $628,000 | $133,000 | $133,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,171 | $1,022,443,000 | $470,000 | $2,900,000 | $200,000 | $2,748,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,264 | $616,019,000 | $487,000 | $2,900,000 | $219,000 | $1,512,000 |
| Preapproval Approved but not Accepted | 319 | $172,880,000 | $541,000 | $1,600,000 | $182,000 | $596,000 |
| Application Denied By Financial Institution | 206 | $77,077,000 | $374,000 | $1,680,000 | $133,000 | $560,000 |
| Application Withdrawn By Applicant | 204 | $82,158,000 | $402,000 | $1,600,000 | $196,000 | $2,748,000 |
| File Closed For Incompleteness | 129 | $53,417,000 | $414,000 | $1,800,000 | $189,000 | $1,235,000 |
| Preapproval Denied by Financial Institution | 30 | $13,199,000 | $439,000 | $1,200,000 | $131,000 | $335,000 |
| Application Approved But Not Accepted | 19 | $7,693,000 | $404,000 | $1,030,000 | $176,000 | $332,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 114 | $45,008,000 | $394,000 | $1,650,000 | $103,000 | $334,000 |
| Credit History | 35 | $12,566,000 | $359,000 | $1,200,000 | $132,000 | $335,000 |
| Other | 29 | $9,799,000 | $337,000 | $1,600,000 | $182,000 | $547,000 |
| Collateral | 21 | $9,269,000 | $441,000 | $1,680,000 | $188,000 | $560,000 |
| Unverifiable Information | 13 | $4,557,000 | $350,000 | $620,000 | $156,000 | $313,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 11 | $3,803,000 | $345,000 | $960,000 | $124,000 | $207,000 |
| Mortgage Insurance Denied | 6 | $3,405,000 | $567,000 | $820,000 | $249,000 | $469,000 |
| Employment History | 1 | $192,000 | $192,000 | $192,000 | $117,000 | $117,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank-Fund Staff Federal Credit Union's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank-Fund Staff Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in District Of Columbia, download the full spreadsheet
with aggregated HMDA statistics today.