Bank Iowa
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Bank Iowa 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bank Iowa 1150 Jordan Creek Parkway West Des Moines, IA 50266 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 655 |
| Total Mortgage Loan Application Amount | $74,233,000 |
| Average Mortgage Loan Application Amount | $88,333 |
| Highest Mortgage Loan Application Amount | $2,000,000 |
| Average Applicant Income | $77,000 |
| Highest Applicant Income | $1,471,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Bank Iowa. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank Iowa's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Bank Iowa's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank Iowa serves its applicants.
Each category highlights the total number of mortgage applications processed by Bank Iowa, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank Iowa's mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Crawford County Iowa | 112 | $ 13,113,000 | $ 117,000 | $ 63,000 |
| Page County Iowa | 91 | $ 7,298,000 | $ 80,000 | $ 92,000 |
| Montgomery County Iowa | 64 | $ 5,788,000 | $ 90,000 | $ 65,000 |
| Chickasaw County Iowa | 57 | $ 5,747,000 | $ 100,000 | $ 66,000 |
| Jasper County Iowa | 51 | $ 4,967,000 | $ 97,000 | $ 72,000 |
| Polk County Iowa | 48 | $ 7,225,000 | $ 150,000 | $ 117,000 |
| Humboldt County Iowa | 41 | $ 7,194,000 | $ 175,000 | $ 111,000 |
| Mahaska County Iowa | 33 | $ 2,362,000 | $ 71,000 | $ 94,000 |
| Bremer County Iowa | 16 | $ 1,802,000 | $ 112,000 | $ 61,000 |
| Poweshiek County Iowa | 11 | $ 1,777,000 | $ 161,000 | $ 215,000 |
| Black Hawk County Iowa | 9 | $ 1,406,000 | $ 156,000 | $ 77,000 |
| Dallas County Iowa | 9 | $ 2,065,000 | $ 229,000 | $ 90,000 |
| Fremont County Iowa | 8 | $ 787,000 | $ 98,000 | $ 63,000 |
| Keokuk County Iowa | 7 | $ 560,000 | $ 80,000 | $ 81,000 |
| Harrison County Iowa | 6 | $ 318,000 | $ 53,000 | $ 54,000 |
| Wapello County Iowa | 6 | $ 453,000 | $ 75,000 | $ 52,000 |
| Mills County Iowa | 5 | $ 538,000 | $ 107,000 | $ 53,000 |
| Pottawattamie County Iowa | 5 | $ 868,000 | $ 173,000 | $ 58,000 |
| Shelby County Iowa | 5 | $ 766,000 | $ 153,000 | $ 72,000 |
| Dickinson County Iowa | 4 | $ 535,000 | $ 133,000 | $ 224,000 |
| Fayette County Iowa | 4 | $ 791,000 | $ 197,000 | $ 85,000 |
| Howard County Iowa | 4 | $ 316,000 | $ 79,000 | $ 56,000 |
| Winneshiek County Iowa | 4 | $ 588,000 | $ 147,000 | $ 79,000 |
| Monroe County Iowa | 3 | $ 327,000 | $ 109,000 | $ 60,000 |
| Taylor County Iowa | 3 | $ 282,000 | $ 94,000 | $ 45,000 |
| Warren County Iowa | 3 | $ 565,000 | $ 188,000 | $ 92,000 |
| Woodbury County Iowa | 3 | $ 422,000 | $ 140,000 | $ 80,000 |
| Atchison County Missouri | 3 | $ 242,000 | $ 80,000 | $ 201,000 |
| Nodaway County Missouri | 3 | $ 182,000 | $ 60,000 | $ 71,000 |
| Carroll County Iowa | 2 | $ 162,000 | $ 81,000 | $ 83,000 |
| Cerro Gordo County Iowa | 2 | $ 397,000 | $ 198,000 | $ 157,000 |
| Floyd County Iowa | 2 | $ 89,000 | $ 44,000 | $ 47,000 |
| Hamilton County Iowa | 2 | $ 102,000 | $ 51,000 | $ 54,000 |
| Madison County Iowa | 2 | $ 394,000 | $ 197,000 | $ 74,000 |
| Marion County Iowa | 2 | $ 313,000 | $ 156,000 | $ 156,000 |
| Monona County Iowa | 2 | $ 311,000 | $ 155,000 | $ 135,000 |
