Bank Midwest, N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Bank Midwest, N.A. 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bank Midwest, N.A. 320 Kansas Ave Fort Leavenworth, KS 66027 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,033 |
| Total Mortgage Loan Application Amount | $177,184,000 |
| Average Mortgage Loan Application Amount | $327,206 |
| Highest Mortgage Loan Application Amount | $4,406,000 |
| Average Applicant Income | $54,000 |
| Highest Applicant Income | $7,194,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Bank Midwest, N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank Midwest, N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Bank Midwest, N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank Midwest, N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Bank Midwest, N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank Midwest, N.A.'s mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Jackson County Missouri | 194 | $ 19,449,000 | $ 100,000 | $ 55,000 |
| Nodaway County Missouri | 160 | $ 13,837,000 | $ 86,000 | $ 82,000 |
| Adair County Missouri | 149 | $ 10,961,000 | $ 73,000 | $ 62,000 |
| Buchanan County Missouri | 131 | $ 7,739,000 | $ 59,000 | $ 46,000 |
| Ray County Missouri | 113 | $ 9,496,000 | $ 84,000 | $ 50,000 |
| Clay County Missouri | 103 | $ 9,173,000 | $ 89,000 | $ 54,000 |
| Wyandotte County Kansas | 97 | $ 5,333,000 | $ 54,000 | $ 44,000 |
| Andrew County Missouri | 87 | $ 5,736,000 | $ 65,000 | $ 41,000 |
| Johnson County Kansas | 86 | $ 17,356,000 | $ 201,000 | $ 85,000 |
| Clinton County Missouri | 71 | $ 6,279,000 | $ 88,000 | $ 64,000 |
| St. Louis County Missouri | 63 | $ 10,570,000 | $ 167,000 | $ 240,000 |
| Cass County Missouri | 56 | $ 3,276,000 | $ 58,000 | $ 52,000 |
| Saline County Missouri | 52 | $ 3,650,000 | $ 70,000 | $ 44,000 |
| Randolph County Missouri | 50 | $ 2,079,000 | $ 41,000 | $ 37,000 |
| Livingston County Missouri | 40 | $ 2,470,000 | $ 61,000 | $ 37,000 |
| Lafayette County Missouri | 39 | $ 2,615,000 | $ 67,000 | $ 52,000 |
| Caldwell County Missouri | 34 | $ 2,320,000 | $ 68,000 | $ 46,000 |
| Macon County Missouri | 34 | $ 1,661,000 | $ 48,000 | $ 35,000 |
| DeKalb County Missouri | 33 | $ 2,654,000 | $ 80,000 | $ 50,000 |
| Greene County Missouri | 28 | $ 2,006,000 | $ 71,000 | $ 65,000 |
| Platte County Missouri | 23 | $ 1,684,000 | $ 73,000 | $ 53,000 |
| Atchison County Missouri | 21 | $ 1,514,000 | $ 72,000 | $ 46,000 |
| Daviess County Missouri | 21 | $ 1,321,000 | $ 62,000 | $ 90,000 |
| Johnson County Missouri | 20 | $ 1,804,000 | $ 90,000 | $ 43,000 |
| Atchison County Kansas | 18 | $ 732,000 | $ 40,000 | $ 42,000 |
| Leavenworth County Kansas | 18 | $ 1,442,000 | $ 80,000 | $ 62,000 |
| Carroll County Missouri | 15 | $ 394,000 | $ 26,000 | $ 32,000 |
| Putnam County Missouri | 11 | $ 811,000 | $ 73,000 | $ 92,000 |
| St. Charles County Missouri | 11 | $ 1,507,000 | $ 137,000 | $ 73,000 |
| Bates County Missouri | 10 | $ 525,000 | $ 52,000 | $ 54,000 |
| Harrison County Missouri | 10 | $ 453,000 | $ 45,000 | $ 48,000 |
| Gentry County Missouri | 9 | $ 434,000 | $ 48,000 | $ 36,000 |
| Holt County Missouri | 9 | $ 646,000 | $ 71,000 | $ 51,000 |
| Jefferson County Missouri | 9 | $ 738,000 | $ 82,000 | $ 38,000 |
| Linn County Missouri | 9 | $ 607,000 | $ 67,000 | $ 51,000 |
| St. Louis City County Missouri | 8 | $ 452,000 | $ 56,000 | $ 66,000 |
| Doniphan County Kansas | 7 | $ 398,000 | $ 56,000 | $ 71,000 |
| Boone County Missouri | 7 | $ 711,000 | $ 101,000 | $ 81,000 |
| Christian County Missouri | 7 | $ 524,000 | $ 74,000 | $ 28,000 |
| Schuyler County Missouri | 7 | $ 304,000 | $ 43,000 | $ 37,000 |
| Camden County Missouri | 5 | $ 493,000 | $ 98,000 | $ 77,000 |
| Stone County Missouri | 5 | $ 535,000 | $ 107,000 | $ 37,000 |