| Palo Alto County Iowa | 2 | $ 172,000 | $ 86,000 | $ 61,000 |
| Webster County Iowa | 2 | $ 70,000 | $ 35,000 | $ 48,000 |
| Hamilton County Indiana | 1 | $ 228,000 | $ 228,000 | $ 87,000 |
| Adams County Iowa | 1 | $ 103,000 | $ 103,000 | $ 25,000 |
| Allamakee County Iowa | 1 | $ 105,000 | $ 105,000 | $ 53,000 |
| Audubon County Iowa | 1 | $ 80,000 | $ 80,000 | $ 63,000 |
| Boone County Iowa | 1 | $ 58,000 | $ 58,000 | $ 177,000 |
| Butler County Iowa | 1 | $ 126,000 | $ 126,000 | $ 62,000 |
| Calhoun County Iowa | 1 | $ 350,000 | $ 350,000 | $ 329,000 |
| Delaware County Iowa | 1 | $ 80,000 | $ 80,000 | $ 64,000 |
| Guthrie County Iowa | 1 | $ 114,000 | $ 114,000 | $ 50,000 |
| Johnson County Iowa | 1 | $ 89,000 | $ 89,000 | $ 71,000 |
| Linn County Iowa | 1 | $ 38,000 | $ 38,000 | $ 77,000 |
| Marshall County Iowa | 1 | $ 130,000 | $ 130,000 | $ 42,000 |
| Pocahontas County Iowa | 1 | $ 56,000 | $ 56,000 | $ 85,000 |
| Sac County Iowa | 1 | $ 360,000 | $ 360,000 | $ 172,000 |
| Wright County Iowa | 1 | $ 10,000 | $ 10,000 | $ 47,000 |
| Itasca County Minnesota | 1 | $ 68,000 | $ 68,000 | $ 43,000 |
| Camden County Missouri | 1 | $ 221,000 | $ 221,000 | $ 127,000 |
| Taney County Missouri | 1 | $ 78,000 | $ 78,000 | $ 78,000 |
| Douglas County Nebraska | 1 | $ 645,000 | $ 645,000 | $ 149,000 |
Mortgage Loan Application Detail Totals for Bank Iowa in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 389 | $49,642,000 | $127,000 | $2,000,000 | $85,000 | $927,000 |
| Home Purchase | 216 | $22,989,000 | $106,000 | $1,700,000 | $86,000 | $1,471,000 |
| Home Improvement | 50 | $1,602,000 | $32,000 | $163,000 | $60,000 | $192,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 585 | $62,907,000 | $107,000 | $2,000,000 | $90,000 | $1,471,000 |
| Not applicable | 29 | $6,161,000 | $212,000 | $1,116,000 | $0 | $0 |
| Hispanic | 24 | $1,786,000 | $74,000 | $334,000 | $50,000 | $135,000 |
| Not Provided | 11 | $2,489,000 | $226,000 | $1,700,000 | $35,000 | $134,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $98,000 | $49,000 | $76,000 | $35,000 | $42,000 |
| Asian | 2 | $722,000 | $361,000 | $416,000 | $179,000 | $185,000 |
| Black or African American | 1 | $35,000 | $35,000 | $35,000 | $30,000 | $30,000 |
| American Indian or Alaskan Native | 1 | $35,000 | $35,000 | $35,000 | $35,000 | $35,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 655 | $74,233,000 | $113,000 | $2,000,000 | $83,000 | $1,471,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 571 | $64,935,000 | $113,000 | $2,000,000 | $88,000 | $1,471,000 |
| Application Denied By Financial Institution | 58 | $6,067,000 | $104,000 | $1,700,000 | $47,000 | $149,000 |
| Application Approved But Not Accepted | 18 | $2,120,000 | $117,000 | $298,000 | $71,000 | $162,000 |
| Application Withdrawn By Applicant | 6 | $717,000 | $119,000 | $250,000 | $64,000 | $119,000 |
| File Closed For Incompleteness | 1 | $78,000 | $78,000 | $78,000 | $41,000 | $41,000 |
| Loan Purchased By The Institution | 1 | $316,000 | $316,000 | $316,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank Iowa's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank Iowa's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Iowa, download the full spreadsheet
with aggregated HMDA statistics today.