| Sullivan County Missouri | 5 | $ 503,000 | $ 100,000 | $ 82,000 |
| Pettis County Missouri | 4 | $ 151,000 | $ 37,000 | $ 34,000 |
| Taylor County Iowa | 3 | $ 250,000 | $ 83,000 | $ 63,000 |
| Cape Girardeau County Missouri | 3 | $ 612,000 | $ 204,000 | $ 80,000 |
| Grundy County Missouri | 3 | $ 183,000 | $ 61,000 | $ 62,000 |
| Henry County Missouri | 3 | $ 233,000 | $ 77,000 | $ 61,000 |
| Monroe County Missouri | 3 | $ 161,000 | $ 53,000 | $ 32,000 |
| Morgan County Missouri | 3 | $ 282,000 | $ 94,000 | $ 101,000 |
| Pitkin County Colorado | 2 | $ 7,500,000 | $ 3,750,000 | $ 0 |
| Jefferson County Kansas | 2 | $ 182,000 | $ 91,000 | $ 54,000 |
| Benton County Missouri | 2 | $ 154,000 | $ 77,000 | $ 51,000 |
| Chariton County Missouri | 2 | $ 20,000 | $ 10,000 | $ 49,000 |
| Franklin County Missouri | 2 | $ 207,000 | $ 103,000 | $ 39,000 |
| Lincoln County Missouri | 2 | $ 4,000 | $ 2,000 | $ 15,000 |
| Moniteau County Missouri | 2 | $ 40,000 | $ 20,000 | $ 81,000 |
| Polk County Missouri | 2 | $ 108,000 | $ 54,000 | $ 48,000 |
| Scotland County Missouri | 2 | $ 52,000 | $ 26,000 | $ 29,000 |
| Worth County Missouri | 2 | $ 69,000 | $ 34,000 | $ 47,000 |
| Geneva County Alabama | 1 | $ 70,000 | $ 70,000 | $ 38,000 |
| Jefferson County Alabama | 1 | $ 55,000 | $ 55,000 | $ 28,000 |
| Benton County Arkansas | 1 | $ 68,000 | $ 68,000 | $ 60,000 |
| Cleveland County Arkansas | 1 | $ 29,000 | $ 29,000 | $ 30,000 |
| Faulkner County Arkansas | 1 | $ 28,000 | $ 28,000 | $ 29,000 |
| Greene County Arkansas | 1 | $ 23,000 | $ 23,000 | $ 63,000 |
| Independence County Arkansas | 1 | $ 48,000 | $ 48,000 | $ 45,000 |
| Poinsett County Arkansas | 1 | $ 22,000 | $ 22,000 | $ 34,000 |
| Saline County Arkansas | 1 | $ 72,000 | $ 72,000 | $ 92,000 |
| Van Buren County Arkansas | 1 | $ 10,000 | $ 10,000 | $ 21,000 |
| Riverside County California | 1 | $ 77,000 | $ 77,000 | $ 38,000 |
| Clear Creek County Colorado | 1 | $ 51,000 | $ 51,000 | $ 48,000 |
| El Paso County Colorado | 1 | $ 27,000 | $ 27,000 | $ 53,000 |
| Bay County Florida | 1 | $ 75,000 | $ 75,000 | $ 50,000 |
| Broward County Florida | 1 | $ 375,000 | $ 375,000 | $ 128,000 |
| Collier County Florida | 1 | $ 200,000 | $ 200,000 | $ 210,000 |
| Nassau County Florida | 1 | $ 57,000 | $ 57,000 | $ 53,000 |
| Appling County Georgia | 1 | $ 49,000 | $ 49,000 | $ 59,000 |
| Laurens County Georgia | 1 | $ 41,000 | $ 41,000 | $ 36,000 |
| Telfair County Georgia | 1 | $ 39,000 | $ 39,000 | $ 19,000 |
| Worth County Georgia | 1 | $ 29,000 | $ 29,000 | $ 19,000 |
| Honolulu County Hawaii | 1 | $ 796,000 | $ 796,000 | $ 135,000 |
| St. Clair County Illinois | 1 | $ 111,000 | $ 111,000 | $ 109,000 |
| Davis County Iowa | 1 | $ 780,000 | $ 780,000 | $ 0 |
| Marion County Iowa | 1 | $ 233,000 | $ 233,000 | $ 112,000 |
| Page County Iowa | 1 | $ 8,000 | $ 8,000 | $ 20,000 |
| Polk County Iowa | 1 | $ 108,000 | $ 108,000 | $ 139,000 |
| Bourbon County Kansas | 1 | $ 93,000 | $ 93,000 | $ 88,000 |
| Crawford County Kansas | 1 | $ 900,000 | $ 900,000 | $ 300,000 |
| Geary County Kansas | 1 | $ 10,000 | $ 10,000 | $ 156,000 |
| McPherson County Kansas | 1 | $ 5,000 | $ 5,000 | $ 44,000 |
| Miami County Kansas | 1 | $ 157,000 | $ 157,000 | $ 42,000 |
| Casey County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 38,000 |
| Vernon County Louisiana | 1 | $ 16,000 | $ 16,000 | $ 17,000 |
| Webster County Louisiana | 1 | $ 24,000 | $ 24,000 | $ 21,000 |
| Jefferson County Mississippi | 1 | $ 25,000 | $ 25,000 | $ 150,000 |
| Lincoln County Mississippi | 1 | $ 50,000 | $ 50,000 | $ 54,000 |
| Cedar County Missouri | 1 | $ 6,000 | $ 6,000 | $ 30,000 |
| Crawford County Missouri | 1 | $ 151,000 | $ 151,000 | $ 187,000 |
| Howard County Missouri | 1 | $ 4,000 | $ 4,000 | $ 17,000 |
| Howell County Missouri | 1 | $ 70,000 | $ 70,000 | $ 30,000 |
| Knox County Missouri | 1 | $ 3,000 | $ 3,000 | $ 31,000 |
| Marion County Missouri | 1 | $ 20,000 | $ 20,000 | $ 36,000 |
| McDonald County Missouri | 1 | $ 53,000 | $ 53,000 | $ 65,000 |
| Mercer County Missouri | 1 | $ 17,000 | $ 17,000 | $ 35,000 |
| Taney County Missouri | 1 | $ 80,000 | $ 80,000 | $ 51,000 |
| Warren County Missouri | 1 | $ 251,000 | $ 251,000 | $ 340,000 |
| Moore County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 24,000 |
| Sampson County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 24,000 |
| Garvin County Oklahoma | 1 | $ 11,000 | $ 11,000 | $ 46,000 |
| Okmulgee County Oklahoma | 1 | $ 29,000 | $ 29,000 | $ 23,000 |
| Wagoner County Oklahoma | 1 | $ 22,000 | $ 22,000 | $ 24,000 |
| Hampton County South Carolina | 1 | $ 15,000 | $ 15,000 | $ 23,000 |
| Franklin County Tennessee | 1 | $ 73,000 | $ 73,000 | $ 58,000 |
| Wichita County Texas | 1 | $ 2,725,000 | $ 2,725,000 | $ 0 |
| Augusta County Virginia | 1 | $ 51,000 | $ 51,000 | $ 57,000 |
| Henry County Virginia | 1 | $ 95,000 | $ 95,000 | $ 0 |
Mortgage Loan Application Detail Totals for Bank Midwest, N.A. in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 942 | $91,220,000 | $201,263 | $2,725,000 | $46,631 | $950,000 |
| Refinancing | 610 | $73,041,000 | $799,428 | $4,406,000 | $75,571 | $7,194,000 |
| Home Improvement | 481 | $12,923,000 | $23,000 | $1,075,000 | $50,333 | $315,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,670 | $125,841,000 | $96,631 | $1,207,000 | $56,210 | $1,275,000 |
| Not Provided | 125 | $12,699,000 | $127,750 | $900,000 | $85,500 | $387,000 |
| Not applicable | 96 | $27,368,000 | $1,325,666 | $4,406,000 | $34,333 | $7,194,000 |
| Black or African American | 56 | $4,016,000 | $51,000 | $341,000 | $47,666 | $400,000 |
| Hispanic | 56 | $4,708,000 | $61,333 | $495,000 | $50,333 | $280,000 |
| American Indian or Alaskan Native | 19 | $1,483,000 | $60,000 | $216,000 | $46,666 | $212,000 |
| Asian | 8 | $621,000 | $70,000 | $188,000 | $44,500 | $107,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $448,000 | $149,000 | $275,000 | $63,000 | $90,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,955 | $171,527,000 | $318,285 | $4,406,000 | $51,857 | $7,194,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 78 | $5,657,000 | $72,000 | $161,000 | $37,000 | $72,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,224 | $118,836,000 | $365,375 | $4,406,000 | $50,937 | $7,194,000 |
| Application Denied By Financial Institution | 573 | $34,991,000 | $133,272 | $800,000 | $70,181 | $514,000 |
| Application Approved But Not Accepted | 198 | $19,663,000 | $59,200 | $500,000 | $44,800 | $389,000 |
| Application Withdrawn By Applicant | 29 | $1,977,000 | $60,200 | $162,000 | $65,800 | $264,000 |
| File Closed For Incompleteness | 9 | $1,717,000 | $243,500 | $900,000 | $96,000 | $300,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 384 | $18,535,000 | $47,625 | $318,000 | $54,250 | $514,000 |
| Debt-To-Income Ratio | 124 | $9,357,000 | $245,000 | $796,000 | $63,500 | $135,000 |
| Collateral | 38 | $4,815,000 | $136,800 | $800,000 | $90,200 | $280,000 |
| Other | 8 | $731,000 | $100,500 | $277,000 | $60,500 | $112,000 |
| Employment History | 7 | $764,000 | $110,666 | $194,000 | $31,666 | $42,000 |
| Unverifiable Information | 5 | $325,000 | $44,000 | $143,000 | $52,500 | $135,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $299,000 | $72,333 | $119,000 | $45,666 | $86,000 |
| Credit Application Incomplete | 3 | $165,000 | $57,500 | $90,000 | $38,000 | $59,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank Midwest, N.A.'s 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank Midwest, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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